Best Cargo Delay Insurance Firms in USA
Non-sponsored, Expert Verified and Transparently Ranked Cargo Delay Insurance Firms in USA
Published: December 31, 2025 | Verified by: Ted Scheiman & Rob Watts
Executive Summary
We analyzed 5 solutions. Top Recommendation: Specialty and Commercial Insurance Products by Liberty Specialty Markets scored highest due to Best for developers, lenders, and project sponsors needing large-capacity delay protection. Offers ‘cargo delay in start-up’ within cargo [1](https://www.libertyspecialtymarkets.com/product/marine-cargo-insurance), and consortium capacity for project cargo up to USD 205M [2](https://www.libertyspecialtymarkets.com/gb-en/newsroom/Liberty-Specialty-Markets-announces-new-Project-Cargo-Consortium-at-Lloyds), backed by strong financial ratings and global platforms [3](https://www.libertyspecialtymarkets.com/about-us/our-story)..
Content Verification
Side-by-Side Comparison
| Feature | #1 Specialty and Commercial Insurance Products (Liberty Specialty Markets) | #2 Multinational Insurance (Allianz Commercial) | #3 AXA Digital Commercial Platform (AXA XL) | #4 Embedded Insurance Solutions (Chubb) | #5 Commercial Insurance (Zurich Insurance Group) |
|---|---|---|---|---|---|
| Best For | Best for developers, lenders, and project sponsors needing large-capacity delay protection. Offers ‘cargo delay in start-up’ within cargo [1], and consortium capacity for project cargo up to USD 205M [2], backed by strong financial ratings and global platforms [3]. | Best for large multinationals, EPCs, and energy/infrastructure developers moving critical project cargo. Provides DSU within cargo coverage [1], U.S. availability via marine practice [2], and deep risk expertise where DSU losses can exceed cargo value [3]. | Best for manufacturers, traders, and project owners executing complex, multi-country shipments. Offers project-risk DSU within cargo [1], worldwide network and cross-border solutions [2], and marine risk insights for delay-prone project logistics [3]. | Best for owners, EPCs, and contractors transporting long-lead equipment for energy and infrastructure. Provides project cargo with DSU option [1], experienced underwriting and risk services [2], and coverage addressing vessel/mechanical failures impacting start-up [3]. | Best for U.S. enterprises seeking cargo cover with enhanced delay protections. Offers BI/consequential loss with transit [1], DSU for construction/infrastructure [2], and parametric weather insurance that pays for construction delays without physical damage [3]. |
| Delay in Start-Up Coverage | Marine Cargo includes Delay in Start-Up (DSU) as a class of business; line size up to USD 100m. DSU indemnifies financial loss when transit risks delay project start-up. (libertyspecialtymarkets.com) | Optional DSU is offered with Marine Cargo project cargo; covers financial losses from delayed commissioning/start‑up caused by insured physical damage to cargo during transport (cargo all‑risks + DSU during transit). (commercial.allianz.com) | Included under AXA XL’s Marine Cargo appetite for project risks: Delay in Start-Up (DSU/ALOP) on project shipments. Indemnifies additional expenses, penalties or lost profits when insured physical loss/damage delays commissioning. Available through multinational/cross-border programs and captives. (axaxl.com) | Includes DSU/ALOP with Project Cargo: covers lost income and certain costs/expenses when insured physical loss or damage to project cargo in transit delays commissioning/start-up; only available with Project Cargo; offers large capacities; some policies also respond to delays from mechanical failure of the carrying vessel. (chubb.com) | Optional Delay in Start‑Up (DSU) is available with Contractors/Builders Risk for construction and infrastructure projects, protecting against financial loss when completion is delayed by an insured event. (zurich.com) Zurich also offers a DSU “volatility clause” adding a pre‑agreed margin to monthly declared values to address inflation/price swings. (zurich.com) |
