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Best Banking for cryptocurrency exchanges in USA

Non-sponsored, Expert Verified and Transparently Ranked Banking for cryptocurrency exchanges in USA

Published December 21, 2025Updated December 29, 2025

Executive Summary

We analyzed 5 solutions. Top Recommendation: Crypto Solutions by Cross River Bank scored highest due to Best for fintechs, crypto platforms, and merchants needing bank-grade fiat, stablecoin interoperability. Unifies ACH, wires, RTP, cards, and approved stablecoins with real-time mint/burn, 24/7 settlement, and pre-settlement compliance, eliminating extra wallets/ledgers [1], [2], and is live in Visa’s USDC settlement pilot [3].

At a Glance

5
Providers Compared
0
Verified Providers
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Evidence Coverage
#1
Top Recommendation

Crypto SolutionsbyCross River Bank

Best for: Best for fintechs, crypto platforms, and merchants needing bank-grade fiat, stablecoin interoperability. Unifies ACH, wires, RTP, cards, and approved stablecoins with real-time mint/burn, 24/7 settlement, and pre-settlement compliance, eliminating extra wallets/ledgers [1], [2], and is live in Visa’s USDC settlement pilot [3].

View Full Details →

Side-by-Side Comparison

Best For
Best for fintechs, crypto platforms, and merchants needing bank-grade fiat, stablecoin interoperability. Unifies ACH, wires, RTP, cards, and approved stablecoins with real-time mint/burn, 24/7 settlement, and pre-settlement compliance, eliminating extra wallets/ledgers [1], [2], and is live in Visa’s USDC settlement pilot [3].
Transaction Speed
24/7/365 real-time settlement: funds settle within seconds via RTP and FedNow; stablecoin payments support real-time mint/burn, and CRNow provides instant 24/7/365 posting and reconciliation. (crossriver.com)
Compliance and Security
FDIC‑insured bank with bank‑grade compliance; pre‑settlement compliance/good‑funds (on‑chain only after funds and compliance clear); supports approved stablecoins (e.g., USDC). (crossriver.com) Uses Chainalysis KYT/Reactor/Kryptos for AML/investigations; KYC/KYB and enhanced transaction monitoring via subledgers/CIP; crypto‑linked cards run on PCI DSS 4.0 Level 1 with 3DS and real‑time fraud monitoring. (crossriver.com)
Integration Flexibility
API-first, unified integration: one connection/one API to move between USD and approved stablecoins across ACH, wires, RTP, FedNow, and card networks; integrated with Cross River’s COS core. Abstracts blockchain complexity, supports third-party integrations, and enables 24/7/365 settlement for interoperable, composable money movement. (crossriver.com)
#1
Cross River Bank logo

Cross River Bank

Crypto Solutions

by Cross River

crossriver.com

Cross River Bank

Company Information

Cross River is a financial services organization that combines the expertise of a bank with the innovation of a technology company, providing API-based financial solutions for businesses.

Company Overview

What They Do: Cross River provides banking and financial services powered by a proprietary API-driven banking core, offering payment solutions, lending infrastructure, and compliance management.
Who They Serve: Fintech companies, neobanks, digital lenders, and businesses across various industries.

Company Details

Industry: Finance
Type: private
Employees: 1K-5K
Founded: 2008
Location: Fort Lee, NJ

Financial Information

Revenue: 50m-100m
Total Funding: $954.0M

Contact Information

Trust & Compliance

FDIC Insured
Equal Housing Lender
secondary_market

Key Value Propositions

  • API-driven banking infrastructure
  • Regulatory compliance
  • Industry-specific financial solutions

Technology Stack

Cloudflare DNS
Outlook
Zendesk
Amazon AWS
Microsoft Office 365
CloudFlare Hosting
Acquia-Marketing-Cloud
Amazon-Ec2
Amazon-S3
Apache
Cloudflare-Cdn
Drupal
Facebook-Social-Plugins
Google-Analytics
Google-Tag-Manager
Hotjar
Microsot-365
New-Relic
Nginx
Php

Industries Served

Finance
Fintech
Digital Lending
Banking
Healthcare Finance
Construction

Technical Information

API Available

Cross River offers a wide array of APIs for banking, payments, and lending services.

Social Proof

Customer Testimonials

Stablecoin settlement matters when it delivers practical advantages in real payment settings that benefit customers.

Through our partnership with Cross River, Plaid Transfer now offers instant pay-ins, instant payouts and Same Day ACH.

