Licensing

Assisting in the development and implementation of essential IT policies and procedures for the financial regulatory body. Facilitating connections with external AML firms, banking institutions, accountants, insurance companies, and other third parties necessary for license acquisition. Crafting and evaluating a comprehensive financial model.

• Development and implementation of IT policies and procedures
• Connections with AML firms, banks, accountants, insurance companies
• Comprehensive financial model crafting and evaluation

Sponsor banks

Introduction to sponsor banks in the EU, UK, US and GCC. Facilitating the onboarding process with sponsor banks. Handling the paperwork, obtaining the necessary certificates and policies.

• Introduction to sponsor banks in EU, UK, US, GCC
• Onboarding process facilitation
• Paperwork, certificates, and policy handling

Payments

Compliance with SEPA through a Clearing and Settlement Mechanism (CSM) for generating your own unique IBANs in EUR. Compliance with Faster Payments or CHAPS through a UK commercial bank for generating your own unique IBANs in GBP. Acquisition of a SWIFT code and connection to the SWIFT system. Introduction to correspondent partners for international and local transactions in various currencies across Europe, Asia, LatAm, Africa, and CIS. Introduction to banks for generating virtual IBANs. Development of a multi-channel solution for account loading of your PI/EMI – utilizing cards, alternative payment methods, cash, crypto, etc.

• SEPA compliance and CSM for EUR IBANs
• Faster Payments/CHAPS compliance for GBP IBANs
• SWIFT code acquisition and connection
• Correspondent partner introductions for global transactions
• Virtual IBAN generation
• Multi-channel account loading solutions

Card Programs

Securing direct principal membership status for card acquiring and/or issuing with MasterCard or Visa. Introduction to the leading and cost-effective card issuing companies in your target markets. Acquiring a BIN sponsorship to issue cards under another principal member, tailored to your design and tariffs. Solutions for card acquiring via a Payment Facilitator scheme (through another principal member for card acquiring).

• Principal membership for card acquiring/issuing (MasterCard/Visa)
• Card issuing company introductions
• BIN sponsorship for card issuance
• Payment Facilitator scheme for card acquiring

Cryptocurrencies

Crypto debit cards issuing. Introduction to the leading and cost-effective card issuing companies in your target markets. Introductions to crypto-friendly institutions for accounts and payments. Crypto on-ramp and off-ramp solutions.

• Crypto debit card issuing
• Crypto-friendly institution introductions
• Crypto on-ramp and off-ramp solutions

Open banking

Help with acquiring QWAC and QSEAL SSL certificates. Introduction to an insurance company and guidance on securing Professional Indemnity Insurance. Introductions to crypto-friendly institutions for accounts and payments. Crypto on-ramp and off-ramp solutions. Development of distinctive products using Account Information and Payment Initiation Services.

• QWAC and QSEAL SSL certificate assistance
• Professional Indemnity Insurance guidance
• Crypto-friendly institution introductions
• Crypto on/off-ramp solutions
• Account Information and Payment Initiation Services product development

Why us

Global support for clients from Europe, UK, USA, LATAM and other regions. Demonstrated history of establishing successful fintech ventures. Thorough fintech consulting dedicated to delivering effective solutions that fulfill clients' goals.

• Global support
• Proven fintech expertise
• Tailored consulting solutions

Get in touch to learn more

Ready to get started? Contact us today.

Innovative payment solutions

Ensure simple and convenient money flow with global coverage.

Address the rising demand for modern financial services with our advanced platform featuring various payment options.

Global coverage

Get connected to the multitude of the leading payment companies across the globe to provide extensive coverage, deep liquidity, and the best rates. Send payments to over 130 countries in 75+ currencies utilizing our network of integrated partners.

Extensive payment options

Our software platform offers comprehensive payment support for your financial institution, covering SEPA, SWIFT, ACH transfers, crypto transfers, payout to cards, and more.

Expand your services with ease

Velmie platform utilises modular architecture which makes it easy to add new workflows, features and integrations.

Key Features

• International remittance
• Merchant payments
• P2P Transfers
• Invoice payments
• Bulk payouts
• Bank & card transfers

Use Cases

• Tailored solutions
• Global coverage
• Fully supported
• White-label applications
• Secure & scalable

Customer Stories

• Enfuce MyApp: End-to-end solution for a leading B2B card issuing company (EU)
• Walddo: Digital bank featuring card issuing, day-to-day payments and international remittance (EU)
• Capital Plus: Mobile banking solution featuring cross-border payments and money transfers (Africa)
• Pico Pay: International remittance app enabling fast and safe cross-border transfers and Fx (Mexico)
• Digital Wallet for Mexico: Granting access to financial operations to Mexican people via modern and secure mobile solution (Mexico)

Innovate the payments space today

Unleash the crypto potential for your business

Launch your crypto project with confidence using our software platform and infrastructure.

