SDK.finance - Complete Company Profile

SDK.finance is a Business Services company. SDK.finance is a FinTech company that provides a white-label digital banking platform with source code for large-scale businesses, enabling them to launch neobanks, ewallets, and payment processing systems faster and cost-effectively. SDK.finance offers 26 products: Currency Exchange Software, Money Transfer Software, Payroll System Software, BIN Sponsorship, Cloud Banking Software, Card Issuing, Cloud Ewallet Software, Ewallet Solution, Corporate Banking Software, Embedded Finance Solution, Embedded Wallet for Marketplaces, White-Label Digital Bank Solution, Neobank Solution, Payment Acceptance / Merchant Software, White-Label PSP Solution, Transaction Processing System, SDK.finance FinTech Platform, Mobile Wallet Solution, Crypto Banking Solution, Crypto-to-Fiat Software, Super App Solution, Global Payment Processing, Closed-Loop Wallet Solution, Core Banking Solution, Banking Ledger Software, Mobile Banking App.

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SDK.finance

SDK.finance is a powerful, modular financial software that helps enterprise businesses build, modernize, or scale their financial services and payment solutions.

SDK.finance is a FinTech company that provides a white-label digital banking platform with source code for large-scale businesses, enabling them to launch neobanks, ewallets, and payment processing systems faster and cost-effectively.

"Launch your Crypto-to-fiat Ewallet Neobank Payment app in months, not years"

About SDK.finance

SDK.finance is a Business Services company serving global markets. SDK.finance is a FinTech company that provides a white-label digital banking platform with source code for large-scale businesses, enabling them to launch neobanks, ewallets, and payment processing systems faster and cost-effectively.

Company Details

Niche

Business Services

What SDK.finance Offers

26 products and services

Currency Exchange Software

SDK.finance Currency Exchange Software is a comprehensive platform designed to help businesses launch and operate a currency exchange business quickly...

Real-time exchange rates via integration with Currencycloud
Transaction management for buy, sell, and exchange operations

Money Transfer Software

SDK.finance offers a white-label money transfer software platform designed to help businesses launch P2P payment or remittance apps quickly and...

API-first architecture (470+ REST APIs)
Cloud-based SaaS and source code licensing options

Payroll System Software

SDK.finance Payroll System Software is a modular, real-time payroll and treasury management platform designed for enterprises and businesses of all...

Employee wallets/accounts for salary, advances, and financial services
Real-time ledger tracking and reconciliation

BIN Sponsorship

SDK.finance offers a payment software platform that enables businesses to launch and manage virtual and physical payment cards quickly through...

Issue virtual or physical cards directly from web or mobile apps
Customizable physical card designs for branding

Cloud Banking Software

SDK.finance Cloud Banking Software is a SaaS digital banking platform that enables rapid launch of neobanks, digital wallets, and payment...

470+ RESTful API endpoints for full platform functionality
Web-based admin panel (back-office UI)

Card Issuing

SDK.finance Card Issuing enables businesses to issue, manage, and process both virtual and physical payment cards at scale, worldwide, via...

Virtual and physical card issuing
API integration with leading card issuing providers

Cloud Ewallet Software

Cloud wallet as a service solution for businesses to launch or extend financial services. SDK.finance's cloud-based ewallet software enables fast...

Bank payments (IBAN, SWIFT via vendor integration)
Instant money transfers (P2P, cross-border, internal)

Ewallet Solution

SDK.finance Ewallet Solution is a white-label digital wallet software platform designed for FinTech SMBs, startups, and financial institutions. It provides...

Multi-currency and multi-asset accounts (fiat, crypto, points, etc.)
Bank payments (IBAN, SWIFT integration)

Corporate Banking Software

SDK.finance Corporate Banking Software is a white-label, digital-only banking platform designed to help financial institutions and fintechs rapidly launch and...

Self-registration and onboarding (email/phone, document upload, KYC/KYB)
Accounts in any currency and digital assets (crypto, points, bonuses)

Embedded Finance Solution

SDK.finance Embedded Finance Solution is a modular, API-driven financial software platform that enables enterprise businesses to embed financial services, integrate...

Client onboarding and profile management (KYC/KYB, sanctions checks, 2FA)
Multi-currency and digital asset management

Embedded Wallet for Marketplaces

SDK.finance offers an embedded wallet solution designed to help marketplaces manage buyer and seller payments internally. No intermediaries, fewer fees,...

Dedicated buyer and seller wallet accounts with real-time balance and transaction history
Automated split payments and commission structures (flat-rate or percentage-based)

White-Label Digital Bank Solution

SDK.finance's White-Label Digital Bank Solution is a comprehensive digital banking platform that enables businesses to launch a digital bank quickly...

