The Hartford - Complete Company Profile

The Hartford is a Insurance company. The Hartford is a leading insurance company that provides a wide range of insurance products and services, including auto, home, business, and employee benefits. The company offers personalized coverage plans to meet the specific needs of its customers, and its insurance solutions are designed to protect individuals and businesses from unexpected events. The Hartford offers 5 products: Auto Insurance, Business Insurance, Home Insurance, Mutual Funds, Employee Benefits.

TH

The Hartford

The Hartford is a leading provider of insurance solutions, specializing in auto, home, business, and employee benefits insurance. With over 200 years of experience, they are dedicated to protecting customers' assets and providing exceptional service.

The Hartford is a leading insurance company that provides a wide range of insurance products and services, including auto, home, business, and employee benefits. The company offers personalized coverage plans to meet the specific needs of its customers, and its insurance solutions are designed to protect individuals and businesses from unexpected events.

"Insurance solutions to protect businesses from the unexpected."

About The Hartford

The Hartford is a Insurance company serving global markets. The Hartford is a leading insurance company that provides a wide range of insurance products and services, including auto, home, business, and employee benefits. The company offers personalized coverage plans to meet the specific needs of its customers, and its insurance solutions are designed to protect individuals and businesses from unexpected events.

Company Details

Niche

Insurance

What The Hartford Offers

5 products and services

Auto Insurance

AARP Auto Insurance from The Hartford offers auto insurance solutions designed specifically for AARP members, with exclusive benefits, discounts, and...

Customizable coverage options (liability, collision, comprehensive, uninsured/underinsured motorist, and more)
Bundle and Save: Additional savings when bundling auto with home, renters, or condo insurance

Business Insurance

Business insurance from The Hartford helps protect business owners from unexpected losses, safeguarding assets, employees, and operations. The Hartford offers...

General Liability Insurance: Covers lawsuits for negligence, bodily injury, property damage, libel, and slander
Workers’ Compensation Insurance: Covers employee medical bills, rehabilitation, and lost wages due to work-related injuries or illnesses

Home Insurance

AARP Homeowners Insurance from The Hartford is a customizable insurance program designed to protect your home, belongings, and provide liability...

Property Damage (Dwelling coverage)
Personal Property coverage (with optional valuable items blanket coverage)

Mutual Funds

Hartford Funds offers a range of actively managed mutual funds, combining their capabilities with Wellington Management and Schroders to deliver...

Active management
Partnership with Wellington Management and Schroders

Employee Benefits

The Hartford's Employee Benefits programs help protect the incomes of millions of U.S. workers, offering a range of insurance and...

Absence management solutions
Group life and accident insurance

Company Information

Enriched company details and information

Insurance solutions to protect businesses from the unexpected.

Description

The Hartford is a leading provider of insurance solutions, specializing in auto, home, business, and employee benefits insurance. With over 200 years of experience, they are dedicated to protecting customers' assets and providing exceptional service.

What They Do

The Hartford offers insurance solutions for auto, home, businesses, and employee benefits.

Who They Serve

They serve individuals, small businesses, and large commercial entities, with specific offerings for AARP members.

Key Value Propositions

Over 200 years of service in the insurance industry
Exclusive benefits and discounts for AARP members
Strong customer ratings for claims satisfaction

Target Customers

Individuals
Small Businesses
Large Corporations

Industries Served

Insurance
Financial Services

Contact Information

API Information

API Summary

No public APIs available.

API Available
No

Homepage Full Text

The Hartford provides a comprehensive array of insurance solutions including auto, home, business, and employee benefits, endorsed by AARP. Their services span commercial and personal insurance, catering to various needs for individuals and businesses. They also focus on community impact and sustainability.

Products & Offerings

Detailed information about The Hartford's products and services. Each offering is enriched with AI-powered insights to help you understand capabilities, features, and use cases.

Auto Insurance

Auto insurance program exclusively designed for AARP members, providing quality coverage, specialized benefits, and savings opportunities. The Hartford is the only national auto insurance program endorsed by AARP.

Added

Product Overview

AARP Auto Insurance from The Hartford offers auto insurance solutions designed specifically for AARP members, with exclusive benefits, discounts, and coverage options tailored to the needs of drivers age 50 and older. The program is nationally endorsed by AARP and has served members for over 40 years.

Detailed Description

Auto insurance program exclusively designed for AARP members, providing quality coverage, specialized benefits, and savings opportunities. The Hartford is the only national auto insurance program endorsed by AARP.

