Treasury Prime is a Finance company. Treasury Prime is a financial technology company that provides a bank direct embedded banking platform for fintechs and banks. The platform enables users to build, launch, and scale their businesses while maintaining control and compliance. Treasury Prime offers 11 products: Investment Platforms, Vertical Labor Marketplaces, Commercial Neobanks, Bank OS, Partner Marketplace, Compliance for Fintechs, Payments, Compliance, Digital Experiences, Accounts, Find a Bank.
Treasury Prime provides a banking software platform designed to enable banks and credit unions to accelerate growth through embedded finance, with a focus on compliance and integration.
Treasury Prime is a financial technology company that provides a bank direct embedded banking platform for fintechs and banks. The platform enables users to build, launch, and scale their businesses while maintaining control and compliance.
"Bank OS"
Treasury Prime is a Finance company serving global markets. Treasury Prime is a financial technology company that provides a bank direct embedded banking platform for fintechs and banks. The platform enables users to build, launch, and scale their businesses while maintaining control and compliance.
Niche
Finance
11 products and services
Treasury Prime's Investment Platforms solution enables rapid creation of investment vehicles and efficient capital calls by providing instant FDIC-insured bank...Treasury Prime's Investment Platforms solution enables rapid creation of investment vehicles and efficient capital calls by providing instant FDIC-insured bank account opening, streamlined onboarding, and seamless payment flows for GPs, LPs, investment vehicles, and target companies. The platform supports enhanced FDIC insurance, multi-bank access, and international investor support.
Treasury Prime's Vertical Labor Marketplaces solution enables platforms to embed instant payout ecosystems, offering frictionless, fee-free payments to contractors and...Treasury Prime's Vertical Labor Marketplaces solution enables platforms to embed instant payout ecosystems, offering frictionless, fee-free payments to contractors and employers. The solution supports instant wage access, white-label debit cards, FDIC-insured accounts, and a range of payment rails, helping marketplaces retain top talent, accelerate revenue, and expand product offerings.
Treasury Prime enables the launch of commercial neobanks tailored to corporate clients, providing FDIC-insured bank accounts, payment rails, large deposit...Treasury Prime enables the launch of commercial neobanks tailored to corporate clients, providing FDIC-insured bank accounts, payment rails, large deposit management, and multi-bank support from a unified platform.
Treasury Prime's Bank OS is a modern, modular embedded banking platform designed to enable financial institutions to unlock new opportunities,...Treasury Prime's Bank OS is a modern, modular embedded banking platform designed to enable financial institutions to unlock new opportunities, accelerate embedded banking strategies, and manage fintech and corporate programs. It offers a suite of solutions that can be combined or used individually to support digital banking, open banking, compliance, payments, and more.
Partner Marketplace enables banks and enterprises to access a diverse set of partner and product capabilities quickly, while increasing growth...Partner Marketplace enables banks and enterprises to access a diverse set of partner and product capabilities quickly, while increasing growth and scalability. It connects users to best-in-class product partners across compliance, payments, cards, utilities, and accounts, allowing for rapid expansion of capabilities and services.
Compliance for Fintechs by Treasury Prime enables fintech companies to launch a compliance program tailored to their size, use case,...Compliance for Fintechs by Treasury Prime enables fintech companies to launch a compliance program tailored to their size, use case, and complexity in weeks. Treasury Prime's regulatory experts partner with fintechs and their bank partners, providing tools and guidance to build a compliance program that protects the business and evolves as it scales.
Treasury Prime Payments bridges the gap between traditional bank technology and modern payments infrastructure, enabling access to innovative payment solutions...Treasury Prime Payments bridges the gap between traditional bank technology and modern payments infrastructure, enabling access to innovative payment solutions that attract new customers and fuel growth. The platform allows institutions to supplement and modernize their payments capabilities, offering a range of payment types and integration with leading compliance and risk management partners.
Treasury Prime Compliance gives financial institutions complete control, ownership, and accountability over their compliance programs. The platform provides best-in-class tools,...Treasury Prime Compliance gives financial institutions complete control, ownership, and accountability over their compliance programs. The platform provides best-in-class tools, automation, and integrations to help organizations manage, optimize, and future-proof their compliance operations.
Treasury Prime's Digital Experiences solution empowers financial institutions to create multiple, customized front-end account opening and online banking experiences. This...Treasury Prime's Digital Experiences solution empowers financial institutions to create multiple, customized front-end account opening and online banking experiences. This enables targeting of new consumers, businesses, affinity groups, and niche markets, helping organizations grow and diversify their deposit base, optimize client application processes, and build their own digital brand.