Trusted By
Visa
Upgrade
Best Egg
Dailypay
Case Studies
Plaid scales its business with faster payments

Plaid

Through the partnership, Plaid now offers instant pay-ins and pay-outs.

Read Case Study

Social Links & Discovery

Categories

b2b

Keywords

financial services
banking
fintech
api-based solutions
payments
lending
credit building
embedded finance
technology solutions
finance

Target Customers

Fintech companies
Neobanks
Digital lenders
Merchant acquirers
Small businesses

Summary

Cross River's Crypto Solutions platform offers a comprehensive suite for onchain finance, integrating fiat and stablecoin rails, crypto-linked cards, and compliance-driven infrastructure. It is designed to support real-time payments, settlement, and interoperability between traditional and digital assets.

Overview

Crypto Solutions by Cross River enables businesses to build, move, and settle value onchain without compromising on bank-grade controls. The platform combines fiat rails, stablecoin payments, and crypto-native products, providing a unified infrastructure for digital asset strategies.

Best For

Best for fintechs, crypto platforms, and merchants needing bank-grade fiat, stablecoin interoperability. Unifies ACH, wires, RTP, cards, and approved stablecoins with real-time mint/burn, 24/7 settlement, and pre-settlement compliance, eliminating extra wallets/ledgers [1], [2], and is live in Visa’s USDC settlement pilot [3].

Score: 93.5/100

Key Features

  • Corporate accounts with traditional and instant payment rails
  • 24/7/365 instant funding and settlement between accounts
  • USD ↔ stablecoin payments with full interoperability
  • Pre-settlement compliance and automated reconciliation
  • Crypto-linked card programs (debit, prepaid, credit) with stablecoin settlement and crypto rewards
  • Network settlement for issuing and acquiring obligations in stablecoin
  • Stablecoin acquiring services for merchant payments
  • Crypto-backed loan financing for short-duration, over-collateralized loans

Key Benefits

  • Bank-grade controls and compliance frameworks
  • Real-time, 24/7/365 settlement and payments
  • Interoperability between fiat, cards, and wallets
  • Direct liquidity access with real-time mint/burn
  • No need for additional wallets or ledgers for stablecoin transactions

Who Is It For

  • Crypto platforms
  • Fintechs building crypto-native infrastructure
  • Businesses seeking to integrate digital assets
  • Merchants accepting stablecoin payments
  • Lenders offering crypto-backed loans

Features & Modules

Onchain Finance

Build, move, and settle value onchain without compromising on bank-grade controls. We combine fiat rails, stablecoin payments, and crypto-native products in one platform.

What we support today

  • Fiat services: Corporate accounts, traditional and instant payment rails for wallet funding, and 24/7/365 instant funding and settlement between accounts
  • Stablecoin payments: USD ↔ stablecoins across payment modalities, with full fiat-stablecoin interoperability, pre-settlement compliance, real-time mint/burn, treasury controls, and automated reconciliation
  • Crypto-linked cards: Card programs that support stablecoin settlement and crypto rewards
  • Network settlement: Settle issuing and acquiring obligations entirely in stablecoin
  • Stablecoin acquiring services: Pay merchants directly in stablecoins, extending settlement window
  • Crypto-backed loan financing: Financing for short-duration, over-collateralized loans backed by onchain collateral

Solutions in action

  • CRNow: Always on settlement within our partner network (real-time payments 24/7/365, interoperable with FedNow® & RTP® via one API, secure, in-network transactions)
  • On/Off ramp: Real-time conversion between fiat and digital assets (fund crypto platforms from fiat accounts, convert crypto back to fiat with direct integrations, governed by bank-grade compliance frameworks)
  • Crypto enabled cards: Digital assets for everyday spending (liquidity for digital assets, crypto rewards and global acceptance, debit, prepaid, and credit options for everyday spending)

Why Cross River

  • Good funds model: Executes onchain only after funds and compliance clear, ensuring efficient capital use and verified settlement
  • Interoperability: Move between bank accounts, cards, and wallets without idle capital
  • Direct liquidity access: Real-time mint/burn with issuer connectivity; treasury guardrails control exposure in minutes, not days
  • CRNow instant settlement: Settlement across card, account, and onchain rails, available 24/7/365
  • Fiat accounts: Send and receive stablecoins directly from the same bank accounts used for fiat. No additional wallets or ledgers required.

Ready to build together?

Let’s talk about how our infrastructure can power your digital asset strategy.

