Accelerate growth with Stripe Billing

Stripe Billing lets you bill and manage customers however you want—from simple recurring billing to usage-based billing and sales-negotiated contracts. Collect and retain more revenue, automate revenue management workflows, and accept payments globally.

Launch new pricing or business models in minutes

Respond to user demand faster with flexible, diverse pricing models, including usage-based, tiered, flat-fee plus overage, and more. Support for coupons, free trials, prorations, and add-ons is built in.

Maximize revenue with AI-based tools

Improve revenue capture and reduce involuntary churn with AI-powered Smart Retries and recovery workflow automations. Stripe recovery tools helped users recover over $6.5 billion in revenue in 2024.

Monetize with fewer resources

Easily integrate with third-party software and take advantage of no-code tools and modular APIs that let you monetize with fewer engineering resources. Reduce cost of ownership with an all-in-one Revenue Suite.

Expand globally faster

Increase conversion by offering customers’ preferred payment methods. Stripe supports 100+ payment methods including stablecoin, and 135+ currencies.

For developers

The Stripe Billing API is easy to integrate with existing websites, mobile apps, and CRM systems. Developers can use our composable API to get started quickly or design customized subscription logic and pricing models.

• Flat rate
• Multiple prices
• Per seat billing
• Usage-based billing
• Flat rate + overage

For business teams

Start billing for subscriptions in minutes, with support for any pricing model—from flat rate to usage-based to hybrid. Meter usage and track consumption in real time, and use Invoicing to collect payments, or share a payment link to sell a subscription—no code required. Once you’re set up, you can manage accounts and view detailed financial and revenue reports directly from the Dashboard. You can also enable your customers to self-manage their subscriptions by sharing a link to a secure, prebuilt customer portal.

Granular control

Effortlessly design and test pricing plans. Iterate on your pricing as quickly as you improve your product with Stripe’s flexible subscription billing components.

• One-time charges
• Recurring billing
• Usage-based billing
• Tiered pricing
• Promotions and trial periods
• Billing frequency

International

Expanding internationally requires navigating a staggering amount of complexity. Offload this complexity by accepting a wide variety of payment methods with Stripe’s unified API—no one-off integrations or separate contracts required.

• Accept all major debit and credit card payments in 135+ currencies
• Enable 3D Secure for any payment
• Support for local payment methods (ACH, Bacs, Bancontact, etc.)

Reliability is revenue

Avoid downtime losses, even during peak periods like Black Friday. 99.999% historical uptime for Stripe services. 500M+ API requests per day. 25M+ subscription renewals and 100K usage-based meter events per second for a single business.

Unified billing approach

Stripe Billing is a single solution that modernizes all billing workflows so you can accelerate and scale growth.

• Streamline sales-led processes: integrates with CRM, custom quotes, invoicing, automates accounts receivables, detailed reporting, ERP/data warehouse sync
• Enable self-serve growth: integrate with ecommerce, customizable subscription interfaces, customer self-management portal

Compatible with core systems

Unify your sales channels with a single billing system that connects your CRM, order management software, reseller billing platform, ERP, accounting, and other systems.

• CRM integrations: Salesforce, Hubspot
• Ecommerce: Shopify
• ERP/accounting: Xero, Oracle NetSuite
• Data storage: Snowflake, Amazon Redshift, Amazon S3, Google Cloud Storage, Microsoft Azure

Retention

Automate every part of recurring relationships—from managing customer events to retrying failed payments at the ideal time. Stripe’s recovery tools help businesses recover 56% of failed recurring payments on average, and businesses using AI-powered Smart Retries recover 9% more revenue than those retrying failed payments on a set schedule.

• Smart Retries: AI chooses optimal times to retry failed payments
• Automatic reminders and one-click updates
• Automatic card updater
• Recovery analytics
• Webhooks for lifecycle events
• Billing proration
• Renewal rules
• Customer portal

What’s included

End-to-end billing software. Focus on your product and customer experience, and let Stripe optimize and automate order flows, billing logic, subscription management, invoicing, payments, revenue recovery, and more.

• Selling: Online checkout, pricing table, payment links, hosted invoices, point-of-sale, adaptive acceptance, custom quotes, CRM/CPQ integrations, free trials
• Billing: Subscriptions, usage-based billing, rate cards, customer portal, credit notes, billing for platforms, pre-billing, subscription schedules, third-party payment processor integration, pricing models, coupons/discounts, Stripe Scripts, prorations, contract schedules, installments, backdating, test clocks, automated tax, invoice configurability, PCI DSS, e-mandates, subscription management/cancellations, SCA
• Revenue optimization: Credit cards, wallets, bank redirects, bank debits/transfers, out-of-band settlement, reminder emails, email log, failed payment reminders, expired card updates, recovery analytics, hosted recovery page, cancellation surveys
• Reporting/accounting: SaaS/billing analytics, custom reporting, data warehouse sync, tax reporting, revenue recognition, automated reconciliation, NetSuite connector, accounting integrations

Build vs. buy

Building your own billing management software requires significant investment, and it’s flat-out difficult to get right. Stripe Billing offers the functionality you need to quickly get started today, but with the flexibility and features to support you at scale.

