Best Financial Guarantee Insurance Firms in USA
Non-sponsored, Expert Verified and Transparently Ranked Financial Guarantee Insurance Firms in USA
Published: January 1, 2026 | Verified by: Ted Scheiman & Rob Watts
Executive Summary
We analyzed 5 solutions. Top Recommendation: Surety Bonds by Travelers Bond & Specialty Insurance scored highest due to Best for diversified companies seeking comprehensive surety options with an established U.S. carrier. Travelers has been a leader in surety for 100+ years [1](https://www.travelers.com/surety-bond/commercial-surety) and offers extensive bond types across commercial, court, and public official categories [2](https://www.travelers.com/surety-bond), with robust claim support [3](https://www.travelers.com/claims/file-claim/business/surety-bond)..
Content Verification
Side-by-Side Comparison
| Feature | #1 Surety Bonds (Travelers Bond & Specialty Insurance) | #2 Municipal Bond Insurance (BAM Mutual (Build America Mutual Assurance Company)) | #3 U.S. Public Finance Insurance (Assured Guaranty) | #4 Claims Services (Zurich North America) | #5 Business Insurance Solutions (Liberty Mutual Surety (Liberty Mutual Insurance)) |
|---|---|---|---|---|---|
| Best For | Best for diversified companies seeking comprehensive surety options with an established U.S. carrier. Travelers has been a leader in surety for 100+ years [1] and offers extensive bond types across commercial, court, and public official categories [2], with robust claim support [3]. | Best for public‑sector issuers and muni investors prioritizing transparency and conservative risk. BAM provides an unconditional, irrevocable guaranty solely for U.S. municipal/infrastructure credits [1], holds S&P AA with Stable Outlook, the highest for active bond insurers [2], and publishes free Credit Profiles for each insured deal [3]. | Best for state and local issuers, public authorities, and institutional investors seeking credit enhancement and liquidity. Guarantees principal and interest on munis and offers reserve‑fund sureties [1], improves liquidity/price stability with $2B weekly trading and ~$200B insured [2], and leads U.S. market share [3]. | Best for corporates and public agencies needing an experienced, tech‑enabled surety partner. Zurich’s surety bonds provide financial and performance guarantees [1], backed by more than a century of experience since 1890 [2] and streamlined issuance/management via Surety Express [3]. | Best for large enterprises and multinationals needing high‑capacity financial guarantee/surety programs. Liberty Mutual Surety is the #1 U.S. and global surety [1], offers extensive commercial bond types and programs up to $750M [2], and provides dedicated claims support [3]. |
| Transparency of Terms | Clear terms: publicly explains surety claim types and 24/7 reporting channels. (travelers.com) EDR Performance Bond sets a contractual response window with 45‑day resolution and states coverage (e.g., liquidated damages, warranties). (travelers.com) Bond/POA verification discloses principal, bond amount, and dates; educational content defines key surety contract terms. (travelers.com) | Provides clear, accessible terms: publishes Specimen Policy, OS disclosure language, and Statement of Insurance for insured transactions; offers free, annually updated BAM Credit Profiles for every insured issue; and posts financial statements and operating supplements to support transparency. (bambonds.com) | Terms are publicly posted via specimen municipal bond insurance policy (Form 500) and closing-document disclosures. (assuredguaranty.com) The guaranty is described as unconditional and irrevocable. (assuredguaranty.com) Assured specifies claims are paid no later than one business day after receipt (not before due date). (assuredguaranty.com) Issuer disclosure obligations and contacts are detailed by bond type. (assuredguaranty.com) | Zurich publicly outlines its claims process (FNOL, assignment, analysis, payment) and commits to acknowledging claims within 24 hours. (zurichna.com) Customers can track status via MyZNA and access real-time claim details, adjuster notes, documents, and loss runs in RiskIntelligence; FAQs detail reporting and document upload, and digital payment options are disclosed. (zurichna.com) | Liberty Mutual Surety states website content is summary-only; actual terms, conditions, exclusions, and availability are defined in policy/service contract/program documents. It says the underwriting insurer will be clearly identified for each product and notes some policies may be placed with surplus lines insurers that typically lack state guaranty fund protection. (business.libertymutual.com) |
