Best Energy Construction Risk Insurance Firms in USA

Our consulting, brokerage, and claims advocacy services leverage data, technology, and analytics to help you better quantify and manage risk. Explore our global expertise below. Please note that service availability varies by location. Contact a Marsh advisor for support in your region.

Offering consumers relevant insurance when they need it drives business results and turns customers into loyalists. Chubb’s embedded insurance solutions are the seamless way to integrate customized coverage into what you already offer.

Embedded insurance is coverage offered directly within the transaction flows of the products and services you sell. Many of today’s digital savvy consumers look for it as a core or add-on option. It provides solid protection for them and potential added revenue for you.

As a global insurance leader, Chubb delivers insurance expertise, a disciplined process and unparalleled customer service for embedded insurance offerings. Coverage is tailored to your customers’ needs, delivered with speed and serviced by in a best-in-class claims experience.

• #1 Personal insurer of successful families and individuals in the U.S.
• #1 Commercial lines insurer in the U.S.
• 98.5% of embedded insurance quotes are returned in under a second
• $21B claims paid out globally (2023)
• 2.5B API calls handled by Chubb Studio per year
• 100% seamless integration of insurance coverage into your existing experiences

Chubb’s insurance partnership roster reflects experience in many industries across 54 countries/territories, where each solution is crafted to individual business needs and goals with precision.

• Shopping & E-Commerce: High-value purchases need premium protection.
• Home & Living: Embedded solutions for personal spaces, properties, and pets.
• Gigs & Work 2.0: Insurance for side hustles, self-employment, and part-time gigs.
• Financial Wellness: Insurance for consumers working with financial institutions and advisors.
• Travel & Hospitality: Insurance protection for travel-related risks.

Chubb Studio, our agile in-house tech hub, makes it easy to integrate coverage into your existing customer journey seamlessly, securely and at digital speed. Collaborate with our Chubb Studio Experts to get up and running quickly with a bespoke digital solution – from microsite to widget and API integration – that scales for the future.

For businesses, embedded insurance delivers value by providing an intuitive and strategic growth opportunity. For customers, it offers a relevant service that improves satisfaction and cultivates loyalty. Dive deeper into our Financial Services survey results below.

Dive into real-world examples of Chubb’s successful insurance collaborations and learn how embedded insurance drives business growth through innovation.

• Nubank: 40M customers gained access to Chubb insurance, 150k+ policies sold in 30 days.

Simply get in touch and we’ll set up time to review a demo of how we can help you grow your business with our integrated coverage solutions. Our process is swift, our approach is collaborative and our standards are exacting.

Alternative Risk Transfer describes all manner of risk transfer and retention alternative solutions that do not fit the conventional traditional insurance model. It is growing in popularity as multinational companies seek tailored flexibility for a growing number of risk scenarios.

Allianz Commercial collaborates closely with clients to deliver tailored risk solutions, expert insights, and strategic advice to address specific challenges and guide through complex risks.

• Reduce volatility in profit and loss caused by unexpected events
• Stabilize earnings over several years
• Tailor your insurance program to meet your specific needs
• Include non-conventional risks in your overall risk transfer / risk financing strategy

Allianz Commercial offers a broad range of risk transfer, risk financing and retention solutions, such as parametrics, captives, capital solutions, retention financing or structured re/insurance.

Multi-year and/or multi-line solutions which help realize the benefits from retaining risk while providing contract certainty and financial stability. Tailored to client’s risk management needs, often including profit sharing and coverage for emerging or unavailable risks.

• Profit sharing elements
• Coverage for risks unavailable in traditional insurance
• Multi-year, multi-line contracts

A broad offering for multinational companies operating an inhouse insurance program. Modular approach to program design, leveraging Allianz’s network in 200+ countries.

• Standalone local placements
• Fully integrated international insurance programs
• Unbundled solutions for captives (reinsurance, stop-loss, structured solutions)

• ART capacity is complementary to traditional lines and can complement existing traditional covers
• Can include profit sharing mechanisms
• Sustainability solutions for resiliency, adaptation, transition technologies, emission reduction
• Unbundled captive fronting including unique multi-line, multi-year fronted programs

• Close collaboration with brokers and clients
• Extensive expertise
• Partnership approach with underwriting, legal, compliance, actuarial, claims, finance and accounting experts
• Innovative solutions
• Balance between traditional risk transfer and coverage
• Leading-edge structuring and risk analysis
• Standalone underwriting capacity and authority

• Broad range of Property & Casualty lines (traditional and non-traditional)
• Parametric triggers
• Annual single line captive stop loss
• Multi-line, multi-year insurance
• Captive reinsurance solutions
• Transactions up to 5 years tenure (extendable)
• Risk financing structures (best where traditional RoL > 10%)
• Global fronting capability in 200+ countries

• Client needs: optimum balance between risk retention and risk financing
• Long-term partnership for certainty and flexibility
• Client specific exposures and loss experience
• Each risk considered on its own merit
• Capacity and coverage subject to hazard, Nat Cat exposure, grading, terms and conditions
• Products/services may not be available at all locations

The world becomes increasingly complex, unpredictable and inter-connected. To manage and mitigate the risks your business faces you need a strong global partner.

We're a partner you can rely on to help make your business more competitive, improve your risk profile and achieve operational excellence.

• Close to 400 risk consultants
• Industry experience: 17+ years on average
• Risk consulting know-how: 20+ years
• Located in 26 countries
• 24 languages spoken

SiteForward, our risk management customer portal, helps clients make critical risk management decisions by turning data into graphical reports and actionable knowledge at the touch of a button.

SiteForward, our risk management customer portal, helps clients make critical risk management decisions by turning data into graphical reports and actionable knowledge.

AXA XL Risk Consulting offers services ranging from tangible resources such as Hot Work Permits, Impairment Handling Materials to training opportunities involving a full-scale fire equipment laboratory to a newly enhanced eLearning portal delivering a suite of courses on risk improvement and property conservation.

Access@Risk is a secure web-based platform dedicated to risk consulting clients. It is the information database and virtual library where all documents and relevant risk data are available for the client.

PRC Guidelines provide AXA XL Risk Consulting’s philosophy of and interpretations to various internationally recognized standards dealing with all types of property loss prevention subjects.

• AXA XL Risk Consulting Brochure APAC & Europe EN
• Risk Consulting Overview NA Infosheet AXA XL