• 55% of recurring revenue businesses are likely to get a new billing system by Q1 2025

Ready to get started?

Access a complete billing solution with pay-as-you-go or monthly pricing, or contact us to design a package specifically for your business.

Know what you pay

Transparent and integrated per-transaction pricing.

The market leader for platform and marketplace payments

Stripe Connect is used by leading platforms and marketplaces to embed payments, onboard users, and manage global payouts. Go live in weeks, build a profitable payment business, and scale with ease.

• Seamless onboarding
• Embedded components
• Global payouts
• Used by Shopify, DoorDash, Lyft, Instacart, and more

How it works

Connect offers fast onboarding, accurate dashboards, and workflows for refunds, notifications, and disputes. Platforms can embed Stripe’s prebuilt or custom UIs for onboarding and dashboards.

• Onboarding in 46+ countries, 14 languages
• Automated compliance and identity verification
• Dashboard components for payouts, balances, and account management
• Support for 135+ currencies and 40+ payment methods

Control how funds flow

Connect supports various money movement models: direct charges, destination charges, split payouts, top-ups, manual and instant payouts, subscriptions, and account debits.

• Sellers collect payments
• Platform collects payments
• Split payouts between sellers
• Top-ups
• Manual and instant payouts
• Subscriptions
• Account debits

Security and compliance

Connect shifts payment obligations from the platform to Stripe, handling PCI, KYC, AML, sanctions, and regulatory licensing.

• Identity verifications
• KYC and AML checks
• Sanctions and MATCH list screening
• PCI compliance via tokenization
• Money transmitter and EMI licenses

Unified payments stack

Connect integrates with Stripe’s financial products: Terminal (POS), Tax, Billing, Capital, Issuing, Invoicing, Sigma (analytics).

• Point-of-sale payments
• Tax automation
• Subscriptions and invoicing
• Business financing
• Card issuing
• Reporting and analytics

Pricing for any business model

Usage-based and flexible pricing based on the capabilities you need.

Sync your Stripe account with your data warehouse or cloud storage

Stripe Data Pipeline sends your up-to-date Stripe data and reports to your data storage destination in a few clicks. Centralize your Stripe data with other business data to close your books faster and unlock richer business insights.

Automate data delivery at scale

Set up Stripe Data Pipeline in minutes and automatically receive your Stripe data and reports in your data storage destination on an ongoing basis—no code required.

Establish a single source of truth

Centralize your Stripe data in one place to speed up your financial close, identify top payment methods, enhance AI models, and more.

Use a direct and secure integration

Send your Stripe data directly to your data warehouse or cloud storage without involving a third-party extract, transform, and load (ETL) pipeline.

Avoid data outages and delays

Offload ongoing maintenance with a pipeline that’s built into Stripe. No matter how much data you have, your data is always complete and accurate.

Data Pipeline includes access to Stripe Sigma—our custom reporting tool

Build custom reports on your Stripe data directly in the Dashboard using Stripe Sigma, then send them to your data warehouse using Data Pipeline—giving you a centralized view of your business.

How it works

Set up your pipeline in minutes—no data engineering required. 1. Select your data warehouse or cloud storage. 2. Connect your account. 3. You’re set: historical data loads in up to six hours, new data refreshed every three hours.

• Connects to Snowflake, Amazon Redshift, and cloud storage (for other warehouses)
• Industry-leading security practices
• Data freshness: historical data in up to 6 hours, new data every 3 hours

For data engineering

Save the time and resources required to build and maintain an API integration. Stripe Data Pipeline takes on all operational work, so you can focus on empowering your business teams with actionable insights and building sophisticated AI models with clean, consolidated data.

• No need to build and maintain custom API integrations
• No need to monitor for transaction updates, new datasets, or schema changes

For business teams

Get answers faster with centralized data. With Stripe data easily accessible in your data warehouse, you can pull the insights you need without having to adopt a new business analytics tool.

• Close your books faster
• Identify revenue growth opportunities
• Improve fraud and risk modeling
• Optimize sales and marketing campaigns
• Enhance performance of AI/ML models

What’s included

Data Pipeline at a glance: Connect with leading data warehouses and cloud storage destinations, export out-of-the-box reports, access the most complete Stripe dataset, customize exports, and streamline enterprise-wide data integration.

• Connects to Snowflake, Amazon Redshift, Amazon S3, Google Cloud Storage, Microsoft Azure Blob Storage
• Exports reports: fees, balance changes, transactions in payouts
• Access to all Stripe data mapped to API schema
• Prebuilt datasets for analysis
• Customizable exports and sync schedule
• Supports Stripe Organizations for unified data management

Ready to get started?

Head to the Stripe Dashboard to start your 30-day free trial, or contact us for custom pricing.

Analyze your data in Stripe

Use Stripe Sigma to create custom Stripe reports using SQL or AI-powered natural language prompts. Included with Data Pipeline.