| Financial Strength Rating | AM Best Financial Strength Rating: A++ (Superior) for Travelers Casualty and Surety Company of America; S&P: AA; Moody’s: Aa2; Fitch: AA. (travelers.com) | S&P Global Ratings insurer financial strength: AA (Stable Outlook); affirmed under revised bond-insurer methodology and remains the highest S&P rating for any active bond insurer. (bambonds.com) | Financial Strength Rating: S&P AA (Stable); KBRA AA+ (Stable); Moody’s A1 (Stable). (info.assuredguaranty.com) Following the Aug 1, 2024 merger, Assured Guaranty Municipal bonds carry Assured Guaranty Inc.’s ratings. (assuredguaranty.com) | A.M. Best Financial Strength Rating: A+ (Superior), Outlook: Stable; S&P Insurance Financial Strength Rating: AA (Stable) for Zurich American Insurance Company (Zurich North America). (zurichna.com) | A.M. Best: A (Excellent); Standard & Poor’s: A (Strong); Moody’s: A2 (Good). (business.libertymutual.com) |
| Claims Handling Efficiency | EDR Performance Bonds set defined response timelines and streamline claims, resolving disputes within 45 days while allowing work to continue; includes direct access to a project‑dedicated claim professional. (travelers.com) Travelers provides 24/7 claim reporting/status support, and schedule‑sensitive subcontractor bonds offer accelerated surety responses as fast as 30 days. (travelers.com) | BAM pays unpaid scheduled principal/interest on the due date or, if later, by the first business day after receiving a Notice of Nonpayment (notices before 1:00 p.m. ET are deemed received that day). Payment is made to the trustee/paying agent or directly to holders. (id.scribd.com) | Pays approved municipal-bond claims no later than one business day after receipt (but not before the due date); trustees/paying agents file claims automatically, investors take no action. (assuredguaranty.com) Track record includes uninterrupted timely payments, e.g., July 1, 2024 Puerto Rico-related defaults with claims paid and bondholders made whole. (assuredguaranty.com) | 24/7 online FNOL with after-hours catastrophe response; claim acknowledgement within 24 hours. (zurichna.com) Predictive models route claims to skilled adjusters for more efficient handling. (zurichna.com) Digital payments via One Inc deliver funds in minutes (vs. 7, 10 days). (zurichna.com) Customers can track status via My Zurich North America portal. (zurichna.com) | Dedicated surety claims teams manage bonded obligations efficiently. (business.libertymutual.com) U.S. surety claims can be initiated via a quick online form; claims reporting is available 24/7. (business.libertymutual.com) Non-U.S. bond claims are handled via dedicated email contacts and home-office support. (business.libertymutual.com) |
Travelers Bond & Specialty InsuranceCompany Information
Travelers is a leading provider of insurance solutions, offering a wide range of personal and business insurance products to protect individuals, families, and businesses from various risks. With over 160 years of experience, Travelers is committed to helping its customers manage risks and achieve their goals.
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Description
Travelers provides a wide range of insurance products and services for individuals, families, and businesses, helping them manage risks and protect their assets.
What They Do
Travelers offers insurance products and services for personal and business needs, including auto, home, and commercial insurance.
Who They Serve
Individuals, families, and businesses across various industries.
Key Value Propositions
Target Customers
Industries Served
Contact Information
Navigation Links
Summary
Travelers offers comprehensive commercial surety solutions across industries, including license and permit, court/judicial, fiduciary, public official, and various miscellaneous bonds. With more than a century of surety experience, Travelers supports enterprises with broad bond offerings and robust claims handling.
Key Features
- Wide range of bond types (see bond_types)
- Specialized construction underwriters for contract surety
- Expedited Dispute Resolution (EDR) Performance Bond for streamlined claims
- Support for both commercial and contract surety needs
Key Benefits
- Tailored surety programs to meet unique needs
- Proven reliability and financial strength
- Flexible and innovative solutions for complex bonding requirements
- Streamlined claims handling with specialized bond options
Who Is It For
- Individuals seeking specific types of bonds
- Businesses with a variety of bonding requirements
- Small to multinational companies
- Industries such as construction, healthcare, utilities, and more
Travelers knows surety bonds
Whether you’re an individual seeking a particular type of bond or you run a business with a variety of bonding requirements, Travelers can offer a surety program tailored to your needs.