Available In

Currently only available in limited states (U.S.)

Compliance

  • Bank-grade compliance frameworks govern on/off ramp and settlement services.
  • Member FDIC.
  • Equal Housing Lender.
#2
Coinbase logo

Coinbase

Coinbase Developer Platform

by Coinbase

coinbase.com

Coinbase

Company Information

Coinbase is a secure online platform for buying, selling, transferring, and storing cryptocurrency.

Company Overview

What They Do: Coinbase provides a platform for buying, selling, and managing cryptocurrencies.
Who They Serve: Individuals, businesses, and institutions.

Company Details

Industry: Finance
Type: public
Employees: 5K-10K
Founded: 2012
Location: San Francisco, CA

Financial Information

Revenue: over-1b
Stock: NASDAQ:COIN (nasdaq)
Total Funding: $30100.0M

Contact Information

Trust & Compliance

post_ipo_debt

Key Value Propositions

  • User-friendly interface for buying and selling cryptocurrencies
  • Advanced trading tools for professional traders
  • Secure storage solutions for digital assets
  • Staking and rewards programs for crypto holders

Technology Stack

Amazon SES
Cloudflare DNS
CloudFlare Hosting
Gmail
Google Apps
Microsoft Office 365
Amazon-Cloudfront
Amazon-S3
Bugsnag
Cloudflare-Cdn
Google-Analytics
Google-Tag-Manager
React

Industries Served

Cryptocurrency
Finance
Technology

Technical Information

API Available

Coinbase offers a comprehensive API for developers to integrate cryptocurrency functionalities into their applications.

Social Links & Discovery

Categories

b2c
b2b

Keywords

cryptocurrency
bitcoin
ethereum
blockchain
digital assets
financial services
digital currency
litecoin
financial technology

Target Customers

Retail investors
Institutional investors
Businesses
Developers

Summary

CDP is a suite of APIs, SDKs, and developer resources from Coinbase, designed to make building onchain and crypto-enabled applications easy and secure. It leverages Coinbase's expertise in trading, exchange, stablecoins, payments, wallets, and compliance to provide a robust infrastructure for developers and businesses.

Overview

Coinbase Developer Platform (CDP) provides trusted crypto infrastructure, APIs, and developer tools to power payments, trading, wallets, stablecoins, and onchain tools for businesses and developers. It offers scalable, secure, and composable solutions for startups to global enterprises, enabling them to build, integrate, and scale crypto-powered products and services.

Best For

Best for banks, fintechs, and enterprises wanting turnkey, compliant crypto capabilities. CDP offers a single API key to composable payments, wallets, trading, and stablecoins with audited custody and controls [1], is trusted by 250+ leading institutions [2], and powers PNC’s white‑label bitcoin access [3].

Score: 88.9/100

Key Features

  • Comprehensive APIs and SDKs for payments, trading, wallets, stablecoins, and onchain tools
  • Single API key for access to multiple products
  • Off-the-shelf and composable developer tools
  • Global compliance stack
  • Audited custody and risk controls
  • Developer documentation and public GitHub code
  • Demo apps and case studies for reference

Key Benefits

  • Unmatched scale, composability, and trust for building onchain solutions
  • Access to best-in-class trading, exchange, stablecoins, payments, wallets, and compliance stack
  • Secure and trusted infrastructure with audited custody, compliance controls, and risk programs
  • Easy integration with off-the-shelf solutions or custom stacks using a single API key
  • Used and trusted by 250+ leading global financial institutions and fintechs

Who Is It For

  • Startups
  • Global enterprises
  • Banks
  • Fintechs
  • Crypto companies
  • Payment firms
  • Developers building onchain apps
  • Businesses integrating crypto payments or wallets

Available In

United States
Germany
United Kingdom
France
Canada
Spain
Brazil
Portugal
Australia
Singapore
Italy
Netherlands
Argentina
India
Mexico
Global

Security

  • Utilizes the same audited custody, compliance controls, and risk programs as Coinbase's core business
  • Global compliance stack
  • Trusted by 250+ leading financial institutions

Compliance

  • Coinbase, Inc. is not registered or licensed in any capacity with the U.S. Securities and Exchange Commission or the U.S. Commodity Futures Trading Commission.
  • No representation or warranty is made, express or implied, with respect to the future performance of any digital asset, financial instrument or other market or economic measure.
#3
BitGo logo

BitGo

Crypto-as-a-Service

by BitGo

bitgo.com

BitGo

Company Information

Company Overview

What They Do: BitGo offers digital asset infrastructure services including custody, wallets, trading, and financial services.
Who They Serve: Institutions, retail investors, and cryptocurrency firms.

