Vouch Insurance is a software company. Vouch Insurance offers 22 products: Comprehensive Coverage Review, Claims Advocacy, Business Insurance for Professional Services, Business Insurance for Technology Companies, General Liability Insurance, Employment Practices Liability Insurance, Business Insurance for Venture Capital, Workforce Risk Management, Fiduciary Liability Insurance, New Business Insurance Setup, Investor & Fundraising Protection, Media Liability Insurance, General Partnership Liability Insurance, Business Insurance for Health & Life Sciences, Crime Insurance, Directors & Officers Insurance, Errors & Omissions Insurance, AI Insurance, Contractual Requirements Review, Cyber Insurance, Hired & Non-Owned Auto Insurance, Business Property Insurance.
Vouch Insurance
At Vouch, we put people first and serve our clients with integrity and excellence. Vouch’s mission is to craft the best insurance for those building the future.
At Vouch, we put people first and serve our clients with integrity and excellence. Vouch’s mission is to craft the best insurance for those building the future.
What They Do
Vouch provides business insurance solutions tailored for technology, healthcare, and professional services industries.
Who They Serve
Vouch serves innovative companies and startups across various sectors.
Detailed information about Vouch Insurance's products and services. Each offering is enriched with AI-powered insights to help you understand capabilities, features, and use cases.
Vouch advisors conduct a thorough review of your existing insurance policies to flag critical gaps and suggest where you can add the most value. The process is consultative and not a sales pitch, aiming to help you find and fix insurance blind spots before they become costly problems.
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Product Overview
The Comprehensive Coverage Review by Vouch Insurance is a no-strings-attached service where Vouch advisors analyze your current business insurance program, identify hidden coverage gaps, and provide actionable recommendations to ensure your company is protected. The review is personalized, industry-specific, and designed for high-growth companies.
Detailed Description
Vouch advisors conduct a thorough review of your existing insurance policies to flag critical gaps and suggest where you can add the most value. The process is consultative and not a sales pitch, aiming to help you find and fix insurance blind spots before they become costly problems.
Key Features
Personalized insurance program review by Vouch advisors
Industry-specific gap analysis
Peer benchmarking
Actionable recommendations
Access to experts in AI, enterprise risk, and regulatory matters
Key Benefits
Identify and fix critical insurance coverage gaps
Spot industry-specific risks and blind spots
Benchmark your coverage against peers
Receive actionable, expert-driven insights
No sales pitch or obligation
Protection tailored for high-growth and innovative companies
How It Works
1.Vouch advisors review your current insurance program
2.They flag hidden gaps and risks specific to your industry and growth stage
The Preferred Insurance for High-Growth Companies.
Thousands of startups and scale-ups have made the switch to Vouch. 5,000+ companies insured, 70% of VC portfolios, NPS of 74.
5,000+ companies insured, from seed to IPO
Preferred broker of top VC firms’ portfolios (70%)
Industry-leading Net Promoter Score (NPS) of 74
Meet Sophie
Director of AI and Enterprise Risks. Sophie is a corporate attorney and leads the AI and Enterprise Risk practice at Vouch. She advises on regulatory matters such as AI Risk Management and data privacy.
Claims Advocacy at Vouch Insurance ensures that clients receive support and guidance when filing and managing insurance claims. The service is designed to resolve claims quickly and efficiently, with a focus on integrity and client care. Clients can file claims or incidents online or via a dedicated hotline, and the Vouch team will be in touch within 1-2 business days.
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Product Overview
Vouch Insurance provides Claims Advocacy as part of its comprehensive insurance services for startups and technology companies. The offering includes expert guidance, fast and easy claims resolution, and support throughout the claims process, ensuring clients are treated with integrity and receive efficient service.
Detailed Description
Claims Advocacy at Vouch Insurance ensures that clients receive support and guidance when filing and managing insurance claims. The service is designed to resolve claims quickly and efficiently, with a focus on integrity and client care. Clients can file claims or incidents online or via a dedicated hotline, and the Vouch team will be in touch within 1-2 business days.
Key Benefits
Fast, easy claims resolution
Expert guidance from licensed insurance advisors
Support via hotline, email, chat, or Zoom
Integrity and efficiency in handling claims
Complimentary risk management perks to reduce the risk of a claim
Ability to file claims or incidents online
Team response within 1-2 business days
How It Works
1.Clients can file a claim or incident online via the provided form.
2.Clients can also use the dedicated hotline (+1 (844) 488-6728) for immediate assistance, including for cyber incidents.
3.The Vouch team will respond within 1-2 business days to begin the claims process.
4.Clients receive guidance and support from licensed insurance advisors throughout the process.
Who Is It For
Startups
Scaling technology companies
Founders, officers, and board members
Business operations managers
Clients in industries such as AI, B2B SaaS, Consumer, HealthTech, Fintech, Hardware, Life Sciences, Venture, and Web3
Requirements
Insurance products are subject to application and underwriting requirements.
Not all products available in all states.
Pricing and availability depend on policyholder location and other factors.
Detailed Sections
Claims
Experienced an Incident? Use our Hotline: +1 (844) 488-6728. File a Claim or Incident. Our team will be in touch within 1-2 business days.
Vouch Insurance offers business insurance specifically designed for professional services firms such as IT consultants, creative agencies, accounting, finance, architecture, construction, management consulting, and marketing agencies. The offering focuses on protecting client trust, meeting contract requirements, and providing coverage that evolves with the business.
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Product Overview
Vouch Insurance provides tailored business insurance solutions for professional services firms, helping safeguard credibility, fulfill contractual requirements, and support business growth with streamlined, digital-first coverage and expert support.
Detailed Description
Vouch Insurance offers business insurance specifically designed for professional services firms such as IT consultants, creative agencies, accounting, finance, architecture, construction, management consulting, and marketing agencies. The offering focuses on protecting client trust, meeting contract requirements, and providing coverage that evolves with the business.
Key Features
Tailored insurance programs for professional services
Instant online application (10 minutes or less)
Digital document management and renewals
Coverage reviews and benchmarking
Access to multiple top-rated insurance carriers
Instant COIs for contract compliance
Expert insurance advisors for support and guidance
Key Benefits
Meet client and contract requirements with fast, compliant coverage and instant Certificates of Insurance (COIs)
Streamlined, AI-enabled platform for applications, renewals, and document management
Coverage reviews and updates that grow with your services, staff, and client base
Tailored programs that align with your business model
Simple, digital experience to save time on billable work
Access to 80+ top carriers for credibility and coverage options
Benchmarking insights to validate right-sized coverage
Industry experts who understand agency and consultancy risks
Contract-ready coverage for quick procurement and project starts
Proactive support to keep coverage current
How It Works
1.Apply online in 10 minutes or less
2.Insurance Advisor follows up to ensure proper protection
3.Review proposal and activate coverage within 1 business day
Professional services startups and established firms
Requirements
Subject to application and underwriting requirements
Not all products available in all states
Pricing depends on policyholder location and other factors
Detailed Sections
PROFESSIONAL SERVICES
Your reputation is your business. From IT consultants to creative agencies, we safeguard your credibility, fulfil contractual requirements, and let you stay focused on delivering great work.
Meet client and contract requirements with fast, compliant coverage and instant COIs.
Insurance Without the Busywork
Our AI-enabled platform streamlines applications, renewals, and document management.
