Best Reputation Risk Insurance Firms in USA

Our range of specialist insurance products are supported by technical expertise, risk management and market understanding, to deliver you a market-leading solution.

• Affinity & Programme Business
• Aviation (All Risks, War Insurance)
• Casualty (including regional variants)
• Commercial Motor
• Contingency
• Crime and Fraud Insurance
• Cyber & Technology (including Strategic Assets, Technology E&O)
• Delegated Authority Practice (Casualty Binders, Property Binders, Accident & Health, Entertainment P&C)
• Energy and Construction (Oil, Gas, Petrochemical, Chemical, Power Generation, Renewable Energy, Construction)
• Environmental (including Environmental Impairment Liability Binders)
• Equine and Livestock
• Financial Lines (Financial Institutions, Directors & Officers)
• Financial Risk Solutions (Non-payment, Political Risk, Trade Credit, Structured Risk Solutions)
• Fine Art and Specie
• Healthcare (Professional Liability, Long-Term Care, Life Sciences, Physician Group Practices)
• Legal Indemnity
• Marine (Cargo, Liability, Project Cargo, Hull, War, Ports and Terminals)
• Mergers and Acquisitions
• Professional Indemnity
• Property (Commercial Property, Global Property, Bermuda Property)
• Reputational Crisis
• Safeguarding
• Surety Bonds and Guarantees
• War and Terrorism (including US-specific)

Our stability offers continuity and allows us to take a long term view. We are focused on the needs of our policyholders and partners. We build sustainable relationships that you can rely on.

• Stability and continuity
• Long-term view
• Focus on policyholder and partner needs
• Sustainable, reliable relationships

Our Executive Liability team is committed to serving you with industry-leading expertise and quality management liability insurance products. Learn more about our comprehensive solutions for publicly traded, private companies, financial institutions, asset managers and nonprofit organizations.

Management liability insurance is designed to protect directors, officers, managers, and business entities from various risks associated with running and managing an organization. Our management liability solutions protect the organizations we serve and their stakeholders against the risks that could jeopardize their financial stability and reputation.

• Directors and Officers Liability: Protects an organization’s leadership from claims arising from wrongful acts in managing a company
• Employment Practices Liability: Protects against potential employee lawsuits, including allegations of wrongful termination, harassment, discrimination, retaliation and more
• Fiduciary Liability: Protects those who administer employee benefit plans and can be held personally liable for actual or alleged breach of their fiduciary duties

In addition to industry-leading coverage, our included services and staff of insurance professionals, who are experts in underwriting, technology, risk management and claims resolution, truly distinguish us among the industry. Our Executive Liability team is dedicated to service excellence, technical expertise and the responsiveness needed to provide comprehensive risk management.

Take a look at some recent claim examples to learn more about how we help protect organizations and their stakeholders.

Quote Nonprofit D&O/EPL, Quote Standalone EPL (U.S. Only), Submit Private Management Liability Coverages - D&O, EPL and/or Fiduciary (U.S. Only), Track and manage your accounts, Access loss runs.

• Quote Nonprofit D&O/EPL
• Quote Standalone EPL (U.S. Only)
• Submit Private Management Liability Coverages - D&O, EPL and/or Fiduciary (U.S. Only)
• Track and manage your accounts
• Access loss runs

View Account Information, Retrieve Loss Runs & Reports, Billing & Claims Information.

• View Account Information
• Retrieve Loss Runs & Reports
• Billing & Claims Information

Executive Liability offers a portfolio of management liability products for the United States and Canada, including For Profit Directors & Officers Liability, Nonprofit Directors & Officers Liability, Fiduciary Liability, Employment Practices Liability, and A-Side DIC Protection. Subproducts are available for private companies, public companies, financial institutions, asset management, private equity, and community associations.

