Best Sanctions Screening Solutions in USA

X-Sight: Enterprise-Level Scale & Flexibility

Take your own path as you journey to the cloud with the power of Always on AI.

Break the Limits on Data and Analytics

Built for enterprise scalability, X-Sight extends best-in-class financial crime risk management with core services powered by the cloud. By addressing complex demands for flexibility and extensibility at scale, X-Sight introduces boundless data from any source, limitless analytics and intelligent automation.

• Manage and consume limitless data from any source
• Simplify process of identifying attack vectors
• Automate platform operation and management
• Manage costs & scale operations
• Meet compliance and reporting obligations

One Entity Profile, One Trust Score.

Synchronize your efforts to deliver best-in-class risk management with X-Sight Entity Risk. Shift from costly, reactive and siloed risk management to a proactive approach that ensures next-level customer experiences with X-Sight Entity Risk.

X-Sight Marketplace

With the industry’s first financial crime and compliance ecosystem, access more than 75+ innovative solutions providers to complement your Actimize solutions. Our partners provide a range of solutions, including identity verification, transaction enrichment and device intelligence.

X-Sight AI

With X-Sight AI, you now have choices when it comes to managing and scaling analytics. Powered by the security of the cloud, supercharge your Actimize solutions with the route that works best for you.

X-Sight Studio

Do-it-yourself analytics development environment

ActimizeWatch

Fully managed machine learning analytics-as-a-service solution

Bring Your Own

Build your own analytics from your preferred modelling platform

Oracle Cloud Applications

Our complete cloud suite of SaaS applications with embedded artificial intelligence bring consistent processes and a single source of truth across the most important business functions—from enterprise resource planning, supply chain management, and human capital management to customer experience. The applications help you improve your customer engagements, increase your business’s agility, and react to change faster than ever before.

Why customers love Oracle Cloud Applications

Oracle Fusion Cloud Applications have everything you need to optimize your business, make faster and better decisions, and outpace change. Best-of-breed apps for your entire business—in any industry, next-generation cloud infrastructure designed for SaaS applications, all on a standards-based applications platform to easily extend, personalize and integrate applications.

• Embedded AI to enable productivity and efficiency breakthroughs
• Oracle Fusion Cloud Applications and Oracle Cloud Infrastructure are better together
• Modern user experience and beyond
• Innovation that matters
• Committed to your success

Explore Oracle Applications

Overview of the main application areas within Oracle Fusion Cloud Applications.

• Enterprise Resource Planning (ERP)
• Human Capital Management (HCM)
• Supply Chain & Manufacturing (SCM)
• Marketing
• Sales
• Service

Oracle Applications customer successes

See how leading companies around the world trust Oracle to run their mission-critical business functions.

• Baylor University modernized back office
• Caesars Entertainment is streamlining operations with fusion apps
• Hearst transforms back office in the cloud to support growth
• Hormel unifies finance and HR with Oracle Cloud Applications
• Wendy’s serves quality customer and employee experiences with Oracle Cloud

LSEG Risk Intelligence

LSEG Risk Intelligence provides a suite of solutions to help organisations efficiently navigate risks, limit reputational damage, reduce fraud and comply with legal and regulatory obligations around the globe.

World-Check On Demand

API-first solution for real-time risk intelligence, enabling faster onboarding and screening, reducing over screening, and enabling faster payments. Provides structured, enriched, machine-readable risk intelligence data in real time.

• Real-time access to risk intelligence data
• Reduces false positives
• Improves risk visibility
• Enables faster operational outcomes

Explore our risk intelligence solutions

Four interoperable capabilities: risk screening, due diligence, account verification, and identity verification.

• Risk screening: Identify potential financial crime threats
• Due diligence: Global coverage, quick turnaround, configurable reports
• Account verification: 95%+ coverage of deposit bank account records (USA only)
• Identity verification: Real-time, low-friction, low-code solution

Confidence as standard

Built on a heritage of integrity and trust, LSEG Risk Intelligence gives you the assurance to make critical decisions.

• Industry leading solutions tailored to unique needs
• 500+ analysts in 158 jurisdictions, 70+ languages, 24/7 support
• Serving 40,000+ institutions in 190 markets

LSEG World-Check

Access accurate and structured intelligence to help you meet your KYC and third-party due diligence screening obligations.

