Best OEM Extended Warranty Firms in USA in 2025
Non-sponsored, Expert Verified and Transparently Ranked OEM Extended Warranty Firms in USA in 2025
Published: December 16, 2025 | Verified by: Ted Scheiman & Rob Watts
Executive Summary
We analyzed 5 solutions. Top Recommendation: Ford Protect Service Plans by Ford Motor Company scored highest due to Long duration and high-mileage OEM-backed coverage with nationwide dealer repair, making it attractive for fleets and high-usage vehicles that want predictable repair costs under factory-administered programs..
Content Verification
Side-by-Side Comparison
| Feature | #1 Ford Protect Service Plans (Ford Motor Company) | #2 Toyota Certified Used Vehicles (Toyota Motor North America, Inc.) | #3 BMW Protection Products (BMW of North America, LLC) | #4 TruckBuddy Digital Assistant (Various U.S. Truck OEMs (e.g., Freightliner, Volvo Trucks, Peterbilt)) | #5 Honda Rental (American Honda Motor Co., Inc.) |
|---|---|---|---|---|---|
| Best For | Long duration and high-mileage OEM-backed coverage with nationwide dealer repair, making it attractive for fleets and high-usage vehicles that want predictable repair costs under factory-administered programs. | Strong alignment with Toyota’s reputation for reliability, with OEM-backed plans that complement long factory powertrain warranties and provide predictable maintenance and repair budgeting for long-term owners. | Manufacturer-backed coverage integrated with BMW dealer service, tailored to luxury vehicles and high-tech components, and often transferable to subsequent owners to help preserve resale value. | Purpose-built for heavy-duty commercial trucks, these OEM extended warranties integrate with dealer maintenance programs and are tailored to high-mileage, high-duty-cycle operations where downtime and repair cost control are critical. | Competitive pricing relative to other OEM plans, combined with Honda’s strong reliability profile, gives buyers long-term coverage with factory administration at comparatively lower cost. |
| Coverage Duration | Up to 10 years/175, 000 miles for Extended Service Plans and Premium Maintenance Plans. (fordprotect.ford.com) Continued Service Plan may extend coverage to 14 years/160, 000 miles total. (fordprotect.ford.com) | 12-month/12, 000-mile comprehensive warranty from TCUV purchase date; 7-year/100, 000-mile limited powertrain warranty from TCUV purchase date or 100, 000 total miles; 1 year of roadside assistance from TCUV purchase date. (toyota.com) | Up to 7 years or 100, 000 miles (Vehicle Service Contracts: Platinum/Powertrain). (bmwusa.com) | Weekly subscription; coverage remains active until canceled and ends at the current billing cycle. Warm-up: 30 days + 2, 500 miles; seals/gaskets/electronics activate on day 91. No term or mileage limits. Annual prepay available; after the pre‑purchase period, coverage continues with weekly billing. (help.truckclub.com) | Maximum 28 days per rental contract; rentals beyond 28 days require a new contract. (hondacarsofrockwall.com) |
| Cost Competitiveness | Interest-free financing up to 30 months and “lock in today’s rates” maintenance improve affordability. Online dealers (e.g., Zeigler, Granger) sell genuine Ford Protect at discounted, near-cost pricing. Typical PremiumCARE 8yr/100k quotes run ~$2, 772, $3, 520; a Bronco PremiumCARE example lists $5, 735. (fordprotect.ford.com) | Competitive total cost: frequent low APR promos (as low as 4.49% for up to 72 months) on Toyota Certified Used models, plus included 12mo/12k comprehensive and 7yr/100k powertrain coverage limit repair costs. (toyota.com) Typical Toyota CPO price premiums are modest, e.g., Tacoma 2.7% ($656), Tundra 3.6% ($1, 110); some models even under 2% in certain markets. (iseecars.com) | - VSC: up to 7 years/100k miles; repairs with Genuine BMW parts at authorized centers, limiting repair costs. (bmwusa.com) - Lease-End Protection waives up to $5, 000 of excess wear fees. (bmwusa.com) - GAP waives some or all negative equity after a total loss. (bmwusa.com) - Tire & Wheel covers replacement for road-hazard damage (optional cosmetic), cutting out-of-pocket expense. (bmwusa.com) | Free iOS/Android app; no subscription fees (coming soon). (truckclub.com) Referral program pays 15% recurring monthly commission for referrals, providing potential net cost benefit. (truckclub.com) | Dealer-run Honda Rental rates commonly range ~$49, $110/day and $300, $800/week: e.g., Accord $48.99/day ($299.99/week), CR‑V $55.99/day; Pilot ~$104, $110/day; Van $125/day. Some dealers include 150 miles/day with $0.25/mi thereafter. Pricing varies by location and is publicly posted. (hendrickhonda.com) |
| Dealer Network Accessibility | Honored at any Ford or Lincoln dealer, with dealer support across the U.S., Canada, and Mexico; maintenance services can be performed at any Ford dealership. (fordprotect.ford.com) | Nationwide access via participating Toyota dealers; customers can locate dealers and search certified inventory by ZIP. The network is supported by 10 U.S. regional offices and two private distributors, and spans 1, 200+ Toyota dealers nationwide. (toyotacertified.com) (toyota.com) (en.wikipedia.org) | Repairs are performed with Genuine BMW parts at authorized BMW repair facilities, accessed via BMW’s nationwide network of BMW Centers (349 U.S. centers). Certain protections allow service at any BMW Center in the U.S. or Canada; some, like paintless dent repair, can be done at a center or via mobile service. (bmwusa.com) | Members can use any OEM dealership or licensed service center open to the public; preferred partners exist but are optional. TruckClub partners with dealerships and service centers nationwide. (truckclub.com) | Available via participating Honda dealerships; availability varies by location. Many U.S. dealers offer Honda Rent‑A‑Car with online reservations and dealership pickup/return (examples in NC, CA, TX, AL). (scottclarkhonda.com) |
Ford Protect Service Plans
Ford Motor CompanyCompany Information
Description
Ford Motor Company designs, manufactures, markets, and services a full line of Ford trucks, cars, and SUVs, as well as Lincoln luxury vehicles.
