Best Cyber Insurance for Hospitals and Large Healthcare Systems in USA in 2025
Published: December 9, 2025
Executive Summary
We analyzed 5 solutions. Top Recommendation: Full Spectrum Cyber by Beazley scored highest due to Beazley is widely recognized as a pioneer and market leader in healthcare cyber and data breach response, with a dedicated healthcare-focused underwriting and incident response team and extensive breach services ecosystem..
Full Spectrum Cyber
beazley.comFull Spectrum Cyber is a unique cyber insurance and security solution that integrates insurance, incident response, and cyber security services. It is designed to help businesses pre-empt cyber risks, respond to attacks, and adapt as new threats emerge. The offering is supported by Beazley Security, Beazley's cyber security solutions company, providing a constantly evolving approach to cyber risk management.
Key Features:
- Pre-emptive Cyber: Technology and hands-on support to build resilience and prepare for attacks
- Responsive Cyber: Immediate investigation and mobilization by Beazley Security in case of incidents
- Adaptive Cyber: Continuous adaptation to new threats, sharing intelligence and guidance
- Tailored solutions for businesses of all sizes and industries
- Risk management services and employee training (for middle market firms)
- Robust protection for large businesses with complex requirements
- Incident response and digital forensic expertise
Business Insurance
chubb.comChubb's Business Insurance provides comprehensive coverage options for businesses ranging from small startups to large multinational corporations. The offering includes a wide array of products, services, and industry-specific expertise to address evolving risks and ensure business continuity.
Key Features:
- Customizable insurance products (liability, cyber, property, accident & health, etc.)
- Industry-specific solutions across 30+ industry practices
- Risk engineering and consulting services
- Claims support and business income consultation
- Coverage for businesses of all sizes
- Global reach and multinational capabilities
Insurance
axaxl.comAXA XL Insurance offers a broad range of commercial insurance products and risk management services, serving clients in over 200 countries and territories. The offering is designed to address the needs of businesses facing complex, emerging, and specialty risks, with a focus on innovation, flexibility, and partnership.
Key Features:
- Coverage in more than 200 countries and territories
- Award-winning captive solutions
- Primary and excess casualty insurance
- Flexible construction coverages and risk engineering
- Full suite of cyber insurance solutions
- Environmental insurance expertise
- Excess & Surplus (E&S) solutions for unique risks
- Multinational/global program capabilities
- Professional liability coverage
- Property insurance for commercial assets
- Specialty insurance (aviation, marine, fine art, etc.)
- Structured risk and (re)insurance solutions
- Delegated authority and program business
- Wholesale insurance for complex or non-standard risks
- Customized risk management and consulting
Business Insurance Products
cna.comCNA Insurance provides business insurance products and solutions tailored to help manage exposures and minimize loss for businesses across many industries and of any size. Their offerings include both standard and specialized insurance products, as well as risk management services.
Key Features:
- Comprehensive product portfolio including property, casualty, liability, and specialty coverages
- Industry-specific solutions and affinity programs
- Risk control services and resources
- Global and domestic coverage options
Claims Services
bhspecialty.comBerkshire Hathaway Specialty Insurance (BHSI) provides claims services for its insurance products globally, offering specialized claims handling, reporting, and support for a wide range of insurance lines and geographies.
Key Features:
- Global claims handling with regional specialization
- Multiple reporting channels: online, email, phone, mail
- Dedicated claims contacts for specific insurance lines
- Preferred counsel lists for certain products
- Downloadable claims excellence resources