Surety bonds provided by Travelers
- Bid, Performance and Payment
- Construction Materials Supply
- Court Bonds – Judicial, Fiduciary and Probate
- Custom Bonds
- Depository Bonds
- ERISA Fidelity
- License and Permit
- Lost Instrument
- Miscellaneous
- Notary
- Public Official
- Release of Lien
- Utilities
Why Travelers?
Our reliability is proven. For more than 100 years, Travelers has been a leader in the surety industry. We consistently earn high marks for our financial strength and claims-paying ability.
Related products & solutions
- Commercial surety: Travelers can help both individuals and businesses – ranging from small to multinational companies – with their commercial surety needs.
- Contract surety: Our specialized construction underwriters have deep industry knowledge and an ability to provide flexible, innovative solutions.
Resources
- A Different Kind of Performance Bond: The Expedited Dispute Resolution (EDR) Performance Bond from Travelers takes a new streamlined approach to claims handling and resolution.
- What Is a Surety Bond? Travelers Insurance provides information and a video on how surety bonds work, their cost, and the different types.
Surety Bond Resources
- 4 Advantages of Surety Bonds for Healthcare Organizations
- 10 Surety Contract Terms Explained
- 5 Things to Look for in a Commercial Contract Surety Provider
- Understanding the Three Parties in a Surety Contract
Resources
Supporting Resources
Detailed Comparison
Transparency of Terms
Financial Strength Rating
Claims Handling Efficiency
Municipal Bond Insurance
BAM Mutual (Build America Mutual Assurance Company)Company Information
Description
BAM Mutual is focused on the long-term success of issuers and investors in the dynamic infrastructure sector. Our commitment to risk management, superior market analysis, expert underwriting and execution has earned a AA rating and Stable Outlook from S&P Global Ratings – the highest assigned to any bond insurer.
What They Do
BAM Mutual provides insurance for municipal bonds, ensuring investors receive their due payments and helping issuers access suitable financing for infrastructure projects.
Who They Serve
Municipal issuers and project sponsors, as well as investors in municipal bonds.
Key Value Propositions
Target Customers
Industries Served
Contact Information
Navigation Links
Summary
BAM Mutual is a monoline, mutual insurer focused exclusively on essential public‑purpose U.S. municipal bonds, providing an unconditional, irrevocable guaranty of principal and interest. It emphasizes transparency with free, annually updated Credit Profiles for every insured transaction and maintains an S&P AA rating with Stable Outlook.
Key Features
- Mutual company structure, operates for the benefit of its members (issuers and sponsors)
- Strong capital resources and ratings stability
- Expertise in underwriting and superior credit analysis
- Commitment to risk management and financial strength
- Transparency through public financial statements and credit profiles
Key Benefits
- Unconditional and irrevocable financial guaranty of scheduled principal and interest payments
- AA rating with Stable Outlook from S&P Global Ratings for every insured bond
- Over $1.5 billion in claims-paying resources
- Reliable and efficient market access for issuers
- Enhanced liquidity, value preservation, and credit quality for investors
- Alignment of priorities with investor and issuer stakeholders
- Commitment to financial transparency
Who Is It For
- Municipal bond issuers
- Infrastructure project sponsors
- Investors in municipal bonds and infrastructure projects
Understand Why BAM Mutual Is Unique
BAM Mutual is a mutual bond insurance company that operates for the benefit of its mutual members – the bond issuers and infrastructure project sponsors that use our insurance to achieve reliable and efficient market access. BAM is managed to maintain strong capital resources and ratings stability. BAM’s unconditional and irrevocable financial guaranty gives investors certainty that scheduled payments of principal and interest will be made – backed by more than $1.5 billion of claims-paying resources, and rated AA with a Stable Outlook by S&P Global Ratings. BAM Mutual is committed to the highest level of financial transparency. This page contains our latest financial statements, operating supplements, and a link to S&P’s public analysis. Investors can access BAM Credit Profiles for each issue we insure.
BAM’s Mission
BAM Mutual’s mission is to be the premier Financial Guaranty insurance company and we are the only insurer dedicated solely to supporting infrastructure investments by municipal bond issuers and project sponsors. BAM’s unconditional and irrevocable guarantee ensures that investors receive every dollar owed, when due. BAM’s priorities are aligned with the interests of our investor and issuer stakeholders. That means we work with issuers and their professional advisors to maximize transparency and keep transactions on schedule, delivering reliable and efficient market access that makes every investment dollar go further. BAM’s unparalleled expertise in underwriting and superior credit analysis, commitment to risk management, financial strength, and expert execution, have built a track record that speaks for itself: We have helped more than 6,000 issuers finance more than $150 billion in essential infrastructure projects and every BAM-insured bond is rated AA with a Stable outlook from S&P Global Ratings, driving stability and high-quality returns for our investors.