| Capacity for Complex Projects | Capacity: Up to USD 205m per risk for project-related cargo via Liberty Project Cargo Consortium at Lloyd’s (Consortium 7763). (libertyspecialtymarkets.com) Also offers line sizes of USD 100m for Cargo Delay in Start-Up and USD 50m for general cargo, useful for complex project cargo placements. (libertyspecialtymarkets.com) | Handles large, complex projects via centrally coordinated global programs across 200+ countries, managing 4, 000+ international programs with dedicated underwriters, claims experts, and risk engineers. (commercial.allianz.com) Offers project cargo and Delay in Start-Up cover, plus Alternative Risk Transfer for bespoke structuring. (commercial.allianz.com) | Supports complex projects via Marine Cargo coverage for project risks incl. Delay in Start-Up and stock throughput, backed by a global claims network, compliant local policy issuance, captives, and Lloyd’s/IUA cross‑border capability. Multinational capacity spans 4, 500+ programs across 208+ countries, with a DCP portal for real‑time portfolio insights. (axaxl.com) (axaxl.com) | Chubb handles complex, multinational projects via Chubb Studio’s partner platform (APIs/SDKs) and a 54-country footprint. (studio.chubb.com) For project cargo, it offers large DSU/ALOP capacity for major infrastructure (solar, wind, biomass, gas plants), supported by experienced underwriters, dedicated transport risk management teams, and digital tools for shippers and intermediaries. (chubb.com) | Handles complex projects via global, tailor-made marine cargo coverage (optional BI/consequential loss) and digital certificate issuance (Zurich Swift); offers DSU support for project delays; and deploys parametric weather insurance for non-physical-damage construction delays. Zurich’s builders risk has provided up to $2B capacity, evidencing scale for hyperscale/data center builds. (zurich.com) |
| Integration with Risk Management Tools | Integrated with Liberty Risk Reduce digital portal offering data & analytics dashboards, incident/accident reporting, survey management, claims access, and risk mitigation guidance; supported by risk engineering tools (e.g., leak detection, building compliance, dynamic risk assessment). (libertyspecialtymarkets.com) Partnerships integrate external tools, e.g., Previsico’s real-time flood sensors/data into the portal for proactive alerts and planning. (previsico.com) | Leverages Allianz Risk Consulting tools: SMART (self-managed property risk assessments/analytics) and CAReS (climate-risk dashboards) for portfolio/location risk evaluation and mitigation with ARC experts. (commercial.allianz.com) Program tooling includes GPS for network notification/audit trail and Allianz Commercial Online for real-time program tracking. (commercial.allianz.com) | Integrates partner risk tools via a curated Marketplace (e.g., Cyber Services) and real-time geospatial/cyber data partners. Services are distributed through AWS Marketplace and AWS Data Exchange. Includes a Multinational Solutions client portal with dashboards, real-time data export, custom reports, and email alerts to fit enterprise risk workflows. (digitalcommercialplatform.axa) | Integrates with Chubb Transportation Risk Management services and digital cargo tools. CargoAdvantage and CargoAdvantage NOW API let partners automate marine certificates and embed workflows into trading platforms. (chubb.com) Marine Risk Management team supports risk assessments, surveys, and vessel vetting. (chubb.com) Available via Chubb Studio APIs/SDKs for partner integration. (prnewswire.com) | Through My Zurich and its API Connector, Commercial Insurance integrates with customers’ RMIS/broking platforms for real‑time exchange of policy, claims, and risk engineering data (locations, gradings, improvement actions). Zurich Risk Advisor connects to My Zurich to share self‑assessments and enable remote risk collaboration and monitoring. (zurich.com) |
Specialty and Commercial Insurance Products
Liberty Specialty MarketsCompany Information
Liberty Specialty Markets is a global insurance and reinsurance company offering specialty and commercial insurance products across various markets. They aim to create a secure future for their brokers, clients, and communities through their 'For Mutual Advantage' approach.
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Description
Liberty Specialty Markets is part of Liberty International Insurance, a division of the Liberty Mutual Insurance Group, focusing on international commercial and specialty business. They leverage the financial strength and capabilities of Liberty Mutual Group to provide consistent service and local decision-making in their markets.
What They Do
Liberty Specialty Markets offers a range of retail, commercial, and specialty insurance operations in international markets.
Who They Serve
Brokers and clients in various industries across global markets.