Treasury Prime supplements your existing core with a fully-integrated virtual sub-ledger that can provide convenient, compliant and cost-effective banking solutions....Treasury Prime supplements your existing core with a fully-integrated virtual sub-ledger that can provide convenient, compliant and cost-effective banking solutions. The solution enables banks and fintechs to modernize their tech stack without a full core replacement, offering advanced sub-ledgering, real-time account sync, and rules-based controls.
Find a Bank is a service by Treasury Prime that helps fintech companies find and connect with a bank partner...Find a Bank is a service by Treasury Prime that helps fintech companies find and connect with a bank partner through the Treasury Prime API. The offering facilitates the process for fintechs to be matched with US chartered banks interested in fintech partnerships.
Enriched company details and information
Bank OS
Treasury Prime provides a banking software platform designed to enable banks and credit unions to accelerate growth through embedded finance, with a focus on compliance and integration.
Offers an embedded banking platform that simplifies and enhances banking operations, compliance, payments, and customer engagement.
Banks, credit unions, and fintech companies who seek to integrate traditional banking services into their platforms.
Provides REST APIs designed for flexibility and ease of use for banking integrations.
KeyBank
Lending Club
Grasshopper
Power fintech partnerships. Reach new customers. Grow your deposits. Accelerate your revenue. Treasury Prime provides everything you need to build, launch, and safely scale your business in ways that enhance customer experience without changing operations.
Detailed information about Treasury Prime's products and services. Each offering is enriched with AI-powered insights to help you understand capabilities, features, and use cases.
A platform for building investment vehicles and managing capital calls, offering instant onboarding and FDIC-insured bank accounts, real-time fund tracking, automated fee collection, and seamless money movement for investment businesses.
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Treasury Prime's Investment Platforms solution enables rapid creation of investment vehicles and efficient capital calls by providing instant FDIC-insured bank account opening, streamlined onboarding, and seamless payment flows for GPs, LPs, investment vehicles, and target companies. The platform supports enhanced FDIC insurance, multi-bank access, and international investor support.
A platform for building investment vehicles and managing capital calls, offering instant onboarding and FDIC-insured bank accounts, real-time fund tracking, automated fee collection, and seamless money movement for investment businesses.
A faster method for creating investment vehicles and conducting efficient capital calls. Open FDIC-insured bank accounts in seconds.
Instantly onboard and open FDIC-insured bank accounts for GPs, LPs, investment vehicles, and target companies. After passing KYC/KYB, customers can open multiple accounts without re-running KYC for 30 days. Work with your sponsor bank to build a custom account onboarding experience that minimizes manual reviews. Facilitate more investments by making it easy for investors to fund their accounts. Offer seamless ACH pulls with Plaid, debit card funding with Astra, or wire transfers.
Track funds in real time with direct integrations and webhooks. Debit fees directly from fund accounts during capital calls and distribution events. Enable LPs and GPs to make fee-free instant book transfers to investment vehicles when all parties are banked on the same ledger.
Provide tens of millions of dollars in FDIC insurance for clients through deposit sweep partners. OneKey Banking enables scaling deposit capacity and access to multiple banks via a single ledger. International support for accounts, KYC, and wires.
Sydecar uses Treasury Prime to automate and improve the investing experience for fund managers and investors, handling back-office operations and automating banking, compliance, contracts, and reporting.
A platform solution for labor marketplaces to embed instant payouts, FDIC-insured accounts, and programmable debit cards, enabling fast, fee-free payments and modern financial experiences for contractors and employers.
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Treasury Prime's Vertical Labor Marketplaces solution enables platforms to embed instant payout ecosystems, offering frictionless, fee-free payments to contractors and employers. The solution supports instant wage access, white-label debit cards, FDIC-insured accounts, and a range of payment rails, helping marketplaces retain top talent, accelerate revenue, and expand product offerings.
A platform solution for labor marketplaces to embed instant payouts, FDIC-insured accounts, and programmable debit cards, enabling fast, fee-free payments and modern financial experiences for contractors and employers.
Build an embedded instant payout ecosystem to retain top talent and scale your business.
Win and retain talent with hassle-free, lightning-fast payouts. Automate adoption by integrating account onboarding. Save on fees with fee-free, instant payments to bank accounts on your ledger.
Issue white-label debit cards with custom spending limits. Offer yield-bearing products with sponsor banks. Expand into neobanking, budgeting, benefits, and discount programs.