Build a Better Portfolio By Building Stronger Communities
BAM Mutual-insured bonds help investors build a better portfolio while supporting essential infrastructure projects. With an unconditional and irrevocable financial guaranty, BAM ensures investors in municipal bonds and infrastructure projects will receive every dollar owed, when due. Backed by over $1.5 billion of claims-paying resources, every BAM-insured bond is rated AA with a Stable Outlook by S&P Global Ratings. This, coupled with our commitment to making the municipal market more efficient and transparent means BAM-insured bonds can help you achieve your goals for liquidity, value preservation, and credit quality.
Resources
Supporting Resources
Detailed Comparison
Transparency of Terms
Financial Strength Rating
Claims Handling Efficiency
U.S. Public Finance Insurance
Assured GuarantyCompany Information
Assured Guaranty provides municipal bond insurance and financial guarantees for infrastructure and structured financings, guaranteeing scheduled principal and interest payments when due on municipal, public infrastructure, and structured financings.
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Description
Assured Guaranty Ltd. is a leading provider of financial guaranties. The company specializes in insuring municipal and infrastructure financings, providing insurance on major financial products to enhance investor confidence in structured transactions.
What They Do
Provide financial guarantees and insurance services for municipal and infrastructure financing.
Who They Serve
Municipalities, infrastructure developers, and investors in municipal bonds.
Key Value Propositions
Target Customers
Industries Served
Contact Information
Social Media
Summary
Assured Guaranty provides financial guaranty insurance on U.S. municipal bonds, guaranteeing timely payment of principal and interest on both new issues and secondary market bonds. It also offers surety policies that can replace cash-funded reserves, helping issuers lower borrowing costs and enhance market access.
Key Features
- Insurance policies cover principal and interest payments on municipal bonds
- Available for both new issues and secondary market bonds
- Surety policies can substitute for cash-funded reserves in transactions
- Covers a wide range of municipal bond types (tax-exempt and taxable)
- Disciplined underwriting and risk management standards
- Dedicated customer service with offices in New York and San Francisco
Key Benefits
- Enhances the credit quality of municipal bonds, potentially lowering borrowing costs for issuers
- Provides investors with additional protection against default, including on bonds with high underlying ratings (AA category)
- Helps protect the market value of bonds in the event of unexpected underlying credit volatility
- Increases investor demand and market access for issuers
- Can be used to manage the impact of economic conditions and market volatility
Who Is It For
- Municipal bond issuers (state and local governments, public authorities)
- Institutional and retail investors in municipal bonds
- Broker-dealers and financial intermediaries involved in municipal bond transactions
U.S. Public Finance
Assured Guaranty is the leading provider of municipal bond insurance in the United States. Our municipal credit enhancement products include insurance policies covering principal and interest for both new and secondary market issues, and surety policies that replace cash-funded reserves. We guarantee a wide range of municipal bond types, both tax-exempt and taxable. Our U.S. insurance subsidiary, Assured Guaranty Inc. (AG), employs disciplined underwriting and risk management standards and is dedicated to high customer service.
- Municipal bond insurance policies for new and secondary market issues
- Surety policies as reserve fund replacements
- Coverage for a wide range of municipal bond types (tax-exempt and taxable)
- Disciplined underwriting and risk management
- Customer service with offices in New York and San Francisco
Year-to-Date 2025 Results
Assured Guaranty captured 63% of the insured par sold in the first nine months of 2025, insuring $21.5 billion of new issue par and $1.5 billion in the secondary market. Total primary and secondary market par was $23 billion, 34% higher than the same period in 2024. Over 40 transactions utilized at least $100 million of insurance. 132 policies were issued on $5.8 billion of double-A par.