Key Features

  • Customizable coverage options (liability, collision, comprehensive, uninsured/underinsured motorist, and more)
  • Bundle and Save: Additional savings when bundling auto with home, renters, or condo insurance
  • TrueLane Program: Safe driving rewards (up to 15% for participation, up to 40% renewal discount)
  • Paid-in-Full and Good Payer Discounts
  • Defensive Driver Course Discount (up to 5% for 3 years after course completion)
  • Online quote discount (up to 8%)
  • Discounts for maintaining a clean driving record (5 years clean: up to 10% savings)
  • Discounts for vehicles with safety features (anti-lock brakes, anti-theft devices, etc.)

Key Benefits

  • Discounted car insurance rates for AARP members
  • Exclusive benefits and rewards, including up to 10% savings with AARP membership
  • Average car insurance savings of $577 for those who switch
  • Outstanding customer service and 24/7 claims support
  • Access to helpful resources and guides for mature drivers
  • High customer satisfaction (4.7/5 star claims experience from over 27,000 reviews)
  • Specialized knowledge of the needs of drivers age 50+
Documentation
View Documentation
Who Is It For
  • AARP members
  • Drivers age 50+
  • Seniors seeking specialized auto insurance
  • Individuals looking for auto insurance with exclusive member benefits
Requirements
  • AARP membership is required for program eligibility in most states
  • Must provide basic personal details, vehicle information, details about additional drivers, and current insurance information to get a quote
Detailed Sections
AARP Auto Insurance From The Hartford

AARP Auto Insurance from The Hartford offers exclusive auto insurance solutions for AARP members, with rates as low as $78/month and average savings of $577 for those who switch. The program has protected AARP members for over 41 years and is highly rated by customers.

  • Pay as little as $78 a month
  • Average savings of $577
  • 4.7/5 star claims experience
  • 41 years protecting AARP members
Great Rates and Rewards on Car Insurance From The Hartford

AARP members receive discounted car insurance rates and quality coverage. The Hartford helps non-members sign up for AARP and specializes in car insurance for seniors.

  • Discounted rates for AARP members
  • Specialized for seniors
Exclusive Benefits and Savings for AARP Members

AARP members can save up to 10% on car insurance, with additional discounts for bundling, safe driving, paying in full, good payment history, defensive driving courses, online quotes, clean driving records, and vehicle safety features.

  • Bundle and Save: Average $813 savings
  • TrueLane Program: Up to 15% for participation, up to 40% renewal discount
  • Paid-in-Full Discount
  • Good Payer Discount: Up to 10%
  • Defensive Driver Course Discount: Up to 5% for 3 years
  • Online Quote Discount: Up to 8%
  • 5 Years Clean: Up to 10% savings
  • Safety Features Discount
Customized Car Insurance Coverages

Coverage options include liability, collision, comprehensive, and uninsured/underinsured motorist. Additional coverages are available to extend protection.

  • Bodily injury liability
  • Property damage liability
  • Collision insurance
  • Comprehensive insurance
  • Uninsured/underinsured motorist coverage
Why Choose The Hartford for Your Auto Insurance?

The Hartford offers expert knowledge, outstanding customer service, a fast and easy claims process, and exclusive discounts for AARP members.

  • Over 40 years as exclusive provider for AARP members
  • Specialized knowledge for drivers age 50+
  • 24/7 claims support
  • High customer satisfaction
Frequently Asked Car Insurance Questions

Answers to common questions about saving money, requirements, costs, and how to get a quote.

  • How to save money on car insurance
  • State requirements for car insurance
  • AARP's role in car insurance
  • Average cost of car insurance
  • Information needed for a quote
  • How to compare quotes

Business Insurance

Business insurance, also known as commercial insurance, provides essential protection for business owners against unexpected claims and losses. The Hartford offers a range of coverages tailored to different industries and business needs, helping to keep employees safe and businesses running smoothly.

Added

Product Overview

Business insurance from The Hartford helps protect business owners from unexpected losses, safeguarding assets, employees, and operations. The Hartford offers personalized coverage options for businesses of all sizes, with a strong reputation for claims service and ethical business practices.

Detailed Description

Business insurance, also known as commercial insurance, provides essential protection for business owners against unexpected claims and losses. The Hartford offers a range of coverages tailored to different industries and business needs, helping to keep employees safe and businesses running smoothly.

