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Best Treasury Management Platform for Small Construction Firms in USA in 2025

Published: December 9, 2025

Executive Summary

We analyzed 5 solutions. Top Recommendation: Cash Flow Management by Trezy scored highest due to AI-powered forecasting combined with supplier cost intelligence and real-time inflation tracking. Includes document management hub for invoice and receipt management plus performance analytics dashboards..

5 Companies Listed
1

Cash Flow Management

trezy.io

Construction cash flow management software with real-time tracking and AI-powered forecasting. Manages progress billing, subcontractor payments, material costs, and retention holdbacks with multi-bank transaction sync.

Key Features:

  • Real-time cash position tracking with live balance updates
  • Multi-bank account consolidation (2, 000+ banks supported)
  • Multi-currency support with automatic conversion
  • AI-powered cash flow forecasting (up to 12 months ahead)
  • Predictive analytics and seasonal adjustments
  • Recurring transaction detection
  • Unlimited scenario planning and side-by-side comparison
  • Automatic transaction categorization
  • Export to Excel, CSV, or PDF
  • Direct integration with PennyLane accounting software (Premium)
  • Alerts for potential cash shortages
  • Unified dashboard for all financial data
2

Bauwise Construction Cost Management Software

bauwise.com

Construction cost management and ERP software designed for real-time cost control. Synchronizes financial and operational data to provide unified visibility across project budgets, commitments, and forecasts.

Key Features:

  • Automated Construction Budgeting & Forecasting
  • ERP & Accounting Software Integration
  • Construction Cash Flow Forecasting
  • Construction Purchase Orders & Contracts Management
  • Construction Change Order Management
  • Construction Purchase Invoice Management
  • Construction Applications for Payment
  • Bauwise Mobile App for on-the-go approvals and data capture
  • Excel-like interface and flexible budget import
  • Version-controlled tracking and audit trails
  • Automated data extraction with AI for invoices and receipts
  • Dedicated Subcontractor portal
  • Automated notifications and digital validation
  • Support for subprojects and multi-project dashboards
3

Construction Financials

getbuilt.com

Financial management platform designed for construction owners and developers to manage cash flow, draws, and capital workflows. Centralizes budget tracking, automated draw administration, and lien waiver management.

Key Features:

  • Budget Management: Track funds in and out, monitor budgets at contract and portfolio levels
  • Capital Requests: Create and submit draws in minutes, view draw schedules
  • Invoice Management: Collect and manage AIA-styled and direct cost invoices, implement approval workflows
  • Compliance Tracking: Collect and monitor notices, certificates of insurance, safety documents, and financials
  • Lien Waiver Management: Create, send, track, and manage lien waivers electronically
  • Digital Payments: Enable ACH payments, allow subcontractors to connect/manage bank accounts
  • AI-powered invoice data extraction and coding
  • Integrated workflows for change order approvals and budget adjustments
  • Real-time spend tracking and cash flow forecasting
  • Integration with accounting, project management, and banking platforms
4

ComputerEase

deltek.com

Construction-specific accounting software focused on job costing, billing, and payroll management. Features accurate cost tracking, Work in Progress reporting, and automated billing with support for AIA and unit billing formats.

Key Features:

  • Accurate job costing and accounting control
  • Work in Progress (WIP) reporting
  • Budget management with committed cost tracking
  • AIA and Unit Billing for faster invoicing
  • Automated billing and retainage management
  • Full compliance with tax regulations
  • Union and certified payroll management
  • Prevailing wage tracking
5

Sage 300 Construction and Real Estate

sage.com

Enterprise-grade construction accounting software with cloud-based or on-premise deployment options. Provides comprehensive financial management, job costing, billing, payroll, and equipment tracking for construction firms of all sizes.

Key Features:

  • Service operations management
  • Business visibility and custom reporting
  • Document management with audit trails
  • Project management with risk identification
  • Service management (dispatch, preventive maintenance, billing)
  • Real estate management (lease tracking, communications, flexible options)
  • Integration with Sage Field Operations for field tracking
  • Add-ons like MyAssistant and Office Connector for advanced reporting
  • Sage Paperless Construction for document control
  • Sage Construction Management for all-in-one project workflows
  • Over 1, 400 prebuilt report formats and custom report creation