Gain deeper insights faster with Stripe Sigma

Stripe Sigma empowers businesses to easily explore and analyze their Stripe data for faster business insights within the Stripe Dashboard.

Why Stripe Sigma

Get insights from your Stripe data powered by SQL and AI. Make data-driven decisions, create fully custom reports, get answers with AI, and collaborate with ease.

• Gain insights, track trends, and analyze patterns in your data down to the transaction level.
• Use SQL or natural language prompts to get instant answers to your business questions.
• Monitor your business by creating custom metrics and reports.
• Write SQL from scratch, use prebuilt templates, or modify existing reports with AI assistance.
• Visualize your data with dynamic charts.
• Share queries, publish reports, and schedule report delivery.

Use cases

From founders to finance teams, anyone can effortlessly pull insights from their Stripe data—SQL knowledge not required. The AI-powered Stripe Sigma Assistant transforms questions into queries and reports.

• Business Operations
• Finance
• Data Analysis
• Product Management

Prebuilt templates

Optimized for fast answers. Prebuilt queries for common business reports, editable and customizable. AI assistant helps build custom SQL queries.

• Compute ARPU
• Analyze payment methods
• Edit prebuilt templates or start from scratch

Easy-to-use schema

Quick sidebar access to a full map of the structure of your data stored in Stripe, including any additional metadata you send. Easily combine data from across Stripe’s products.

• Payments
• Payouts
• Customers
• Subscriptions
• Refunds
• Additional metadata

Designed for collaboration

Save and share queries with your team. Publish reports to the Dashboard and schedule report delivery.

• Save frequently-used queries
• Share links to queries
• Publish custom reports
• Schedule report delivery

Have a data warehouse? Upgrade to Stripe Data Pipeline, with Stripe Sigma included.

Sync your Stripe data and reports to your storage destination. Complimentary access to Stripe Sigma included. Free 30-day trial for new users.

Streamlined account management and faster data analysis for your enterprise

With Stripe Organizations, centrally manage all lines of business or subsidiaries across multiple Stripe accounts and access new business insights by using Stripe Sigma to analyze data across all your accounts.

Ready to get started?

Analyze and create custom reports using your Stripe data.

Learn how it works

Details on how to build custom Stripe reports.

One business account for all your financial needs

Do more with your money on Stripe. Use a global financial account to send money, manage spend, and access stablecoins. Get started in minutes—no monthly fees or minimum balance required.

Simplify money management

Manage payments and finances in a single dashboard, and integrate with finance software to close your books faster.

Access funds instantly

Open an account in minutes and access your settled earnings instantly—regardless of bank holidays or weekend closures.

Manage money like a local

Store multiple currencies, open local accounts, and access dollar-backed stablecoins in 100+ countries.

Keep your funds secure

Mitigate risk with added security through FDIC insurance eligibility that covers funds up to $250K.

Your financial hub

Turn Stripe into your financial home. Store funds, convert currencies, use spend cards, send payouts, and expand your reach with stablecoins—right from the Stripe Dashboard. Get started in minutes by transferring from your Stripe balance or adding funds directly from your bank account.

How Financial Accounts works

Store, send, spend, and borrow—all in one place.

• Create virtual and physical cards with flexible spend controls and real-time reporting.
• Fund cards directly from your account.
• Pay anyone in their local currency or stablecoins in minutes with no-code payouts or via APIs.
• Open local accounts to lock in mid-market rates and convert currencies instantly.
• Apply for business loans and get funds as soon as the next business day.

Stablecoins

Expand your reach and reduce cross-border costs by sending and spending funds using dollar-backed stablecoins. Get the stability of traditional currencies plus the speed and accessibility of stablecoins without worrying about blockchain complexity.

• Stablecoin payment volume: $5.7T (2x YoY)
• Volume compared to card networks: 25%
• Stablecoin supply: $250B (+54% YoY)

Seamless accounting integrations

Connect your accounting software to automatically import transactions, improve financial insights, and close your books faster. Sync data in real time directly from the Stripe Dashboard with Xero and QuickBooks Sync by Acodei.

Financial Accounts for platforms

Give your customers the ability to store funds, send money, and create cards directly on your platform or marketplace.

Stripe Apps integrate all the tools you use to run your business

Stripe Apps allow you to connect Stripe with your help desk, accounting software, and more so that you can simplify workflows and add context in Stripe to give you a holistic view of your business.

Featured apps

Streamline work, save time, and share context across tools.

• Data Mapper for Mailchimp: Easily sync Stripe customers and purchases to Mailchimp
• Make: Create automated Stripe workflows with an advanced visual no-code platform
• Zapier: Connect Zapier to Stripe to automate your workflows
• Mercury: View your bank account balances right from your Stripe Dashboard
• PromoteKit Affiliate Marketing: All-In-One Affiliate Marketing Solution for Stripe
• Puzzle: Accounting software built native to Stripe, designed for founders

Grow your business

Optimize your funnel and increase customer engagement.