Core banking engine
Pre-built mobile banking app (iOS & Android) and web interfaces

Neobank Solution

SDK.finance's White-label Neobank Platform is a PCI DSS certified, API-driven, modular banking software solution designed to accelerate the launch of...

Remote onboarding and KYC/KYB data collection
Multi-currency accounts (fiat, crypto, points, digital assets)

Payment Acceptance / Merchant Software

SDK.finance Payment Acceptance / Merchant Software enables businesses to become Payment Service Providers (PSPs) and offer merchant payment processing for...

Online POS registration
Hosted payment page and host-to-host integration

White-Label PSP Solution

SDK.finance offers a white-label Payment Service Provider (PSP) solution for companies seeking to build or expand a payment gateway, manage...

Merchant onboarding with document upload and approval flow
KYC/KYB verification and risk management

Transaction Processing System

The SDK.finance Transaction Processing System is a powerful, scalable, and secure solution designed to handle financial transactions with speed and...

Real-time transaction processing
Dynamic payment routing

SDK.finance FinTech Platform

SDK.finance FinTech Platform is an enterprise-grade, PCI DSS-certified, scalable financial technology platform offered via a source code license. It enables...

Account management system (account management, transaction history, fund transfers)
Seamless integration with third-party solutions (payment gateways, credit scoring, etc.)

Mobile Wallet Solution

SDK.finance Mobile Wallet Solution is a white-label digital wallet platform available with a source code license or as a cloud-based...

Accounts for any currency or asset type
Bank payments (IBAN, SWIFT integration)

Crypto Banking Solution

SDK.finance's Crypto Banking Solution is an enterprise-ready platform designed to empower businesses to launch crypto banking apps. It enables seamless...

Wallets for digital and fiat currencies.
Crypto debit cards.

Crypto-to-Fiat Software

SDK.finance Crypto-to-Fiat Software enables you to launch a robust crypto-to-fiat spending app that bridges centralized and decentralized financial systems, allowing...

Multi-currency and multi-asset accounts (crypto and fiat)
Real-time exchange rates (powered by Currencycloud)

Super App Solution

SDK.finance Super App Solution enables businesses to transform their existing apps into super apps by embedding digital wallets, payments, and...

Branded cash & crypto wallet
Instant user-to-user money transfers

Global Payment Processing

SDK.finance Global Payment Processing & Payouts Infrastructure is a modular, API-first FinTech platform integrated with Corefy’s payment orchestration technology. It...

API-first, modular FinTech platform
Integration with Corefy payment orchestration

Closed-Loop Wallet Solution

Enhance customer retention with a secure, cost-effective, and customizable closed-loop wallet solution. SDK.finance's white-label source code empowers you to launch...

White-label source code for rapid deployment and customization
Supports up to 2,700 transactions per second, 230 million per day

Core Banking Solution

SDK.finance Core Banking Solution is a white-label, highly customizable core banking software platform designed for building digital banking products for...

High-volume transaction processing (thousands to millions daily)
Customizable customer profiles and settings

Banking Ledger Software

SDK.finance Banking Ledger Software is a real-time, ledger layer-based FinTech platform designed for neobanks, ewallets, payment service providers (PSPs), electronic...

Ledger layer-based architecture
Dynamic transaction splitting and merging

Mobile Banking App

SDK.finance offers a white-label mobile banking app for digital banking, ewallet, and payment apps. The pre-made app is compatible with...

Onboarding and KYC verification (user account creation, KYC process navigation)
Account and card management (multicurrency accounts, crypto-to-fiat support, spending limits, card issuance, statement download, account block/unblock)

Company Information

Enriched company details and information

Launch your Crypto-to-fiat Ewallet Neobank Payment app in months, not years

Description

SDK.finance is a powerful, modular financial software that helps enterprise businesses build, modernize, or scale their financial services and payment solutions.

What They Do

Develop fintech software solutions for neobanks, digital wallets, and payment processing systems.

Who They Serve

Financial institutions, enterprises aiming to expand into fintech, and individual clients.

Key Value Propositions

Full source code access
Rapid deployment of financial solutions
Comprehensive support for implementation

Target Customers

Banks
Financial Institutions
Enterprises
Merchants
Individual Clients

Industries Served

Financial Technology (FinTech)
Banking
Payments
Cryptocurrency

Contact Information

API Information

API Summary

SDK.finance offers 470+ APIs for integration into various financial solutions.

API Available
Yes
API Related URLs

Homepage Full Text

SDK.finance offers digital banking solutions, including mobile wallets and payment apps, with a focus on rapid deployment and operational efficiency for fintech companies.