Coverage That Evolves With You
Coverage reviews and updates that grow with your services, staff, and client base.
Built for Professional Services
Tailored programs that align with your business model, not one-size-fits-all policies.
Expertise in a variety of professional services
Accounting & Finance Firms
Architecture & Construction Firms
IT Services
Management Consulting
Marketing & Creative Agencies
RISK TRENDS
The risks you face, clearly managed
Contract Friction That Stalls Deals
Generic Policy Blind Spots
Insurance That Lags Behind Growth
Credibility and Reputational Challenges
Brokers Who Don’t Keep Up
WHY VOUCH
Insurance that has your back when it matters most. Service firms live and die by client trust, deadlines, and deliverables. Vouch helps you protect relationships while keeping contracts on track.
Vouch Insurance is an insurance broker specializing in the technology sector, providing business insurance products and services that address the unique risks faced by tech companies. Their offerings include core coverages such as Tech E&O, Cyber Liability, Directors & Officers, General Liability, Workers’ Comp, Product Liability, Crime Liability, Umbrella Coverage, Employment Practices Liability, and Key Person Coverage. Vouch leverages an AI-enabled platform to streamline applications, renewals, and document management, and offers both instant quote/bind for early-stage companies and consultative expertise for growth-stage firms.
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Product Overview
Vouch Insurance offers business insurance solutions tailored for technology companies, including startups and mature firms. Their platform provides fast quotes, instant certificates of insurance, and expert-designed coverage that meets the needs of tech innovators, from AI to fintech. Vouch's insurance programs are designed to scale with companies as they grow, helping them manage risks, comply with regulations, and protect against a wide range of exposures.
Detailed Description
Vouch Insurance is an insurance broker specializing in the technology sector, providing business insurance products and services that address the unique risks faced by tech companies. Their offerings include core coverages such as Tech E&O, Cyber Liability, Directors & Officers, General Liability, Workers’ Comp, Product Liability, Crime Liability, Umbrella Coverage, Employment Practices Liability, and Key Person Coverage. Vouch leverages an AI-enabled platform to streamline applications, renewals, and document management, and offers both instant quote/bind for early-stage companies and consultative expertise for growth-stage firms.
Key Features
Instant quote and bind for early-stage founders
Consultative support for growth-stage companies
Coverage benchmarking and insights
Expert advisors with deep tech and regulatory knowledge
Specialized coverage for medical and technology risks
Online application process (10 minutes or less)
Proposal review and coverage activation within 1 business day
Key Benefits
Fast quotes and instant certificates of insurance (COIs)
Contract-ready documentation to avoid deal delays
Expert-designed coverage that meets investor, customer, and regulatory requirements
AI-enabled platform for streamlined applications, renewals, and document management
Coverage programs that scale with company growth, from first contract to IPO
Benchmarking insights to align coverage with industry peers
Consultative expertise for complex risks
Integrated partnership with leading SMB insurer for comprehensive programs
How It Works
1.Apply online in 10 minutes or less
2.Insurance Advisor follows up to ensure proper protection
3.Review proposal and activate coverage within 1 business day
Companies with complex risk, compliance, or regulatory needs
Requirements
Subject to application and underwriting requirements
Insurance products offered may not be available in all states
Pricing depends on policyholder location and other factors
Detailed Sections
TECHNOLOGY
The insurance broker ambitious tech leaders trust. From AI to fintech, we help innovators safeguard their future with insurance that clears obstacles and protects what matters most.
An insurance broker that actually understands the tech industry.
Close Deals Without Delays: Fast quotes, instant COIs, and contract-ready documentation.
Expertise That Stands Up Under Scrutiny: Coverage that holds up to pressure from investors, customers, and regulators.
Insurance Without the Busywork: AI-enabled platform streamlines applications, renewals, and document management.
Coverage That Evolves With You: Programs that scale from first contract to IPO.
Expertise in every tech vertical
AI
Cybersecurity
eCommerce
Hardware & Robotics
B2B SaaS
DevTools & Infrastructure
Fintech
Web3
RISK TRENDS
High-stakes tech risks, clearly explained.
Data Breaches & Cyber Threats
Product & Service Liability
Leadership & Governance Exposure
Scaling & Compliance Demands
Confusing & Shifting Regulations
WHY VOUCH
A Partner for Every Stage. Vouch is the trusted broker for both emerging startups and mature tech companies. Our dual-path approach ensures you always get the right support.
Streamlined platform: Instant quote and bind for early-stage founders.
Expert Advisors: Consultative expertise for growth-stage companies.
Benchmarking insights: Align your coverage with peers.
Specialized coverage: Integrated partnership for comprehensive programs.
Commercial General Liability Insurance from Vouch is tailored for startups and technology companies, offering coverage for third-party bodily injury, property damage, and digital accessibility claims. It also offers optional add-ons for hired & non-owned auto and product liability. The policy is designed to satisfy lease and contract requirements and to protect against exposures that can lead to lawsuits.
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Product Overview
Vouch's General Liability Insurance provides foundational protection for the basic risks of running a startup, including third-party injuries, property damage, and certain digital accessibility claims. It is designed to meet lease and contract requirements and to protect startups from common exposures that can result in lawsuits.
Detailed Description
Commercial General Liability Insurance from Vouch is tailored for startups and technology companies, offering coverage for third-party bodily injury, property damage, and digital accessibility claims. It also offers optional add-ons for hired & non-owned auto and product liability. The policy is designed to satisfy lease and contract requirements and to protect against exposures that can lead to lawsuits.
Key Features
Third-party injury and medical expenses coverage
Third-party property damage coverage
Digital Accessibility (ADA) coverage
Personal & advertising injury coverage
Products and completed operations coverage
Add-on: Hired & Non-Owned Auto coverage
Add-on: Product Liability coverage
Key Benefits
Foundational protection for common business risks
Meets lease and contract insurance requirements
Covers legal fees and settlements for covered claims
Digital accessibility (ADA) coverage included
Add-ons available for specific business needs
Apply online in 10 minutes or less
Activate protection within 24 hours
Exclusive coverages engineered for technology companies
Details on what Commercial General Liability Insurance covers, including third-party injury, property damage, digital accessibility, and available add-ons.
Third-party injury and medical expenses
Third-party property damage
Digital Accessibility Coverage
Add-on: Hired & Non-owned auto
Add-on: Product Liability
What it doesn’t cover
Lists exclusions such as damage to company property, employee lawsuits, employee injury, data incidents, professional liability, and claims against directors and officers.
Damage to company property
Employee lawsuits
Employee injury
Data incident
Professional liability
Claims against directors and officers
FROM THE ACTUARIES
Claims examples and case studies illustrating how coverage applies in real-world scenarios.
Damage to rented event space
Advertisement alluding to competitor triggers lawsuit
Driverless vehicle causes accidents
COMPARE
Comparison of Vouch's business insurance with digital and traditional brokers, highlighting speed, exclusive coverages, and claims process.
Apply in 10 minutes or less
Activate protection within 24 hours
Exclusive coverages engineered for technology companies
EPL insurance protects businesses from claims made by employees, former employees, or candidates regarding workplace rights violations. It covers legal costs and settlements related to employment practices such as discrimination, harassment, wrongful termination, and more.
