Best Corporate Card Expense Solutions

The corporate card every growing business deserves.

Where higher spending power meets smarter controls — and expense reports do themselves.

Corporate credit cards for startups and enterprises.

Worldwide card acceptance. Physical and virtual cards issued on the leading worldwide network, Mastercard.

• 5-star app on iOS and Android
• Get rewarded for spending (up to 7x back)
• Credit limits based on business financials
• 24/7 customer support
• Enterprise-grade security

The only corporate card that does it all.

Enable spend for travel, procurement, and more with worldwide card acceptance and local-currency cards in 50+ countries.

• T&E cards: Enable travel expenses and ensure policy compliance with automated controls, receipts, and memos.
• Vendor cards: Issue card with built-in controls for specific vendors, and set to recur or expire.
• Purchase cards: Instantly issue purchase cards with per-transaction AP controls and PO-like approval flows.
• Benefits cards: Set up recurring or one-time stipend cards with embedded policies — and only pay for what's used.
• Custom cards: Provision spend limits for any need, and your policy will be auto-applied with every Brex card swipe.

With controls at every swipe.

Brex cards have expense management built in — because a card without controls is, well, out of control.

• Automate employee compliance: Automatically collect itemized receipts compliant with IRS or local tax laws, generate memos, and categorize to the right GL and/or project.
• Customize limits and controls: Issue spend limits with embedded controls for category, merchant, and more. Transfer cards in one click or automatically when an employee leaves.
• Track expenses in real time: Monitor card limits and expenses in real time, by team, individual, and global subsidiary, all in a single console.

Local cards in 50+ countries and growing.

Brex cards can be issued in more countries and currencies than any other, enabling local operations anywhere.

• One global card program: See company’s total credit limit and subsidiary-specific limits, expenses, and billing in one console.
• Local currency cards and statements: Avoid intercompany transactions and FX fees by issuing cards in employees’ local currency.
• Local card limits and controls: Customize spend limits to local markets with embedded policies tailored to local reporting rules and regulations.

A corporate card designed for modern finance.

Save money and time. All with one corporate card. Save more by preventing out-of-policy spend. Preset controls on corporate cards for specific vendors and categories. Be free from expense reports. Easily submit expenses through SMS, mobile app, and integrations. Unlock savings in real time. Get insight into spend as it happens, with a platform that pays off immediately. Grow your business with the right terms. Get rewards and perks, and up to 5% savings. There’s no personal credit checks or personal guarantee.

• Preset controls for vendors and categories
• No personal credit checks or guarantees
• Real-time spend insights
• Rewards and perks

Build control into the card, before spend even happens.

Create custom virtual cards and set permissions for everything from ad marketplace spend to remote work stipends, for individual teams or your whole company. Add restrictions to automatically prevent specific categories and merchants. Questionable vendors are always automatically flagged for approval.

• Custom virtual cards
• Permissions by team or spend type
• Automatic restrictions and flagging

More visibility, more time back.

Create personalized workflows that only notify the right people, based on spend amount or team role, and keep visibility high. Let Ramp send reminders for missing items or request repayments for you. Spend less time chasing down receipts and more time closing your books.

• Personalized approval workflows
• Automated reminders and repayments

Effortless expenses for employees (and managers).

Ramp automatically finishes expenses for you by routing transactions to the right limits, generating receipts for purchases, and saving recurring memos. You can send receipts with an SMS, via mobile app, or auto-route through smart integrations like Gmail, Lyft, and Amazon.

• Automatic expense completion
• Receipt submission via SMS, app, or integrations

Automation, control, and rewards in one place.

Get money back in your pocket, so you can invest even more in growth—or bring your cash back right into the platform. Over $350k in partner offers. From accounting providers to travel services, get top deals and discounts, and sign-up offers to better run your business.

• Cashback rewards
• Partner offers and discounts

No personal credit checks

No impact to your personal credit score. Credit limit based on financial factors such as revenue or dollars raised. Corporate charge card with 30-day payback.

• No personal credit check
• Credit limit based on business financials
• 30-day payback

Easy, secure payments

Unlimited physical and virtual cards. Runs on the Visa network. Apple and Google Pay compatible. Enhanced security with 3DS enrollment, SSO logins, and others.