Case Studies

POS transaction accounting for Geidea

Customer: Geidea

Geidea, a leading payment service provider from the MENA region, transformed its transaction settlement system by integrating SDK.finance software into its existing POS network and expanded to 3 countries.

View Case Study
Digital wallet for MPAY

Customer: MPAY

MPAY transformed a network of cash-in kiosks into a full-fledged payment app by integrating with SDK.finance software.

View Case Study
Mobile money processing for Paywell

Customer: Paywell

Paywell enabled mobile money payments using telecom wallet funds and enhanced financial inclusion by leveraging SDK.finance payment software.

View Case Study
Crypto-to-fiat connectivity for Nebeus

Customer: Nebeus

Nebeus improved crypto-to-fiat connectivity and streamlined currency exchange by using the SDK.finance ledger-based Platform.

View Case Study
Super app: taxi, food & grocery delivery

Customer: Super App

A leading Maghreb-based super app fast-tracked its fintech infrastructure using the SDK.finance source code Platform.

View Case Study
Government social benefit card

Customer: Government

A national government built a secure, scalable social payment card system using the SDK.finance Platform.

View Case Study

Testimonials

"Nebeus sought a Platform with ready-made solutions to save on development time and SDK.finance stood out for its competitive pricing, 24/7 support, responsive professional team, and flexibility for customization. The implementation process was smooth since we built our solution from scratch after partnering."

Sergey Romanovskiy - Founder, CEO & CTO

Products & Offerings

Detailed information about SDK.finance's products and services. Each offering is enriched with AI-powered insights to help you understand capabilities, features, and use cases.

Currency Exchange Software

SDK.finance Currency Exchange Software enables businesses to start their own currency exchange operations with a robust, scalable, and customizable platform. The solution includes all necessary features for onboarding, account management, transaction processing, compliance, and customer relationship management, with a modern tech stack and out-of-the-box integrations.

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Product Overview

SDK.finance Currency Exchange Software is a comprehensive platform designed to help businesses launch and operate a currency exchange business quickly and efficiently. It provides real-time exchange rates, transaction management, accounting, compliance features, and integrations, enabling companies to bring their product to market faster and stay competitive.

Detailed Description

SDK.finance Currency Exchange Software enables businesses to start their own currency exchange operations with a robust, scalable, and customizable platform. The solution includes all necessary features for onboarding, account management, transaction processing, compliance, and customer relationship management, with a modern tech stack and out-of-the-box integrations.

Key Features

  • Real-time exchange rates via integration with Currencycloud
  • Transaction management for buy, sell, and exchange operations
  • Automated transaction accounting and real-time ledger
  • Support for any fiat currencies and digital assets
  • Manual or automated currency rate input (external feed supported)
  • Client onboarding with self-registration, flexible surveys, and document upload
  • KYC/KYB (automated via vendors or manual via back-office)
  • Two-factor authentication (2FA)
  • Accounts in any currency or digital asset
  • Card issuing and IBANs via pre-integrated vendors
  • ACH support (coming soon)
  • Top-ups, withdrawals, in-system and external currency exchange
  • Payment gateway operations and payment links
  • QR-payments, refund, and chargeback (coming soon)
  • AML/Anti-fraud capabilities (coming soon)
  • Built-in CRM (coming soon)
  • User action history and audit logs

Key Benefits

  • Faster time-to-market for currency exchange businesses
  • Comprehensive feature set covering onboarding, transactions, compliance, and CRM
  • Scalable and flexible architecture supporting high transaction volumes
  • API-driven backend with unlimited customization options
  • Pre-integrated vendors for payment acceptance, card issuance, and KYC/KYB compliance
  • Knowledge transfer process for seamless integration and adoption
Documentation
View Documentation
Who Is It For
  • Currency exchange businesses
  • Fintech startups
  • Payment service providers
  • Companies seeking to launch or expand foreign exchange products
Detailed Sections
Currency exchange software to launch your business in weeks, not years

Start your exchange business with SDK.finance currency exchange software. Bring your product to market faster, easier, and affordably, getting all you need to stay ahead in a competitive market.