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Product Overview
Employment Practices Liability Insurance (EPL) from Vouch Insurance provides protection for allegations of wrongdoing in the workplace, such as discrimination, harassment, wrongful termination, and other employment-related claims. It is designed for companies with employees, especially startups and technology companies, to help cover the costs of defending and settling employment law cases.
Detailed Description
EPL insurance protects businesses from claims made by employees, former employees, or candidates regarding workplace rights violations. It covers legal costs and settlements related to employment practices such as discrimination, harassment, wrongful termination, and more.
The average cost for defending and settling employment law cases is $160,000.
In certain states, as early as when hiring your first employee. Any company with employees has EPL exposure. There are over 180 employment-related laws, not including city and county regulations.
In certain states, as early as when hiring your first employee.
Any company with employees has EPL exposure.
There are over 180 employment-related laws, not including city and county regulations.
Apply in 10 minutes or less. Activate protection within 24 hours. Exclusive coverages engineered for technology companies. AM Best rating of A (Excellent). Streamlined claims process.
Apply in 10 minutes or less
Activate protection within 24 hours
Exclusive coverages engineered for technology companies
Business insurance for venture capital firms and their portfolio companies, with programs designed to withstand governance, fiduciary, and regulatory scrutiny. Vouch delivers protection built for the realities of venture capital, including LP governance, cyber exposure, and portfolio risk.
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Product Overview
Vouch Insurance offers tailored business insurance solutions specifically designed for venture capital firms and their portfolio companies. The offering addresses the unique risks and governance needs of venture capital, providing protection for both the firm and its investments. Vouch's digital platform streamlines the insurance process, ensuring fast, contract-ready coverage and portfolio-wide risk management.
Detailed Description
Business insurance for venture capital firms and their portfolio companies, with programs designed to withstand governance, fiduciary, and regulatory scrutiny. Vouch delivers protection built for the realities of venture capital, including LP governance, cyber exposure, and portfolio risk.
Key Features
Tailored insurance programs for every venture model
Coverage recommendations based on stage and vertical
Subject to application and underwriting requirements
Insurance products offered are subject to terms and conditions of policies
Not all products available in all states
Pricing depends on policyholder location and other factors
Detailed Sections
VENTURE CAPITAL
Protect your firm. Strengthen your portfolio. Venture leaders know the stakes. From LP governance to cyber exposure, Vouch delivers protection built for the realities of venture capital.
Programs designed to withstand governance, fiduciary, and regulatory scrutiny.
Insurance Without Friction
Our AI-enabled platform streamlines applications, renewals, and certificates, so firms and startups get covered fast.
Portfolio-Wide Confidence
We review your portfolio to spot coverage gaps and ensure startups clear the same bar, reducing hidden risks.
Advisors Fluent in Venture
Our team understands fund structures, LP governance, and hybrid models. No need to explain how your business works.
EXPERTISE
Protection programs tailored for every venture model: Institutional Venture Firms, Startup Accelerators.
Institutional Venture Firms
Startup Accelerators
RISK TRENDS
Critical Risks in Venture Capital
Coverage Fragmentation: Funds and portcos often carry piecemeal coverage. Vouch unifies it and closes gaps early.
Founder Delays: Companies that delay coverage stall deals. Vouch provides a streamlined process for portcos to get the right coverage, quickly.
Reputation Risk: Coverage gaps erode credibility. Vouch protects your firm and portcos with programs built for governance and reputation.
Broker Mismatch: Traditional brokers miss venture-specific exposures, leaving firms exposed. Vouch brings venture fluency to get coverage right the first time.
WHY VOUCH
Insurance that protects your firm and powers your portfolio. Venture firms need protection for themselves and a consistent path for their portfolios. Vouch supports both sides of the venture equation.
Core protections for venture firms. Every program is tailored to your fund structure, governance, and portfolio strategy.
Directors & Officers
Errors & Omissions
Outside Directorship Liability
Employment Practice Liability
General Liability
Cyber
Crime
Business Property
Business insurance for your fund and portfolio companies
With Vouch, there are never any added or hidden fees. Our specialized GPL coverages are built to scale as you and your portfolio grows, so that you’re protected at every stage.
Venture firms and their portfolio clients experience heightened exposures at an earlier stage.
Claim brought by Portfolio companies: D&O and E&O coverages within the GPL policy would cover legal fees and settlements.
Claim brought by LPs: GPL policy's E&O coverage covered legal fees and settlements.
Claim brought by regulators: GPL policy's D&O coverage covered legal fees related to the regulatory investigation.
Project management software startup: D&O policy covers the costs to defend the lawsuit, the settlement, and the investor's legal fees.
Software testing platform startup: Cyber policy covers the costs for a computer forensic investigation, public relations advice, and claims by customers.
Billing software startup: E&O policy covers the costs to defend the allegation and settlement.
Vouch’s Workforce Risk Management solution is designed to protect companies and their leadership during workforce changes such as hiring, layoffs, or leadership transitions. It provides essential insurance coverages to mitigate risks like wrongful termination, discrimination, and management-related lawsuits.
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Product Overview
Workforce Risk Management by Vouch Insurance helps companies prepare for and manage risks associated with hiring, layoffs, and leadership changes. The offering safeguards companies and their leadership from employment-related claims and legal exposure as teams grow or change.
Detailed Description
Vouch’s Workforce Risk Management solution is designed to protect companies and their leadership during workforce changes such as hiring, layoffs, or leadership transitions. It provides essential insurance coverages to mitigate risks like wrongful termination, discrimination, and management-related lawsuits.
A costly lawsuit is just one hire or layoff away. Employment claims can cost millions, and a single leadership change, termination, or hiring decision can put your capital at risk.
Avoid Claims Before they Happen: Protect against wrongful termination, discrimination, and workplace disputes.
Protect Leadership from Personal Liability: Ensure executives and board members are covered against management-related claims.
Stay Ahead of Risks as You Scale: Understand how growth impacts your coverage needs and avoid unexpected legal exposure.
Essential Protection for Workforce and Leadership Risks
Employment Practices Liability protects against wrongful termination, discrimination, harassment, and workplace disputes. Directors & Officers Insurance shields executives from lawsuits tied to hiring, firing, and company decisions.
Fiduciary Liability Insurance protects companies and their fiduciaries from claims and lawsuits related to the management and administration of employee benefit plans. This includes coverage for mistakes, mismanagement, and alleged breaches of fiduciary duty under laws such as ERISA.
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Product Overview
Fiduciary Liability Insurance from Vouch Insurance provides protection against claims related to managing or administering employee benefits plans, such as 401(k), ESOP, or welfare plans. It covers mistakes, mismanagement, and lawsuits arising from benefit plan administration.
Detailed Description
Fiduciary Liability Insurance protects companies and their fiduciaries from claims and lawsuits related to the management and administration of employee benefit plans. This includes coverage for mistakes, mismanagement, and alleged breaches of fiduciary duty under laws such as ERISA.
Key Features
Covers misleading advice based on age, gender, race, etc.
When you have 401(k), Employee stock ownership plans (ESOP) or Welfare plans in place.
When you have 401(k), Employee stock ownership plans (ESOP) or Welfare plans in place.
WHY
Protection from mistakes of managing benefit plans. Protection from lawsuits for most benefit disputes including wrongful denial and improper change in benefits. Employees can sue even if their claims are unsubstantiated.
Protection from mistakes of managing benefit plans.
Protection from lawsuits for most benefit disputes including wrongful denial and improper change in benefits.