• Unlimited cards
• Visa network
• Apple/Google Pay
• Enhanced security

Works wherever you go

Acceptance in 200+ countries through the Visa global network. Local issuing and debiting in 33 countries. Reimburse in 70 countries and 40 currencies.

• Global acceptance
• Local issuing in 33 countries
• Reimbursements in 70 countries/40 currencies

Seamlessly integrates with your existing tools.

Streamline your finance operations by integrating Ramp with your existing apps.

• Integrations with accounting, travel, and business tools

Spend Management Solutions

Paylocity for Finance transforms spend management — cutting inefficiencies, boosting visibility, and delivering an experience employees love across the entire lifecycle of spend.

AI-Powered Finance Tools to Manage Spend in Everyday Systems

Automated workflows, AI-powered receipt capture, transaction coding, and compliance. Fast reimbursements and time savings for finance teams.

• Expense Management
• Corporate Cards
• AP Automation
• Guided Procurement
• Headcount Planning

Platform Capabilities

AI, mobile app, integrations, analytics & reporting, workflows, and client partnership.

• Intelligent automation and insights
• Mobile access
• Third-party integrations
• Custom and out-of-the-box reporting
• Automated workflows

Fraud Protection

Comprehensive fraud monitoring, real-time alerts, two-factor verification, adjustable spend controls, and secure card sharing.

• Machine learning fraud detection
• Real-time alerts
• Two-factor verification
• Adjustable controls
• Secure card sharing

FAQs

Answers to common questions about spend management, fraud protection, modularity, and onboarding.

• What is spend management?
• How does Paylocity help protect against fraud?
• Can I add modules over time?
• How long does it take to onboard?

Ready to take charge of your spend management?

Expensify Card helps your company's money go further with time-saving spend management tools. Get started by entering your email or phone number.

The corporate card to own for December 2025

Use the Expensify corporate card to automatically import and account for all your company’s expenses with features like up to 2% cash back, smart limits, eReceipt coverage, tax compliance, unlimited virtual cards, and immediate transaction sync.

• Up to 2% cash back
• Smart Limits
• eReceipt coverage
• Tax compliance
• Unlimited virtual cards
• Immediate transaction sync

Explore the Expensify Visa® Commercial Card

The Expensify Card scales from small businesses to global enterprises, helping keep personal and business expenses separate and ready for tax season.

• Built for businesses of all sizes and industries
• Helps keep personal and business expenses separate

Get started in minutes

Approval and setup only take a few minutes. Virtual card is available immediately, physical card arrives in a few days.

• Fast approval and setup
• Immediate virtual card
• Physical card in a few days

Settle up monthly or daily

Choose to settle your Expensify Card payment monthly or daily. Employees can only spend what’s in your business bank account.

• Monthly or daily settlement options
• Spending limited to business bank account balance

Ensure realtime compliance

Purchases run through Rogue Agent Detection and custom workspace rules to ensure compliance and protect from fraud.

• Rogue Agent Detection system
• Custom workspace rules

Get up to 2% cash back

Get 1% cash back with every swipe (no minimums), and 2% back if you spend $250k+/month across cards. Applies to US purchases only.

• 1% cash back standard
• 2% cash back for $250k+/month spend
• US purchases only

Save 50% on your Expensify bill

Save 50% on your monthly Expensify bill when you use the card for at least half of your organization’s monthly purchases.

• 50% discount on Expensify bill with qualifying card usage

Ditch paper receipts

Most card purchases automatically generate a digital, IRS-compliant eReceipt so your team rarely needs to scan physical receipts.

• Digital, IRS-compliant eReceipts
• Reduces need for physical receipt scanning

Accountants get revenue share

ExpensifyApproved! accountants receive a 0.5% revenue share on all client Expensify Card purchases. This can be kept by the firm or passed to clients as cash back.

• 0.5% revenue share for accountants

Case study

Suncommon found it easy to move from their previous bank and distribute Expensify cards to employees. They appreciated simple credit limit adjustments and daily settlement auto reconciliation.

• Easy migration and card distribution
• Simple credit limit adjustments
• Auto reconciliation with daily settlement

FAQs

Frequently asked questions about pricing, eligibility, fraud protection, usage, and more.