• Trusted by the world's biggest companies for over two decades

Partner programme

Partner with LSEG to unlock greater choice of data and technology, create new markets and revenue streams, and leverage a robust global programme.

• 300+ co-sell and distribution partners
• Serving 12,000+ institutions in 190 markets

Hear from World-Check customers

Trusted Data Conversation video series with customer insights into risk and compliance trends.

Confidently Manage Risk & Drive Business Growth

Leverage trusted risk intelligence, advanced analytics and cutting-edge technology to make informed decisions and accelerate growth.

Where Insight Meets Innovation

Balancing customer experience, risk mitigation and enterprise growth is critical in today’s dynamic market. Changing regulations, emerging fraud threats and evolving compliance expectations add complexity to core operations. Businesses need agile, data-driven solutions to stay ahead. At LexisNexis® Risk Solutions, we help organizations with integrated risk management solutions designed to enhance decision-making, improve security and drive sustainable success.

• Fraud prevention and identity management
• Financial crime compliance (KYC, AML)
• Credit risk assessment
• Payment verification

LexisNexis® Risk Solutions Offers Several Advantages

• Vast Data Resources: Over four petabytes of updated content (65 billion public and proprietary records, from 10,000+ different sources)
• Big Data Technology: Proprietary super-computing platform, HPCC Systems®, yields lightning-fast results
• Linking and Analytics: Patented linking and clustering connects disparate information for the most complete picture of people, assets and entities
• Industry-Specific Expertise and Delivery: Experience in the industries served and understanding of unique challenges
• Flexible Delivery: Batch, XML, and online options

Overview

Carat Portal is a multi-service payment gateway, capable of processing credit card transactions, bank transfers, invoice generations, integration with mobile payment options, among other services that can be easily added to the platform. Carat Portal integrates anti-fraud solutions by including risk analysis on the payment process. Anti-fraud service is supplied by HTML Payment Interface and is integrated with several risk analysis institutions. Thus, in case merchant enables anti-fraud service, each payment only will be confirmed if the chosen risk analysis institution approves the payment.

Required credentials

Carat Portal has integration with many risk analysis institutions. Thus, the merchant can choose with who will do risk analysis. Once select the risk analysis institution, the merchant should contact this institution and ask for required credentials. Credentials can differ depending of institution. After that the merchant should send these credentials to Carat Portal support that will register this data. Anti-fraud service configuration on merchant’s payments only be possible after credentials registered on Carat Portal production environment. It is important remember to configure expiry time and the action that will be executed after that time expired. This configuration must be registered on Merchant’s Portal.

Restrictions

The anti-fraud analysis functionality can be used on the following Carat Portal interfaces: REST Payment, HTML Payment, REST Pre-Authorization, HTML Pre-Authorization, Payment link - Portal. For HTML interfaces, if payer, shipment, and billing_data are provided in the call, they are not requested in the checkout screen. For PRE-AUTHORIZATION transactions with risk analysis (anti-fraud) and not-SiTef routings, attention should be paid to the scenarios in which the risk analysis is carried out AFTER pre-authorization. In these scenarios, the pre-authorization transaction is confirmed regardless of the result of the risk analysis, and it is up to the merchant to decide - in light of the anti-fraud assessment - whether to effect its capture or not. The same is true for cases in which the risk analysis of the transaction is referred to a manual review by the anti-fraud institution. Therefore the risk analysis cannot be used with the features below: Recharge, Split. Because the nature of the flow, the payment methods below are not allowed to be used with risk analysis: Banco do Brasil, e-Commerce Cielo 1.5 (NPC), Itaú Shopline, MercadoPago, PagSeguro, PayPal.

• Anti-fraud analysis available on: REST Payment, HTML Payment, REST Pre-Authorization, HTML Pre-Authorization, Payment link - Portal
• Risk analysis cannot be used with: Recharge, Split
• Payment methods not allowed with risk analysis: Banco do Brasil, e-Commerce Cielo 1.5 (NPC), Itaú Shopline, MercadoPago, PagSeguro, PayPal

Debit Card

For payments made with a debit card, the anti-fraud flow with the flag after auth does not apply. It is important that the merchant sends as much information as he can when using Carat Portal's anti-fraud services. The quality of this information will directly and cumulatively affect the quality of the fraud analysis, bringing direct benefits to the merchant.

• Anti-fraud flow with the flag after auth does not apply to debit card payments
• Providing more information improves fraud analysis quality