Employees can sue even if their claims are unsubstantiated.
Misleading advice, poor investment decisions, poor or negligent investment practices, poor communication, mistakes in computing or administering plans.
Misleading advice (based on age, gender, race, etc.)
Poor investment decisions that affect employees and potentially reduce the value of their plans.
Poor or negligent investment practices (failure to offer diversification options or charging excessive fees).
Poor communication when administering health and other welfare plans that result in lost benefits.
Mistakes in computing or administering plans that result in lost benefits.
What it doesn’t cover
Damage to your business property or losses caused by your product, claims that your professional work caused a financial loss, employee injuries, non-benefits-related employee lawsuits, data breach-related costs.
Damage to your business property or losses caused by your product, typically covered by a Business Owner’s Policy.
Claims that your professional work caused a financial loss, typically covered by Errors & Omissions insurance.
Employee injuries, typically covered by Workers’ Compensation.
Non-benefits-related employee lawsuits, typically covered by Employment Practices Liability or Employee Benefits Liability insurance.
Data breach-related costs, typically covered by Cyber insurance.
Fiduciary Liability Claims Examples
Case studies of real claims: mismanagement of benefit contributions, unwise investments impacting stock options, outside management of 401(k) plans.
From your first lease to your first customer contract, Vouch gets you the protection you need to move forward with confidence. The New Business Insurance Setup is built for startups and high-growth companies, offering a simple, fast, and jargon-free way to get insured for the first time.
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Product Overview
Vouch Insurance's New Business Insurance Setup helps startups and new businesses secure their first insurance policies quickly and simply, with scalable coverage tailored to their stage and industry. The service is designed to remove guesswork, provide expert support, and enable fast, flexible protection for growing companies.
Detailed Description
From your first lease to your first customer contract, Vouch gets you the protection you need to move forward with confidence. The New Business Insurance Setup is built for startups and high-growth companies, offering a simple, fast, and jargon-free way to get insured for the first time.
Key Features
Fast online application and quote process (as little as 10 minutes)
Coverage tailored to your business stage and industry
Access to a wide range of coverages (General Liability, Business Property, and more)
Support from a dedicated client management team for early-stage clients
Ability to file claims online or via hotline
Industry-leading Net Promoter Score (NPS) of 74
Key Benefits
Save up to 5% on business insurance as a referred client
Apply in minutes and get covered in as little as 24 hours
Get only the coverage you need today, with flexibility to scale for tomorrow
Expert, jargon-free support from specialists who understand startup risks
Coverage recommendations based on your stage and vertical
Trusted by thousands of founders and over 5,000 companies
How It Works
1.Apply online in minutes
2.Receive coverage recommendations based on your stage and vertical
3.Get a quote in as little as 10 minutes
4.Get covered in as little as 24 hours
5.Access expert support for questions and guidance
Vouch’s Investor & Fundraising Protection delivers insurance coverage that protects company assets and investors during fundraising rounds and exits. It helps startups and high-growth companies mitigate risks such as investor disputes, lawsuits, and governance challenges, which can be costly and disruptive.
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Product Overview
Investor & Fundraising Protection by Vouch Insurance provides insurance solutions to protect founders, executives, board members, and investors from personal liability and financial risks associated with fundraising, investor disputes, lawsuits, and governance challenges. The offering is designed to meet investor and board requirements, protect leadership, and scale with a company's growth.
Detailed Description
Vouch’s Investor & Fundraising Protection delivers insurance coverage that protects company assets and investors during fundraising rounds and exits. It helps startups and high-growth companies mitigate risks such as investor disputes, lawsuits, and governance challenges, which can be costly and disruptive.
Key Features
Directors & Officers Insurance: Protects founders, board members, and executives from personal liability related to management decisions.
Fiduciary Liability Insurance: Shields leadership from claims tied to employee benefit plans, retirement funds, and financial mismanagement.
Tailored coverage recommendations based on company stage and vertical.
Access to a network of top-tier partners.
Key Benefits
Meets investor and board member insurance requirements
Protects leadership from personal liability
Enables companies to scale coverage as risk profile changes
Helps maintain company momentum by mitigating costly disputes
Supports compliance with evolving regulatory demands
Companies seeking to meet VC and board insurance requirements
Requirements
Subject to application and underwriting requirements.
Not all products available in all states.
Pricing and discounts depend on policyholder location and other factors.
Detailed Sections
Founder & Investor Protection
Get the Protection Your Investors Expect. Whether you’re raising your first round or preparing for an exit, Vouch delivers the coverage that protects your assets and your investors.
Your next raise also raises the stakes. Investor disputes, lawsuits, or governance challenges can cost time, money, and momentum if you’re not covered.
Meet Investor Requirements: Get the coverage VCs and board members expect.
Protect Your Leadership From Personal Liability: Ensure founders, executives, and board members aren’t personally at risk.
Scale With Confidence: Adjust coverage as your risk profile changes as you grow.
What's at stake?
The average cost of a D&O lawsuit exceeds $500k. Without the right protection, a single investor dispute could drain your runway.
Investor-Grade Coverage to Protect Your Runway & Leadership.
Directors & Officers Insurance: Protects founders, board members, and executives from personal liability related to management decisions.
Fiduciary Liability Insurance: Shields leadership from claims tied to employee benefit plans, retirement funds, and financial mismanagement.
High-growth companies rely on Vouch to meet evolving regulatory demands while staying focused on growth.
5,000+ Companies insured, from seed to IPO.
500+ Partners: Access to a network of top-tier partners.
70% VC Portfolios: Preferred broker of top VC firms’ portfolios.
Meet Chad
Director of Client Management. With his deep experience in crypto and Web3, Chad helps fast-moving tech clients secure tailored coverage tailored to their risk profile.
Media Liability Insurance provides protection for startups and technology companies against claims of copyright infringement, libel, slander, plagiarism, and piracy that arise from content creation. The policy covers legal costs and settlement charges up to the policy limits.
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Product Overview
Media Liability Insurance from Vouch Insurance protects startups and technology companies against allegations of copyright infringement, defamation, libel, or slander related to content creation in both digital and non-digital formats. It is designed to fill coverage gaps not addressed by General Liability policies, especially as companies ramp up marketing or make public announcements.
Detailed Description
Media Liability Insurance provides protection for startups and technology companies against claims of copyright infringement, libel, slander, plagiarism, and piracy that arise from content creation. The policy covers legal costs and settlement charges up to the policy limits.
Key Features
Coverage for allegations of copyright infringement
Coverage for libel, slander, plagiarism, and piracy related to content creation
Applies to both digital and non-digital content formats
Policy limits tailored to company needs
Key Benefits
Protection against costly copyright infringement claims (damages can be as high as $150,000 per incident, not including legal fees)
Covers legal costs and settlement charges for covered claims
Fills coverage gaps left by General Liability policies
Recommendations and add-ons tailored to company stage and vertical
Streamlined digital application and claims process
Use Cases
Purchasing E&O insurance
Making public announcements (e.g., 'Introducing our new Startup' posts)
Ramping up marketing efforts
Hiring contractors for content creation (e.g., videos, music)
What Media Liability Covers: Allegations of copyright infringement, situations of libel/slander, plagiarism/piracy, related to your creation of content on digital and non-digital formats.