• MembershipWorks: Integrate Stripe with your MembershipWorks account
• Billit: Automatically send e-invoices over a global connected network
• ProfitWell Health Scores: Pinpoint customers likely to churn or upsell, based on MRR and engagement data
• ChargeAutomation: Smooth collection of reservation payment, security deposit, ID & upsell
• Stockify - Manage Inventory: Automate your inventory management and limit-sell your products within Stripe
• Reetail Online Stores: E-commerce app for small businesses to sell products online

Recently added

Explore apps that are new to the Stripe App Marketplace.

• QuickBooks Online: Automate your accounting & get 70% OFF on QuickBooks for 3 months (Limited Time)
• Manus: Let Manus help you setup stripe and get started receiving payments today
• InvoiceXpress by Kapta: Automatically issue invoices in InvoiceXpress after payment via Stripe
• Package Tracker: Track packages in Stripe
• Flywheel: Optimize customer success with automation to reduce churn and boost revenue
• Authentic Insurance: Simple, affordable business insurance

Build your own app

You can build an app for just your team or publish an app to the Stripe App Marketplace, where anyone using Stripe can install it.

Business funding to support your growth

Access fast, flexible financing through Stripe Capital. Manage cash flow, get a business loan or merchant cash advance, and invest in what matters most to your business: growth.

Apply in a few clicks

Get the funding you need without the complexity. Apply for business loans and merchant cash advances in minutes, with no impact to your personal credit score.

Get funds quickly

Funds typically arrive the next business day, directly into your Stripe account.

One flat fee

Pay one flat fee that never changes. There are no compounding interest charges, or late fees.

Pay when you get paid

Payment is fully automated and adjusts to your daily sales. Stripe deducts a fixed percentage of your sales until the total balance is paid.

How it works

Fast funding and flexible payments

• Check your eligibility: Log in to your Dashboard to see if you’re eligible for an offer based on factors that include your payment volume and history on Stripe.
• Select your offer: Choose the funding amount that’s right for your business. The financing fee and payment rate are set based on the funding amount you accept.
• Receive your funds: After our team reviews your selection, the funds will be deposited into your Stripe account, typically the next business day.
• Pay as you earn: You’ll automatically pay for your business loan or merchant cash advance with a fixed percentage of your daily sales until the total amount is paid.

Ready to get started?

Log in to your Dashboard to see your eligibility and view any current offers through Stripe Capital. Eligibility is updated daily, so check back regularly for new business loans or merchant cash advance opportunities.

FAQs

Learn more about Stripe Capital by reading our frequently asked questions.

Capital for platforms

Help your customers access the capital they need to accelerate growth.

Expert guidance to reach your goals

Our professional services team combines payments and financial expertise with experience integrating Stripe technology in thousands of projects. We help our customers create marketplaces, launch subscription businesses, expand globally, and more.

Expert teams to guide your Stripe journey

Overview of the roles: Engagement manager, Implementation consultant, Integration engineer.

• Engagement managers orchestrate projects and lead teams.
• Implementation consultants design optimal Stripe integrations.
• Integration engineers build technical solutions and integrations.

Implementation services

Integration consultants and engineers guide you through every stage of your implementation, from strategy and design to technical development and launch.

• Go live with Stripe quickly with our iterative and hands-on approach.
• Custom solutions that scale with your business.
• Minimize risk and avoid compliance pitfalls.
• Unlock more value from Stripe.

Tailored implementation guidance from ideation to value realization

Step-by-step guidance from requirements gathering to API integration and operational readiness.

• End-to-end funds flow mapping
• Migrations strategy (billing, payments, and platforms)
• API integration strategies
• Analytics and reporting
• Fraud detection and mitigation
• Platform monetization
• Unified commerce
• Cross-border payments

Advisory

Professional services team provides guidance to optimize and adapt your Stripe solution.

• UI/UX changes to optimize checkout flow
• Best practices for payment method presentment
• One-click checkout experiences with Link
• Implementing new subscription and billing models
• A/B testing to optimize costs and authorization

Strategy and transformation

Provides thought leadership and business transformation expertise for enterprise-wide adoption of Stripe.

• Customer research and data analysis
• Workshops to identify new solutions
• Actionable shared roadmaps and implementation plans

Case studies

Examples of customer success with Stripe Professional Services: Snowflake, La Redoute, HeyGen, Dyn Media.

• Snowflake: Launched marketplace in four months.
• La Redoute: Replaced legacy systems for global payments.
• HeyGen: Reduced fraud by 69%, increased auth rates by 21%.
• Dyn Media: Supported launch and managed payment peaks.

Stripe partners

Professional services and Stripe partners can work together to accelerate your Stripe solution launch.

Ready to work with professional services?

Tell us more about what you’re building so we can get started.

Explore customer stories

Learn how our professional services team has helped global businesses.

Maximize your value

Support plans help resolve issues quickly and provide insights to guide you forward.

The easiest way to verify identities

Stripe Identity lets you programmatically confirm the identity of global users so you can prevent attacks from fraudsters while minimizing friction for legitimate customers. Your first 50 verifications are free.