Key Value Propositions
Target Customers
Industries Served
Contact Information
Key Pages
Summary
Tailored marine cargo solutions for importers, exporters, and manufacturers, including stock throughput and specialist risks. The product explicitly includes ‘Cargo delay in start-up’ alongside project cargo and ocean tow exposures.
Key Features
- Wide range of specialty and commercial insurance products
- Coverage for diverse industries and risk types
- Global reach with regional expertise
- Access to risk management and claims support
Key Benefits
- Market-leading insurance solutions tailored to specialist and commercial needs
- Supported by technical expertise and risk management
- Long-term stability and continuity
- Focus on policyholder and partner needs
- Sustainable, reliable relationships
Who Is It For
- Businesses and organizations with specialist or complex insurance needs
- Industries requiring tailored risk solutions
- Brokers and partners seeking comprehensive insurance products
Our range of insurance products
Our range of specialist insurance products are supported by technical expertise, risk management and market understanding, to deliver you a market-leading solution.
- Affinity & Programme Business
- Aviation (All Risks, War Insurance)
- Casualty (including regional variants)
- Commercial Motor
- Contingency
- Crime and Fraud Insurance
- Cyber & Technology (including Strategic Assets, Technology E&O)
- Delegated Authority Practice (Casualty Binders, Property Binders, Accident & Health, Entertainment P&C)
- Energy and Construction (Oil, Gas, Petrochemical, Chemical, Power Generation, Renewable Energy, Construction)
- Environmental (including Environmental Impairment Liability Binders)
- Equine and Livestock
- Financial Lines (Financial Institutions, Directors & Officers)
- Financial Risk Solutions (Non-payment, Political Risk, Trade Credit, Structured Risk Solutions)
- Fine Art and Specie
- Healthcare (Professional Liability, Long-Term Care, Life Sciences, Physician Group Practices)
- Legal Indemnity
- Marine (Cargo, Liability, Project Cargo, Hull, War, Ports and Terminals)
- Mergers and Acquisitions
- Professional Indemnity
- Property (Commercial Property, Global Property, Bermuda Property)
- Reputational Crisis
- Safeguarding
- Surety Bonds and Guarantees
- War and Terrorism (including US-specific)
Why choose Liberty?
Our stability offers continuity and allows us to take a long term view. We are focused on the needs of our policyholders and partners. We build sustainable relationships that you can rely on.
- Stability and continuity
- Long-term view
- Focus on policyholder and partner needs
- Sustainable, reliable relationships
Resources
Supporting Resources
Detailed Comparison
Delay in Start-Up Coverage
Capacity for Complex Projects
Integration with Risk Management Tools
Allianz CommercialCompany Information
Description
Allianz Commercial is your trusted partner for a wide range of tailored commercial and specialty insurance solutions designed to protect your business.
What They Do
Allianz Commercial provides tailored commercial and specialty insurance solutions and risk consulting services.
Who They Serve
Businesses of all sizes, from mid-sized businesses to the largest multinationals.
Key Value Propositions
Target Customers
Industries Served
Contact Information
Social Media
Navigation Links
Summary
Enterprise-grade cargo insurance with tailored cover for international/domestic transit, stock throughput, and project cargo. Includes optional Delay in Start-Up (DSU) to protect against financial losses from insured transit incidents that postpone project commissioning.
Key Features
- Centrally coordinated global insurance programs
- Locally admitted policies tailored to client needs
- Dedicated teams of underwriters, program handlers, claims experts, and risk engineers
- Harmonized underwriting approach and product model
- Operational, legal, and tax services
- Flexible program options (stand-alone local policies, master policy with local policies, Freedom of Service, captive solutions)
- Alternative Risk Transfer solutions (parametric, captives, capital solutions, retention financing, structured re/insurance)
- Digital Global Program System (GPS) for network notification and audit trail
- Self-serve digital portal (Allianz Commercial Online) for program tracking
Key Benefits
- Global consistency with local expertise
- Streamlined communication and rapid go-to-market
- Direct, empowered access to coordinated teams
- Comprehensive risk solutions for traditional and alternative risks
- Specialized expertise for complex risks
- Solutions for every size, from mid-market to multinational
- Full transparency through defined service level agreements
- Consultative risk management approach
- No surprises claims culture
Who Is It For
- Large companies
- Mid-sized companies
- Multinational corporations
- Mid-market companies globalizing their business
Allianz Multinational Insurance for global businesses
Allianz serves large and mid-sized companies that need cross-border, multi-location coverage, including both risk transfer programs and captive solutions. Allianz Multinational offers a fully end-to-end customized service for the cross-border exposures of its clients, covering also risk transfer and captive services. Programs are centrally coordinated and provide locally admitted policies tailored to the client's geographic footprint and risk requirements.
