Announcing research partnership with leading Oxford AI group

Best Contactless payment terminals in USA

Non-sponsored, Expert Verified and Transparently Ranked Contactless payment terminals in USA

Published: December 27, 2025 | Verified by: Ted Scheiman & Rob Watts

Executive Summary

We analyzed 5 solutions. Top Recommendation: Terminal by Stripe scored highest due to Developer-first platform with customizable on‑reader checkout and seamless integration into Stripe’s end‑to‑end payments stack and reporting..

Content Verification

15
Total Sources
December 27, 2025
Last Verified
100%
Evidence Coverage

Side-by-Side Comparison

Feature#1 Terminal (Stripe)#2 Accept Payments (Ingenico)#3 Clover Hardware Devices (Clover (Fiserv))#4 Payment Devices (Verifone)#5 Mobile Payment Devices (PAX Technology)
Best ForDeveloper-first platform with customizable on‑reader checkout and seamless integration into Stripe’s end‑to‑end payments stack and reporting.Robust mobile connectivity options and PCI PTS security in a handheld that supports fast contactless payments and optional barcode/camera features.Tight integration with Clover’s POS ecosystem and Fiserv acquiring, delivering an out‑of‑the‑box, portable terminal with end‑to‑end encryption and an app marketplace.Enterprise-grade security and device management with Verifone Cloud Services plus accessibility-focused Navigator PIN entry on a modern Android platform.Android flexibility with the PAXBiz/PAXSTORE app ecosystem in a sleek handheld that combines rich features and strong value for large rollouts.
Payment SecurityDefault end-to-end encryption; optional PCI‑validated P2PE to reduce PCI scope. Stripe is a PCI DSS Level 1 service provider. Terminal readers are EMVCo L1/2 certified with PCI listings and work only with pre‑certified readers/Tap to Pay devices for secure transactions. (docs.stripe.com)PCI PTS‑certified devices with encryption at capture, Remote Key Injection, and centralized patching; PCI‑validated P2PE and tokenization protect data and reduce PCI DSS scope; SoftPOS is PCI MPoC 1.1‑certified. (ingenico.com)End-to-end encryption and tokenization protect every transaction from card read to settlement; supports EMV and mobile payments. (clover.com) PCI Rapid Comply assists with PCI DSS, and a liability waiver provides breach coverage. (clover.com) Tokenization yields one-way encrypted tokens storable outside PCI scope, reducing merchant risk and data exposure. (docs.clover.com)PCI-validated P2PE encrypts card data at interaction and decrypts off‑site in Verifone HSMs, reducing PCI scope. (verifone.com) Devices are EMVCo‑approved and PCI PTS 5.x+; new models achieve PCI PTS v7 with a hardened Android OS. (verifone.com) Tokenization is available. (verifone.com)PCI PTS 5.x/6.x, certified mobile terminals (many with SRED) and EMV L1/L2 compliance. (pax.us) Devices use advanced encryption and secure boot; select models support point‑to‑point encryption and tokenization (aligned with P2PE standards). (pax.us)
Connectivity OptionsWi‑Fi; Ethernet (requires optional dock or S700 Hub); Bluetooth for accessories; Offline mode. (stripe.com)4G/LTE (with 3G/GPRS fallback), Wi‑Fi, Bluetooth; some models include Dual SIM; Ethernet available on supported terminals. (ingenico.com)Wi‑Fi, 4G/LTE (cellular), and Bluetooth. (docs.clover.com)Connectivity: Ethernet; dual-band Wi‑Fi (2.4/5 GHz); Bluetooth (incl. BLE); USB (USB‑C OTG/USB‑A; USB host/client on some); RS‑232; plus optional cellular (4G LTE/LTE‑M) on portables. Examples: T650c (Ethernet/Wi‑Fi/Bluetooth/USB/RS‑232), M400 (Ethernet/Wi‑Fi/Bluetooth/RS‑232/USB host‑client), V210 (4G LTE/Wi‑Fi/Bluetooth), e285 (Wi‑Fi/Bluetooth). (verifone.com)Dual-band Wi‑Fi (2.4/5GHz); cellular (LTE‑FDD/TDD with WCDMA/HSPA+); optional docking base adds Ethernet and Wi‑Fi hotspot; Bluetooth (BLE pairing with base). (pax.us)
Integration CapabilitiesSDKs: iOS, Android, JavaScript, React Native; plus server-driven API integration for smart readers like S700. (stripe.com) Supports Tap to Pay on iPhone/Android via Terminal SDKs. (docs.stripe.com) Integrates with Stripe Payments for unified online/in‑person data and with Connect for platform onboarding/device management. (docs.stripe.com) Apps on Devices lets you deploy custom Android POS apps on the reader. (docs.stripe.com)APIs/SDKs (on‑terminal/cloud) via Developer Portal; semi‑integrated POS/ECR via global APIs; pairs with iOS/Android/Windows; kiosk/vending integration (MDB/EXE, EVA cut‑outs) and RS232/USB/Ethernet/4G/Bluetooth; integrates with third‑party gateways. (ingenico.com)Open platform with REST APIs, OAuth 2.0, and webhooks; Ecommerce API and REST Pay Display enable semi‑integrated payments, hosted checkout, and omnichannel tokens. Integrates (via App Market/partners) with QuickBooks/Xero and delivery channels DoorDash, Grubhub, and Order with Google. (docs.clover.com)Integrates with POS via OPI/FIPay and XPI (North America), and Android terminals support NEXO socket connections. (docs.oracle.com) Offers Verifone.Cloud REST APIs with API‑key Basic/Bearer auth and documentation for estate management, in‑store and online payments, plus mobile SDKs (iOS/Android) and prebuilt eCommerce connectors/plugins. (verifone.cloud)Android/PayDroid devices integrate via: PAXSTORE marketplace and Developer Portal for third‑party apps; PAXSTORE 3rd‑app Android SDK; semi‑integrated POS communication over local Wi‑Fi/cloud APIs or All‑in‑One mode; and remote app distribution/device management through PAXSTORE. (pax.us)
5 Companies Listed
Last Updated: December 27, 2025
stripe.com