Allegations of copyright infringement
Situations of libel/slander, plagiarism/piracy, related to your creation of content on digital and non-digital formats
What it doesn’t cover
Infringement of software code
Errors & omissions related to your technology product
Cyber events
FROM THE ACTUARIES
Media Liability Claims Examples
Social post alluding to competitor triggers libel lawsuit
Why Business Insurance from Vouch: Apply in 10 minutes or less, activate protection within 24 hours, exclusive coverages engineered for technology companies, AM Best rating of A (Excellent), streamlined claims process.
Apply in 10 minutes or less
Activate protection within 24 hours
Exclusive coverages engineered for technology companies
General Partnership Liability Insurance (GPL) from Vouch is a specialized insurance program for venture capital firms and their portfolio companies. It unifies essential coverages such as Directors & Officers (D&O), Errors & Omissions (E&O), Outside Directorship Liability, and Employment Practices Liability, along with additional protections like General Liability, Cyber, Crime, and Business Property. The program is built to scale with the growth of the fund and its portfolio, ensuring consistent and contract-ready coverage.
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Product Overview
Vouch's General Partnership Liability Insurance (GPL) provides tailored protection for venture capital firms and their portfolio companies, addressing the unique risks and exposures faced by the venture industry. The program is designed to withstand governance, fiduciary, and regulatory scrutiny, and offers a streamlined, digital experience for application, renewal, and coverage management.
Detailed Description
General Partnership Liability Insurance (GPL) from Vouch is a specialized insurance program for venture capital firms and their portfolio companies. It unifies essential coverages such as Directors & Officers (D&O), Errors & Omissions (E&O), Outside Directorship Liability, and Employment Practices Liability, along with additional protections like General Liability, Cyber, Crime, and Business Property. The program is built to scale with the growth of the fund and its portfolio, ensuring consistent and contract-ready coverage.
Key Features
Directors & Officers (D&O) coverage: Protects the firm and personal assets of founders, executives, and board members
Errors & Omissions (E&O) coverage: Protects against financial loss to portfolio companies or limited partners due to mistakes in service
Outside Directorship Liability: Protects partners when sitting on boards of portfolio companies
Employment Practices Liability: Protection from allegations of wrongdoing by and between managers and employees
General Liability: Foundational protection for basic business risks
Cyber: Protection for costs of data breaches, hacking, and social engineering
Crime: Coverage for employee theft and fund transfer issues
Business Property: Bundled with General Liability to protect physical property
Key Benefits
Programs designed to withstand governance, fiduciary, and regulatory scrutiny
AI-enabled platform streamlines applications, renewals, and certificates
Portfolio-wide risk review to spot coverage gaps
Advisors fluent in venture capital and fund structures
Simple, digital experience that does not slow down deals
Access to top carriers for coverage that holds up under LP and board scrutiny
Contract-ready coverage for fundraising and contract milestones
Benchmarking and peer insights for risk management
No added or hidden fees
Coverage scales as the fund and portfolio grow
How It Works
1.Digital application and renewal process via AI-enabled platform
2.Portfolio review to identify and close coverage gaps
3.Tailored programs based on fund structure, governance, and portfolio strategy
4.Contract-ready certificates for fundraising and contractual requirements
Portfolio Companies (startups backed by venture firms)
Requirements
Subject to application and underwriting requirements
Insurance products offered are subject to approval
Not all products available in all states
Detailed Sections
VENTURE CAPITAL
Protect your firm. Strengthen your portfolio. Vouch delivers protection built for the realities of venture capital, including LP governance and cyber exposure.
Programs designed to withstand governance, fiduciary, and regulatory scrutiny
AI-enabled platform streamlines applications, renewals, and certificates
Protection programs tailored for every venture model.
Institutional Venture Firms
Startup Accelerators
RISK TRENDS
Critical Risks in Venture Capital
Coverage Fragmentation: Funds and portcos often carry piecemeal coverage. Vouch unifies it and closes gaps early.
Founder Delays: Companies that delay coverage stall deals. Vouch provides a streamlined process for portcos to get the right coverage, quickly.
Reputation Risk: Coverage gaps erode credibility. Vouch protects your firm and portcos with programs built for governance and reputation.
Broker Mismatch: Traditional brokers miss venture-specific exposures, leaving firms exposed. Vouch brings venture fluency to get coverage right the first time.
WHY VOUCH
Insurance that protects your firm and powers your portfolio. Vouch supports both sides of the venture equation.
Core protections for venture firms. Every program is tailored to your fund structure, governance, and portfolio strategy.
Directors & Officers: Protection for the firm and the personal assets of founders, executives, and board members.
Errors & Omissions: Protection for when a mistake in your service causes a financial loss to a portfolio company or limited partner.
Outside Directorship Liability: Protection for your partners when they sit on the boards of portfolio companies.
Employment Practice Liability: Protection from allegations of wrongdoing by and between managers and employees.
General Liability: Foundational protection for the basic risks of running a VC firm.
Cyber: Protection for the cost of data breaches caused by mistakes, hacking and social engineering.
Crime: Coverage for employee theft and issues with transfer of funds.
Business Property: Bundled with General Liability to help protect your physical property.
Business insurance for your fund and portfolio companies
With Vouch, there are never any added or hidden fees. Our specialized GPL coverages are built to scale as you and your portfolio grows, so that you’re protected at every stage.
Vouch Insurance for Health & Life Sciences is a business insurance solution trusted by ambitious leaders in healthcare innovation. It is designed to protect companies operating in high-stakes, regulated environments, including those involved in clinical trials, digital care, biotechnology, pharmaceuticals, medical devices, healthtech, and related fields. The offering provides comprehensive coverage that builds trust with patients, partners, and regulators, and is tailored to close gaps that generic brokers may miss.
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Product Overview
Vouch Insurance offers specialized business insurance for healthcare and life sciences companies, providing tailored coverage that addresses the unique risks, regulatory requirements, and growth stages of innovators in this sector. The offering is designed to protect companies from exposures such as patient data breaches, overlapping liability, regulatory complexity, and rapid expansion, with programs that scale from R&D to commercialization.
Detailed Description
Vouch Insurance for Health & Life Sciences is a business insurance solution trusted by ambitious leaders in healthcare innovation. It is designed to protect companies operating in high-stakes, regulated environments, including those involved in clinical trials, digital care, biotechnology, pharmaceuticals, medical devices, healthtech, and related fields. The offering provides comprehensive coverage that builds trust with patients, partners, and regulators, and is tailored to close gaps that generic brokers may miss.
Key Features
Simple, digital application process (apply online in 10 minutes or less)
Expert insurance advisors follow up to ensure proper protection
Proposal review and coverage activation within 1 business day
Integrated partnership with a leading SMB insurer
Coverage recommendations based on company stage and vertical
Benchmarking and peer comparison insights
Key Benefits
Closes insurance gaps unique to healthcare and life sciences (e.g., patient data, specimen testing)
Coverage that scales with company growth, from R&D to commercialization
Regulatory alignment to withstand audits, compliance checks, and partner reviews
Signals credibility and reliability to patients, payers, and investors
Streamlined, digital application process
Access to 80+ top carriers trusted by boards, partners, and regulators
Benchmarking insights to align coverage with industry peers
Expert advisors with deep industry knowledge
Integrated programs bridging medical and technology risks
How It Works
1.Apply online in 10 minutes or less.
2.An Insurance Advisor follows up to ensure proper protection.