Key Features

  • General Liability Insurance: Covers lawsuits for negligence, bodily injury, property damage, libel, and slander
  • Workers’ Compensation Insurance: Covers employee medical bills, rehabilitation, and lost wages due to work-related injuries or illnesses
  • Professional Liability Insurance: Protects against claims of negligence in professional services or advice
  • Commercial Property Insurance: Protects owned or rented buildings, tools, and equipment
  • Commercial Auto Insurance: Covers costs of auto accidents involving business vehicles
  • Cyber Insurance: Covers liability and costs related to cyber threats, data privacy, and network security
  • Business Owner’s Policy (BOP): Bundles general liability, commercial property, and business income insurance

Key Benefits

  • Personalized coverage options for various business types and industries
  • Protection against lawsuits, property damage, employee injuries, cyber threats, and more
  • Bundling options (e.g., Business Owner’s Policy) for cost savings
  • Strong claims experience (4.7/5 star rating)
  • Over 200 years of experience and more than 1.3 million small business customers
  • Recognized as a World's Most Ethical Companies® honoree
Documentation
View Documentation
Who Is It For
  • Small businesses
  • Midsize and large businesses
  • Businesses that provide services or advice
  • Businesses with employees
  • Businesses with property or equipment
  • Businesses that use vehicles for work
  • Businesses that store sensitive data or run a website
Requirements
  • Most state laws require businesses with employees to carry workers’ compensation insurance.
  • Eligibility and availability of coverages may vary by state and business type.
Detailed Sections
Business Insurance Coverage in Minutes

Get personalized coverage in just a few clicks. The Hartford has over 200 years of experience, 1.3MM+ small business customers, and is rated #1 Digital Small Business Insurer by Keynova.

  • 4.7/5 Star Claims Experience
  • 200+ Years Serving Customers
  • 1.3MM+ Small Business Customers
  • #1 Digital Small Business Insurer
Find the Right Coverage for Your Business

Interactive quiz to help businesses identify needed coverages based on industry, business activities, and location.

  • Select industry
  • Identify business activities (service, vehicle use, sensitive data, employees, property/equipment)
  • Enter business location
Get a Quote for Business Insurance

Business insurance helps protect business owners from unexpected losses and claims. The Hartford has a 4.8 star claims rating from over 18,000 customers.

  • Protection for assets and employees
  • Essential for startups and established companies
Choose the Best Types of Business Insurance

Overview of main business insurance types offered by The Hartford.

  • General Liability Insurance
  • Workers’ Compensation Insurance
  • Professional Liability Insurance
  • Commercial Property Insurance
  • Commercial Auto Insurance
  • Cyber Insurance
  • Business Owner’s Policy (BOP)
What’s the Average Cost of a Business Insurance Policy?

Average annual and monthly premiums for key coverages. Costs vary by business.

  • BOP: $1,687/year ($141/month)
  • GLI: $810/year ($68/month)
  • Workers’ Comp: $1,032/year ($86/month)
  • PLI: $744/year ($62/month)
Popular Professions We Cover

Examples of professions and industries covered.

  • Photographers
  • Landscapers
  • Real Estate Agents
  • Restaurant Owners
More Industries We Insure

Extensive list of industries and professions eligible for coverage.

  • See full list in 'industries_served'
The Hartford Business Insurance: Trusted Experience

The Hartford is a trusted insurer for businesses of all sizes, recognized for ethical practices and customer service.

  • Over 1 million businesses served
  • 16-time World's Most Ethical Companies® honoree
More Answers to Frequently Asked Business Insurance Questions

Links to FAQs and educational resources.

  • What Does Business Insurance Cover?
  • What Are Certificates of Insurance (COI)?
  • Business Insurance Definition & FAQs
  • Top 10 Reasons You Need Business Insurance

Home Insurance

AARP Homeowners Insurance from The Hartford provides financial protection for your home and belongings against damage or destruction, and offers liability protection if someone is hurt on your property. The coverage is customizable to fit individual needs and budgets, with special discounts and credits for AARP members.

Added

Product Overview

AARP Homeowners Insurance from The Hartford is a customizable insurance program designed to protect your home, belongings, and provide liability coverage. It is the only national home insurance program endorsed by AARP, offering exclusive discounts and benefits to AARP members. The program covers a wide range of risks and allows for bundling with auto insurance for additional savings.

Detailed Description

AARP Homeowners Insurance from The Hartford provides financial protection for your home and belongings against damage or destruction, and offers liability protection if someone is hurt on your property. The coverage is customizable to fit individual needs and budgets, with special discounts and credits for AARP members.