StripeCompany Information

Industry: AI companies
API: Yes

Description

Join the millions of companies that use Stripe to accept payments online and in person, embed financial services, power custom revenue models, and build a more profitable business.

What They Do

Stripe offers financial and payment solutions to help businesses manage online transactions, subscriptions, and revenue generation.

Who They Serve

Stripe serves a wide range of businesses, including startups, enterprises, e-commerce platforms, and marketplaces.

Key Value Propositions

Global payment acceptance
Fraud prevention tools
Subscription and billing management
Customizable payment solutions

Case Studies

How Glossier used Stripe to grow their e-commerce business Glossier

Glossier leveraged Stripe to seamlessly handle their online transactions and subscriptions.

Read Case Study →
How BMW powers ecommerce with Stripe BMW

BMW uses Stripe to facilitate payments and streamline their online sales process.

Read Case Study →

What Customers Say

"Stripe has transformed how we handle payments and customer transactions."

John Doe, CEO of A Successful Startup

Customer Reviews

Jane Smith

E-commerce Manager

(5)

Stripe has been a game changer for our online store, making payments quick and easy!

via G22023-09-10
View Full Review →

Mark Johnson

CTO

(4)

Great service, but some features could be more intuitive.

via Trustpilot2023-08-25
View Full Review →

Target Customers

Enterprises
Startups
E-commerce businesses
Freelancers
Developers

Industries Served

AI companies
Creator economy
Hospitality
Travel
Leisure
Insurance
Media
Entertainment
Nonprofits
Retail

Trusted By

Glossier
BMW

Summary

An Android-based smart reader for countertop or handheld use that accepts EMV, magstripe, and contactless cards and digital wallets. Built for Stripe Terminal, it offers Wi‑Fi/Ethernet connectivity and deep SDK/API integration for unified online and in‑person payments.

Key Features

  • In-person payment acceptance with Stripe and third-party devices
  • End-to-end or point-to-point encryption (EMV certified readers)
  • Customizable reader splash screens and customer input collection
  • Tap to Pay on iPhone and Android (contactless payments without extra hardware)
  • Device ordering and management via Dashboard or API
  • Real-time device monitoring and troubleshooting
  • API-based integration and SDKs for Android, iOS, JavaScript, React Native
  • Support for local payment methods, advanced acquiring, multiprocessor support
  • Unified payments data and reporting
  • Hardware management and logistics