- 63% market share of insured par sold (first nine months 2025)
- $21.5 billion new issue par insured
- $1.5 billion secondary market par insured
- 703 primary-market transactions
- 132 policies on $5.8 billion of double-A par
- Over 40 transactions with at least $100 million insured
2024 Results
Bond insurance demand remained strong in 2024, with an 8.3% industry penetration rate. Assured Guaranty insured over $24 billion in new issue par, 58.5% of the total insured par, and 791 new issue deals. 48 deals had $100 million or more in insured par, including 6 deals over $500 million. 103 policies were issued on $4.4 billion of double-A par.
- 8.3% industry penetration rate
- Over $24 billion new issue par insured
- 58.5% market share
- 791 new issue deals
- 48 deals with $100 million or more insured
- 6 deals over $500 million
- 103 policies on $4.4 billion of double-A par
2023 Results
In 2023, insured market par penetration rose to 8.8%. Assured Guaranty insured $19.5 billion of new issue par (61% of the insured market) and 645 new issues. 81 AA transactions were insured for $3.3 billion. 37 transactions had $100 million or more insured, totaling $10.4 billion.
- 8.8% insured market par penetration
- $19.5 billion new issue par insured
- 61% market share
- 645 new issues
- 81 AA transactions ($3.3 billion)
- 37 transactions with $100 million or more insured ($10.4 billion)
Resources
Supporting Resources
Detailed Comparison
Transparency of Terms
Financial Strength Rating
Claims Handling Efficiency
Zurich North AmericaCompany Information
Zurich North America is a leading insurance provider specializing in commercial property and casualty insurance services. With a focus on delivering risk management solutions, they cater to a diverse range of industries and businesses across North America.
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Description
Zurich provides specialized commercial insurance for various industries, ensuring your business is well-protected with individualized solutions.
What They Do
Specialized commercial insurance services across multiple industries.
Who They Serve
Businesses in various sectors including automotive, construction, healthcare, and more.
Key Value Propositions
Target Customers
Industries Served
Contact Information
Social Media
Key Pages
Summary
Zurich provides surety bonds that deliver financial and performance guarantees for contractual obligations, backed by more than a century of experience. Its Surety Express platform streamlines issuance, renewals, and management for agents and customers.
Key Features
- Online claim reporting and document upload.
- Loss run reporting and analytics.
- Catastrophe management and property mitigation.
- Environmental emergency response.
- Litigation and legal services.
- Medical management services.
- Investigative and recovery services.
- Access to service networks and managed care documents.
- Claims payments and medical provider billing support.
- Professional locator for claims assistance.
Key Benefits
- Trusted claims service with over 150 years of experience.
- Secure, web-based system for claim insights and reporting.
- Comprehensive support for a wide range of claim types and scenarios.
- 24/7 access to claims reporting and resources.
- Dedicated customer care and professional support.
Who Is It For
- Zurich North America insurance policyholders.
- Brokers and distributors.
- Businesses and organizations seeking claims management.
- Medical providers (for billing and managed care).
Zurich Claims
Zurich has delivered excellence in claims service for more than 150 years and is focused on building trust with customers and distributors.
The edge you need
Our secure and powerful web-based system provides claim insights, analysis, and reports to help you take control of your total cost of risk.
Claims services
- Zurich RiskIntelligence®
- Catastrophe management
- Data and analytics
- Environmental emergency response
- Investigative services
- Litigation and legal services
- Medical management services
- Property mitigation program
- Recovery services
Claims resources
- Report a claim
- Request a loss run
- Upload claim documents
- Locate claim professional
- Claims payments
- Medical provider billing
- C.A.R.E. directory
- Service networks
- State managed care documents
Claims help
- Claim reporting tips and FAQ
- Customer care center
- Contact Zurich
- Claims offices
Resources
Supporting Resources
Detailed Comparison
Transparency of Terms
Financial Strength Rating
Claims Handling Efficiency
Business Insurance Solutions
Liberty Mutual Surety (Liberty Mutual Insurance)Company Information
Description
As businesses evolve, they need a stable, adaptive insurer that is always looking ahead. We provide comprehensive, tailored business insurance solutions with expertise and care to help protect your people, property, and reputation.
What They Do
Provide comprehensive and tailored business insurance solutions
Who They Serve
Businesses of all sizes and individuals seeking personal insurance
Key Value Propositions
Target Customers
Industries Served
Contact Information
Key Pages
Navigation Links
Summary
Liberty Mutual Surety provides a broad portfolio of commercial surety bonds, such as court, tax, utility payment, license and permit, and miscellaneous obligations, for organizations of all sizes. It offers high-capacity programs and dedicated claims resources for large enterprises and multinationals.