Key Features

  • Property Damage (Dwelling coverage)
  • Personal Property coverage (with optional valuable items blanket coverage)
  • Personal Liability protection
  • Other Structures coverage (e.g., detached garage)
  • Temporary Living Expenses (Loss of Use coverage)
  • Medical Payments coverage (for non-residents injured on your property)
  • Customizable policy limits and options

Key Benefits

  • Exclusive discounts and credits for AARP members
  • Customizable coverage options
  • 24/7 claims support with award-winning representatives
  • Ability to bundle with auto insurance for average savings of $813
  • National program endorsed by AARP
  • Quick and easy claims process
Documentation
View Documentation
Who Is It For
  • AARP members
  • Homeowners seeking customizable insurance coverage
  • Individuals looking to bundle home and auto insurance
  • Homeowners in eligible U.S. states (not available in all areas, including CA and FL)
Requirements
  • AARP membership is required for program eligibility in most states
  • Homeowners insurance may be required by mortgage lenders
Detailed Sections
Choose AARP Homeowners Insurance From The Hartford

AARP Homeowners Insurance from The Hartford can be customized to help protect the investment you’ve made in your home – all at a price that fits your budget. AARP members get access to discounts and credits that can help lower your homeowners insurance quote.

  • Customizable coverage
  • AARP member discounts and credits
AARP Homeowners Insurance From The Hartford Benefits

The Hartford offers several benefits to AARP members, including discounts, 24/7 claims support, and bundling options for additional savings.

  • Access discounts and savings
  • File a claim quickly and easily
  • Bundle auto and home insurance for savings
What Does Homeowners Insurance Protect Against?

AARP Homeowners Insurance from The Hartford offers financial protection for your home and belongings if they are damaged or destroyed, and provides liability protection.

  • Covers: Fire, Theft, Vandalism, Plumbing issues, Smoke damage, Freezing of pipes, Weight from snow/sleet/ice
  • Not covered: Earthquake, Normal wear and tear, Flood, Pest damage
Personalize Your Coverage With AARP Homeowners Insurance from The Hartford

Standard homeowners insurance helps protect your home and belongings if they’re damaged in the event of a covered loss. The Hartford offers customizable coverage options.

  • Property Damage (Dwelling coverage)
  • Personal Property coverage
  • Personal Liability protection
  • Other Structures coverage
  • Temporary Living Expenses
  • Medical Payments coverage
Frequently Ask Questions About AARP Homeowners Insurance

Answers to common questions about requirements, coverage, costs, and more.

  • Homeowners insurance is usually required by mortgage lenders
  • Flooding is not covered under standard policies
  • Rental property insurance is separate
  • Home protection and claim prevention tips
  • Average cost and factors affecting rates

Mutual Funds

Hartford Mutual Funds are actively managed investment vehicles designed to help investors diversify their portfolios and pursue a variety of investment objectives. The funds are managed in partnership with leading institutional investment firms and are available in multiple strategies and asset classes.

Added

Product Overview

Hartford Funds offers a range of actively managed mutual funds, combining their capabilities with Wellington Management and Schroders to deliver investment solutions for clients. Their mutual funds span various strategies and asset classes, aiming to help investors achieve their financial goals with confidence.

Detailed Description

Hartford Mutual Funds are actively managed investment vehicles designed to help investors diversify their portfolios and pursue a variety of investment objectives. The funds are managed in partnership with leading institutional investment firms and are available in multiple strategies and asset classes.

Key Features

  • Active management
  • Partnership with Wellington Management and Schroders
  • Multiple asset classes: Domestic Equity, Global/International Equity, Taxable Bond, Tax-Advantaged Bond, Multi-Strategy, Alternatives
  • Variety of investment strategies: Growth, Value, Blend, Small/Mid Cap, Factor-Based, Income, Tax-Aware, Sustainable
  • Availability of 4- and 5-star Morningstar rated funds
  • Online account access for both individual investors and financial professionals

Key Benefits

  • Access to active management from leading institutional investment firms (Wellington Management and Schroders)
  • Wide range of strategies and asset classes to meet diverse client needs
  • Strong track record of fixed income outperformance at lower costs than peers
  • Expense ratios at or below peer averages for most fixed-income funds
  • Funds designed to help create confidence for unique client needs
Documentation
View Documentation
Who Is It For
  • Individual investors
  • Financial professionals
  • Institutional investors
  • Defined contribution plans
  • RIA / Private banks
Requirements
  • Available only to persons in the United States and its territories
Detailed Sections
Overview

Hartford Funds combines capabilities with Wellington Management and Schroders to deliver active mutual funds and ETFs clients can believe in. Every client is unique and deserves capabilities that can help create confidence.