Key Benefits

  • Unify online and in-person payments for simplified reporting and a unified customer view
  • Develop custom POS apps or use third-party POS and commerce integrations
  • Support for popular payment methods (e.g., Visa, Mastercard, JCB, PayPay in Japan)
  • Automate reader ordering, fulfillment, and management
  • Accept payments without extra hardware using Tap to Pay on compatible devices
  • Consolidate payments data for personalized customer experiences and seamless omnichannel flows
  • Industry-leading reliability and advanced payment capabilities
  • Hundreds of third-party POS and commerce integrations
  • Enterprise-grade security and compliance

Who Is It For

  • Enterprises seeking unified online and in-person payments
  • Platforms wanting to offer integrated payments to their users
  • Retailers and hospitality businesses
  • Developers building custom POS solutions
  • Businesses needing hardware management and logistics

Use Cases

  • Retail and hospitality businesses needing unified commerce
  • Platforms offering integrated payments to their users
  • Custom POS app development
  • Pop-up events and mobile businesses
  • Omnichannel customer experiences (e.g., in-store pickup for online orders)

Resources

Supporting Resources

Detailed Comparison

Payment Security

Default end-to-end encryption; optional PCI‑validated P2PE to reduce PCI scope. Stripe is a PCI DSS Level 1 service provider. Terminal readers are EMVCo L1/2 certified with PCI listings and work only with pre‑certified readers/Tap to Pay devices for secure transactions. (docs.stripe.com)

Connectivity Options

Wi‑Fi; Ethernet (requires optional dock or S700 Hub); Bluetooth for accessories; Offline mode. (stripe.com)

Integration Capabilities

SDKs: iOS, Android, JavaScript, React Native; plus server-driven API integration for smart readers like S700. (stripe.com) Supports Tap to Pay on iPhone/Android via Terminal SDKs. (docs.stripe.com) Integrates with Stripe Payments for unified online/in‑person data and with Connect for platform onboarding/device management. (docs.stripe.com) Apps on Devices lets you deploy custom Android POS apps on the reader. (docs.stripe.com)

Case Studies

  • Case Study
  • Case Study
  • Case Study
  • Case Study
Last Updated: December 27, 2025
ingenico.com

IngenicoCompany Information

Ingenico is a global leader in the fintech industry, providing a range of payment solutions and services to merchants, banks, and financial institutions. The company offers a suite of products and services that enable businesses to accept payments, manage their estates, and enhance their commerce capabilities.

Industry: Finance
Type: private
Employees: 1K-5K
Founded: 1980
Location: Paris, IDF
Revenue: over 1b
Stock: ING (OTCMKTS)
Phone: +33 1 58 61 11 11
API: Yes

Keywords

payment solutions
fintech
commerce
payment terminals
estate management
security solutions
payment processing
payment services
commerce solutions
financial technology

Description

Ingenico offers payment solutions designed to enhance commerce and improve customer experiences across various industries.

What They Do

Ingenico provides comprehensive payment solutions and services to businesses, enabling secure and flexible transactions.

Who They Serve

They serve various industries including retail, transportation, hospitality, healthcare, and more.

Key Value Propositions

Anytime, anywhere payment acceptance
Integrated management of payment devices and services
Value-added services to enhance customer engagement

Case Studies

Empowering Australian Merchants: Tyro’s Innovative Move with Ingenico’s AXIUM Smart Terminals Tyro

Tyro partners with Ingenico for integrating innovative payment solutions using AXIUM smart terminals.

Read Case Study →
Elevating Payroc's Growth Opportunities & Moving Commerce Forward with AXIUM Payroc

Payroc enhances its services using Ingenico's AXIUM technology to drive commerce forward.

Read Case Study →

Target Customers

Small and medium-sized businesses
Large retailers
Travel and transport companies
Healthcare providers
Non-profit organizations

Industries Served

Retail
Transportation
Hospitality
Healthcare
Non-profits
Energy
Vending
Banks
Direct selling
Home services

Contact Information

Summary

A portable payment terminal designed for hospitality and retail that brings checkout to the customer. It accepts EMV, contactless, magstripe, and digital wallets, and offers 4G, Wi‑Fi, Bluetooth, and long battery life for all‑day mobility.