What makes our Multinational Insurance unique?
Allianz Commercial manages over 4,000 international insurance programs, making it the largest contributor to Allianz Multinational. The offering is available to international companies of all sizes, from the largest multinationals to mid-market companies. Allianz operates one of the world's largest insurance networks in over 200 countries and territories, with its own local entities in more than 70 markets.
Why your business needs Multinational Insurance solutions
Managing global risks requires insurance solutions that are as dynamic and diverse as your business. Allianz Commercial provides tailored multinational programs backed by a robust global network, ensuring seamless coverage and compliance wherever you operate.
Comprehensive coverage for your global exposures
Global insurance program solutions for global risk exposures, backed by a market leading network. The infrastructure is designed to meet the toughest local regulatory challenges.
Tailored master policy with integrated local policies
Flexible approach with a range of program options, from stand-alone local policy provisions to globally coordinated solutions that integrate a centrally issued 'master policy' with locally admitted policies.
Innovative solution options to transfer your risks
Alternative Risk Transfer solutions provide options for risk transfer, financing, and retention, including parametric solutions, captives, capital solutions, retention financing, and structured re/insurance.
The promise of Allianz Multinational
Tailored global insurance programs to match client needs, with options from comprehensive master programs, Freedom of Services, stand-alone local policies, to captive solutions. Commitment to transparency, defined service level agreements, and a consultative risk management approach.
- Focus on delivering global program services to international businesses worldwide
- Service founded on helping clients manage Compliance, Cost, Coverage, and Control
- Experience with Fortune 500 customers and central coordination of global risk exposure
- Network able to handle complex local regulatory demands
How can global insurance programs be designed?
Allianz Multinational offers a range of design options: Standalone local policies, DIC/DIL above local policies, Single European policy (FOS), and centrally controlled master program. Captive fronting services are also available.
Best practice global insurance program processing
A staged approach: Planning (country and compliance analysis, program design support), Deployment (cash before cover, certificates, assignment of manager, information collation, network notification), Monitoring (implementation tracker, regular touchpoints, digital portal, issue resolution, program evaluation).
Meeting the insurance challenges of a global marketplace
Customization and flexibility are essential. Allianz provides a centrally coordinated program framework, harmonized coverage, central oversight with local coverage, and clear claims protocols.
7 trends in Multinational Insurance
Companies face risks that span borders and regulatory regimes, resulting in growing interest in multinational insurance. The service is fully end-to-end and customized for cross-border exposures.
Meet our Multinational Insurance experts
Contact details for key global heads and experts in the Multinational Insurance team.
- Guy Money – Global Head of Multinational Business
- Jayesh Patel – Global Head of Market Practice
- Kevin Hegel – Global Head of Network Management and Governance
- Karol Dobias – Head of Multinational Transformation, Performance and Strategy
- Matthias Offermann – Head of Multinational Solutions
- Brian McNamara – Global Head of Captive Solutions, Regional Head of Multinational North America & Latin America
Resources
Supporting Resources
Detailed Comparison
Delay in Start-Up Coverage
Capacity for Complex Projects
Integration with Risk Management Tools
AXA XLCompany Information
AXA XL is a leading provider of P&C global commercial insurance offering insurance and reinsurance to enterprises of every kind and size. AXA XL helps you take your business further.
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Description
AXA XL is the P&C and Specialty division of AXA, providing Re/Insurance to mid-sized and multinational companies, and some high-net-worth individuals.