Key Features
- Customizable insurance products
- Broad suite of coverages
- Support from trusted advisers and industry leaders
- Claims and risk management services
Key Benefits
- Tailored insurance solutions for specific business needs
- Access to industry expertise and in-depth underwriting
- Expert claims handling
- Risk control support
- Comprehensive coverage options across multiple industries
Who Is It For
- Businesses of all sizes
- Industries including construction, energy, financial institutions, healthcare, manufacturing, private equity, professional services, public entities, real estate, sharing economy & new mobility, technology, wholesale-distribution
Commercial insurance solutions
Tailored solutions for your business.
Partners in business protection
Problem-solvers. Trusted advisers. Industry leaders. However you think of us, we’re always striving to do more for our customers. We are here to help your business thrive by providing a broad, protective suite of coverages tailored specifically to your needs. With an emphasis on in-depth underwriting, industry expertise, expert claims handling, and risk control support across a spectrum of industries, we work together to design the right solutions to help protect your business and keep it moving forward.
Resources
Supporting Resources
Detailed Comparison
Transparency of Terms
Financial Strength Rating
Claims Handling Efficiency
Our Ranking Methodology
How we rank these offerings
We ranked these Financial Guarantee Insurance Firms in USA using a weighted scoring formula: Financial Strength Rating (40%), Transparency of Terms (30%), Claims Handling Efficiency (30%). N/A values receive 0 points. Travelers scored highest with 95.5 due to its industry-leading financial ratings, excellent contract transparency, and fastest, most clearly tracked claims resolution. Companies with less transparent terms or less robust claims detail received slightly lower scores.
Ranking Criteria Weights:
Frequently Asked Questions
- What are the typical costs and pricing models for financial guaranty insurance in the USA?
- The costs and pricing models for financial guaranty insurance vary depending on the insurer and the specifics of the bond or obligation. Assured Guaranty offers financial guaranty insurance on U.S. municipal bonds, wherein the pricing can be influenced by the bond rating, maturity, and issuer's creditworthiness. BAM Mutual, with its monoline structure focusing solely on public-purpose municipal bonds, emphasizes transparency and maintains competitive pricing reflected in their AA rating by S&P, making cost assessments more predictable through annually updated Credit Profiles.
- What key selection criteria should B2B decision-makers consider when choosing a financial guarantee insurance firm?
- Decision-makers should consider the insurer's financial strength, evidenced by ratings such as BAM Mutual's S&P AA rating, and the scope of services offered, such as Liberty Mutual Surety's broad portfolio of commercial surety bonds. Additionally, the insurer's experience and reliability, exemplified by Zurich's century-long track record and streamlined Surety Express platform, are crucial for efficient policy management and risk mitigation.
- What are the industry standards and compliance requirements for financial guarantee insurers in the USA?
- Financial guarantee insurers in the USA must adhere to stringent regulatory standards, maintaining robust capital reserves and transparency. BAM Mutual sets a benchmark for transparency by providing free, annually updated Credit Profiles, aligning with industry best practices. Additionally, insurers like Assured Guaranty adhere to compliance by ensuring timely payment guarantees, which necessitates consistent alignment with federal and state regulations governing municipal bonds.
- What implementation challenges do organizations face, and what solutions can insurers provide?
- Organizations may encounter challenges such as navigating complex regulatory landscapes and managing diverse bond portfolios. Travelers, with over a century of surety experience, offers comprehensive support and robust claims handling to mitigate these challenges. Tools like Zurich's Surety Express platform can streamline bond issuance and management processes, addressing common implementation hurdles and ensuring efficient contract administration.
- How do financial guarantee insurers deliver ROI and value to clients?
- Financial guarantee insurers enhance ROI by lowering borrowing costs and enhancing creditworthiness. For example, Assured Guaranty's surety policies replace cash-funded reserves, providing clients with immediate financial savings and improved market access. BAM Mutual's focus on public-purpose bonds delivers value through a transparent risk assessment process, ensuring that clients receive optimal coverage at competitive rates, thereby maximizing financial outcomes.
Our Promise: We promise to deliver the highest quality company and offering data, free from sponsored bias. We compile data from across the internet, to give the most accurate and true rankings, according to our transparent algorithms.