Company Details

Industry: Financial Services

Contact Information

Trust & Compliance

OCC Approval

Key Value Propositions

  • Secure, trusted, scalable wallet solutions.
  • Seamless access to liquidity and capital.
  • Institutional-grade custody services.

Industries Served

Financial Services
Cryptocurrency
Blockchain Technology
Investments

Technical Information

API Available

BitGo provides robust APIs for digital asset management, trading, and wallet services.

Social Proof

Customer Testimonials

You want a partner that is responsive to feedback and sees you not only as a customer but as a partner.

BitGo's security practices are world-class; they truly go the extra mile.

Case Studies
Qualified Custody for ETFs

21Shares

Providing qualified custody for ETFs with 100% cold storage.

Read Case Study
Secure Staking for Pantera

Pantera Capital

Delivering secure staking from insured qualified custody.

Read Case Study

Social Links & Discovery

Target Customers

Institutions
Retail Investors
Crypto Exchanges
Investment Advisors
Individual Investors

Summary

Crypto-as-a-Service is a modular API solution that allows platforms to integrate crypto trading, staking, transfers, and wallet services into their own user interfaces. It leverages BitGo's regulatory licenses and security infrastructure to provide compliant, secure, and scalable crypto functionality.

Overview

BitGo's Crypto-as-a-Service enables businesses to add crypto trading, staking, transfers, and wallet functionality to their platforms via plug-and-play APIs, operating under federal oversight. The service is designed for rapid deployment, regulatory compliance, and robust security, allowing organizations to offer crypto features to their users quickly and safely.

Best For

Best for regulated financial platforms requiring high‑security crypto features with flexible custody. BitGo’s CaaS provides plug‑and‑play trading, staking, transfers, and wallets, backed by a federally chartered OCC national trust bank and global licenses/insurance for institutional compliance [1], [2], [3].

Score: 85.8/100

Key Features

  • Plug-and-play APIs for crypto trading, staking, transfers, and wallets
  • Regulatory licensing via BitGo Bank and Trust, N.A. (OCC charter), MiCAR license (EU), and Major Payment Institution license (Singapore)
  • Turnkey KYC/KYB onboarding flows
  • On/off ramps via wire/ACH (U.S.) and SEPA (EU)
  • Trading of top cryptocurrency pairs within your own UI
  • Secure staking for predictable rewards
  • Open loop ecosystems for buying and sending crypto
  • Customizable policy engine for user permissions, spending limits, and safeguards
  • Custodial wallet insurance up to $250 million
  • Developer-friendly APIs and SDKs through a single interface
  • Support for both crypto and fiat transactions

Key Benefits

  • Rapidly bring crypto functionality to market (within weeks)
  • Operate compliantly with out-of-the-box regulatory licensing
  • Onboard users and funds quickly with turnkey KYC/KYB and on/off ramps
  • Offer trading, staking, and transfers via your own front end
  • Protect client funds with robust controls and insurance
  • Unlock new revenue streams by adding crypto features
  • Backed by industry-leading security and a federally chartered national trust bank
  • Support for fiat, crypto, and stablecoins in wallets
  • Access to 1400+ crypto assets across 40+ blockchains
  • 24/7 global support

Who Is It For

  • Banks & Neobanks
  • Investment Platforms
  • Broker Dealers
  • Fintechs
  • Brands
  • Credit Unions
  • Exchanges
  • Retail Platforms
  • Coin Foundations
  • Developers
  • Corporations
  • Traditional Financial Institutions

Features & Modules

Add Crypto to Your Platform

Enable crypto trading, staking, transfers, and wallets with plug-and-play APIs operating under federal oversight.

Operate compliantly

Out-of-the-box regulatory licensing around the globe. Skip the costly, time-consuming licensing process by leveraging BitGo Bank and Trust, N.A.'s federally regulated OCC charter, along with other BitGo entities’ MiCAR license in the EU, and Major Payment Institution license in Singapore.

Onboard users and funds

Get users on your platform fast with turnkey KYC/KYB and on/off ramps. Fast KYC: Seamlessly submit and approve users through rapid KYC and onboarding flows. On/Off Ramps: Seamless connection between traditional banking and crypto ecosystems via wire/ ACH (U.S) and SEPA (EU).