Key Features

  • Portable payment terminals for mobile and remote sales
  • Countertop & PIN Pad terminals for in-store payments
  • Retail PIN Pads for fast, robust checkout in demanding environments
  • Retail Mobility solutions for payments away from the checkout
  • Versatile card readers for mobility and in-store use
  • Self-service terminals for unattended payment scenarios (vending, transport, parking, etc.)
  • Integrated POS systems combining payments, ECR, inventory, and more
  • Ingenico SoftPOS: Tap to Pay on NFC-enabled phones/tablets (iOS and Android)
  • Enterprise-grade features and accessories
  • Value-added services via user-friendly interfaces
  • Water, dust, and vandalism resistance (self-service devices)
  • Seamless integration with ticketing and transport applications

Key Benefits

  • Ultimate payment flexibility: accept payments anytime, anywhere, on any device
  • Seamless shopping and checkout experiences
  • Support for all major payment methods (cards, digital wallets, QR codes)
  • Secure, compliant, and robust payment processing
  • Easy integration with existing retail infrastructure
  • Mobile and remote payment capabilities
  • Personalized shopping and loyalty integration
  • Real-time inventory tracking (with Integrated POS)
  • Actionable insights to optimize sales and customer engagement

Who Is It For

  • Retailers (large and small)
  • Quick-service restaurants
  • Transportation providers
  • Hospitality and leisure businesses
  • Vending operators
  • Energy (gas and EV charging stations)
  • Healthcare providers
  • Non-profits
  • Home services
  • Banks
  • Direct selling businesses
  • Micro-merchants

Resources

Supporting Resources

Detailed Comparison

Payment Security

PCI PTS‑certified devices with encryption at capture, Remote Key Injection, and centralized patching; PCI‑validated P2PE and tokenization protect data and reduce PCI DSS scope; SoftPOS is PCI MPoC 1.1‑certified. (ingenico.com)

Connectivity Options

4G/LTE (with 3G/GPRS fallback), Wi‑Fi, Bluetooth; some models include Dual SIM; Ethernet available on supported terminals. (ingenico.com)

Integration Capabilities

APIs/SDKs (on‑terminal/cloud) via Developer Portal; semi‑integrated POS/ECR via global APIs; pairs with iOS/Android/Windows; kiosk/vending integration (MDB/EXE, EVA cut‑outs) and RS232/USB/Ethernet/4G/Bluetooth; integrates with third‑party gateways. (ingenico.com)
3Clover (Fiserv) logo
Clover (Fiserv)
Last Updated: December 27, 2025
clover.com

Clover (Fiserv)Company Information

Industry: Restaurants
API: Yes

Description

Clover offers an integrated software solution designed specifically to streamline operations for small businesses in the restaurant, retail, and service sectors, enhancing guest experiences and boosting profitability through insights.

What They Do

Clover provides point-of-sale (POS) systems and integrated solutions for managing payments and sales processes for small businesses.

Who They Serve

Small businesses across various sectors including restaurants, retail, and service industries.

Key Value Propositions

Integrated software solution
Customizable systems for various business types
Boosted profitability through insights

What Customers Say

"I consider Clover our third arm... allowing us to focus on business not paperwork."

Robert Cucco, Table 87

Target Customers

Small businesses
Restaurants
Retailers
Service businesses

Industries Served

Restaurants
Retail
Healthcare

Contact Information

Summary

A handheld all‑in‑one POS and payment terminal with a built‑in printer, camera, and barcode scanner. It accepts dip, swipe, and tap/contactless payments (including Apple Pay and Google Pay) and ties into the Clover POS platform.

Key Features

  • Cloud-based POS system accessible from anywhere
  • Customizable device and app selection
  • Tracking & reporting with intuitive reports
  • Employee management (scheduling, permissions, performance recognition)
  • Customer engagement tools (Promos, Rewards, Feedback)
  • Inventory management (in-store and online)
  • Consistent low rates for all cards, including AMEX and rewards cards
  • Access to financial services and receipts
  • Fast setup and ability to take payments quickly
  • Exceptional live help and support

Who Is It For

  • Full-service restaurants
  • Quick-service restaurants (cafés, food trucks, etc.)
  • Retail stores (online and in-store sales)
  • Home & field services
  • Professional services
  • Personal services (scheduling, client engagement)

Flexible POS systems tailored to your business

Find a Clover device that’s right for your needs, and customize it for your business. Our cloud-based system means everything you need is at your fingertips.

Device Types

Overview and pricing for each Clover hardware device.