  • Active management
  • Partnership with leading institutional investment firms
  • Wide range of strategies and asset classes
Performance Highlights

A Decade of Fixed Income Outperformance - At a Lower Cost Than Our Peers

  • 93% of fixed-income funds outperformed their peer averages over the last 10 years (as of 9/30/25)
  • 91% of fixed-income funds have expense ratios at or below their peer averages (as of 6/30/25)
Fund Examples

Examples of Hartford Mutual Funds with performance data and links to standardized performance, expenses, and risks.

  • Hartford Total Return Bond Fund I (ITBIX)
  • Hartford Strategic Income Fund I (HSNIX)
  • Hartford World Bond Fund I (HWDIX)
Disclaimers and Risk Information

Performance data quoted represents past performance and does not guarantee future results. The investment return and principal value of an investment will fluctuate so that an investor's shares, when redeemed, may be worth more or less than their original cost. Current performance may be lower or higher than the performance data quoted. Investing involves risk, including the possible loss of principal.

  • Not FDIC Insured
  • No Bank Guarantee
  • May Lose Value
Compliance and Distribution

Mutual funds are distributed by Hartford Funds Distributors, LLC (HFD), Member FINRA | SIPC. Advisory services may be provided by Hartford Funds Management Company, LLC (HFMC) or its wholly owned subsidiary, Lattice Strategies LLC (Lattice). Certain funds are sub-advised by Wellington Management Company LLP and/or Schroder Investment Management North America Inc (SIMNA). HFMC, Lattice, Wellington Management, SIMNA, and SIMNA Ltd. are all SEC registered investment advisers.

  • Distributed by Hartford Funds Distributors, LLC (HFD), Member FINRA | SIPC
  • Advisory services by HFMC or Lattice
  • Sub-advised by Wellington Management and/or Schroders
  • SEC registered investment advisers

Employee Benefits

The Hartford offers comprehensive employee benefits solutions designed to protect employees' incomes and support their well-being. The programs include income protection plans, voluntary benefits, absence management, group life and accident insurance, group disability insurance, specialty solutions by industry, group retiree benefits, and services beyond insurance. The Hartford emphasizes making benefits easy to understand and accessible, with a focus on compassionate claims experiences and educational resources.

Added

Product Overview

The Hartford's Employee Benefits programs help protect the incomes of millions of U.S. workers, offering a range of insurance and well-being solutions for employers, employees, and producers. With over 70 years of experience, The Hartford provides industry-leading products, compassionate claims support, and resources to simplify benefits education for a diverse, multigenerational workforce.

Detailed Description

The Hartford offers comprehensive employee benefits solutions designed to protect employees' incomes and support their well-being. The programs include income protection plans, voluntary benefits, absence management, group life and accident insurance, group disability insurance, specialty solutions by industry, group retiree benefits, and services beyond insurance. The Hartford emphasizes making benefits easy to understand and accessible, with a focus on compassionate claims experiences and educational resources.

Key Features

  • Absence management solutions
  • Group life and accident insurance
  • Group disability insurance (short-term and long-term)
  • Voluntary benefits
  • Specialty solutions tailored by industry
  • Group retiree benefits
  • Benefits beyond insurance (well-being services)
  • Paid Family and Medical Leave (PFML) resources
  • Educational materials to simplify benefits language

Key Benefits

  • Income protection for employees during critical life moments
  • Comprehensive suite of benefits and services for diverse needs
  • Simplified, easy-to-understand benefits education
  • Compassionate and efficient claims experience
  • Support for employers in benefits administration and communication
  • Resources for producers to guide clients
Documentation
View Documentation
Who Is It For
  • Employers seeking to attract, retain, and protect employees
  • Employees looking for income protection and well-being support
  • Producers and agents guiding clients through employee benefits options
  • Businesses of all sizes and industries
Detailed Sections
We Help People Prevail

Employees are the most important part of a business. For more than 70 years, our employee benefits programs have helped protect the incomes of millions of U.S. workers at the moments that matter.

Simplified Employee Benefits

As an industry leader in employee benefits, we’re committed to changing the narrative that insurance must be complex. We believe that the benefits companies carefully select for their employees should be easy to understand. By removing barriers to benefits education, we help protect the lives and livelihoods of today’s diverse, multigenerational workforce.

A Compassionate Claims Experience

The Hartford’s claims team brings the right support at the right time.

The Hartford’s Future of Benefits Study

Our Future of Benefits study provides insights into employee benefit trends and the evolving needs of the U.S. workforce.

PFML State Guide

Get the facts on family and disability leave.

Employee Benefits Solutions

We offer benefits and services for all your income protection needs.

  • Absence Management
  • Group Life & Accident
  • Group Disability Insurance
  • Voluntary Benefits
  • Specialty Solutions by Industry
  • Group Retiree
  • Benefits Beyond Insurance