Offer crypto to your users

Offer trading, staking, and transfers via your own front end. Trading: Empower your users to trade the top cryptocurrency pairs within your own UI. Staking: Enable secure staking to offer your users predictable rewards. Withdraw: Leverage open loop ecosystems, to buy and send crypto.

Keep your clients' funds safe

Offer complete crypto functionality protected by robust controls and insurance. Policy Engine: Customizable policy engine to enforce user permissions, spending limits, and other safeguards to protect your users and your organization. Insurance: With BitGo’s custodial wallets, all client funds are insured up to $250m.

The fastest and safest way to build onchain business

  • Unlock new revenue streams
  • Backed by industry-leading security
  • Fiat, crypto, and stablecoins

Designed for the economy of tomorrow

The future economy will happen both on- and off-chain. Create and scale wallets that enable buying, selling, holding, and transferring both crypto and fiat with streamlined APIs.

  • Developer friendly: Build on our easy-to-use APIs and SDKs through a single interface.
  • 1400+ crypto assets: Give users access to the broadest amount of digital assets, across 40+ blockchains.
  • 24/7 global support: Our team of experts are available around the clock to make sure your build retains consistent uptime.

Supporting different businesses across the world

  • Banks & Neobanks
  • Investment Platforms
  • Broker Dealers
  • Fintechs
  • Brands
  • Credit Unions

Available In

United States (all 50 states via Fold case study)
European Union (MiCAR license)
Singapore (Major Payment Institution license)
Global (subject to jurisdictional eligibility and licensing)

Security

  • Industry-leading security standards
  • Robust user management and policy engine capabilities
  • Customizable policy engine for permissions and spending limits
  • Insurance coverage for client funds up to $250 million
  • Consistent uptime with 24/7 global support

Get Started

#4
zerohash logo

zerohash

Tokenization Platforms Solution

by Zero Hash

zerohash.com

zerohash

Company Information

Zero Hash is a technology company that provides infrastructure for the future of digital assets. It offers a range of products and solutions for businesses to launch crypto and stablecoin products, including trading, payments, loyalty, and custody. The company provides a modular and innovative solution that scales with the needs of its customers, with a focus on regulatory compliance and security.

Company Overview

What They Do: Zero Hash simplifies financial transactions by providing a comprehensive platform for crypto trading, payment services, and asset tokenization.
Who They Serve: Zero Hash serves banks, brokerages, and fintech companies, enabling them to integrate with on-chain services.

Company Details

Industry: Finance
Type: private
Employees: 51-200
Founded: 2017
Location: Chicago, IL

Financial Information

Revenue: 1m-10m
Total Funding: $145.8M

Contact Information

Trust & Compliance

FinCEN Registered Money Service Business
NY BitLicense
series_d

Key Value Propositions

  • Instant money movement
  • Comprehensive payment and tokenization solutions
  • Regulatory compliance for financial services

Technology Stack

Amazon SES
Cloudflare DNS
Gmail
Google Apps
Microsoft Office 365
Salesforce
Apple-Business-Manager
Cloudflare-Cdn
Google-Analytics
Google-Tag-Manager
Google-Workspace
Hubspot
Matomo

Industries Served

Banking
Finance
Fintech
Cryptocurrency

Technical Information

API Available

Zero Hash provides APIs for seamless integration of crypto payments, trading, and asset management.

Social Proof

Customer Testimonials

One of the biggest hurdles when hiring international talent is providing fast, flexible, and reliable payments around the world. Stablecoins have been highly requested by our customers.

zerohash alleviates the technical and regulatory burden of crypto and stablecoin infrastructure, enabling Félix to focus on building the best remittance experience for the millions of Latinos sending money back home.

We needed a partner who could operate at the technical excellence we wanted but also bring to the table the right set of licenses.

Trusted By
BlackRock
Gusto
Case Studies
Remote

Remote

Alleviating the technical and regulatory burden of crypto infrastructure, enabling better remittance experiences for users.

Read Case Study
Félix

Félix

Focus on delivering the best remittance experience for users through stablecoins.

Read Case Study
Kalshi

Kalshi

Partnering for technical excellence and required licenses for their operations.

Read Case Study

Social Links & Discovery

Social Media

Categories

b2b

Keywords

digital assets
crypto
stablecoins
fintech
payments
trading
loyalty
custody
regulatory compliance
security

Target Customers

Banks
Brokerages
Fintechs
Payment Service Providers

Summary

Zero Hash's Tokenization Platforms Solution provides infrastructure for creating, managing, and settling tokenized assets and payments. It is designed to simplify global payments, enable programmable and instant funding, and support real-time settlement of tokenized assets.