What They Do
AXA XL provides insurance and reinsurance solutions, risk consulting, and innovative risk management services.
Who They Serve
Mid-sized and multinational companies, as well as high-net-worth individuals.
Key Value Propositions
What Customers Say
"AXA XL demonstrates strong financial stability and service capabilities while investing time to understand us, which are key criteria for us."
— Risk Manager
"They take time to understand our business and needs and generally responsive to those. They do what we need everywhere we need it and do a good job of putting a team behind it."
— Risk Manager
"AXA XL is much better than their peers on each of our carrier choice criteria: global scale, flexibility on how we structure programs, strong technical expertise and ability to execute all types of administrative actions."
— Risk Manager
"AXA XL stands for partnership and continuity, always willing to be a partner and to provide solutions to ensure business continuity."
— Risk Manager
"Their bench is deep, with lots of talented people, that are not just smart, but people you can enjoy spending time with and for some, even call them friends."
— Risk Manager
"AXA XL stands for integrity, financial strength, care about customer, value personal relationship and long-term strategic partner."
— Risk Manager
"AXA XL Claims is one of the most professional, courteous, and skilled teams I work with. Thank you!"
— Broker
"AXA XL Claims professionals are always prompt in their responses and understanding in how a large company manages their claims."
— Risk Manager
"From the first call to AXA XL claims, my experience was as positive and as pleasant as it could possibly be in these circumstances. Thank you!"
— Insured
Target Customers
Industries Served
Contact Information
Key Pages
Navigation Links
Summary
Global cargo program for importers, exporters, and complex supply chains, with options spanning stock throughput and project risks. Specifically includes Delay in Start-Up for project shipments, supported by multinational program and captive capabilities.
Key Features
- Data & Analytics: Real-time risk scoring, satellite analytics, vulnerability assessment
- Risk Consulting: Customized risk management solutions, global expertise
- Marketplace: Curated network of risk-reducing partners, exclusive offers
- Risk Academy: Video-based practical courses for workforce upskilling
- Insurance Management: Track global insurance programs, access policy documents
- Wildfire Risk: Real-time wildfire scoring, automated alerts, prevention plans
- Cyber Services: Tools and training to reduce cyber risk and foster a security culture
- Geopolitical Risk: High-impact analysis, scenario planning, expert collaboration
Key Benefits
- Predict and prevent risks before losses occur
- Mitigate losses and build organizational resilience
- Access to a comprehensive suite of risk management solutions
- Transform resilience into a strategic competitive advantage
- Centralized access to data, analytics, consulting, and partner solutions
Who Is It For
- Multinational businesses
- Organizations seeking to manage complex and emerging risks
- Risk managers and decision-makers
- Companies with global assets and operations
- Businesses seeking to upskill their workforce in risk management
Use Cases
- Assessing and managing climate, geopolitical, and cyber risks
- Tracking and managing global insurance programs
- Training employees on risk awareness and prevention
- Accessing a curated network of risk management partners
- Receiving real-time alerts and data for wildfire and other natural hazards
Predict & Prevent
The AXA Digital Commercial Platform provides access to a comprehensive suite of risk management solutions to PREDICT and PREVENT risks, mitigate losses, and build a more resilient future.
Beyond Insurance
AXA is focused on emerging risks beyond traditional insurance, such as climate change, geopolitical instability, and cybersecurity.
- Climate Change
- Geopolitical Instability
- Cybersecurity
Our offer
Built around four key pillars—Data and Analytics, Risk Consulting Experts, a curated Marketplace of partners, all enhanced by our Risk Academy — this comprehensive risk management environment is designed to help your business anticipate, assess, and mitigate risks before losses occur.
- Data and Analytics
- Risk Consulting Experts
- Curated Marketplace of partners
- Risk Academy
Resources
Supporting Resources
Detailed Comparison
Delay in Start-Up Coverage
Capacity for Complex Projects
Integration with Risk Management Tools
ChubbCompany Information
Chubb is a global insurance company providing a range of insurance products for individuals, families, and businesses in the Benelux region. They offer various insurance solutions, including liability, property, cyber, and life sciences, as well as exclusive car insurance and masterpiece insurance for individuals.