Key features of SDK.finance currency exchange software
  • Real-time exchange rates via Currencycloud integration
  • Transaction management for buy, sell, and exchange
  • Automated transaction accounting
  • Currencies management for any fiat or digital assets
All the features of currency exchange software you need
  • Client onboarding (self-registration, flexible surveys, document upload)
  • KYC/KYB (automated/manual)
  • Two-factor authentication (2FA)
  • Accounts in any currency or digital asset
  • Card issuing and IBANs via pre-integrated vendors
  • ACH support (coming soon)
  • Top-ups, withdrawals, in-system and external currency exchange
  • Payment gateway operations, payment link, QR-payments (coming soon)
  • Refund and chargeback (coming soon)
  • AML/Anti-fraud capabilities (coming soon)
  • Built-in CRM (coming soon)
  • User action history and audit logs
Why choose SDK.finance for foreign exchange products?
  • Modern tech stack: scalable, flexible, future-proof
  • Source code model: API-driven backend, back office, mobile app, unlimited customizations
  • Industry expertise in financial technology
  • Knowledge transfer for seamless integration
  • Flexible scalability: 2700 TPS, 34M+ daily transactions
  • Out-of-the-box integrations for payments, card issuance, KYC/KYB
SDK.finance currency exchange software: case studies
  • Geidea: Optimized accounting, user experience, market reach
  • MPAY: Payment app built on SDK.finance backend
Supporting Resources

Money Transfer Software

A progressive, feature-rich P2P transfer system enabling businesses to launch branded money transfer or remittance apps. The platform is available as a cloud-based SaaS or as a source code license for maximum flexibility, supporting rapid go-to-market and compliance with local regulations.

Added

Product Overview

SDK.finance offers a white-label money transfer software platform designed to help businesses launch P2P payment or remittance apps quickly and cost-effectively. The solution is API-first, highly customizable, and supports a wide range of payment, compliance, and integration features for both local and international money transfers.

Detailed Description

A progressive, feature-rich P2P transfer system enabling businesses to launch branded money transfer or remittance apps. The platform is available as a cloud-based SaaS or as a source code license for maximum flexibility, supporting rapid go-to-market and compliance with local regulations.

Key Features

  • API-first architecture (470+ REST APIs)
  • Cloud-based SaaS and source code licensing options
  • Fully digital onboarding (remote signup, KYC/KYB)
  • Accounts in any currency (fiat, crypto, points, bonuses, etc.)
  • Borderless remittance (P2P, card, wallet, mobile transfers)
  • Bank and card payments (IBAN, SWIFT, card vendors)
  • Bill payments (utility, mobile top-ups, etc.)
  • Currency exchange (manual or automated rates)
  • Client onboarding (self-registration, document upload, 2FA)
  • AML/Anti-fraud capabilities (coming soon)
  • Built-in CRM (coming soon)
  • User action history and audit logs
  • Customizable fees and transaction limits
  • Reconciliation and settlement (coming soon)
  • Operations with cash and cash-desk management
  • Payment gateway operations
  • In-system and external currency exchange
  • Payment links and QR payments (coming soon)
  • Card issuing, IBANs, ACH (via pre-integrated vendors; ACH coming soon)

Key Benefits

  • Rapid go-to-market (launch in weeks)
  • Affordable subscription and licensing models
  • API-first architecture with 470+ REST APIs
  • Supports international and local money transfers
  • Highly customizable (source code available)
  • Compliant with various regulatory requirements
  • Supports multiple currencies and digital assets
  • Scalable to 34+ million daily secure transactions
How It Works
1.Clarify product requirements.
2.Choose between SaaS or source code version.
3.Use SDK.finance as the core engine for your product.
4.Handle licensing according to your jurisdiction.
5.Launch your money remittance business.
Documentation
View Documentation
Who Is It For
  • FinTech companies
  • Startups launching P2P payment or remittance apps
  • Businesses seeking to offer money transfer, bill payment, or digital wallet services
  • Organizations needing white-label, customizable payment solutions
Requirements
  • Business must handle licensing and compliance for their operating jurisdiction.
  • Integration with banking/payment networks as needed.
  • KYC/KYB compliance (manual or automated).
Detailed Sections
White-label money transfer software to launch a P2P payment or remittance app

Respond to increased market demand for speedy money transfers with a progressive P2P transfer system, packed with the features your audience needs and values. Go to market in weeks, without breaking the budget.

Affordable and cost-efficient money transfer solution
  • API-first architecture: 470+ REST APIs for integration and third-party connections.
  • Affordable subscription model: Cloud-based, ready to use, supports international transfers.
  • Source code license available: Full control, no subscription fees.
Implement your money transfer app vision

Use the FinTech ledger platform as a reliable basis to build a remittance system tailored to your customers’ needs and regulatory requirements.