Overview

Tokenization Platforms by Zero Hash make tokenized assets usable with real-time settlement. The solution enables seamless crypto payments and settlements through tokenized infrastructure, providing scalable onchain solutions via fully regulated infrastructure trusted by startups and built for banks.

Best For

Best for banks, brokerages, and payment platforms building tokenized‑asset experiences. Zero Hash delivers tokenization rails and engine for real‑time settlement and multi‑chain issuance with built‑in compliance [1], supports institutional flows to tokenized funds at scale [2], and offers qualified custody via its North Carolina trust company [3].

Score: 84.3/100

Key Features

  • Tokenization Payment Rails: Enable seamless crypto payments and settlements through tokenized infrastructure
  • Tokenization Engine: Create and manage tokenized assets
  • Buy/Sell: Embeddable out-of-the-box crypto trading
  • Staking: Offer secure token staking
  • Qualified Custody: Safeguard crypto and tokenized assets
  • Incentives: Boost engagement, loyalty, and lifetime value
  • Lending Stack: Lending infrastructure for enterprises
  • Auth: Seamless onchain account linking
  • Account Funding: Instantly fund an account anytime, anywhere
  • On & Off Ramp: Seamless conversion between currencies
  • Payins: Accept payments globally and instantaneously
  • Payouts: Instant payouts for speed and flexibility
  • Remittances: Instant cross-border payments, 24/7/365

Key Benefits

  • Real-time settlement of tokenized assets
  • Seamless crypto payments and settlements
  • Programmable and instant funding
  • Fully regulated infrastructure
  • Trusted by industry leaders
  • Reduces technical and regulatory burden for clients

Who Is It For

  • Startups
  • Banks
  • Brokerages
  • Payment Service Providers
  • Payroll platforms
  • Enterprises seeking to offer tokenized assets, crypto payments, or onchain solutions

Use Cases

  • Accepting stablecoins as payment and settling in fiat
  • Onboarding customers to crypto
  • Delivering stablecoin payouts to 60+ countries
  • Expanding fintech and crypto services to new geographies
  • Modernizing remittances for cross-border payments
  • Unlocking large-scale USDC deposits for events

Available In

United States (51 jurisdictions)
Canada
60+ countries for stablecoin payouts
#5
Nuvei logo

Nuvei

Crypto & Digital Assets (Blockchain Payment Technologies)

by Nuvei

nuvei.com

Nuvei

Company Information

Company Overview

What They Do: Nuvei offers payment processing, fraud and risk management solutions, and other financial services.
Who They Serve: Businesses and enterprises looking for payment solutions across multiple channels.

Company Details

Industry: E-commerce

Contact Information

Trust & Compliance

PCI DSS
GDPR

Key Value Propositions

  • Higher sales conversions
  • Reduced operational costs
  • More markets & payment methods
  • Greater flexibility & support

Industries Served

E-commerce
Online Gaming
Financial Services
Retail
Hospitality
Travel & Mobility
B2B Payments
Government Payments
Health and Wellness

Technical Information

API Available

Nuvei offers a comprehensive suite of APIs for payment processing, risk management, and data analytics.

Social Proof

Customer Testimonials

Nuvei’s solutions have transformed our payment processes and improved our customer satisfaction.

Customer Reviews
G2
2023-01-15
5

"Nuvei has significantly improved our sales and customer experience."

Trusted By
Air Transat
Virgin Airlines
Case Studies
Air Transat boosts global payment performance with Nuvei

Air Transat

Discover how Air Transat improves approvals, fraud protection, and global payment performance by partnering with Nuvei across its airline and tour operator businesses.

Read Case Study
Feeding America stops chargebacks and streamlines workflows with Nuvei

Feeding America

100% reduction in chargebacks due to Nuvei's effective solutions.

Read Case Study

Social Links & Discovery

Target Customers

Small and medium-sized businesses (SMBs)
Enterprise-level businesses
Financial institutions
E-commerce platforms
Marketplaces

Summary

Nuvei offers a turnkey crypto experience with fiat on-ramp and off-ramp, stablecoin settlements, coin listing, crypto payments, and support for Web3 and Metaverse projects. The platform is accessible via a single API and is designed for both crypto novices and experts. Nuvei is a fully licensed, publicly listed provider.