Embed FDIC-insured accounts, launch a closed-loop payments ecosystem, onboard with custom KYC, and send instant payouts.
Testimonial from Wagestream: Launched flexible pay spending cards in 75 days with Treasury Prime.
Checking Accounts: FDIC-insured, unique account numbers for employers and contractors. Debit Cards: White label, fast wage access. Payment Rails: Book transfers, ACH, wires, checks.
Commercial Neobanks by Treasury Prime allow fintechs and companies to build world-class corporate banking experiences. The platform supports opening FDIC-insured accounts, offering payment rails, growing large deposit volumes, and partnering with multiple banks, all through a single, unified system.
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Treasury Prime enables the launch of commercial neobanks tailored to corporate clients, providing FDIC-insured bank accounts, payment rails, large deposit management, and multi-bank support from a unified platform.
Commercial Neobanks by Treasury Prime allow fintechs and companies to build world-class corporate banking experiences. The platform supports opening FDIC-insured accounts, offering payment rails, growing large deposit volumes, and partnering with multiple banks, all through a single, unified system.
Launch a neobank tailored to corporate clients — open FDIC-insured bank accounts, offer payment rails, grow large deposit volumes, partner with multiple banks — all from a unified platform.
Offer the right APY, collaborate with sponsor banks to create yield-bearing products, protect large deposits with Enhanced FDIC Insurance, and win customer trust with reputable bank partners.
Frictionless account funding, effortless payments, and programmable debit cards with customizable controls.
Work with multiple banks via OneKey Banking, extend FDIC insurance, and offer seamless account opening for various account types.
Mayfair uses Treasury Prime to offer low-risk, high-yield accounts for commercial clients, automating idle cash management and leveraging Enhanced FDIC Insurance.
Bank OS is a comprehensive operating system for banks and financial institutions, providing a modular platform to manage embedded banking, digital banking, open banking, and analytics. It bridges technology gaps, modernizes payments, simplifies sub-account creation, and offers robust compliance and reporting tools.
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Treasury Prime's Bank OS is a modern, modular embedded banking platform designed to enable financial institutions to unlock new opportunities, accelerate embedded banking strategies, and manage fintech and corporate programs. It offers a suite of solutions that can be combined or used individually to support digital banking, open banking, compliance, payments, and more.
Bank OS is a comprehensive operating system for banks and financial institutions, providing a modular platform to manage embedded banking, digital banking, open banking, and analytics. It bridges technology gaps, modernizes payments, simplifies sub-account creation, and offers robust compliance and reporting tools.
Treasury Prime provides a modern, modular BankOS that can unlock an array of new opportunities for your institution. Pick and choose the right solution for your organization from a broad array of options, or combine them to accelerate your embedded banking strategy.
Bank OS offers Embedded Banking, Digital Banking, Open Banking, and Tools modules, each designed to address specific needs for financial institutions.
Your platform to manage fintech and corporate programs. Bridge the technology gap, upgrade payments, simplify sub-accounts, and accelerate innovation.
Your complete online banking solution. Make onboarding easier, build your brand, deliver a best-in-class experience, and foster growth for commercial customers.
Your interface for partners and third-parties to connect to the Bank OS. Simplify connections, connect with third-party providers, and provide secure data access.
Everything you need to manage and get insights into your banking programs. Maintain oversight, generate reports, harness your own data, monitor compliance, and leverage analytics.
Treasury Prime puts you in control of your embedded banking journey. Choose modular solutions and add new ones as your needs evolve.
Partner Marketplace is a curated ecosystem of third-party product partners integrated with Treasury Prime, designed to help banks and enterprises unlock new capabilities, accelerate growth, and scale efficiently. The marketplace offers access to a wide range of solutions including compliance, payments, cards, utilities, and account management, all from leading providers in their respective domains.
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Partner Marketplace enables banks and enterprises to access a diverse set of partner and product capabilities quickly, while increasing growth and scalability. It connects users to best-in-class product partners across compliance, payments, cards, utilities, and accounts, allowing for rapid expansion of capabilities and services.
Partner Marketplace is a curated ecosystem of third-party product partners integrated with Treasury Prime, designed to help banks and enterprises unlock new capabilities, accelerate growth, and scale efficiently. The marketplace offers access to a wide range of solutions including compliance, payments, cards, utilities, and account management, all from leading providers in their respective domains.
Best-in-class product partners Enabling banks and enterprises to access a diverse set of partner and product capabilities quickly, while increasing growth and scalability.
Categories available in the Partner Marketplace: Accounts, Utilities, Payments, Compliance, Cards.