We empower companies to launch their crypto projects with a comprehensive suite of services and solutions, including a turn-key crypto banking platform, crypto payment solutions, and wallets infrastructure.

Crypto banking

White-label platform for crypto banking products with all the essentials needed to go live in just a few weeks. Includes trade matching service, advanced back office system, KYC/AML processing, and ready-to-go payments.

Crypto Payments

Launch your payments app quickly with a complete solution for merchant and p2p transactions featuring instant settlements.

Crypto payment gateway

Elevate payment flexibility for your crypto-first customers: accept crypto payments, get settled in fiat, and unlock access to global instant payments.

Use Cases

• Merchant payments
• Crypto mass payouts
• Compliance with the EU regulations, serving globally
• Initial Exchange Offering (IEO)
• Crypto-friendly banking services
• Token listing and market-making
• Automated OTC desk
• Advisory services
• Crypto custody

Product Highlights

• White-label wallets
• Crypto-payments gateway
• Global instant payments
• Minimized cost and risk
• Customizable services and features
• End-to-end delivery
• Fully supported

Customer Stories

• PayX: Secure, compliant crypto payments platform across LATAM
• 8ghtX: Crypto capabilities for real estate syndication in USA

Launch your crypto project with us

Transform lending experiences

Transform the lending experience with the rapid deployment of innovative products and features. Leverage our software platform to create modern lending solutions and elevate customer satisfaction.

Velmie provides composable, API-first lending software

Unlocks innovation by powering origination, servicing, collections and payments for different types of loans.

Streamline development for growth and expansion

Create custom solutions with our APIs, configurations and modular architecture to meet your specific needs. Minimize development time and costs, allowing you to focus on scaling your business efficiently.

Achieve maximum flexibility

Engage stakeholders with seamless omnichannel experience, end-to-end investor management, interactive tools and reporting.

End-to-end delivery

Our team stands ready to be your partner in turning your ideas into a reality. We offer expert guidance from conception to launch and beyond, ensuring a seamless process every step of the way.

Create your ideal lending solution with Velmie core platform

Velmie supports microfinance, checkout finance (BNPL), consumer lending, business lending, and embedded finance through its modular, API-first platform.

• Microfinance: Streamlines MFI operations for various loan types.
• Checkout finance (BNPL): Modular approach for BNPL offerings.
• Consumer lending: Flexible solutions for consumer needs.
• Business lending: Customizable products for commercial organizations and SMEs.
• Embedded finance: Integrate loan products with buying ecosystems.

Customer Stories

Examples of clients using Velmie Lending Solutions for neobank and creator-focused lending products.

• Reddo: Neobank platform for EU communities (loan origination, EU region)
• Revenue Advance App for Creators (digital wallet with loan origination, multicountry)

Let's speed up the launch of your lending product together!

Banking Beyond Boundaries

Next-generation fintech platform solutions for banks and credit unions that drive innovation and reach of an end-to-end ecosystem.

All-in-One Solution

Comprehensive back-office solutions, mobile apps, and advanced API orchestration technology for innovative banking products.

Flexible

Modular architecture and robust API ecosystem for seamless scalability and adaptability to market changes.

Comprehensive

Suite of banking products including account servicing, card issuing, invoicing, transfers, reporting, loan management, and remittances.

Discover What You Can Build With Velmie

• Retail banking: Customizable apps for customer engagement
• Private banking: Superior multi-channel experiences
• Islamic banking: Sharia-compliant, mobile-first services
• Business banking: Customizable products for corporate and SME clients
• Lending solutions: Automated, user-friendly loan management

Key Features

• Multi-currency accounts
• Debit and Credit cards
• International payments
• Loans and Savings
• Digital onboarding

Product Highlights

• White-label applications
• Configurable services & functions
• End-to-end delivery
• 24/7 Tech support
• Cloud & On-premises delivery

Customer Stories

• Walddo: More Than a Neobank (EU)
• Wealth Management Platform (USA)

Future-Ready
Wealth Management Solutions

Private banking technology for next-generation experiences and services. We help private banks, wealth managers and universal banks to deliver personalized wealth services by leveraging traditional human expertise with an intuitive and future-proof platform. Whether your organization is just starting out or well-established, our platform is the ideal solution for your needs.