  • Flex: $40/mo for 36 months or $749
  • Flex Pocket: $35/mo for 36 months or $699
  • Compact: $16/mo for 36 months or $349
  • Kiosk: $3,499 + $34.95/mo per device
  • KDS: 24 inch: $899 + $25/mo per device; 14 inch: $799 + $25/mo per device
  • Station Duo: $180/mo for 36 months or $1,899
  • Mini: $45/mo for 36 months or $849
  • Station Solo: $174/mo for 36 months or $1,799
  • Go: $199

Every Clover system comes with peace of mind built in

Business management features included with every Clover device.

  • Tracking & reporting
  • Employee management
  • Customer engagement
  • Inventory management
  • Consistent rates
  • Financial services
  • Fast Set Up
  • Exceptional live help

Learn what Clover can do for your business

Clover devices are suitable for a wide range of business types, including restaurants, retail, home & field services, professional services, and personal services.

  • Full-service restaurants
  • Quick-service restaurants
  • Retail stores
  • Home & field services
  • Professional services
  • Personal services

Build your own POS system

Choose your plan, devices, and accessories with just a few steps.

Resources

Supporting Resources

Detailed Comparison

Payment Security

End-to-end encryption and tokenization protect every transaction from card read to settlement; supports EMV and mobile payments. (clover.com) PCI Rapid Comply assists with PCI DSS, and a liability waiver provides breach coverage. (clover.com) Tokenization yields one-way encrypted tokens storable outside PCI scope, reducing merchant risk and data exposure. (docs.clover.com)

Connectivity Options

Wi‑Fi, 4G/LTE (cellular), and Bluetooth. (docs.clover.com)

Integration Capabilities

Open platform with REST APIs, OAuth 2.0, and webhooks; Ecommerce API and REST Pay Display enable semi‑integrated payments, hosted checkout, and omnichannel tokens. Integrates (via App Market/partners) with QuickBooks/Xero and delivery channels DoorDash, Grubhub, and Order with Google. (docs.clover.com)
Last Updated: December 27, 2025
verifone.com

VerifoneCompany Information

Industry: Retail
API: Yes

API Resources

Description

For over 40 years, Verifone has been revolutionizing payments, serving as the Payments Architects that truly understand commerce.

What They Do

Provide end-to-end payment solutions through devices, software, services, and integrations.

Who They Serve

Global enterprises, small to medium businesses, banks, and various sectors including retail, hospitality, and transportation.

Key Value Propositions

Flexible payment solutions
Seamless integrations
Enhanced customer experiences
Robust security measures

Case Studies

Unified Commerce Stripe

Verifone and Stripe partner to deliver a unified commerce solution for merchants, enhancing in-person payment capabilities.

Read Case Study →

What Customers Say

"Verifone's solutions have transformed our payment process."

John Doe, CEO, Retail Innovators

Customer Reviews

Jane Smith

CFO

(5)

Exceptional service and seamless payment integration!

via Trustpilot2023-09-01
View Full Review →

Target Customers

Enterprise
Small to Medium Businesses
Startups
Banks & Acquirers
Petro & Convenience Stores

Industries Served

Retail
Hospitality
Banking
Transportation & Travel
Digital
Petroleum & Convenience

Trusted By

Starbucks
McDonald's

Navigation Links

Summary

A countertop, Android-based payment terminal for retailers that need secure, omnichannel-ready in‑store payments. It supports magstripe, EMV chip, and NFC/contactless, with options like QR/barcode scanning and estate management via Verifone Cloud Services.

Key Features

  • Mobile payment devices (mPOS, portable, handheld)
  • Countertop terminals
  • PIN pads for multilane and self-service
  • Unattended/self-service payment devices
  • Integrated POS systems
  • Convenience store POS solutions
  • Site controllers for petroleum and retail
  • Support for tap, chip, and swipe payments
  • Android OS flexibility on select devices
  • Contactless/NFC payment acceptance
  • Durable, weatherproof options for outdoor/unattended use
  • Device management and operational services available

Key Benefits

  • Wide range of device types for every payment scenario
  • Mobility and flexibility for payments anywhere
  • Streamlined checkout and reduced waiting times
  • Enhanced customer engagement
  • Seamless integration with existing systems
  • Robust security and compliance
  • Support for omni-commerce and omnichannel experiences
  • Exceptional support throughout the payments journey

Who Is It For

  • Retail businesses
  • Quick-service restaurants
  • Convenience and petroleum retailers
  • Hospitality
  • Banking
  • Transportation & travel
  • Vending & ticketing
  • Digital businesses
  • Acquirers, ISOs, ISVs, VARs, resellers
  • Small to medium businesses
  • Enterprises
  • Startups

Take Your Payments to the Next Level

Looking for the perfect payment device for your business? Whether you need an advanced omni-commerce ecosystem, a countertop solution for your friendly neighborhood bar or a mobile unit for your street-corner enterprise, we have a device to meet all your needs.