3.Review proposal and activate coverage within 1 business day.
Crime Insurance protects companies from direct financial losses caused by employee theft, computer fraud, counterfeit currency, and forgery or alteration of financial instruments. It is especially relevant for startups and growing businesses that are exposed to internal and external fraud risks.
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Product Overview
Crime Insurance from Vouch Insurance provides protection for businesses against losses from employee theft, forgery, and fraud. It is designed to cover direct financial losses due to dishonest acts by employees or third parties, including embezzlement, computer fraud, counterfeit currency, and forgery. The policy is tailored for startups and technology companies, with recommendations based on company stage and vertical.
Detailed Description
Crime Insurance protects companies from direct financial losses caused by employee theft, computer fraud, counterfeit currency, and forgery or alteration of financial instruments. It is especially relevant for startups and growing businesses that are exposed to internal and external fraud risks.
Key Features
Employee Theft: Covers direct theft of money and securities by employees, identified or not, acting alone or in collusion.
Computer Fraud: Covers losses from fraudulent data entry or alteration in the company's computer system that causes unauthorized transfers or debits.
Counterfeit Currency: Covers losses from fraudulent instructions to financial institutions to transfer money or securities.
Forgery or Alteration: Covers losses from forgery or alteration of checks, drafts, promissory notes, or similar written orders.
Software Contractor Coverage: Extends Employee Theft coverage to software contractors (available in most states).
Key Benefits
Protection from direct financial losses due to employee theft, forgery, and fraud
Coverage for computer fraud and fraudulent financial instructions
Tailored recommendations based on company stage and industry vertical
Add-on coverage for software contractors in most states
Streamlined digital application and claims process
What Crime Insurance Covers: Employee Theft, Computer Fraud, Counterfeit Currency, Forgery or Alteration. Software Contractor Coverage available in most states.
Employee Theft
Computer Fraud
Counterfeit Currency
Forgery or Alteration
Software Contractor Coverage (add-on)
What it doesn’t cover
List of exclusions and limitations for Crime Insurance.
Costs resulting from a data breach or related to data
Loss of digital assets and cryptocurrency
Computer Fraud does not cover loss associated with entry of electronic data or computer program into a computer system not owned or operated by your company directly
Amounts below the specified deductible amount or exceeding the specified limit of insurance
Loss resulting from theft or any other dishonest act committed by the company, or any partners or members of the company
Forgery means the signing of the name of another person or organization with intent to deceive; it does not mean a signature which consists in whole or in part of one's own name signed with or without authority, in any capacity, for any purpose
Loss associated with any failure of any electronic systems
Theft, disclosure or loss of important data, personal information or trade secrets
Loss associated with contractors (contractors are not included in the definition of Employee)
Any occurrence taking place outside of the policy period or any loss first discovered outside of the policy period
Indirect Loss, such as loss associated with an inability to realize income that you would have realized had there been no loss of or damage to money or securities
Crime Claims Examples
Case studies illustrating how Crime Insurance responds to embezzlement and computer fraud incidents.
Financial losses due to embezzlement: $500,000 loss, policy paid $500,000
Comparison of Vouch's digital insurance experience to traditional brokers. Highlights include fast application, quick activation, exclusive coverages for tech companies, AM Best A rating, and streamlined claims.
Apply in 10 minutes or less
Activate protection within 24 hours
Exclusive coverages engineered for technology companies
Directors & Officers (D&O) Insurance protects the personal assets of a company’s directors and officers in the event they are personally sued for actual or alleged wrongful acts in managing a company. Vouch’s D&O insurance is tailored for startups and technology companies, offering exclusive coverages and fast, digital application and activation.
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Product Overview
Directors & Officers Insurance from Vouch provides protection for founders, officers, and board members of startups and technology companies. It covers personal asset protection, helps attract and retain top talent, and is often required by venture capitalists and when going public. The policy includes exclusive coverages such as intellectual property protection and cap table dispute defense.
Detailed Description
Directors & Officers (D&O) Insurance protects the personal assets of a company’s directors and officers in the event they are personally sued for actual or alleged wrongful acts in managing a company. Vouch’s D&O insurance is tailored for startups and technology companies, offering exclusive coverages and fast, digital application and activation.
Key Features
Side A: Covers assets of individual directors and officers when the startup cannot indemnify them
Side B: Reimburses the startup for covering a board member’s or officer’s claim-related costs
Side C: Covers defense costs/settlements for claims against the company for negligence or breach of duty
Intellectual Property (IP) protection (Vouch exclusive): Covers defense costs if leadership is sued for alleged infringement
Cap table disputes (Vouch exclusive): Covers defense costs for legal action regarding ownership percentages or equity distributions
Key Benefits
Personal asset protection for directors and officers
Helps attract and retain top talent
Meets expectations of venture capitalists and investors
Companies entering highly litigious or regulated industries
Companies going public
Detailed Sections
Protection for your founders, officers and board members.
Directors & Officers Insurance provides protection for your founders, officers, and board members. It covers what D&O does and doesn't cover, recommendations based on stage and vertical, and which add-ons make sense for your startup.
Personal asset protection for directors and officers. Attract and retain top talent. Venture capitalists tend to expect D&O coverage as a way to protect themselves. When going public, you’ll want coverage to protect as much of your activity as possible.
Personal asset protection for directors and officers
Side A: Assets of individual directors and officers, when the startup can’t indemnify the individual to cover costs related to a claim. Side B: Reimbursements to the startup for covering a board member’s or officer’s claim-related costs. Side C: Defense costs/settlements for claims alleged against the Company for negligence or breach of duty. Vouch exclusive: IP protection and cap table disputes.
Damage to your business property or losses caused by your product, claims that your professional work caused a financial loss, employee injuries, employee lawsuits, and data breaches are not covered by D&O insurance.
Business property damage or product losses
Professional work causing financial loss
Employee injuries
Employee lawsuits
Data breaches
Directors & Officers Claims Examples
Case studies of D&O claims, including lawsuits for alleged technology theft, SEC subpoenas, and misappropriation of trade secrets.
Alleged technology taken from competitor
SEC seeking documents and information
COO misappropriation of trade secrets
Why Business Insurance from Vouch
Vouch offers digital application, fast activation, exclusive coverages for technology companies, AM Best A rating, and a streamlined claims process.
Errors & Omissions (E&O) Insurance protects your business from claims related to mistakes, bugs, or failures in your product or service that result in financial losses for clients or customers. It is especially relevant for tech startups, which face higher E&O exposure due to the fast pace of innovation.
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Product Overview
Errors & Omissions Insurance from Vouch provides protection for technology startups and businesses against financial losses caused by bugs, product failures, negligence, breach of warranty, misrepresentation, and other professional errors. It covers legal fees, settlements, and judgments if your company is found liable for such incidents.
Detailed Description
Errors & Omissions (E&O) Insurance protects your business from claims related to mistakes, bugs, or failures in your product or service that result in financial losses for clients or customers. It is especially relevant for tech startups, which face higher E&O exposure due to the fast pace of innovation.
Key Features
Payment of legal fees.
Payment of settlements or judgments if found liable.
Coverage for negligence (failure to use reasonable care resulting in financial damage).
Coverage for breach of warranty (failure to fulfill a promise made in a warranty).
Coverage for misrepresentation (false statements made to induce contract agreement).
Coverage for product failures (bugs and outages causing client/customer financial loss).