What They Do
Manufactures and sells a range of vehicles including cars, SUVs, trucks, and electric vehicles.
Who They Serve
Individuals, families, and businesses looking for reliable vehicles.
Key Value Propositions
Target Customers
Industries Served
Contact Information
Navigation Links
Summary
Ford Protect offers OEM extended service plans in the U.S. that can provide coverage up to 10 years or 175, 000 miles, with options for thousands of components including powertrain, electronics, and advanced safety systems. Coverage is honored at Ford and Lincoln dealers nationwide and is designed for both retail and commercial customers.
Key Features
- Extended Service Plans covering major vehicle components
- Premium Maintenance Plans covering all scheduled maintenance and select wear items
- Additional plans for tires, dents, windshields, theft, surfaces, and more
- Off-road options available for select plans
Key Benefits
- 100% backed by Ford Motor Company
- Ford authorized parts and certified technicians
- Interest-free financing for up to 30 months
- Dealer support across the U.S., Canada, and Mexico
- Coverage for over 1000 components with PremiumCARE
- Lock in future maintenance visits at today's rates
- Convenient service at any Ford dealership
Who Is It For
- Ford vehicle owners seeking extended warranty and maintenance coverage
- Customers purchasing new or used vehicles from Ford dealers
- Drivers in the U.S., Canada, and Mexico
Extended Service Plans
Get the peace of mind that comes from knowing you’re covered. 100% Backed by Ford Motor Company. Ford Authorized Parts & Certified Technicians. Interest-Free Financing for up to 30 Months. Dealer Support Across the U.S., Canada & Mexico. 1000+ Components Covered with PremiumCARE.
- 100% Backed by Ford Motor Company
- Ford Authorized Parts & Certified Technicians
- Interest-Free Financing for up to 30 Months
- Dealer Support Across the U.S., Canada & Mexico
- 1000+ Components Covered with PremiumCARE
Premium Maintenance Plan
With Ford Protect’s Premium Maintenance Plans all scheduled maintenance is covered including select wear items. Lock in future maintenance visits at today’s rates and enjoy the convenience of having your car serviced at any Ford Dealership.
Other Plans Available From Your Ford Dealer
When you purchase a vehicle from your local Ford dealer, they have you covered, from tires to body to windshield.
Resources
Supporting Resources
Detailed Comparison
Coverage Duration
Cost Competitiveness
Dealer Network Accessibility
Toyota Certified Used Vehicles
Toyota Motor North America, Inc.Company Information
Description
Toyota is a leading automotive manufacturer known for its innovation, reliability, and quality vehicles. The company offers a wide range of vehicles from hybrids to fuel cells, catering to various consumer needs.
What They Do
Toyota designs, manufactures, and sells a broad range of vehicles including cars, trucks, and SUVs. It also focuses on hybrid and electric vehicles.
Who They Serve
Toyota serves a global market of automotive consumers, including individuals and families looking for reliable and innovative transportation options.
Key Value Propositions
Target Customers
Industries Served
Key Pages
Summary
Toyota Vehicle Service Agreements, often branded as Extra Care, extend the new vehicle warranty up to 10 years or 125, 000 miles for eligible Toyota vehicles in the U.S. These OEM contracts are sold and honored through Toyota dealers and cover major mechanical components along with roadside assistance options.
Key Features
- Gold & Silver certification levels for used vehicles.