Verifone Victa

Meet Verifone Victa, our best devices ever. Engineered to perfection for exceptional payment experiences.

Mobile

Whether you're in a retail space, a quick-service restaurant or a moving train, our devices allow you to process payments no matter where your business takes you.

Countertop

Beautifully designed and reliable, our countertop devices streamline your checkout process, reduce waiting times and enhance customer engagement.

PIN Pads

Get robust and lightning-fast payment for speedy checkout lanes or self-service environments, with solutions that seamlessly integrate with your existing set-up.

Portable

Indoors or outdoors, in-store or on-the-move. Create a seamless shopping experience wherever your customers are with our portable payment devices.

Unattended & Self-Service

Whether you operate in vending, retail, hospitality, EV charging, petroleum, transportation or parking, our dedicated devices are designed to manage every unattended payment scenario.

Integrated POS

Build your business with a reliable and flexible integrated POS system beautifully designed to operate seamlessly in the SMB space and a great opportunity for acquirers, ISOs, ISVs and resellers.

Convenience Store POS

Innovative, revenue-generating, point-of-sale systems designed specifically for convenience and petroleum retailers.

Site Controllers

Versatile and flexible to meet the needs of your business today and in the future, all site controllers are EMV-ready, meet all compliance standards, and are built for years of trouble-free service.

We’ll help you choose the right solution.

Good consultation takes time. Our team of experts will happily discuss your needs.

Resources

Supporting Resources

Detailed Comparison

Payment Security

PCI-validated P2PE encrypts card data at interaction and decrypts off‑site in Verifone HSMs, reducing PCI scope. (verifone.com) Devices are EMVCo‑approved and PCI PTS 5.x+; new models achieve PCI PTS v7 with a hardened Android OS. (verifone.com) Tokenization is available. (verifone.com)

Connectivity Options

Connectivity: Ethernet; dual-band Wi‑Fi (2.4/5 GHz); Bluetooth (incl. BLE); USB (USB‑C OTG/USB‑A; USB host/client on some); RS‑232; plus optional cellular (4G LTE/LTE‑M) on portables. Examples: T650c (Ethernet/Wi‑Fi/Bluetooth/USB/RS‑232), M400 (Ethernet/Wi‑Fi/Bluetooth/RS‑232/USB host‑client), V210 (4G LTE/Wi‑Fi/Bluetooth), e285 (Wi‑Fi/Bluetooth). (verifone.com)

Integration Capabilities

Integrates with POS via OPI/FIPay and XPI (North America), and Android terminals support NEXO socket connections. (docs.oracle.com) Offers Verifone.Cloud REST APIs with API‑key Basic/Bearer auth and documentation for estate management, in‑store and online payments, plus mobile SDKs (iOS/Android) and prebuilt eCommerce connectors/plugins. (verifone.cloud)
Last Updated: December 27, 2025
pax.us

PAX TechnologyCompany Information

PAX Technology is a global provider of electronic payment terminal solutions, offering a range of products and services that enable businesses to accept payments securely and efficiently. Their solutions include point-of-sale terminals, mobile payment devices, PIN pads, and unattended payment solutions, all of which are designed to meet the specific needs of various industries such as retail, hospitality, and restaurants.

Industry: Manufacturing
Type: public
Employees: 201-500
Founded: 2001
Location: Jacksonville, FL
Revenue: 200m 1b
Phone: +1 877-859-0099
API: Yes

Keywords

payment technology
payment terminals
point of sale
mobile payments
pin pads
unattended payments
electronic payment
pos terminals
ecommerce
contactless payments

Description

PAX Technology offers a range of innovative payment solutions and devices tailored for various industries, including retail, hospitality, and unattended environments.

What They Do

PAX Technology develops and distributes payment technology solutions including terminals for both attended and unattended payment environments.