Overview

Nuvei's Crypto & Digital Assets solution streamlines Web3 business by providing seamless fiat-crypto conversion, blockchain payment technologies, and infrastructure to drive crypto success. It empowers partners to enable millions of people to buy billions of dollars in digital assets, serving as a leading payment partner for exchanges, wallets, brokers, coins, NFT platforms, and blockchain games.

Best For

Best for exchanges, wallets, Web3 platforms, and merchants needing global on‑/off‑ramps and stablecoin payments. Nuvei supports 100+ fiat and 200+ cryptocurrencies and USDC on 14 chains [1], participates in Visa’s USDC settlement to acquirers [2], and launched blockchain B2B settlement capabilities in LATAM [3].

Score: 80.7/100

Key Features

  • Fiat on-ramp and off-ramp for crypto
  • Stablecoin payments and settlements (including merchant-minted stablecoins)
  • Support for USDC on 14 blockchains
  • Coin/token listing and purchase with 100+ fiat currencies
  • Crypto payment acceptance for merchants
  • Co-branded Visa card issuance for unified crypto transactions
  • Multiple integration options (single API, customizable UI/UX)
  • Support for major blockchain protocols (Ethereum, Polkadot, Binance Smart Chain)
  • Real-time, 24/7 settlements
  • No chargebacks, guaranteed zero fraud
  • Highly customizable and dynamic user experience

Key Benefits

  • Painless fiat-crypto conversion
  • Web2-style onboarding for Web3
  • Global and local payment options
  • Access to 100+ fiat currencies and 200+ cryptocurrencies
  • Stablecoin support and settlements across blockchains
  • Zero fraud and no risk of chargebacks
  • Lower transaction costs and minimal fees
  • Instant access to funds with crypto
  • Enhanced security and privacy
  • Global reach and access to new, unbanked legal markets
  • Boosts customer loyalty and trust

Who Is It For

  • Fintechs
  • Blockchain businesses
  • eCommerce partners
  • Crypto exchanges
  • Wallets
  • Brokers
  • NFT platforms
  • Blockchain games
  • Web3 and Metaverse projects
  • Merchants seeking to accept crypto or stablecoin payments

Use Cases

  • Crypto exchanges and wallets
  • NFT platforms
  • Blockchain games and gaming payouts
  • eCommerce accepting crypto payments
  • Remittances and cross-border payments
  • Web3 and Metaverse projects
  • Supply chain payments using stablecoins

Features & Modules

Your route to mainstream success

Nuvei empowers partners to enable millions of people to buy billions of dollars in digital assets, serving as a leading payment partner for exchanges, wallets, brokers, coins, NFT platforms, and blockchain games.

  • 450+ leading partners
  • 3.5+ million end users
  • $4B+ in processed payments

A turnkey crypto experience

Fiat on-ramp and off-ramp for smooth conversion between fiat and cryptocurrencies, accessible via a single API.

  • Web2-style onboarding for Web3
  • Wide payment options globally and locally
  • 350+ partners
  • 100+ fiat currencies and 200+ cryptocurrencies
  • Issuer of co-branded Visa for unified crypto transactions

Experience the power of stablecoin payments

Real-time stablecoin transactions, easy conversion between fiat and stablecoins, and comprehensive settlement services.

  • Supports all stablecoins, including merchant-minted
  • Nuvei connects to USDC on 14 blockchains
  • 24/7 stablecoin settlements
  • Stablecoins lower costs and improve supply chain cash flow
  • On-chain settlements reduce operational costs

Take your blockchain project mainstream

Enable blockchain assets for seamless onramps with 100+ fiat currencies, globally.

  • Support for multiple blockchains and tokens
  • Easy coin/token purchases
  • Grow brand equity with large partner network
  • Expand into new markets with global payment coverage

Easy and secure crypto payments

Accelerate transactions, enhance data accuracy, and boost customer loyalty with innovative crypto payment options.

  • Access new markets and facilitate global financial access
  • Guaranteed zero fraud and no risk of chargebacks
  • Reduce costs and simplify management
  • Increase transaction speed and reduce security risks
  • Boosts customer loyalty and trust
  • Instant access to funds with crypto

The future of paying for digital entertainment

Crypto is transforming gaming with larger transaction limits, quicker payouts, and enhanced security.