Increase trust & safety

Reduce the number of scammers and bad actors to increase the credibility of your marketplace or community.

Reduce fraud losses

Help your risk teams securely collect identity information to determine if a user is legitimate or fraudulent.

Streamline KYC

Make it easy for users to prove their identity at onboarding while fulfilling a crucial part of your compliance requirements.

Prevent account takeovers

Add a layer of security before allowing high-risk features or if you notice suspicious activities in an account.

How it works

Stripe Identity is built on top of technology that Stripe uses to verify millions of global users. It's a part of our own global Know Your Customer (KYC) process, risk operations, and more.

• Capture IDs with a conversion-optimized verification flow
• Retrieve extracted data from documents
• Access collected images of ID documents and selfies

Verify global users

Fragmented government ID standards make it challenging to verify identities for global users. With Stripe Identity, you can confidently verify the authenticity of ID documents from over 100 countries.

• Capture IDs with a conversion-optimized verification flow
• Retrieve extracted data from documents
• Access collected images of ID documents and selfies

Maximize conversion

Poor image capture is the most common reason legitimate users are mistakenly rejected. Stripe Identity guides users through photo-taking and automatically scores each frame to select the most readable image, maximizing success rates.

Detect fraudulent users

Stripe Identity is built on the same technology we use to defend against attacks on our own global network. We’ve optimized our fraud prevention system with learnings from over a decade of experience fending off sophisticated fraudsters, and we are constantly updating our models to prevent the latest attack vectors.

• Detect fake IDs and spoofed photos with machine learning
• Match the ID photo with selfies of the document holder
• Validate SSN and addresses against global databases

Fully integrated

By centralizing ID verification with core business operations like payments, subscriptions, and payouts, your engineering team can save time on integration, and your operational team can spend less time hopping between systems.

• Fight fraud with multi-layered verifications
• Customize verifications on your platform

Keep user data safe

Stripe Identity is based on expertise we’ve developed from building a global infrastructure that handles hundreds of billions of dollars in payments annually. Our systems are designed to collect consent and with privacy top of mind.

• Isolate sensitive data
• Programmatically delete user data
• Limit sensitive data access with restricted API keys
• Access pre-built privacy FAQ templates
• Provide transparency for users

What’s included

Manage verifications end-to-end with pre-built UI, customizable branding, localization, and multiple verification methods.

• Pre-built user interface
• Customizable colors and brand settings
• Localized in 53 languages
• Mobile and web capture
• Verify government IDs from over 100 countries
• Biometric photo ID-matching with selfie
• Validate name, date of birth, and local ID number
• Enforce live capture
• Machine learning and manual review process
• Cross reference keyed-in ID number with document data
• Restrict accepted ID types
• PII data encrypted at rest
• Programatically delete and redact user data
• Explicit user consent flow
• Data minimization

Pricing

Simple, transparent pricing with pay-as-you-go options for ID document verification and ID number lookup. Custom pricing available for high-volume or unique business models.

• $1.50 per ID document verification and selfie
• 50¢ per ID number lookup (US SSN only)
• First 50 verifications are free
• Custom pricing for >2,000 verifications/month

Ready to get started?

Explore Stripe Identity with your first 50 verifications free.

Invoicing built for speed and scale

Stripe Invoicing is a global invoicing software platform built to save you time and get you paid faster. Create an invoice and send it to your customers in minutes—no code required. Our advanced features and Invoicing API make it easy to automate accounts receivable, collect payments, and reconcile transactions.

Faster global payments

Stripe's online invoices are optimized across mobile, tablet, and desktop. 87% of Stripe invoices are paid within 24 hours.

Easy to get started

Create, customize, and send a Stripe-hosted or PDF invoice in minutes—with no code required.

Configurable for any use case

Collect one-time or recurring payments. Add line items, discounts, and tax rates directly to your invoices.

Scalable to meet your needs

Stripe’s APIs help automate your invoicing workflows and accounts receivable processes. Use email reminders and aging reports to collect unpaid invoices.

How it works

Streamline accounts receivable with online invoicing: Generate an invoice, send it online, get paid fast globally, and simplify operations.

• Generate an invoice: Create a custom invoice from the Dashboard—update the logo and color settings, and add product details, line items, coupons, tax rates, and more.
• Send an invoice online: Email your customers a PDF invoice or a link to a Stripe-hosted invoice page where you can accept payment online.
• Get paid fast globally: Customers can pay immediately with a credit card, ACH Direct Debit, bank transfer, or other global payment method, such as EPS, iDEAL, and WeChat Pay.
• Simplify operations: Manage invoices straight from the Dashboard. Automate tasks using our suite of advanced features.

Each invoice includes

• Product details
• Custom invoice numbering
• Customer information
• Discounts or coupons
• Tax rates
• Line items
• Memo
• Footer

Send an invoice

Email your customer a unique link to a Stripe-hosted invoice page from a custom email domain or stripe.com. Customers can also download a PDF invoice online. Each invoice is optimized for mobile, tablet, and desktop with a responsive design that offers Apple Pay and Google Pay. On average, your customers will pay 3x faster when paying with Apple Pay or Google Pay.