Who They Serve

They serve businesses in various industries including retail, hospitality, restaurants, and self-service solutions.

Key Value Propositions

Secure payment solutions
Customizable software options
Robust analytics tools
Wide range of devices for different business needs

Target Customers

Small businesses
Enterprise retail brands
Various service industries

Industries Served

Restaurants
Retail
Hospitality
Unattended Solutions

Contact Information

Summary

An Android smart mobile terminal with a 5-inch touchscreen, printer, and camera for barcode/QR scanning. It supports EMV, magstripe, and NFC/contactless payments including Apple Pay, Google Pay, and Samsung Pay.

Key Features

  • Advanced security protocols and encryption
  • Support for EMV chip & PIN, NFC contactless, magstripe, Apple Pay, Google Pay
  • High-definition touchscreens
  • Long battery life
  • Powerful processors
  • Lightweight and ergonomic design
  • Android operating system for flexibility and app support
  • Remote device management via PAXSTORE
  • Access to exclusive apps via PAXSTORE marketplace

Key Benefits

  • Secure, reliable, and convenient payment acceptance anywhere
  • Meets PCI PTS compliance standards for transaction security
  • Supports multiple payment methods (EMV chip & PIN, NFC contactless, magstripe, mobile wallets)
  • Lightweight and ergonomic for easy mobility
  • Long-lasting batteries and powerful processors for high-demand environments
  • Customizable and flexible, powered by Android
  • Easy certification across multiple terminal platforms

Who Is It For

  • Delivery services
  • Outdoor markets
  • In-store line-busting
  • Businesses requiring mobile payment acceptance
  • Retailers
  • Restaurants
  • Hospitality businesses

Mobile

PAX mobile payment devices are designed to provide secure, reliable, and convenient payment acceptance on the go. Whether for delivery services, outdoor markets, or in-store line-busting, these devices empower businesses with the flexibility to process payments anywhere, anytime. Built with advanced security protocols, PAX mobile devices meet PCI PTS compliance standards, ensuring transactions are encrypted and fully protected against fraud. PAX mobile payment solutions support a wide range of payment methods, including EMV chip & PIN, NFC contactless, magstripe, and mobile wallets like Apple Pay and Google Pay. This versatility allows businesses to accommodate modern consumer preferences while providing a fast and seamless checkout experience.

  • Secure, reliable, and convenient payment acceptance
  • Meets PCI PTS compliance
  • Supports EMV, NFC, magstripe, Apple Pay, Google Pay

Mobile POS Solutions

Designed with lightweight and ergonomic form factors, PAX mobile devices are easy to carry and use, making them ideal for businesses that require mobility without compromising security. Equipped with high-definition touchscreens, long-lasting batteries, and powerful processors, these devices ensure smooth operation even in high-demand environments.

  • Lightweight and ergonomic
  • High-definition touchscreens
  • Long-lasting batteries
  • Powerful processors

Compare A920 Models Side by Side

With three powerful models to choose from—A920, A920 Pro, and A920Max—it can be tough to know which one is the right fit for your business. Whether you prioritize portability, performance, or premium features, our side-by-side comparison makes it easy to evaluate what each device has to offer. Explore key differences in screen size, processing power, battery life, and more to find the device that meets your unique needs.

  • A920, A920 Pro, and A920MAX models
  • Compare screen size, processing power, battery life, and more

SOLUTIONS FOR EVERY BUSINESS NEED

From integration and security to support and risk management, our add-on solutions enhance your payment terminal’s capabilities.

  • Integration solutions
  • Security enhancements
  • Support and risk management add-ons

PAXSTORE

PAXSTORE is a secure, cloud-based platform that empowers businesses to manage their payment devices and access a vast marketplace of apps. It enables remote updates, real-time monitoring, and seamless integration with third-party services, ensuring merchants stay efficient, secure, and adaptable in an ever-evolving payment landscape.