  • Near real-time crypto transactions
  • Lower fees and global fund access
  • Enhanced security with less data liability
  • Players can receive bonuses for using crypto
  • Access to new, unbanked legal markets

Empowering your journey into Web 3.0 and the Metaverse

Nuvei supports blockchain and Metaverse projects with top partnerships and tools, giving users control over digital assets and privacy.

  • Multiple integration options
  • Highly customizable UI and dynamic UX
  • Supports Ethereum, Polkadot, Binance Smart Chain
  • Smooth UX overcomes Web3 barriers
  • Enhanced security, transparency, and less central authority

Available In

Global (100+ fiat currencies, 200+ cryptocurrencies, 24/7 settlements across blockchains)
No explicit regional restrictions mentioned

Security

  • Guaranteed zero fraud and no risk of chargebacks
  • Enhanced security and privacy for users
  • On-chain settlements reduce operational costs and increase transparency
  • Nuvei is a fully licensed, publicly listed provider

Compliance

  • Fully licensed provider
  • Publicly listed company
  • No explicit mention of specific certifications (e.g., SOC 2, PCI DSS) for this offering, but Nuvei overall claims compliance with industry standards

Data Quality & Transparency

9+
Data Sources
Recent
Last Updated
100%
Criteria Coverage

Our Ranking Methodology

How we rank these offerings

We ranked these Banking for cryptocurrency exchanges in USA based on three key factors: Compliance and Security (40% weight), Integration Flexibility (30% weight), and Transaction Speed (30% weight). Crypto Solutions scored highest because it provides robust compliance and security measures with FDIC insurance, comprehensive transaction monitoring, and 24/7 real-time settlement capabilities, which are crucial for reliability and regulatory adherence in the crypto-banking niche.

Ranking Criteria Weights:

Compliance and Security40%

Ensures safety and regulatory adherence, essential for financial transactions in crypto-space.

Integration Flexibility30%

Enables seamless integration into varied platforms, affecting usability and scalability.

Transaction Speed30%

Critical for efficient trading and fund transfers in a fast-paced crypto market.

Rankings last updated: December 21, 2025

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Frequently Asked Questions

What are the typical costs and pricing models for banking services offered to cryptocurrency exchanges in the USA?
The costs and pricing models for banking services in this niche often include per-transaction fees, monthly subscription fees, and service-specific charges like custody or trading fees. Coinbase's Developer Platform, for example, may charge transaction fees for trades executed through its infrastructure. Cross River may implement fees based on the volume of stablecoin transactions and fiat services provided. Pricing generally reflects the scale of integration and compliance requirements specific to U.S. regulations.
What are the key selection criteria and considerations when choosing a crypto banking infrastructure provider?
Key criteria include compliance with U.S. regulations, scalability, service breadth, and security measures. Coinbase's CaaS offers institutional-grade infrastructure suitable for banks prioritizing compliance and secure access. BitGo provides robust security features with granular controls and KYC automation, which are crucial when handling digital assets. Considering interoperability, Cross River's support for both fiat and stablecoin payments can be a decisive factor for exchanges looking for seamless fund movement.
What industry standards and compliance requirements must U.S. banks and exchanges be aware of in cryptocurrency operations?
Compliance with regulations such as AML/KYC protocols, State Money Transmitter Licenses, and federal guidelines is critical. Coinbase's infrastructure emphasizes compliant crypto access tailored for U.S. regulations, ensuring that its clients can operate within these legal frameworks. Similarly, solutions like BitGo's automated KYC feature help in meeting stringent regulatory standards, which are an essential aspect for exchanges engaging in secure digital asset custody and transaction processing.
What are the common implementation challenges for crypto banking solutions, and how can they be addressed?
Challenges include integrating legacy systems, ensuring regulatory compliance, and managing cybersecurity risks. Solutions like those from zerohash offer platforms that integrate smoothly into existing banks' infrastructures, enhancing fiat-crypto conversion processes. For addressing compliance and cybersecurity, BitGo's extensive security measures and automated KYC can mitigate risks, ensuring that operational challenges are minimized for seamless service delivery.
How is ROI and value delivery measured for banks adopting crypto-related services in the USA?
ROI is typically measured by the increased transaction volume, enhanced customer acquisition and retention, and efficiency gains from automated services. For example, Cross River's 24/7 instant funding capability can lead to increased transactional throughput and customer satisfaction. Furthermore, Nuvei's payment processing infrastructure allows exchanges to accept diverse crypto payments, converting them to fiat seamlessly, which can translate into direct revenue boosts and operational efficiency, thus enhancing overall ROI.

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