Get paid fast globally

Out-of-the-box, Invoicing supports 25+ languages, 135+ currencies, and dynamically shows optimized payment methods based on your customer’s location. 87% of Stripe invoices are paid within 24 hours.

• ACH Credit
• ACH Direct Debit
• Bacs Direct Debit
• Bancontact
• BECS Direct Debit
• EPS
• FPX
• Giropay
• iDEAL
• Pre-authorized debits
• Przelewy24
• SEPA Direct Debit
• Bank transfers
• Mexico bank transfers

Simplify operations

Manage invoices and view detailed reports directly from the Dashboard. It’s easy to update, void, duplicate, refund, or mark invoices as paid outside of Stripe. Automate accounts receivable processes and reduce time spent tracking and collecting invoice payments. Enable your customers to self-manage their invoices and subscriptions from a secure, prebuilt customer portal. You can also streamline related revenue and reconciliation workflows with our revenue and finance automation tools.

For finance teams

Stripe’s advanced invoicing features can help your finance and operational teams save time with previously manual workflows like payment reconciliation and invoice collections.

• Automate wire and ACH payments
• Collect invoices via secure ACH Direct Debit
• Instant bank account linking via Stripe Financial Connections
• Automatic reconciliation for ACH Credit payments
• Automated email reminders and Smart Retries
• Detailed AR aging and analytics reports

For developers

Stripe’s intuitive APIs and clear documentation make it easy to automate your invoicing workflows, and easy to iterate as your business grows and changes.

• Automatically email invoices to your customers
• Store payment details for recurring invoices
• For platforms, enable your users to send invoices

What’s included

Manage invoicing end to end: create invoices, accept payment methods, manage accounts receivable, report and reconcile.

• Dashboard invoicing
• API invoicing
• Hosted invoice page
• Recurring billing
• Credit and debit cards
• Global bank transfers
• ACH Debit
• Customized payment terms
• Smart Retries
• AR aging charts
• Automated email reminders
• Credit notes
• Automated tax registration, calculation, and filing
• Automatic reconciliation
• Custom reporting
• Accounting integrations
• ERP integrations
• Revenue recognition

Grow globally. Leave taxes to Stripe.

Stripe Tax automates global tax compliance from start to finish, so you can focus on scaling your business. Identify your tax obligations, manage registrations, calculate and collect the right amount of tax worldwide, and enable filings—all in one place.

Streamline tax compliance in one solution

Save time, cut costs, and enjoy a seamless user experience by managing your sales tax, VAT, and GST needs in one place. Stripe Tax makes the entire process easy—from obligation monitoring to filings.

Expand globally with confidence

Stripe Tax supports over 100 countries across 600+ product types, so you can scale without tax worries. With 99.999% uptime, it calculates taxes in real time, helping you avoid manual corrections and penalties.

Speed up tax compliance

Stripe Tax is built into Stripe, so it fits seamlessly into your existing revenue and compliance processes. Get started with a click of a button, one line of code, or through our API.

Reduce risk with automation

Tracking tax requirements and deadlines is tedious and prone to errors. Stripe Tax automates the process, ensuring accurate tax collection and timely filings.

Tax compliance made simple

Businesses are required to collect taxes in more than 130 countries and in most US states. Staying compliant can be challenging, especially as your business grows. Tax rules and rates change constantly, and they vary based on what and where you sell. If you ignore these complexities, you risk paying penalties and interest on top of uncollected taxes. We built Stripe Tax to simplify tax compliance, so you can focus on scaling your business.

Easily navigate 2025 tax changes

This guide highlights the latest global tax changes that might impact your business, and it explains how to stay compliant in an ever-changing regulatory environment.

Use cases

Reduce tax compliance steps as you add new products, experiment with new business models, and expand internationally. Do more by increasing your finance team’s efficiency allowing them to spend less time on manual tasks.

• Automating tax for SaaS, ecommerce, and digital goods
• Simplifying taxes for platforms and marketplaces
• Supporting international expansion

How it works

End-to-end tax compliance solution: Integrate in minutes, know your obligations and register quickly, automatically collect taxes, file with ease.

• Integrate in minutes
• Know your obligations and register quickly
• Automatically collect taxes
• File with ease

What's included

Stripe Tax at a glance: Integrate quickly and easily, obligation tracking and global registration, calculation and collection, global filing and reporting.

• No-code, low-code, and API integration
• Threshold monitoring
• Global registrations
• Precise location detection
• Tax ID validation
• Automated filing via partners
• Exportable reports

Country coverage

Stripe Tax supports over 100 countries and all US states. Countries with an asterisk (*) are available for remote sellers only.

Resources

Learn more about global tax compliance and how to use Stripe Tax.