Volopay corporate card for modern businesses

Say goodbye to complicated expense tracking and slow payment methods. Introduce Volopay’s corporate expense card feature to your business for easier payments. Get customizable spend limits, automated expense reporting, real-time tracking, and better budgeting with corporate cards. A combination of physical and virtual cards will take care of all your expenses—whether they are for business travel, subscriptions, online shopping, and so much more.

Smarter spending with approvals

No need to worry about going over your budget when you use corporate expense cards. Volopay’s corporate card for startups allows you to implement your approval workflows for better accountability. All expenses made with corporate expense cards will be automatically reflected on your platform. Quickly fill expense reports through a mobile app. With automated non-compliant expense flagging, robust card management features, and the ability to start discussion threads, every expense is guaranteed to be accounted for.

Easy and faster payments

All it takes is a swipe of your card to make payments when you use a Volopay corporate card. There’s no need to play the waiting game with approval delays with pre-approved spending limits built into the corporate expense cards you issue. Get expense alerts whenever a transaction is made. Say goodbye to complicated reimbursement processes and allow your employees to make business expenses without all the hassle.

Track expenses in real-time

Worried about a lack of expense visibility? Using a corporate card for startups will fix that. All expenses made on a corporate card will be automatically reflected in your Volopay dashboard. Expenses can also be auto-approved when they’re made at particular merchants and comply with all preexisting policies. Link cards with the appropriate department or project. Unexpected or unauthorized purchases are no longer a problem when employee expenses have transparency and accountability.

Easy accounting system integration

Streamline your financial management by integrating your corporate cards with accounting systems. No more stressing over time-consuming manual data entry processes. Ensure that your accounting records are error-free. With integration capabilities, you can get enhanced accuracy and streamlined reconciliations, complete with card expenses split into multiple line items. Expenses can be directly synced between your platforms with ease.

Issue multiple cards to employees

Issue cards to all your employees with ease by using Volopay corporate expense cards. You can activate, block, freeze, and replace cards in just a few clicks. Easily request repayments from cardholders for non-compliant and inappropriate transactions. Avoid card sharing, which will create payment and tracking complications. Volopay allows each of your employees to have their own cards. Between physical and virtual cards, you can assign each card to a specific employee or purpose.

Automated expense categorization

You don’t want to waste time categorizing expenses manually, especially when you need to make multiple business expenses on each card. Get automated expense categorization with Volopay to make viewing and managing your spending easier. All expenses made on your corporate card can be automatically categorized with customizable advanced rules. When filing expense reports through the Volopay app or platform, employees can also select the relevant categories with a click.

See how Volopay cards can benefit your business

• Simplified reimbursement: Reduces the need for out-of-pocket employee expenses and reimbursement claims.
• Improved cash flow: Card limits help ensure spending within budget and prevent surprise bills.
• Protect finances as you build business credit: Controlled spending and transparent records help build business credit.
• Simplified real-time expense tracking: Real-time updates on all card spends, easy tracking.
• Increased convenience: Each employee can have their own card, eliminating card-sharing hassles.
• Improved vendor relationships: Faster, more efficient vendor payments with unlimited virtual cards and pre-approved limits.

Empower your team with smart corporate cards

• Managers: Streamline approval workflows, track team spending, set custom limits, ensure policy compliance.
• Employees: Handle expenses without delays, manage transactions via mobile app, eliminate need for personal funds.
• Finance teams: Gain real-time visibility, automate reporting, improve cash flow management.
• Accounting teams: Integrate with accounting systems, automate reconciliation, reduce errors, speed up closings.

One card, endless benefits: Volopay corporate cards for every business

• Startups: Real-time insights, automated reporting, cash flow control, agility.
• Small businesses: Manage daily expenses, full transparency, control budgets, automate approvals.
• Large enterprises: Advanced analytics, dynamic limits, custom reporting, multi-level approvals, compliance.

Learn more about Volopay

Volopay combines approvals, corporate cards, bill payments, expense reimbursements and accounting automation into one single platform.

• Physical cards: Prepaid, real-time tracking, spending control, eliminate reimbursements.
• Virtual cards: For online purchases, subscriptions, vendor payments, secure transactions, budget allocation.