Coverage for copyright of software code (costs associated with harm caused by your product).
Key Benefits
Covers legal fees and settlements for claims of negligence, product bugs, and professional errors.
Protection for financial losses caused by product failures or outages.
Coverage for breach of warranty and misrepresentation claims.
Customizable with add-ons for AI, HealthTech, and Fintech.
Recommendations based on your company’s stage and vertical.
Apply online in 10 minutes or less.
Activate protection within 24 hours.
Exclusive coverages engineered for technology companies.
What Errors & Omissions Insurance Covers: Payment of legal fees, settlements, negligence, breach of warranty, misrepresentation, product failures, copyright of software code. Add-ons available for AI, HealthTech, and Fintech. Exclusions listed.
Payment of legal fees
Payment of any settlement or judgment against your startup
Negligence
Breach of warranty
Misrepresentation
Product failures
Copyright of software code
FROM THE ACTUARIES
Errors & Omissions Claims Examples: Missed projected return on investment, Product bug resulting in investment losses.
Why Business Insurance from Vouch: Apply in 10 minutes or less, activate protection within 24 hours, exclusive coverages for tech companies, AM Best rating of A (Excellent), streamlined claims process.
Apply in 10 minutes or less
Activate protection within 24 hours
Exclusive coverages engineered for technology companies
AI Insurance from Vouch Insurance is a specialized insurance solution for AI startups and companies, addressing the unique risks associated with artificial intelligence, such as software bugs, data breaches, product liability, and regulatory compliance. The coverage is designed to help AI companies close deals quickly, satisfy investor and customer requirements, and scale protection as the business grows.
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Product Overview
Vouch Insurance offers AI Insurance as part of its technology-focused insurance solutions, designed to help AI startups and companies manage unique risks, meet compliance demands, and protect against exposures such as data breaches, product liability, and regulatory scrutiny. The offering is tailored for ambitious tech leaders and innovators in the AI space, providing fast quotes, expert-designed coverage, and scalable programs that evolve with company growth.
Detailed Description
AI Insurance from Vouch Insurance is a specialized insurance solution for AI startups and companies, addressing the unique risks associated with artificial intelligence, such as software bugs, data breaches, product liability, and regulatory compliance. The coverage is designed to help AI companies close deals quickly, satisfy investor and customer requirements, and scale protection as the business grows.
Key Features
Instant quote and bind for early-stage founders
Consultative support for growth-stage companies
Coverage for data breaches and cyber threats
Product and service liability protection
Directors & Officers (D&O) coverage for leadership and governance exposures
Guidance through compliance and regulatory changes
Coverage for product liability, general liability, E&O, cyber, and more
Key Benefits
Fast quotes and instant Certificates of Insurance (COIs)
Contract-ready documentation to avoid deal delays
Expert-designed coverage that meets investor, customer, and regulatory requirements
AI-enabled platform streamlines applications, renewals, and document management
Coverage programs that scale from first contract to IPO
Benchmarking insights to align coverage with industry peers
Companies developing or deploying machine learning and artificial intelligence software
Companies in technology verticals such as Cybersecurity, eCommerce, Hardware & Robotics, B2B SaaS, DevTools & Infrastructure, Fintech, Web3
Requirements
Subject to application and underwriting requirements
Not all products available in all states
Pricing depends on policyholder location and other factors
Detailed Sections
TECHNOLOGY
The insurance broker ambitious tech leaders trust. From AI to fintech, we help innovators safeguard their future with insurance that clears obstacles and protects what matters most.
Data Breaches & Cyber Threats: Benchmark exposures and align coverage with enterprise security demands.
Product & Service Liability: Coverage that satisfies contracts, reassures investors, and supports growth.
Leadership & Governance Exposure: D&O programs to safeguard personal assets and build investor confidence.
Scaling & Compliance Demands: Guidance through compliance as coverage grows with milestones.
Confusing & Shifting Regulations: Insurance strategies to keep pace with evolving regulations.
WHY VOUCH
A Partner for Every Stage. Vouch is the trusted broker for both emerging startups and mature tech companies. Our dual-path approach ensures you always get the right support.
Streamlined platform: Instant quote and bind for early-stage founders.
Expert Advisors: Consultative expertise for growth-stage companies.
Benchmarking insights: Align coverage with peers at your stage.
Specialized coverage: Integrated partnership with a leading SMB insurer for comprehensive programs.
Event space property damage – General liability covers repair costs.
Advertising injury lawsuit – General liability covers legal and settlement costs.
Driverless vehicle accident – General liability covers class action defense and settlements.
How it works
Start by applying online in 10-minutes or less. Your Insurance Advisor will follow up to ensure your startup is properly protected. Review your proposal and activate coverage within 1 business day.
Apply online in 10 minutes or less
Advisor follow-up for proper protection
Review proposal and activate coverage within 1 business day
Vouch reviews your contractual insurance requirements and delivers tailored coverage to help you meet the expectations of investors, landlords, and partners. The service is designed to keep your deals moving by providing fast, customized insurance solutions that align with your specific contract terms.
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Product Overview
Vouch's Contractual Requirements Review ensures your business insurance matches the requirements of leases, customer agreements, and funding rounds, so you can close deals without insurance-related delays.
Detailed Description
Vouch reviews your contractual insurance requirements and delivers tailored coverage to help you meet the expectations of investors, landlords, and partners. The service is designed to keep your deals moving by providing fast, customized insurance solutions that align with your specific contract terms.
Key Features
On-demand quotes and fast approvals
Custom policy tailoring for leases, investor requirements, and other contracts
Expert advisors familiar with the needs of innovative and early-stage companies
Coverage recommendations based on company stage and vertical
Key Benefits
Ensures your insurance matches contract requirements, preventing deal delays
Fast, on-demand quotes and approvals
Tailored policies for specific contractual terms
Expert guidance for emerging risks and innovative companies
Helps avoid roadblocks in funding or customer onboarding
Businesses seeking to close leases, customer agreements, or funding rounds
Companies needing to meet investor, landlord, or partner insurance requirements
Requirements
Subject to application and underwriting requirements
Not all products available in all states
Pricing and discounts depend on policyholder location and other factors
Detailed Sections
Get Limits That Won’t Limit Your Deal.
From leases to customer agreements and funding rounds, Vouch ensures your insurance matches contract requirements so nothing stands between you and your next big opportunity.
Investors, landlords, and partners expect you to meet specific insurance terms. Vouch reviews your requirements and delivers coverage that clears the path forward.
On-demand Quotes: Fast quotes and approvals to keep your agreement on track.
Tailored for Your Contractal Terms: From leases to investor requirements, we customize policies to fit the deal.
Built for Emerging Risks: Talk to experts who understand the needs of innovative companies, like yours.
Essential Coverage to Help You Close.
General Liability, Business Property, Errors & Omissions Insurance, and Cyber Insurance are highlighted as essential coverages to meet common contractual requirements.
General Liability: Required by most leases, protects against third-party claims.
Business Property: Covers your office space, equipment, and physical assets.
Errors & Omissions Insurance: Often required for service contracts, protects against client disputes.
Cyber Insurance: Often needed for vendor agreements to protect against data breaches.
Thousands of founders trust Vouch to secure their first insurance policies—quickly, simply, and without the guesswork.
5,000+ Companies insured, from seed to IPO.