• Setting up Stripe Tax for Billing
• Setting up Stripe Tax for Checkout
• Setting up Stripe Tax for Invoicing
• Setting up Stripe Tax with custom checkout or payment flows
• How to file sales tax returns in the US
• Using Stripe’s reports to file taxes

Revenue accounting automation for high-growth businesses

Stripe Revenue Recognition turns complex accrual accounting calculations into automated reports. Close your books same-day, accurately, and in line with IFRS 15 and ASC 606 standards directly from the Stripe Dashboard.

Accrual accounting doesn’t have to be complex

Automate GAAP accrual accounting for your transactions and billing terms. Handles upgrades, downgrades, prorations, refunds, and disputes. Prepares audit-ready financial statements and provides a comprehensive business view.

What’s included

Everything you need to keep your books up to date and accurate.

• Centralized revenue subledger
• Same-day automated accounting reports
• Configurable for your business
• Audit in real time

A centralized revenue subledger

All Stripe transactions and billing terms are automatically included. Import non-Stripe data from the Dashboard. Integrate with Salesforce CPQ, Apple App Store, Google Play, and import via CSV.

• Integrates with multiple payment processors and accounting systems
• Includes all subscriptions, invoices, and payment transactions processed on Stripe

Same-day automated accounting reports

Instantly review detailed tables, charts, and journal entries following ASC 606 and IFRS 15 accounting standards. Downloadable and exportable.

• Revenue waterfall
• Booked and recognized revenue
• Month-by-month breakdowns

Configurable for your business

Create and automate custom rules to recognize revenue in line with your accounting practices. Customize your chart of accounts for streamlined mapping to your general ledger.

• Exclude passthrough fees
• Manage tax treatment
• Adjust recognition schedules
• Open and close accounting periods
• Map to chart of accounts

Audit in real time

Prepare for audits by tracing any revenue amount down to the underlying customers and transactions. Review detailed breakdowns of monthly activity and customer-level data.

• Trace recognized and deferred revenue to customers and invoices
• Export transaction and customer data

Reports

Access real-time journal entries and reports, compare financial positions across any time period, and export to accounting systems and general ledger.

• Debits and credits journal entries
• Balance sheets
• Income statements
• Revenue waterfall charts
• Accounts receivable aging reports

Ready to get started?

Simplify accrual accounting and ASC 606 and IFRS 15 compliance with automated revenue accounting.

Fight fraud with the strength of the Stripe network

Identify and prevent fraud in real time with AI powered by Stripe’s global data.

Use AI that actually works

Radar helps detect and block fraud using AI that trains on data across millions of global companies.

Stop blocking legitimate customers

Boost your revenue by identifying fraudulent actors more accurately and applying Adaptive 3D Secure to high-risk payments.

Get protection that adapts to you

Quickly adapt to shifting fraud patterns specific to your business with AI that is rapidly retrained.

No integration required

Get started from day one with zero code. Radar is built into Stripe and seamlessly integrated with the full Stripe platform.

Trained on over a trillion dollars in annual payment volume

Stripe processes payments from 197 countries for every industry, company size, and business model. There’s a 92% chance a card has been seen before on the Stripe network.

Strength in numbers

By learning from millions of global businesses processing more than $1.4 trillion in payments each year, Radar assigns risk scores to every payment and automatically blocks high-risk payments.

Better outcomes with AI

Radar’s AI scans every payment using hundreds of signals from across the Stripe network to help detect and prevent fraud before it hits your business, reducing fraud by 38% on average.

More accurate than third-party tools

Radar ingests data from every layer of the financial stack, integrating checkout flow data, rich payments data, and card network and bank information to assess fraud risk.

Data from financial partners

Stripe’s partnerships with Visa, Mastercard, American Express, and leading banks let us use data like TC40s, SAFE reports, and early dispute notifications to help identify fraudulent charges before they’re disputed.

Data from payments

Radar is fully integrated with the rest of Stripe, so our systems can instantly use rich payment information— such as customer details, shipping and billing addresses, and other properties—to improve AI performance and block fraud.

Data from checkout flows

Stripe’s checkout tools automatically incorporate certain buyer patterns from your website and mobile app to help detect anomalous payments. Radar uses these signals to improve AI performance and block fraud on your behalf.

Sophisticated signals engineered for impact

Radar is built for global internet businesses facing evolving fraud threats. Radar constantly tweaks our AI algorithms, tests which attributes are most relevant, and generates compound signals to help precisely identify and block fraud.

• Device fingerprints: Tie multiple signals into a single device profile.
• Historical snapshots: Spot recurring patterns across years of historical data.
• Proxy detection: Identify IP spoofing and proxy usage.
• Cumulative impact: Radar scores every transaction by combining multiple signals to help determine whether a payment is fraudulent.

Radar for Fraud Teams

Access advanced controls and deep insights with Radar for Fraud Teams to customize your fraud prevention to the needs of your business.

• Optimized reviews: Surface the most relevant data for more efficient and accurate manual reviews.
• Robust insights: See rich analytics on fraud performance and dispute rates.
• Custom rules: Set precise rules to flag, block, or apply adaptive 3D Secure to certain transactions.
• Block and allow lists: Sync existing lists of trusted or blocked users.
• A unified fraud model: Use Stripe Data Pipeline to consolidate your own fraud data with Radar’s in your data warehouse.