- Comprehensive vehicle inspection and history review.
- Warranty and coverage for certified vehicles.
- Vehicle service agreements.
- Toyota Financial Services for credit and financing.
- Trade-in estimator powered by Kelly Blue Book.
- Dealer locator and inventory search by ZIP code.
- Wide range of Toyota models, including hybrid, plug-in hybrid, fuel cell, and all-electric vehicles.
Key Benefits
- Access to a wide selection of certified pre-owned Toyota vehicles across various models and types (cars, minivans, trucks, SUVs, electrified vehicles, Scion by Toyota).
- Vehicles are certified under Gold & Silver certification levels.
- Certified vehicles undergo a detailed inspection and history check.
- Warranty and coverage options are available for certified vehicles.
- Vehicle service agreements and financial services are offered.
- Trade-in estimator and credit application tools are available.
- Find a dealer and search inventory by location.
Who Is It For
- Individuals seeking a reliable, certified pre-owned Toyota vehicle.
- Customers interested in warranty-backed used vehicles.
- Buyers looking for financing options and trade-in tools.
- People who want to purchase from a network of authorized Toyota dealers.
The Toyota Certified Difference
With each passing year, the Toyota Certified Used Vehicle program has gained momentum — now includes Gold & Silver certifications!
Explore Certified Used Vehicles
Select from all models and search inventory within a specified location and distance.
Apply For Credit
Toyota Financial Services offers credit application for certified used vehicles.
Toyota Certified Trade-in Estimator
Get a trade-in estimate for your current vehicle.
Find a Dealer
Enter your ZIP Code to be shown your closest dealers.
Resources
Supporting Resources
Detailed Comparison
Coverage Duration
Cost Competitiveness
Dealer Network Accessibility
BMW Protection Products
BMW of North America, LLCCompany Information
Description
BMW is known for its luxury vehicles and commitment to innovation and sustainability in the automotive industry, offering a range of electric and hybrid models.
What They Do
Manufacture and sell luxury vehicles, including electric and hybrid cars.
Who They Serve
Car buyers looking for luxury and innovative automotive solutions.
Key Value Propositions
Target Customers
Industries Served
Contact Information
Navigation Links
Summary
BMW offers OEM-backed extended service contracts that extend coverage beyond the factory warranty for new and Certified Pre-Owned BMW vehicles sold in the U.S. Plans cover major components and are administered through authorized BMW dealerships, targeting premium and fleet buyers who want dealer-based service and genuine BMW parts.
Key Features
- Vehicle Service Contracts (VSC) with Platinum and Powertrain coverage options
- All Surface Protection for paint, fabric, leather, or vinyl
- Lease-End Protection to waive excess wear costs
- Guaranteed Auto Protection (GAP) for total loss events
- Multi-Coverage Protection bundles (tire & wheel, dent, windshield, key)
- Tire & Wheel Protection (including optional cosmetic coverage)
- Paintless Dent Repair
- Windshield Protection
- Key Protection (including lock-out assistance)
- All Theft Protection (including catalytic converter and vehicle theft)
- Auto insurance comparison tool
Key Benefits
- Peace of mind from unexpected repair or replacement costs
- Extended coverage up to 7 years or 100,000 miles
- Repairs completed with Genuine BMW parts at authorized facilities
- Customizable protection bundles to fit individual needs
- Coverage for excess wear at lease-end
- Protection from theft, road hazards, and accidental damage
Who Is It For
- BMW owners (new, pre-owned, certified pre-owned, plug-in hybrid, electric)
- BMW lessees
- Drivers seeking extended coverage or protection from unexpected vehicle-related expenses
Resources
Supporting Resources
Detailed Comparison
Coverage Duration
Cost Competitiveness
Dealer Network Accessibility
TruckBuddy Digital Assistant
Various U.S. Truck OEMs (e.g., Freightliner, Volvo Trucks, Peterbilt)Company Information
Description
TruckClub provides commercial extended warranty coverage for heavy-duty trucks, trusted by fleets and owner-operators nationwide, starting at $59/week.
What They Do
TruckClub offers commercial warranty protection plans for heavy-duty trucks.
Who They Serve
They serve fleets and owner-operators in the trucking industry.
Key Value Propositions
Target Customers
Industries Served
Contact Information
Key Pages
Navigation Links
Summary
Major U.S. semi-truck manufacturers offer OEM extended warranties that lengthen coverage on powertrain, aftertreatment, and other critical systems beyond the standard new-truck warranty. These programs are sold through truck dealers and target fleets and owner-operators seeking predictable lifecycle costs and dealer-based service.