A curated list of product partners across compliance, payments, cards, utilities, and accounts, each offering specialized solutions integrated with Treasury Prime.
Treasury Prime's Compliance for Fintechs offering provides a comprehensive compliance toolkit and expert guidance to help fintechs build, launch, and scale a compliance program that matches their risk profile and business needs. The solution includes resources, best practices, and partnerships with leading compliance vendors.
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Compliance for Fintechs by Treasury Prime enables fintech companies to launch a compliance program tailored to their size, use case, and complexity in weeks. Treasury Prime's regulatory experts partner with fintechs and their bank partners, providing tools and guidance to build a compliance program that protects the business and evolves as it scales.
Treasury Prime's Compliance for Fintechs offering provides a comprehensive compliance toolkit and expert guidance to help fintechs build, launch, and scale a compliance program that matches their risk profile and business needs. The solution includes resources, best practices, and partnerships with leading compliance vendors.
Launch a compliance program commensurate with your size, use case and complexity in weeks. Our regulatory experts will partner with you in collaboration with bank partners and give you the tools to build a program that protects your business and evolves as you scale.
Treasury Prime partners with leading compliance vendors to enhance your compliance program.
Access critical compliance resources such as guides, best practices, checklists, and card dispute FAQs in the Developer Dashboard.
Treasury Prime guides fintechs through four key steps to address regulatory compliance.
Access webinars, guides, and articles on fintech compliance, neobank launch, risk management, cardholder disputes, and building the right compliance program.
Join other innovative fintechs that have already launched bank-approved compliance programs with Treasury Prime. Find out how we can help you.
Treasury Prime Payments is a modular, embedded banking solution that enables banks and fintechs to modernize their payments infrastructure. It supports a wide array of payment types, including card programs, ACH, wire transfers, digital payments, check issuing, book transfers, real-time payments, and deposit sweeps. The platform empowers institutions to control and scale their payment programs, manage access and limits, and integrate with a marketplace of compliance and risk management partners.
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Treasury Prime Payments bridges the gap between traditional bank technology and modern payments infrastructure, enabling access to innovative payment solutions that attract new customers and fuel growth. The platform allows institutions to supplement and modernize their payments capabilities, offering a range of payment types and integration with leading compliance and risk management partners.
Treasury Prime Payments is a modular, embedded banking solution that enables banks and fintechs to modernize their payments infrastructure. It supports a wide array of payment types, including card programs, ACH, wire transfers, digital payments, check issuing, book transfers, real-time payments, and deposit sweeps. The platform empowers institutions to control and scale their payment programs, manage access and limits, and integrate with a marketplace of compliance and risk management partners.
Treasury Prime can bridge the gap between traditional bank technology and 21st century payments infrastructure, enabling you to access an array of innovative solutions that can attract new customers and fuel your growth.
Treasury Prime makes it easy and convenient to supplement and modernize your payments capabilities – from comprehensive credit and debit card programs, to ACH and wire payments, digital payments, and remote deposit capture for checks. Treasury Prime makes it easy and efficient to set up and scale a payment program outside your traditional customer base – including new geographies, niche markets, and affinity groups. Treasury Prime puts your institution in the driver’s seat to set and manage access, limits, and volumes of your card or payment program. Don’t outsource it to a third-party vendor. Treasury Prime’s partnership marketplace gives you access to 20+ leading product partners that offer best-in-class compliance, risk management, and fraud and transaction monitoring capabilities.
Tap into modern payment gateways and offer an array of new products, including: Card program, check issuing, book transfers, ACH/Wire Transfers, Realtime Payments, Deposit Sweeps.
Treasury Prime puts you in control of your embedded banking journey. Choose the modular solutions most appropriate for your organization, and add new ones as your banking strategy and business needs evolve.
Treasury Prime Compliance is a solution that empowers institutions to take full control of their compliance programs. It offers intuitive tools for setting policies, monitoring activities, automating reporting, and integrating with leading compliance service providers.
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Treasury Prime Compliance gives financial institutions complete control, ownership, and accountability over their compliance programs. The platform provides best-in-class tools, automation, and integrations to help organizations manage, optimize, and future-proof their compliance operations.
Treasury Prime Compliance is a solution that empowers institutions to take full control of their compliance programs. It offers intuitive tools for setting policies, monitoring activities, automating reporting, and integrating with leading compliance service providers.
Access best-in-class tools. Make your own decisions. Optimize and automate your program.
