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Best Finnish Payment Gateway for WooCommerce Stores Selling to Domestic Consumers

Published: December 9, 2025

Executive Summary

We analyzed 5 solutions. Top Recommendation: Paytrail for WooCommerce, Finnish All-in-One Payment Gateway by Paytrail scored highest.

5 Companies Listed
1

Paytrail for WooCommerce, Finnish All-in-One Payment Gateway

woocommerce.com/products/paytrail-for-woocommerce/

Paytrail is a Finnish payment gateway built for domestic ecommerce, with an official WooCommerce extension that offers 20+ popular payment methods for Finnish customers through a single integration, including all major online banks, cards, invoices, and mobile payments.

Key Features:

  • Official WooCommerce Marketplace extension maintained by Paytrail, with configuration and migration guides for merchants upgrading from older Checkout Finland plugins.
  • 20+ Finnish payment methods in one contract and integration, including credit cards, online banking and mobile payments.
  • Designed specifically for the Finnish market: processes payments in euros and is widely recommended by Finnish WordPress/WooCommerce agencies for local stores.
  • Merchant panel with settlement and payout reporting, plus WooCommerce debug logging for gateway events to aid troubleshooting.
  • Migration support from legacy Checkout Finland / OP Payment Service plugins, preserving tokens and historical payments where possible.
2

Visma Pay for WooCommerce, Finnish Bank & Card Gateway

wordpress.org/plugins/visma-pay-payment-gateway/

Visma Pay is a Finnish payment service that provides a WooCommerce gateway for accepting e-payments via most Finnish banks, credit cards, credit invoices, and wallets, giving domestic consumers familiar online banking and invoice options at checkout.

Key Features:

  • WooCommerce plugin that integrates directly with the Visma Pay Payment API for card, bank, invoice, and wallet payments.
  • Coverage of most Finnish online banks plus major card schemes, so customers can pay using familiar bank buttons or cards.
  • Support for Finnish credit invoice and wallet solutions, popular among local consumers and helpful for higher-ticket purchases.
  • Actively maintained plugin with support for recent WordPress and WooCommerce versions.
  • Documentation and support resources from Visma Pay for onboarding, configuration, and contract setup.
3

OP Payment Service for WooCommerce, Legacy OP/Checkout Finland Gateway

wphive.com/plugins/op-payment-service-for-woocommerce/

OP Payment Service, previously known as Checkout Finland, is a Finnish payment gateway plugin for WooCommerce that historically offered 20+ popular payment methods including bank buttons, cards, and local BNPL solutions.

Key Features:

  • Historic gateway offering 20+ Finnish payment methods including cards, online banking, and mobile payments.
  • Wide coverage of Finnish BNPL and invoice solutions such as OP Osta laskulla, OP Lasku, Collector Bank, and Jousto.
  • WooCommerce plugin with Finnish and Swedish language support files.
  • Originally built on Checkout Finland’s PSP API, later aligned with OP branding.
4

Svea Checkout for WooCommerce, Nordic Invoice & BNPL Specialist

fi.wordpress.org/plugins/svea-checkout-for-woocommerce/

Svea Checkout for WooCommerce is a full checkout solution enabling Finnish and Nordic stores to accept credit cards, direct bank payments, invoices, and part-payments in a single embedded checkout.

Key Features:

  • Accepts credit cards, invoices, direct bank payments, and part payments, bundling key Nordic methods into one checkout.
  • Embedded checkout designed to simplify UX and increase conversion.
  • Standalone modules and documentation for invoices, payment plans, cards, and direct bank payments across several European markets.
  • Admin tools for delivering, confirming, canceling, and crediting orders directly in Svea systems.
  • PCI-DSS compliant card processing and PSD2-aligned payment flows.
5

Nexi Checkout (Nets) for WooCommerce, Nordic Card & Wallet Gateway with Finnish Support

woocommerce.com/products/nexi-checkout/

Nexi Checkout is a Nordic payment solution with a WooCommerce plugin offering an embedded checkout supporting major cards and regional payment methods, localized into Finnish and other European languages.

Key Features:

  • Embedded checkout bundling major cards and regional payment methods to reduce cart abandonment.
  • Nordic PSP with strong presence in Finland under the Nets brand.
  • Checkout UI automatically adapts to store language, including Finnish.
  • Supports multiple currencies such as EUR, DKK, SEK, NOK, CHF, USD, GBP, and PLN.
  • Free WooCommerce plugin with installation and technical guides.