  • Fully digital onboarding (remote signup, KYC/KYB, mobile app access)
  • Accounts in any currency (fiat, crypto, points, bonuses, unlimited accounts per user)
  • Borderless remittance services (P2P, card, wallet, mobile transfers)
  • Bank & card payments (IBAN, SWIFT, card vendors)
  • Bill payments (utility, mobile top-ups, etc.)
  • Currency exchange (manual or automated rates)
White-label remittance Platform key features and functionalities
  • Client onboarding: self-registration, document upload, KYC/KYB (manual/automated), 2FA
  • Accounts: any currency, digital assets, ledger, card issuing, IBANs, ACH (coming soon)
  • Transactions: top-ups, withdrawals, payment gateway, in-system/external currency exchange, payment link, QR-payments (coming soon), refund/chargeback (coming soon)
  • AML/Anti-fraud: suspicious transaction detection, client confirmation, proof of income, account freeze/unfreeze (coming soon)
  • Built-in CRM: customer details, communication, notes, in-system messaging (coming soon)
  • User action history: logins, sessions, actions, audit logs
  • Contracts and vendors: vendor T&Cs, customer contracts, commission/limit sets, contract type selection
  • Fees and limits: customizable fees, fee bearer, transaction limits
  • Reconciliation and settlement: company liabilities, unmatched transactions, discrepancy resolution (coming soon)
  • Operations with cash: cash-desk management
Drive improved performance for your payment business
  • Shorten time to market: payment SDK, rapid development
  • Enhanced scalability: 34+ million daily transactions, 400 TPS
  • Out-of-the-box integrations: pre-integrated local service providers, cross-border, card issuance, KYC/KYB
White label remittance Platform with source code
  • Source code model: API-driven backend, back office, mobile app, unlimited customizations
  • Designed for compliance: freedom to modify for any regulation, no third-party backend access
  • Easier integrations: 470+ APIs for third-party providers
Case studies: money transfer solution in action
  • Geidea: MENA payment acceptance giant
  • MPAY wallet and payment app
SDK.finance money transfer software FAQs
  • How to start up a money remittance business?
  • How do money remittance businesses work?
  • How do remittance businesses make money?
  • How to set up an online money transfer business?
  • What are the benefits of using SDK.finance for a money transfer business?
  • Can I request a demo of your white label money transfer app?

Payroll System Software

SDK.finance Payroll System Software provides a customizable, white-label payroll platform with real-time processing, advanced ledger, and multi-currency management. It supports global payroll operations, employee wallets, instant payouts, and seamless integrations with existing financial tools. The platform is available as a pre-built solution, source code, or via flexible APIs, offering fast deployment and scalability.

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Product Overview

SDK.finance Payroll System Software is a modular, real-time payroll and treasury management platform designed for enterprises and businesses of all sizes. It enables organizations to build, integrate, or manage custom payroll systems with advanced ledger capabilities, multi-currency support, and automation to streamline payroll operations, ensure compliance, and reduce costs.

Detailed Description

SDK.finance Payroll System Software provides a customizable, white-label payroll platform with real-time processing, advanced ledger, and multi-currency management. It supports global payroll operations, employee wallets, instant payouts, and seamless integrations with existing financial tools. The platform is available as a pre-built solution, source code, or via flexible APIs, offering fast deployment and scalability.

Key Features

  • Employee wallets/accounts for salary, advances, and financial services
  • Real-time ledger tracking and reconciliation
  • Automated tax deductions and compliance tools
  • Customizable reporting and detailed financial analytics
  • Unlimited currency and digital asset support
  • Pre-integrated KYC/KYB/AML vendor support
  • Role-based access controls and user action history
  • Self-service employee portal
  • Company cards for payments and exchanges
  • Transparent transaction history
  • Automated payroll scheduling
  • 400+ RESTful APIs for integration

Key Benefits

  • Real-time payroll processing and instant payouts
  • Advanced ledger for financial transparency and compliance
  • Multi-currency and digital asset support for global payroll
  • Cost savings by reducing reliance on third-party providers
  • Automation to minimize errors and manual processes
  • Fast deployment with pre-built platform, source code, and APIs
  • Scalable and customizable to fit unique business needs
  • Effortless integration with ERP, CRM, and HR systems
Use Cases
  • Payroll for freelancers and offshore employees
  • Payroll for remote and migrant workers (including prepaid cards, remittances, mobile top-ups)
  • Payroll and treasury management for SMEs and large enterprises
  • Custom payroll solutions for technology businesses
  • Automated payroll for healthcare and education sectors
  • Management of employee benefits, bonuses, and reimbursements
Documentation
View Documentation
Who Is It For
  • Enterprises managing global or complex payroll cycles
  • SMEs and larger enterprises seeking to replace legacy payroll systems
  • Freelance and offshore payroll managers
  • Businesses with remote or migrant workforces
  • Technology businesses needing custom payroll integrations
  • Healthcare and education organizations with large teams
  • Companies managing corporate and employee benefits
Requirements
  • Integration with existing accounting and HR tools for full automation
  • Compliance with local and international payroll regulations
  • KYC/KYB/AML compliance for multi-currency and cross-border payments
Detailed Sections
Build your custom payroll system

Build, integrate, or manage your custom payroll system with SDK.finance payroll software. Our modular Platform offers real-time processing and advanced ledger to streamline payroll and treasury operations—helping you stay compliant and save on costs, whether you’re managing a global workforce or creating solutions for custom payroll cycles.