Treasury Prime puts you in the driver’s seat to make decisions that affect your institution. Our tools empower you with: complete control over your existing compliance program, complete ownership and access over your customers’ data at all times, and complete accountability with your regulators and board.
With Treasury Prime’s intuitive control center, you make the rules — and then deploy your personnel to monitor and enforce them.
Access cutting-edge compliance tools today. Treasury Prime offers pre-built integrations with more than 20+ leading services providers for KYC, transaction monitoring, and more. Among the partners on our Partnership Marketplace.
Treasury Prime puts you in control of your embedded banking journey. Choose the modular solutions most appropriate for your organization, and add new ones as your banking strategy and business needs evolve.
Digital Experiences by Treasury Prime allows banks and financial institutions to rapidly launch and scale digital account opening and online banking solutions tailored to specific audiences. The platform provides tools to manage application processes, enforce fraud controls, and leverage analytics, all while supporting advanced use cases through subledger capabilities.
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Treasury Prime's Digital Experiences solution empowers financial institutions to create multiple, customized front-end account opening and online banking experiences. This enables targeting of new consumers, businesses, affinity groups, and niche markets, helping organizations grow and diversify their deposit base, optimize client application processes, and build their own digital brand.
Digital Experiences by Treasury Prime allows banks and financial institutions to rapidly launch and scale digital account opening and online banking solutions tailored to specific audiences. The platform provides tools to manage application processes, enforce fraud controls, and leverage analytics, all while supporting advanced use cases through subledger capabilities.
Treasury Prime enables you to create customized digital account opening and online banking experiences for any audience.
Empower your institution to target new consumers, businesses, affinity groups, and niche markets with multiple, customized digital experiences.
Bangor Savings Bank case study: 23 fintechs signed in 9 months, 9 card programs in 10 weeks, 80% compounding monthly deposit growth rate in first year.
Treasury Prime offers modular solutions for embedded banking, allowing organizations to select and add capabilities as their strategy evolves.
Treasury Prime Accounts is a supplemental core banking solution that provides a fully-integrated virtual sub-ledger. It enables institutions to offer modern, compliant, and cost-effective banking services by adding a feature-rich sub-accounting layer to their existing core systems.
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Treasury Prime supplements your existing core with a fully-integrated virtual sub-ledger that can provide convenient, compliant and cost-effective banking solutions. The solution enables banks and fintechs to modernize their tech stack without a full core replacement, offering advanced sub-ledgering, real-time account sync, and rules-based controls.
Treasury Prime Accounts is a supplemental core banking solution that provides a fully-integrated virtual sub-ledger. It enables institutions to offer modern, compliant, and cost-effective banking services by adding a feature-rich sub-accounting layer to their existing core systems.
Treasury Prime supplements your existing core with a fully-integrated virtual sub-ledger that can provide convenient, compliant and cost-effective banking solutions.
Modernize your existing tech stack. Don’t rip and replace. Accelerate your embedded banking journey by adding on a fully-integrated, full-featured supplemental core.
Offer best-in-class sub-ledgering capabilities. Set up true sub-accounts that can have money flow in and out – and are synced in real-time to a head account. That means they can be used to transact – not just for accounting or allocation purposes.
Implement advanced, rules-based controls. Treasury Prime puts your institution in the driver’s seat to set the rules, risk tolerances, and other permissions governing your clients’ accounts.
With Treasury Prime’s advanced sub-ledgering capabilities, you can attract new clients by supporting innovative and complex use cases.
Treasury Prime’s offers the industry’s leading sub-accounting solution, providing a broad array of features.
Treasury Prime puts you in control of your embedded banking journey. Choose the modular solutions most appropriate for your organization, and add new ones as your banking strategy and business needs evolve.
The Find a Bank offering is designed for fintech companies seeking a bank partner to launch or scale their financial products using the Treasury Prime API. The service streamlines the submission and matching process between fintechs and US chartered banks.
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Find a Bank is a service by Treasury Prime that helps fintech companies find and connect with a bank partner through the Treasury Prime API. The offering facilitates the process for fintechs to be matched with US chartered banks interested in fintech partnerships.
The Find a Bank offering is designed for fintech companies seeking a bank partner to launch or scale their financial products using the Treasury Prime API. The service streamlines the submission and matching process between fintechs and US chartered banks.
If you are a fintech looking for a bank partner on the Treasury Prime API, please create a submission below. If you are a US Chartered Bank interested in working with Treasury Prime, we would love to hear from you.
Illustration of the Treasury Prime Launch Process for fintechs to find the right bank partner.