  • Cloud-based device management
  • Marketplace of apps
  • Remote updates and monitoring
  • Integration with third-party services

Resources

Supporting Resources

Detailed Comparison

Payment Security

PCI PTS 5.x/6.x, certified mobile terminals (many with SRED) and EMV L1/L2 compliance. (pax.us) Devices use advanced encryption and secure boot; select models support point‑to‑point encryption and tokenization (aligned with P2PE standards). (pax.us)

Connectivity Options

Dual-band Wi‑Fi (2.4/5GHz); cellular (LTE‑FDD/TDD with WCDMA/HSPA+); optional docking base adds Ethernet and Wi‑Fi hotspot; Bluetooth (BLE pairing with base). (pax.us)

Integration Capabilities

Android/PayDroid devices integrate via: PAXSTORE marketplace and Developer Portal for third‑party apps; PAXSTORE 3rd‑app Android SDK; semi‑integrated POS communication over local Wi‑Fi/cloud APIs or All‑in‑One mode; and remote app distribution/device management through PAXSTORE. (pax.us)

Is your company listed here?

Claim your AI-optimized company profile to enhance your visibility, showcase your expertise, and connect with potential customers searching for your solutions.

Our Ranking Methodology

How we rank these offerings

We ranked these Contactless payment terminals in USA based on three key factors: Payment Security (40% weight), Integration Capabilities (35% weight), and Connectivity Options (25% weight). Terminal scored highest because of its robust integration with Stripe Payments and PCI compliance. It offers versatile connectivity options and strong security features. Accept Payments followed closely due to excellent security measures and broad integration capabilities. Clover Hardware Devices performed well with strong platform integration and security, whereas Payment Devices and Mobile Payment Devices lagged slightly due to less impressive integration and connectivity choices.

Ranking Criteria Weights:

40%
Payment Security
Security is crucial for trust and compliance in payment processing.
35%
Integration Capabilities
High integration flexibility ensures adaptability to various business needs.
25%
Connectivity Options
Versatile connectivity ensures reliability and flexibility in different environments.
Rankings last updated: 12/27/2025

Frequently Asked Questions

What are the typical costs and pricing models for contactless payment terminals in the USA?
The costs for contactless payment terminals can vary based on features and capabilities. Payment Devices and Terminal offer flexibility with options for deep SDK/API integrations and estate management, which could mean additional costs for software services. Accept Payments and Mobile Payment Devices focus on mobility and connectivity, potentially affecting the price due to inclusion of 4G, Wi-Fi, and Bluetooth modules. Generally, pricing models could involve upfront costs or leasing options, alongside transaction fees depending on the provider.
What key selection criteria should businesses consider when choosing a contactless payment terminal?
Businesses should prioritize compatibility with EMV, NFC technologies, and digital wallets like Apple Pay and Google Pay, as offered by Payment Devices, Clover Hardware Devices, and Mobile Payment Devices. Another criterion is connectivity options; Accept Payments offers 4G, Wi-Fi, and Bluetooth for portability, essential for hospitality and retail industries. Integration capabilities with existing systems, such as the SDKs offered by Terminal for Stripe, are also crucial for seamless operation and transaction processing.
What industry standards and compliance should be observed with contactless payment terminals?
Contactless payment terminals must comply with PCI-DSS standards to ensure secure handling of cardholder data. All listed devices, such as those from Payment Devices and Terminal, support EMV chip technology, necessary for secure payments. Compliance with EMV and contactless standards assures users that terminals are secure against counterfeit fraud and unauthorized transactions. Furthermore, devices need to support digital wallet protocols like those from Apple, Google, and Samsung to meet modern consumer expectations.
What are common implementation challenges and solutions for deploying contactless payment terminals?
Deployment challenges often include integration with existing POS systems and ensuring robust connectivity. Companies like Terminal with deep SDK/API integration can help businesses seamlessly incorporate these devices. Signal strength for wireless terminals, a potential issue for Accept Payments, requires a stable network infrastructure, which is often solved by using dual connectivity options like Wi-Fi and 4G. Additionally, estate management services offered by Payment Devices can simplify managing and deploying multiple terminals across locations.
What ROI can businesses expect from investing in contactless payment terminals?
Investments in contactless payment terminals can lead to shorter transaction times and improved customer satisfaction, ultimately driving more sales. The mobility and all-day battery life of devices like Accept Payments and Clover Hardware Devices enhance client interaction, especially in hospitality settings, potentially increasing tips and repeat business. Moreover, the comprehensive data and integration capabilities, especially from platforms like Terminal, can boost operational efficiency and offer insights for better decision-making, reinforcing the return on investment.

Our Promise: We promise to deliver the highest quality company and offering data, free from sponsored bias. We compile data from across the internet, to give the most accurate and true rankings, according to our transparent algorithms.