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Description
At Chubb, we deliver excellence in all we do, being there when you need us most. We provide exceptional service to our customers and business partners—it's who we are.
What They Do
Chubb provides insurance solutions for individuals, families, and businesses, including property, auto, travel, and embedded insurance.
Who They Serve
Individuals, families, businesses, agents, and brokers.
Key Value Propositions
Target Customers
Industries Served
Contact Information
Key Pages
Summary
Specialized project cargo insurance with DSU/ALOP extensions to cover financial losses from insured transit incidents that delay commissioning. Delivered with transportation risk management and digital tools for shippers, project owners, and intermediaries.
Key Features
- Customizable insurance products for various industries and use cases
- Integration options: microsite, widget, API
- Chubb Studio® technology hub for agile, secure, and scalable integration
- Fast quote delivery (98.5% of quotes returned in under a second)
- Global reach (solutions available in 54 countries/territories)
- Award-winning claims service
- Support for both core and add-on insurance options
Key Benefits
- Drives revenue and customer satisfaction by offering relevant insurance at the right moment
- Seamless integration into existing customer experiences
- Tailored coverage to meet specific customer and business needs
- Speedy delivery and best-in-class claims experience
- Enhances customer loyalty and brand goodwill
- Strategic growth opportunity for businesses
Who Is It For
- Digital platforms
- E-commerce and retail businesses
- Financial institutions and advisors
- Travel and hospitality providers
- Telecommunications companies
- Home and living service providers
- Gig economy and self-employment platforms
- Small businesses seeking to offer insurance to their customers
Build revenue and customer satisfaction
Offering consumers relevant insurance when they need it drives business results and turns customers into loyalists. Chubb’s embedded insurance solutions are the seamless way to integrate customized coverage into what you already offer.
Embedded insurance. What is it and why do I need it?
Embedded insurance is coverage offered directly within the transaction flows of the products and services you sell. Many of today’s digital savvy consumers look for it as a core or add-on option. It provides solid protection for them and potential added revenue for you.
Why a Chubb insurance partnership?
As a global insurance leader, Chubb delivers insurance expertise, a disciplined process and unparalleled customer service for embedded insurance offerings. Coverage is tailored to your customers’ needs, delivered with speed and serviced by in a best-in-class claims experience.
- #1 Personal insurer of successful families and individuals in the U.S.
- #1 Commercial lines insurer in the U.S.
- 98.5% of embedded insurance quotes are returned in under a second
- $21B claims paid out globally (2023)
- 2.5B API calls handled by Chubb Studio per year
- 100% seamless integration of insurance coverage into your existing experiences
Vast experience, bespoke solutions
Chubb’s insurance partnership roster reflects experience in many industries across 54 countries/territories, where each solution is crafted to individual business needs and goals with precision.
- Shopping & E-Commerce: High-value purchases need premium protection.
- Home & Living: Embedded solutions for personal spaces, properties, and pets.
- Gigs & Work 2.0: Insurance for side hustles, self-employment, and part-time gigs.
- Financial Wellness: Insurance for consumers working with financial institutions and advisors.
- Travel & Hospitality: Insurance protection for travel-related risks.
What we do adds value to what you do
Chubb Studio, our agile in-house tech hub, makes it easy to integrate coverage into your existing customer journey seamlessly, securely and at digital speed. Collaborate with our Chubb Studio Experts to get up and running quickly with a bespoke digital solution – from microsite to widget and API integration – that scales for the future.
Embedded insurance is evolving from nice-to-have to necessity
For businesses, embedded insurance delivers value by providing an intuitive and strategic growth opportunity. For customers, it offers a relevant service that improves satisfaction and cultivates loyalty. Dive deeper into our Financial Services survey results below.
Insurance partnership insights
Dive into real-world examples of Chubb’s successful insurance collaborations and learn how embedded insurance drives business growth through innovation.
- Nubank: 40M customers gained access to Chubb insurance, 150k+ policies sold in 30 days.