Dispute prevention

Remind customers about their order details to block disputes from being filed and automatically resolve them to lower your dispute rate. Powered by Verifi and Ethoca.

• Mitigate potential disputes: Provide transaction data to cardholders with dispute deflection to help them recognize legitimate charges and avoid filing disputes.
• Help prevent friendly fraud: Automatically block potential first-party misuse disputes with Visa Compelling Evidence 3.0.
• Reduce your dispute rate: Automatically resolve disputes as they are submitted, so they don’t count towards your dispute rate.
• Customize dispute prevention: Write dispute resolution rules from the Radar rule editor, with AI help from LLM-powered Radar Assistant.

Manage payments and account fraud with one solution

Platforms can now protect against fraudulent transactions and accounts with Radar for platforms. Detect and investigate fraud using risk scores powered by Radar’s AI and write custom rules to tailor Radar to the needs of your business.

Radar is built into Stripe

Radar’s advanced machine learning is available to every Stripe account.

Always know what you pay

Integrated per-transaction pricing with no hidden fees.

Launch faster with a card issuing program built to scale

Stripe Issuing is the preferred card issuance infrastructure provider for disruptive startups, innovative software platforms, and evolving enterprises. Over 275 million cards created.

Card programs tailored to your needs

Process $1 or $1M with the same easy-to-use APIs. Compliance-first card programs designed to help you get started quickly and support you as you scale.

• Offer spend or charge cards
• Build with compliance first
• Earn revenue from interchange
• Build a financial hub with embedded services

Customize your card program

With dynamic controls and easy-to-use APIs, programmatically adjust every detail of your card offering. Manage spend and fraud by setting spending limits, authorizing decisions in real-time, blocking merchant categories, and confirming transactions via SMS.

• Set spending limits
• Block merchant categories
• Real-time authorization
• SMS transaction confirmation

Choose your Issuing journey

Two models: comprehensive program management (Stripe handles banks, compliance, and card networks) and modular issuer processing (you maintain banking relationships, Stripe provides processing and value-added services).

• Stripe program management
• Stripe processing only

Cards with credit options

Streamline compliance workflows and banking relationships to launch a charge card. Customize credit limits and repayment schedules via API. Use no-code and embeddable payment products to collect repayments.

• Custom credit limits
• Custom repayment schedules
• API-driven management

Use cases for Stripe Issuing

Businesses use Issuing to launch a variety of consumer and commercial card programs.

• Expense management platforms
• Consumer credit (private preview)
• Software platforms
• Fleet management
• Perks and rewards
• Travel

Pricing

Transparent pricing for card creation, disputes, and international payments. Custom pricing available for large volumes.

• 10¢ per virtual card
• $3.50 per standard, physical card
• $15.00 per dispute
• 1% + 30¢ for cross-border transactions
• Additional 1% for currency conversion
• Custom pricing and revenue share available

Compliance and regulatory information

Cards offered through Stripe Issuing are issued by Stripe’s bank partners under Visa and Mastercard licenses. Certain features are subject to bank approval. Stripe Issuing balances in the US are provided by Stripe Payments Company, a licensed money transmitter, with funds held at bank partners (Members FDIC).

• Visa and Mastercard Commercial Credit Cards issued by Celtic Bank and Cross River Bank, Members FDIC
• Visa and Mastercard Commercial Prepaid Cards issued by Sutton Bank and Evolve Bank & Trust, Members FDIC
• Stripe Payments Company is a licensed money transmitter in the US

Incorporate your startup

Start your company in a few clicks. Bank, fundraise, and charge customers immediately after incorporating.

Why Atlas

Join 100,000+ founders who have used Stripe Atlas to incorporate in Delaware, get their company tax ID (EIN), issue founder equity, and file their 83(b) election. Atlas legal documents are created in collaboration with Cooley LLP, a respected startup law firm. Startups in over 140 countries have chosen Atlas to start their business.

• Fast, trusted, automated
• Trusted by startups, investors, and law firms
• Incorporate and generate revenue in days, not weeks
• Your startup checklist, automated
• Save on popular tools to run your company

Getting started with Atlas

Fill out your company details in minutes. Atlas will set up your company using templates created in collaboration with Cooley LLP, get your company tax ID (EIN), and file your 83(b) election.

• Submit: Tell Atlas about your company and co-founders, then sign documents.
• Incorporate: Delaware incorporates your company. Atlas gets your EIN, issues equity, and files your 83(b) election.
• Navigate: Atlas guides you through a post-incorporation checklist.
• Grow: Bank and accept payments immediately after incorporating, and unlock $50k in discounts on your startup stack.

Pricing

Incorporate for $500 and get over $50,000 in discounts. Use Atlas to maintain your registered agent, which Delaware requires to run your business. You can cancel anytime.

• $500 one-time setup fee (includes government fees and your first year of registered agent services)
• $100 annually after your first year (renews automatically)

Ready to start?

Create a new Stripe account today and get started in minutes.