Advanced payroll system for enterprises
  • Employee wallets: Dedicated accounts for salary, advances, remittances, and mobile top-ups; real-time wage access.
  • Real-time payments: Instant payouts, real-time ledger tracking, automated tax deductions, compliance with payroll and HR requirements.
  • Advanced ledger system: Real-time entries, reconciliation, customizable reporting, accuracy, and compliance.
  • Multi-currency management: Unlimited currencies and digital assets, compliance with local/international regulations, pre-integrated KYC/KYB/AML.
  • Cost savings: Reduces third-party reliance, minimizes errors and costs, automates payroll and HR tasks.
  • Fast deployment: Pre-built platform, source code, flexible APIs, supports growth and scalability.
Build a game-changer payroll system
  • Save time and reduce errors: Automation minimizes manual processes and payroll errors.
  • Tailored to your business: White-label solution adapts to unique needs, modify functionalities, add features.
  • Scalable architecture: Integrate payroll with benefits, tax calculations, wallets.
  • Effortless integrations: Quick, secure wage payments, improved satisfaction and retention.
Payroll solutions for every industry

SDK.finance’s payroll software is ideal for various industries, offering tailored payroll solutions to meet their specific payroll and compliance needs.

  • Freelance & offshore: Manage payroll for freelancers and offshore employees, dedicated wallets, advances, remittances.
  • SMEs and larger enterprises: Replace legacy systems, scalable, handle high-volume and multi-country payroll.
  • Remote and migrant workforce payroll: Employee wallets, prepaid cards, remittance, mobile top-ups, merchant purchases.
  • Technology businesses: Custom payroll system, seamless integration, real-time processing for high-volume payments.
  • Healthcare & education: Automate payroll for large teams, reduce errors, customize for compliance.
  • Corporate & employee benefits: Manage rewards, bonuses, reimbursements, real-time transaction processing.
Key functionalities of SDK.finance payroll management software
  • User features: Customer profile & settings, self-service portal, multi-currency accounts, real-time balance, company cards, transaction history.
  • System management: Currency/assets creation, automated scheduling, analytics, customizable reports, 400+ RESTful APIs, role-based access, user action history.
Source code license – your strategic advantage
  • Full control: Own system design and functionality.
  • Always current: Updates and support.
  • Future-ready: Technology that evolves with your business.

BIN Sponsorship

SDK.finance provides a ready-to-go software platform for businesses to issue and manage branded payment cards (virtual and physical) via BIN sponsorship. The platform supports integration with your chosen BIN sponsor and offers robust card management, digital wallet integration, and spending controls.

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Product Overview

SDK.finance offers a payment software platform that enables businesses to launch and manage virtual and physical payment cards quickly through BIN sponsorship. The platform is designed for companies that already have a BIN sponsor or are seeking to integrate with one, providing seamless integration, card management, and transaction processing capabilities.

Detailed Description

SDK.finance provides a ready-to-go software platform for businesses to issue and manage branded payment cards (virtual and physical) via BIN sponsorship. The platform supports integration with your chosen BIN sponsor and offers robust card management, digital wallet integration, and spending controls.

Key Features

  • Issue virtual or physical cards directly from web or mobile apps
  • Customizable physical card designs for branding
  • Card status management (activate, deactivate, reissue, lost/stolen/damaged)
  • Digital wallet integration for easy funding and withdrawals
  • Spending controls (limits on amounts, frequency, merchant/category)
  • Support for different card funding types, including just-in-time funding
  • Pre-integrated providers for payment acceptance, card issuance, and KYC/KYB compliance
  • API and white-label app integration options