500+ Partners: Access to a network of top-tier partners.
70% VC Portfolios: Preferred broker of top VC firms’ portfolios.
Meet Joyce
Joyce helps early-stage companies activate coverage with speed and confidence—and learn the essential coverages they need to reach their next level of growth.
Vouch Cyber Insurance is tailored for startups and technology companies, offering coverage for a range of cyber risks including data breaches, ransomware, social engineering, and more. The policy is engineered to address the unique needs of tech-driven businesses and provides recommendations based on company stage and vertical.
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Product Overview
Cyber Insurance from Vouch Insurance provides protection for damages caused by data breaches, including costs related to identity theft, forensic analysis, breach of systems, misrepresentation, electronic funds transfer fraud, social engineering, and subpoena assistance. It is designed for startups and technology companies to help manage the risks and costs associated with cyber incidents and data privacy laws.
Detailed Description
Vouch Cyber Insurance is tailored for startups and technology companies, offering coverage for a range of cyber risks including data breaches, ransomware, social engineering, and more. The policy is engineered to address the unique needs of tech-driven businesses and provides recommendations based on company stage and vertical.
Key Features
Identity theft coverage (individual or class-action allegations)
Forensic analysis costs
Breach of systems (including notification and credit monitoring)
Breach of systems (including customer notification and credit monitoring)
Misrepresentation (hack or breach on a client, partner or vendor system when you’re the host of their data)
Electronic funds transfer (scammers tricking employees into transferring funds to a malicious third party) - Vouch Exclusive
Social engineering (fraudsters posing as friends to trick people into sharing sensitive information) - Vouch Exclusive
Subpoena Assistance (costs associated with harm caused by your product, including property damage or physical injury) - Add-on
What it doesn’t cover
Cyber Insurance does not cover: Errors & Omissions resulting from your Technology Product or Service, Bodily Injury or Property Damage claims, Employment Practices claims, Fiduciary liability claims, Workplace injuries.
Errors & Omissions resulting from your Technology Product or Service
Bodily Injury or Property Damage claims
Employment Practices claims
Fiduciary liability claims
Workplace injuries
FROM THE ACTUARIES
Cyber Claims Examples: Breach of software testing tools, Fraudulent emails requesting fees, AI gaming software systems hack.
Breach of software testing tools: Covers costs for computer forensic investigation, public relations advice, and customer claims for their own forensic investigation.
Fraudulent emails requesting fees: Covers a portion of the money wired to the hacker's account.
AI gaming software systems hack: Covers costs for a computer forensic firm to investigate and fix the breach, and for notifying relevant parties under GDPR.
COMPARE
Why Business Insurance from Vouch: Apply in 10 minutes or less, Activate protection within 24 hours, Exclusive coverages engineered for technology companies, AM Best rating of A (Excellent), Streamlined claims process.
Apply in 10 minutes or less
Activate protection within 24 hours
Exclusive coverages engineered for technology companies
This insurance covers bodily injury and property damage caused by you or your employees while using a personal or rented vehicle for business purposes. It is especially relevant for startups and businesses whose employees may use their own or rented vehicles for work-related tasks.
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Product Overview
Hired & Non-Owned Auto Insurance provides coverage for potential damages while using a personal or rented vehicle for business purposes. It is designed to protect businesses from liability related to bodily injury and property damage caused by employees or the company while driving vehicles not owned by the company for business activities.
Detailed Description
This insurance covers bodily injury and property damage caused by you or your employees while using a personal or rented vehicle for business purposes. It is especially relevant for startups and businesses whose employees may use their own or rented vehicles for work-related tasks.
Key Features
Coverage for bodily injury and property damage caused by employees using personal or rented vehicles for business
Protection starts as early as hiring your first employee
Coverage recommendations based on company stage and vertical
Streamlined digital application process (apply in 10 minutes or less)
Activate protection within 24 hours
Exclusive coverages engineered for technology companies
AM Best rating of A (Excellent)
Streamlined claims process
Key Benefits
Covers bodily injury and property damage while using non-company vehicles for business
Protects against lawsuits and costly claims not covered by personal auto insurance
Fulfills contractual or client requirements for business auto liability
Recommendations and add-ons tailored to your startup's stage and industry
Use Cases
Employee rents a car to travel to an industry trade show and causes an accident resulting in property damage and medical bills
What Hired & Non-Owned Auto Covers: Bodily injury and property damage caused by you or your employees while using a personal or rented vehicle for business purposes.
Bodily injury and property damage caused by you or your employees while using a personal or rented vehicle for business purposes.
What it doesn’t cover
Accidents involving a company-owned vehicle: typically covered by Commercial Auto insurance.
Physical damage for either a personal or rented car or damage to property that’s being transported in the vehicle.
Accidents that happen on an employee’s own time, such as running a personal errand or during their commute.
Any ride-share or delivery type use.
FROM THE ACTUARIES
Hired & Non-Owned Auto Claims Examples
Employee rents a car for a trade show, causes an accident, and the HNOA section of the general liability policy covers property damage and medical bills.
Business Property Insurance helps protect your startup’s physical property, including equipment, laptops, and office furniture, from risks such as theft, vandalism, fire, and water damage. It also covers loss of business income due to property damage and extends coverage to remote work locations.
Added
Product Overview
Business Property Insurance from Vouch Insurance is designed to protect startups and businesses from the financial impact of damage, theft, or loss of their physical property. It is bundled with General Liability coverage and tailored for technology companies and startups, offering protection for equipment, office furniture, and business income loss due to covered incidents.
Detailed Description
Business Property Insurance helps protect your startup’s physical property, including equipment, laptops, and office furniture, from risks such as theft, vandalism, fire, and water damage. It also covers loss of business income due to property damage and extends coverage to remote work locations.
Key Features
Bundled with General Liability Insurance
Covers theft, vandalism, fire and smoke, lightning strikes, explosion, and indoor water damage
Covers loss of business income due to property damage
Work From Anywhere: coverage extends to off-premise locations for remote employees
Quick claims reimbursement (example: within 24 hours)
No police report required for certain claims
Key Benefits
Protection for business equipment and property from theft, vandalism, fire, and more
Covers loss of business income due to property damage
Extends coverage to remote work locations
Streamlined digital application and claims process
Coverage recommendations based on company stage and vertical
Apply in 10 minutes or less and activate protection within 24 hours
Exclusive coverages engineered for technology companies
What Business Property Insurance Covers: Theft, Loss of business income, Vandalism, Fire and smoke, Lightning strikes, Explosion, Water damage, Work From Anywhere. What it doesn’t cover: Floods, Earthquakes, Sinkholes, Mudslides, Wars, Nuclear damage, Failure at a utility company, Normal wear and tear, Rental cars.
Theft
Loss of business income
Vandalism
Fire and smoke
Lightning strikes
Explosion
Water damage (indoors)
Work From Anywhere (off-premise/remote employee coverage)
FROM THE ACTUARIES
Business Property Claims Examples: Damage and repairs to company device; Home office break-in and theft of property.
Damage and repairs to company device
Home office break-in and theft of property
COMPARE
Why Business Insurance from Vouch: Apply in 10 minutes or less, Activate protection within 24 hours, Exclusive coverages for technology companies, AM Best rating of A (Excellent), Streamlined claims process.
Apply in 10 minutes or less
Activate protection within 24 hours
Exclusive coverages engineered for technology companies