• For Profit Directors & Officers Liability (Private Companies, Public Companies, Financial Institutions, Asset Management, A-Side DIC Protection)
• Nonprofit Directors & Officers Liability (Community Associations)
• Fiduciary Liability
• Employment Practices Liability
• Directors & Officers Liability (Canada) (Private Companies, Public Companies, Financial Institutions, Private Equity, A-Side DIC Protection)
• Nonprofit Directors & Officers Liability (Canada)
• Employment Practices Liability (Canada)

Additional resources and services for Executive Liability customers, including services, claims reporting, and contact information.

• Services
• Report a Claim
• Contact Executive Liability

Side R reputation insurance and our strategic tools help Board members protect their firms and themselves. Innovative parametric reputation insurance and more! Negotiate with activists from a position of greater strength; Boost equity value of firm; and Enhance D&O liability defenses through oversight of reputation value and risk management. Both the American Law Institute and the DCRO Risk Governance Institute recommend reputation insurance coverage for companies and directors.

• Negotiate with activists from a position of greater strength
• Boost equity value of firm
• Enhance D&O liability defenses through oversight of reputation value and risk management

Parametric reputation insurance is a timely offering for directors seeking to mitigate the fear and costs of reputation risk, for themselves or their peers. It’s been four decades since directors in the courts of law were materially personally exposed by their service. Now they are personally exposed in the courts of public opinion–not to negative PR, but to the going-forward costs of having their personal reputations tarnished. Parametric insurance can do for reputation risk what Sides A, B, and C did for liability risk. Reputation insurance is strategic “resilience insurance” for directors; at scale and with a captive insurer for an enterprise, it is corporate “resilience insurance.”

• Mitigates fear and costs of reputation risk for directors
• Covers going-forward costs of personal reputation damage
• Parametric insurance model (predefined triggers)
• Strategic resilience insurance for individuals and enterprises

A series of articles and case studies highlighting the importance of reputation risk management and insurance for directors and officers, including governance best practices and real-world examples.

• Good governance does not shield directors from liability or reputation risk
• Personal attacks on directors are now a governance weapon
• Reputation risk is a misalignment between what a company does and says
• Mission-critical risks are intertwined with boards' fiduciary duties
• Reputation risk management and governance with insurance is now a best practice
• Guiding principles for reputation risk governance from DCRO Institute

We are one of the world’s largest P&C reinsurers with a leading position in all major global markets. Our strength comes from our talent, global footprint and ratings. We’re part of AXA Group with a solid capital position and AA- (S&P) and A+ (AM Best) ratings.

We have a client-focused mindset and active client management programme with single points of contact and a strategic approach to engagement; addressing challenges and identifying opportunities together.

Our science-led approach ensures we are confident of managing a fast-changing set of risks. We are one of a handful of reinsurers with our own team of leading scientists who are experts in hurricane, wildfire and flood risk prediction.

70% of our top 100 clients have been with us for more than a decade. AXA XL’s core operating insurance and reinsurance companies have one or more of the above financial strength ratings. Our teams have decades of experience across multiple lines and geographies.

• 70% of top 100 clients have been with AXA XL for more than a decade
• A.M. Best A+, S&P AA- financial strength ratings
• Decades of experience across multiple lines and geographies

Learn about our work with renowned academic institutions, access thought leadership reports, webinars and white papers and hear from our experts on a diverse range of topics, including climate and emerging risks.

AXA XL offers a range of reinsurance products across casualty, property, and specialty lines.

• Casualty: Proportional and non-proportional reinsurance solutions on an excess of loss, quota share or surplus treaty basis.
• Property: Primarily short-tail, available on both a portfolio/treaty and an individual/facultative basis, with construction and engineering options.
• Specialty: Aviation and space treaty; health; marine, energy and whole account; trade credit, surety and political risk.

Our people and our technical expertise are valued by the market and our clients. We are trusted to assess the most complicated of risks and are asked to quote on the majority of opportunities relevant to us.

You are contacting AXA XL, the P&C and Specialty division of AXA. We provide Re/Insurance to mid-sized and multinational companies, and some high-net-worth individuals. If your enquiry pertains to personal insurance, please contact AXA.