Top 5 Used-Car Finance Lenders in the UK

Looking for a straightforward way to get a car finance quote? You’re in the right place.

Approvals valid for 30-days. Take your time to find your perfect car. No impact on your credit score. Check if you'll be accepted for free. Instant online decision. Get your personalised decision today! This will only take 2-minutes.

• Approvals valid for 30-days
• No impact on your credit score
• Instant online decision
• Personalised decision
• Quick process (2 minutes)

Jigsaw Finance Limited is a Credit Broker not a lender. Rates from 8.9% APR, with the rate that you will be offered being based on your individual circumstances.

Representative Example: Hire Purchase agreement, based on a vehicle with a cash price of £8,000.00, with £0 deposit, borrowing £8,000.00 over 5-years with a representative APR of 16.9% fixed, the amount payable would be £193.34 per month, with an option to purchase fee of £1.00, a total cost of credit of £3,600.40, and a total amount repayable of £11,600.40

At Jigsaw Finance, we make it simple to find the right finance option for your next vehicle. Tell us a few details about yourself and the car you’re interested in, and we’ll do the rest. Our technology allows us to process applications quickly and securely, while our experienced team is on hand to review details and guide you through the next steps. This combination of smart systems and personal service helps you get a quote that’s accurate and tailored to your circumstances. There’s no obligation to proceed, and we’ll always let you know before any hard credit check takes place. In most cases, we begin with a soft search that has no impact on your credit score. If a full credit check is needed later in the process, we’ll explain this first so you can give your consent. It’s quick, confidential, and handled by a team that’s been helping UK drivers for over 25 years. Once you’ve submitted your details, we’ll review your information and contact you to confirm your quote and explain what happens next.

Jigsaw Finance Limited and associated trading styles is a Credit Broker not a lender and is authorised and regulated by the Financial Conduct Authority FRN 679612. Jigsaw Finance Limited can introduce you to a limited panel of lenders, on a non-advised basis, meaning we cannot give you advice or a recommendation on products. We do not charge you a fee for our service, however we will receive a commission for arranging your vehicle finance. The amount earned by Jigsaw and the motor retailer including how it has been calculated will be disclosed prior to signing your agreement, details of this can be found in our Initial disclosure document. View our full disclosure by reading our Initial Disclosure Document. All finance is subject to status and income, applicants must be 18 or over, terms and conditions apply, and guarantees and indemnities may be required.

All MINI Used Vehicles come with the following benefits outlined below. MINI Approved Used vehicles will also come with a fully-verified Service History.

• Minimum 12 month unlimited mileage MINI Warranty
• Independent, certified check to verify vehicle history and mileage
• Only Genuine MINI Parts used - most with a two-year warranty
• Meticulous checks carried out by our qualified MINI Technicians

A wide selection of MINI models is available, including both new and older variants.

• MINI Cooper 3-Door
• MINI Cooper 5-Door
• MINI Cooper Convertible
• MINI Aceman
• MINI Countryman
• MINI Clubman
• MINI Paceman
• John Cooper Works
• MINI Cooper Electric
• MINI Countryman Electric
• Clubvan
• Coupé and Roadster

Contact MINI for more information or to find a centre.

With car finance, you can spread the cost of obtaining a new or used car. Car Finance Genie makes the process easy and stress-free, removing jargon and presenting options from a large panel of lenders.

• Manageable monthly instalments
• No deposit and no guarantor options
• Support for all credit histories

Car finance made easy with 4 simple steps: Apply, Get decision, Choose a car, Drive away.

• Apply for a no-obligation quote
• Panel of lenders compared
• Choose from trusted dealers
• Complete documents and drive away

Hire Purchase (HP) and Personal Contract Purchase (PCP) are available, with flexible terms and optional deposits.

• HP: Own the car at the end, no mileage restrictions, no balloon payment
• PCP: Option to own, return, or exchange at end, subject to mileage/condition

Trusted dealer network, SAF Approved staff, CFG Quality Assured vehicles, no deposit finance, years of experience.

• Over 100 independent 5-star reviews
• Carefully picked, trusted dealers
• All staff SAF Approved
• No deposit finance available
• Specialists with years of experience

We don’t just advise on insurance - we’re here to help you, your business and your community thrive. World-class insight and expertise from key sector specialists, tailored with a personal touch to help you find better ways to manage your risk, protect your people, and support your growth.

Whether you work in a big or small office, or even from home, it is one of your most important assets. So having the right insurance is vital.

Balancing the books is tricky enough for many businesses, without having to deal with an unplanned claim. It's important to have the right level of cover.

If your vehicles are out of action, you’re not earning. You need to keep your business running regardless of the challenges thrown your way – from a tight deadline to a vehicle off the road.

Cyber crime and hacking is an ever expanding risk to businesses.

Business owners recognise the need for protecting their business assets, but often overlook the potential impact to their business of losing an employee.

Being in business is sometimes about taking risks. To be successful you need risk management. Having an understanding of the risks that your business is likely to face is a key step towards success.