Start your Chubb insurance partnership today
Simply get in touch and we’ll set up time to review a demo of how we can help you grow your business with our integrated coverage solutions. Our process is swift, our approach is collaborative and our standards are exacting.
Resources
Supporting Resources
Detailed Comparison
Delay in Start-Up Coverage
Capacity for Complex Projects
Integration with Risk Management Tools
Case Studies
Commercial Insurance
Zurich Insurance GroupCompany Information
Zurich Insurance is a prominent multi-line insurer headquartered in Zurich, Switzerland, offering a comprehensive range of property and casualty, and life insurance products and services. With a workforce of approximately 60,000 employees, Zurich serves a diverse clientele that includes individuals, small businesses, mid-sized and large companies, as well as multinational corporations across more than 210 countries and territories. Established in 1872, Zurich is committed to upholding shared values and maintaining strong relationships with its stakeholders, including customers, employees, and communities.
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Description
Zurich Insurance Group is a leading multi-line insurer that serves customers in global and local markets. They provide a wide range of insurance products and services tailored to meet the needs of individual, small business, medium-sized business, and corporate customers.
What They Do
Provide a comprehensive range of general insurance and life insurance solutions.
Who They Serve
Individual, small business, medium-sized business, and corporate customers.
Key Value Propositions
Target Customers
Industries Served
Contact Information
Key Pages
Navigation Links
Summary
Global marine cargo cover with optional business interruption/consequential loss when paired with transit risks. Zurich can also provide DSU for construction and infrastructure projects, complemented by digital issuance tools and parametric weather solutions that address schedule delays.
Key Features
- Property-casualty insurance coverage
- Risk management and mitigation services
- Claims support and handling
- Sustainability-focused insurance solutions
- Risk insights and knowledge sharing
- Global partner network and workforce
Key Benefits
- Comprehensive insurance protection for a wide range of business risks
- Access to risk management and mitigation services
- Global reach with presence in over 200 countries and territories
- Expertise and experience from over 150 years in the industry
- Support from over 7,500 claims professionals
- Sustainable value creation for customers, employees, shareholders, and communities
Who Is It For
- Global corporate businesses
- Large corporate businesses
- Middle market companies
- Specialty sectors
- Organizations with global programs
Helping you meet tomorrow prepared with the right business insurance
Business can be unpredictable. But with Zurich by your side, your business can prepare for the unexpected. Our experts can help you find opportunities that don’t just avoid disaster, but help you build back better than before.
Zurich’s Commercial Insurance business is a leading property-casualty insurance provider serving the global corporate, large corporate, middle market, specialties and global programs sectors in more than 200 countries and territories. For 150 years, including 100 years in the U.S., we have been applying our expertise and experience so our customers can have the very best insurance protection and access to risk management and mitigation services for the things they value most.
Products
Our comprehensive range of products can meet most of your insurance and risk management needs.
- Accident & Health
- Casualty
- Credit Lines and Surety
- Cyber Resilience and Insurance Services
- Energy
- Engineering Lines
- Financial Institutions
- Management Liability
- Marine
- Professional Indemnity
- Property
- Zurich Captives
Services
From insurance solutions to risk management, discover our full range of services.
Claims
If something goes wrong, our over 7,500 claims professionals are here to give you the help you need.
Commercial Insurance Sustainability
With the ambition to become one of the world’s most responsible and impactful businesses, we are committed to producing sustainable value for our customers, employees, shareholders, and the communities in which we operate and live.
Commercial Insurance Risk Insights
We are here to serve you as a meaningful partner through risk insights: our aim is to support you and your teams with knowledge and expertise on risk management topics.
The voice of our customers
In a world where the global risk landscape is constantly evolving, it is important for businesses to stay ahead of the curve. Discover how we help our customers to meet tomorrow prepared.
Subscribe to our newsletter
To stay on top of the latest thinking on risk management, sign up to our Commercial Insurance Risk Insights newsletter.
Contact us
Should you have any questions or need further information please reach out to your local Zurich contact or your broker.
Find products and services in your location
List of countries and regions where Zurich Commercial Insurance is available.