Drive loyalty

Engage customers with seamless omnichannel experience, end-to-end portfolio management, interactive tools and reporting. Our platform facilitates personalization at every step, from understanding customer preferences to providing personalized investment options and individual communication.

Capture new market segments

Our wealth management software solutions are designed to enable you to quickly adapt to changing market conditions and seamlessly launch new offerings. Enhance your offer with alternative investments to attract new clients and retain existing ones.

Boost operational efficiency

Utilize our powerful wealth management solutions to automate workflows, distributions and payments. Reduce time spent on reporting by automatically generating custom reports. Efficiently serve the mass affluent market with a scalable, hybrid advisory model.

What services you can launch with Velmie

• Investment management: Automation and portfolio visibility for personalized investment solutions.
• Financial planning: Integrated solutions for hybrid and full advice models, seamless data flow, and personalized planning.
• Family offices: Digital experience for high-net-worth clients, advisors, and back-office teams with sophisticated wealth planning.
• Personalized banking: Highly configurable, API-enabled solutions for tailored banking experiences.
• Digital trading: Self-investment platform for tech-savvy investors, enhancing engagement and revenue.

Key Features

• Personalization
• Trading & order management
• Portfolio management
• Risk management
• CRM system
• Compliance reporting

Product Highlights

• Enhanced automation
• Integrations with banking systems
• White-label apps
• Fully supported
• Regulatory compliance
• Cloud & On-premises delivery

Customer Stories

• Wealth Management Platform: Advanced wealth management and brokerage platform built with Velmie banking technology. Region: USA
• 8ghtx: Real Estate Syndication: Banking platform and real estate investment syndication hub. Region: USA

Enhance your business financial services

Innovate the banking experience for business users by delivering modern products and features to market fast.

All-in-one solution

Experience the future of business banking with our powerful back office solutions, cutting-edge mobile apps, and advanced API orchestration technology. Designed for next-generation banking products, we provide everything you need to stay ahead in a competitive market.

Versatile

As market dynamics and consumer preferences continue to evolve, it's crucial to have technology that adapts quickly and efficiently. Get the advantage of modular architecture and robust API ecosystem to enable seamless scalability, ensure your systems stay ahead of the curve and grow with your needs.

Comprehensive

Our comprehensive suite of business banking products includes shared business accounts, corporate expense cards, invoicing, supplier payouts, payroll, invoice factoring, lending, and more. We help you to tailor your financial services to meet the unique needs of your market and audience.

Key Features

• Business Accounts
• Corporate Cards
• Cash Management
• Business Loans
• Invoice Factoring
• Payroll
• International Payments
• Invoicing

Product Highlights

• End-to-End Delivery
• White-label applications
• Configurable services and functions
• 24/7 Tech support
• Cloud & On-premises delivery
• Easy integration to preferred partners

Customer Stories

• Mtaji: An innovative platform offering customers instant access to financing and investment opportunities. (Africa)
• Invoice Discounting Solution: How to disrupt the fintech industry with the remote development agency. (Switzerland)

Enhance your business banking today. Contact us to learn more.

Boost innovations in
financial services

Velmie accelerates the digital wallet transformation, empowering businesses
of all sizes with world-class digital payment solutions.

Our next-generation digital wallet platform offers highly customizable features to support every business model helping build mature, flexible and future-proof digital platforms and drive financial inclusion and cashless adoption.

Unlock multiple payment opportunities

Our solution features extensive digital payment methods like P2P, in-store, online, QR code, crypto transfers, and virtual cards, making transactions easier and quicker for your customers.

• P2P payments
• In-store payments
• Online payments
• QR code payments
• Crypto transfers
• Virtual cards

Exceptional
customer experience

Enjoy a customer-centric UX from start to finish. Self-onboard in minutes, eliminating the need for branch visits. Get access to a transactional account with diverse payment options and additional services.

Value-added services

Stand out by offering a range of value-added services in your digital ecosystem, including digital loans, savings, bill payments, remittances, rewards, and more. Utilize our network of integrated partners.

• Digital loans
• Savings
• Bill payments
• Remittances
• Rewards

Key Features

• Multi-currency accounts
• Instant p2p transfers
• Loyalty and rewards
• Invoice and bill payments
• Cards & cashback
• QR Payments

Product Highlights

• Global coverage
• White-label applications
• Customizable service & features
• End-to-End Delivery
• Fully supported
• Regulatory compliant

Customer Stories

• Closed-Loop Wallet System (Australia)
• Pan-African Digital Wallet (Africa)
• Mobile Banking Solution for Female Entrepreneurs (Singapore)
• Digital Wallet for Mexico (Mexico)

Get started with world-class digital wallet technology