Key Benefits

  • Fast-track card issuing and management
  • No need to obtain your own issuing license
  • Seamless integration with your preferred BIN sponsor
  • Customizable card design and user interface
  • Multiple revenue streams via interchange fees
  • Enhanced customer experience and loyalty
  • Ability to scale globally with built-in transaction processing
Use Cases
  • Neobanks: Enhance digital banking with card programs
  • Digital wallets: Enable real-time payments with issued cards
  • Payment apps: Allow cashless payments in multiple currencies via linked debit cards
Documentation
View Documentation
Who Is It For
  • Fintechs
  • Neobanks
  • Digital wallet providers
  • Payment app developers
  • Businesses seeking to launch card products without becoming licensed issuers
Requirements
  • Legally registered business entity
  • Clear product plan and projected card volumes
  • Strong compliance practices (KYC, AML, data protection)
  • Reliable risk management setup and financial stability
  • Technical integration with a certified processor
Detailed Sections
Fast-Track Card Issuing with BIN Sponsorship

SDK.finance offers ready-to-go payment software that enables you to launch and manage virtual and physical cards instantly. If you already have a BIN sponsor, our platform allows you to integrate seamlessly and start issuing payment cards quickly, scaling globally with built-in transaction processing capabilities.

Boost your revenue by issuing payment cards
  • Flexible card issuing options: Create virtual or physical cards from your web or mobile app, tailored to your preferred card products and plans.
  • Customized design: Customize physical card designs to align with your branding.
  • Robust card management: Manage card statuses, address lost/stolen/damaged cards.
  • Digital wallets management: Link cards to internal digital wallets for easy funding and withdrawals.
  • Spending control: Set limits on transaction amounts, frequency, and payments for selected merchants or categories.
  • Different card funding types: Offer a variety of card funding options, including just-in-time funding.
Top use cases for issuing payment cards
  • Neobanks: Enhance digital banking experiences with refined payment card programs.
  • Digital wallets: Enable customers to create, access, and conduct real-time payments using issued cards.
  • Payment apps: Allow customers to go cashless, making payments in different currencies via virtual or physical debit cards.
Ready-to-use integrations

The SDK.finance payment solution comes with pre-integrated providers for key functionalities such as payment acceptance, card issuance, and KYC/KYB compliance. This streamlined integration process ensures a hassle-free setup of your financial transactions.

Benefits of issuing cards with SDK.finance
  • Increase the revenue streams: Earn interchange fees on transactions made by cardholders.
  • Enhance user experience: Offer users convenient and flexible payment options.
  • Expand your market: Attract consumers that prefer traditional payment methods such as debit cards.
SDK.finance Software for BIN sponsorship ready solutions FAQs

Comprehensive FAQ section covering what BIN sponsorship is, how it works, requirements, compliance, and SDK.finance's role.

Cloud Banking Software

SDK.finance Cloud Banking Software is a cloud-based, white-label SaaS platform for launching digital banking, wallet, or payment products. It provides a comprehensive backend, APIs, compliance tools, and user interfaces, allowing financial institutions and fintechs to go to market quickly without building core infrastructure from scratch.

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Product Overview

SDK.finance Cloud Banking Software is a SaaS digital banking platform that enables rapid launch of neobanks, digital wallets, and payment products using a ready-made, white-label solution. It includes pre-built web UI, iOS/Android mobile apps, 470+ API endpoints, and an admin dashboard, all delivered as a subscription. The platform is PCI DSS certified, supports multiple languages, and is designed for fast deployment, scalability, and easy integration with third-party vendors.

Detailed Description

SDK.finance Cloud Banking Software is a cloud-based, white-label SaaS platform for launching digital banking, wallet, or payment products. It provides a comprehensive backend, APIs, compliance tools, and user interfaces, allowing financial institutions and fintechs to go to market quickly without building core infrastructure from scratch.

Key Features

  • 470+ RESTful API endpoints for full platform functionality
  • Web-based admin panel (back-office UI)
  • iOS, Android, and web client apps for individuals and businesses
  • Merchant portal with dedicated business client interface and checkout page
  • No-code admin tools
  • IBAN-ready
  • ACH support
  • Crypto-friendly
  • Instant card issuing
  • Multilingual user interfaces
  • Pre-built integrations with third-party vendors
  • Custom feature development on request

Key Benefits

  • Launch a neobank or digital wallet in weeks, not months
  • No need to build core infrastructure from scratch
  • Pre-built web and mobile apps (iOS, Android, web)
  • One monthly subscription price for all features
  • PCI DSS certified for security
  • Multilingual interfaces (English, Spanish, French, Arabic; more on request)
  • Dedicated environment for secure data hosting and control
  • Continuous updates and technical maintenance handled by SDK.finance
  • Real human support from an experienced team
  • Easy integration with pre-integrated or custom third-party vendors
  • Scalable and customizable white-label solution
How It Works
1.Subscribe to the SaaS platform on a monthly basis
2.Receive access to pre-built web and mobile apps, admin dashboard, and APIs
3.Deploy in a dedicated, secure environment (your data, your control)
4.Integrate with pre-built or custom third-party vendors as needed
5.Leverage SDK.finance support for onboarding, maintenance, and feature rollouts
Documentation
View Documentation
Who Is It For
  • Neobanks
  • Fintech companies
  • Payment service providers
  • Digital wallet providers
  • Government and GovTech projects
  • Businesses seeking to launch digital banking or payment solutions
Requirements
  • Subscription to the SaaS platform
  • Deployment and transaction volume may affect pricing

Card Issuing

Issue payment cards, manage virtual and physical card issuing, and process card transactions at scale, worldwide, through API integration with leading card issuing providers. The solution supports both web and mobile app interfaces for card creation and management.