- Argentina
- Australia
- Austria
- Kingdom of Bahrain
- Belgium
- Brazil
- Canada
- Chile
- China
- Colombia
- Ecuador
- Finland
- France
- Germany
- Hong Kong
- India
- Indonesia
- Ireland
- Italy
- Japan
- Kuwait
- Lebanon
- Liechtenstein
- Luxembourg
- Malaysia
- Mexico
- Netherlands
- New Zealand
- Norway
- Oman
- Portugal
- Qatar
- Singapore
- Spain
- Sweden
- Switzerland
- Turkey
- United Kingdom
- United Arab Emirates
- United States
- Slovakia
Resources
Detailed Comparison
Delay in Start-Up Coverage
Capacity for Complex Projects
Integration with Risk Management Tools
Our Ranking Methodology
How we rank these offerings
We ranked these Cargo Delay Insurance Firms in USA using a weighted scoring formula: Delay in Start-Up Coverage (40%), Integration with Risk Management Tools (30%), Capacity for Complex Projects (30%). N/A values receive 0 points. Liberty Specialty Markets scored highest with 94.5 due to their large consortium-backed DSU capacity, integration with advanced risk management tools, and explicit CDISU coverage. Companies with N/A values had reduced maximum scores.
Ranking Criteria Weights:
Frequently Asked Questions
- What are the typical costs and pricing models for cargo delay insurance in the USA?
- Costs and pricing models for cargo delay insurance vary, often depending on the type and scope of coverage. For instance, companies like Multinational Insurance and AXA Digital Commercial Platform offer enterprise-grade and global programs that may include DSU as optional, impacting pricing. Additionally, pricing can be influenced by the nature of the project cargo, the geographic scope, and integration of digital solutions like those from Embedded Insurance Solutions, which may reduce overall costs by improving risk management. Specialty and Commercial Insurance Products also tailor their offerings specifically to the needs of importers and exporters, thus adjusting premiums accordingly.
- What are the key selection criteria and considerations for choosing a cargo delay insurance provider?
- When selecting a cargo delay insurance provider, decision-makers should consider the provider's capacity to tailor coverage, especially for international and complex supply chains. For example, AXA Digital Commercial Platform's program supports multinational operations with captive capabilities, which can be crucial for large importers and exporters. Additionally, the integration of digital tools for risk management, as offered by Embedded Insurance Solutions, can enhance value by mitigating potential delays. Finally, checking for availability of optional coverages like business interruption or DSU, as offered by companies like Zurich, can provide comprehensive protection.
- What industry standards and compliance requirements should be considered for cargo delay insurance?
- Industry standards and compliance for cargo delay insurance primarily involve adherence to international maritime laws and import/export regulations. Providers like Multinational Insurance and Specialty and Commercial Insurance Products emphasize tailored solutions that align with these laws, ensuring compliance on a global scale. It is also essential for insurers to meet specific regulatory requirements in various jurisdictions where their clients operate. Organizations should verify that their chosen insurance solutions comply with both domestic and international regulations, and leverage providers that have a robust understanding of these stipulations, such as AXA's multinational program.
- What are the implementation challenges and solutions for cargo delay insurance?
- Implementing cargo delay insurance can be challenging due to the complex nature of calculating risk and integrating across logistics platforms. Innovative solutions offered by providers like Embedded Insurance Solutions, which integrate digital tools, can streamline risk assessment and management. Furthermore, a clear understanding of project-specific risks, particularly with project cargo as seen with Specialty and Commercial Insurance Products, is crucial. Offering digital issuance tools, as Zurich does, can facilitate smoother policy administration and quicker adaptations to project changes, addressing potential challenges proactively.
- How do cargo delay insurance solutions demonstrate ROI and deliver value?
- The ROI of cargo delay insurance is demonstrated through minimized financial losses from delayed deliveries and increased operational efficiency. Multinational Insurance, with its tailored international solutions, shows value by reducing the downtime associated with project delays through effective coverage. Providers like Embedded Insurance Solutions enhance ROI through digital solutions that improve transparency and proactive risk management. Moreover, AXA's programs offer global support and multinational capabilities, delivering significant value by reducing the complexity and cost associated with multiple policies across different regions.
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