Key Features
- Free mobile app for iOS & Android
- 24/7 customer service
- Step-by-step claims submission and management
- Maintenance record tracking
- Referral program with earnings tracking
- Subscription and payment management
- Learning center with business and maintenance resources
Key Benefits
- 24/7 customer support for immediate assistance
- Streamlined claims process directly from the app
- Organized maintenance logs to keep trucks in top condition
- Track referral earnings and commissions
- Easy subscription and payment management
- Access to business and maintenance learning resources
- Potential for exclusive deals, financing, and roadside assistance in future updates
Who Is It For
- Truck drivers
- Owner-operators
- Trucking company staff
- Dealerships
- Finance & insurance providers
- Technology service providers
- Service centers
- Software providers & integrators
TruckBuddy™ by TruckClub™
TruckBuddy™ is our free mobile app for iOS & Android devices.
TruckBuddy™ makes life on the road easier.
- 24/7 Customer Support: Get support anytime you need it.
- Claims Process: Submit and manage claims directly from the app.
- Maintenance Logs: Track all your maintenance records.
- Track Earnings: Access referral link and track commissions.
- Subscription Management: Manage subscriptions and payments.
- Learning Resources: Access business strategies and maintenance tips.
Sneak peak of what's next...
- Exclusive Deals and Member Perks
- Invoice Factoring and Financing Programs
- Roadside Assistance and Towing
Earn extra income anywhere, anytime.
Earn a 15% recurring monthly commission for referring new Members. Anyone can earn commissions while helping build a protected & empowered trucking community with our referral program. It's totally free to join. No purchase is necessary.
- Signup
- Refer
- Earn
Partner with TruckClub™
Our Reseller program enables businesses in the trucking industry to expand their offerings by reselling and referring TruckClub™ products and services.
- Truck Dealerships
- Finance, Lease & Insurance Providers
- Service Centers
- Software Providers & Integrators
Resources
Detailed Comparison
Coverage Duration
Cost Competitiveness
Dealer Network Accessibility
American Honda Motor Co., Inc.Company Information
Description
Explore an innovative line of quality products from American Honda Motor Company. Find the latest news and information on Honda and Acura brand products.
What They Do
Manufacture automobiles, motorcycles, power equipment, and aerospace products.
Who They Serve
Consumers looking for vehicles and power solutions
Key Value Propositions
Target Customers
Industries Served
Contact Information
Key Pages
Summary
Honda Care is Honda’s OEM extended service contract program in the U.S., offering coverage for up to 8 years or 120, 000 miles on eligible Honda vehicles. Plans include mechanical breakdown coverage, roadside assistance, and rental car benefits, and repairs are performed at authorized Honda dealerships.
Key Features
- Online reservation system
- Pick-up and return at participating dealerships
- Expert vehicle maintenance
- Flexible rental periods
Key Benefits
- No long-term lease required
- Expertly maintained vehicles by certified Honda technicians
- Flexible rental durations for different lifestyles and needs
- Access to a range of Honda models
Who Is It For
- Individuals interested in trying out a Honda vehicle before purchase or lease
- Customers planning trips or vacations
- People seeking a short-term, flexible vehicle rental solution
- Drivers in the Houston area (market test location)
Experience the New Honda Rental Program
Market test currently only available in Houston. Reservation form for pick-up and return dates, times, and zip code.
- Market test in Houston
- Reservation required with pick-up and return details
Rent the Ride. Experience the Honda Difference.
Honda Rentals offer a flexible, hassle-free way to drive the Honda you love — whether you’re exploring a new model or planning a trip. Each vehicle is expertly maintained and available at select dealerships for a limited time. Reserve yours today.
- Flexible, hassle-free Honda rentals
- Expertly maintained vehicles
- Available at select dealerships for a limited time
What Makes Us Different?
- No strings attached: Drive the Honda you love without the lease.
- Expert care: Every vehicle is maintained by certified Honda technicians.
- Designed for discovery: From long vacation plans to short weekend trips, there’s a Honda for every lifestyle.
Resources
Detailed Comparison
Coverage Duration
Cost Competitiveness
Dealer Network Accessibility
Our Ranking Methodology
How we rank these offerings
We ranked these OEM Extended Warranty Firms in USA based on three key factors: Coverage Duration (40% weight), Dealer Network Accessibility (35% weight), and Cost Competitiveness (25% weight). Ford Protect Service Plans scored highest because they offer the longest coverage duration, extensive dealer network accessibility, and competitive cost options.
Ranking Criteria Weights:
Frequently Asked Questions
- How often is this information updated?
- We update our rankings and information regularly to ensure accuracy. Each page shows the last verification date.
- Are these rankings sponsored?
- No. All rankings are completely independent and based on objective criteria. We do not accept payment for placement.
Our Promise: We promise to deliver the highest quality company and offering data, free from sponsored bias. We compile data from across the internet, to give the most accurate and true rankings, according to our transparent algorithms.