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Product Overview

SDK.finance Card Issuing enables businesses to issue, manage, and process both virtual and physical payment cards at scale, worldwide, via API integration with leading card issuing providers. The platform supports flexible card creation, robust management, and integration with digital wallets, helping organizations boost revenue, enhance user experience, and expand their market reach.

Detailed Description

Issue payment cards, manage virtual and physical card issuing, and process card transactions at scale, worldwide, through API integration with leading card issuing providers. The solution supports both web and mobile app interfaces for card creation and management.

Key Features

  • Virtual and physical card issuing
  • API integration with leading card issuing providers
  • Card creation from web or mobile app
  • Customizable physical card design and branding
  • Card status management: activate, deactivate, reissue, manage lost/stolen/damaged cards
  • Digital wallet integration: link cards to internal e-wallets for funding and withdrawals
  • Spending controls: set limits on transaction amounts, frequency, and merchant/category restrictions
  • Multiple card funding types, including just-in-time funding

Key Benefits

  • New revenue streams via interchange fees on card transactions
  • Enhanced user experience with convenient and flexible payment options
  • Market expansion by attracting consumers who prefer debit cards
Use Cases
  • Neobanks: Increase engagement and loyalty with a payment card program
  • Digital wallets: Enable customers to create, access, and use cards for real-time payments
  • Payment apps: Allow users to make payments in different currencies via virtual or physical debit cards
Documentation
View Documentation
Who Is It For
  • Neobanks seeking to enrich digital banking experiences
  • Digital wallet providers wanting to enable real-time card payments
  • Payment app developers aiming to offer cashless, multi-currency card payments
Detailed Sections
Seamless virtual and physical card issuing

Issue payment cards, manage virtual and physical card issuing, and process card transactions at scale, worldwide, through our API integration with leading card issuing providers.

Boost your revenue by issuing payment cards
  • Flexible card issuing options: Create virtual or physical cards from web or mobile app.
  • Customized design: Wide range of physical card designs, customizable for branding.
  • Robust card management: Activate, deactivate, reissue, manage lost/stolen/damaged cards.
  • Digital wallets management: Link cards to internal digital wallet for easy funding/withdrawal.
  • Spending control: Set limits on transaction amounts, frequency, and merchant/category.
  • Different card funding types: Offer just-in-time funding and more.
Watch our card issuing Platform in action

Demo video of virtual and physical card issuing for managing debit cards via card issuance API.

Top use cases for issuing debit cards
  • Neobanks: Enrich digital banking experience, increase engagement and loyalty.
  • Digital wallets: Enable real-time payments using issued cards.
  • Payment apps: Enable cashless, multi-currency payments via virtual/physical debit cards.
How does your business benefit by issuing cards?
  • Increase revenue streams: Earn interchange fees on cardholder transactions.
  • Enhance user experience: Offer convenient, flexible payment options.
  • Expand your market: Attract consumers preferring debit cards.

Cloud Ewallet Software

SDK.finance Cloud Ewallet Software is a cloud-based wallet-as-a-service platform designed for businesses aiming to enter the finance market or enhance their product offering with digital financial services. It provides a robust, scalable, and API-driven solution for launching digital wallets, supporting a variety of use cases and wallet types, with flexible deployment and integration options.

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Product Overview

Cloud wallet as a service solution for businesses to launch or extend financial services. SDK.finance's cloud-based ewallet software enables fast go-to-market, lower operational costs, continuous innovation, and pay-as-you-go pricing. The platform is API-first, scalable, and supports a wide range of wallet types and financial operations.

Detailed Description

SDK.finance Cloud Ewallet Software is a cloud-based wallet-as-a-service platform designed for businesses aiming to enter the finance market or enhance their product offering with digital financial services. It provides a robust, scalable, and API-driven solution for launching digital wallets, supporting a variety of use cases and wallet types, with flexible deployment and integration options.

Key Features

  • Bank payments (IBAN, SWIFT via vendor integration)
  • Instant money transfers (P2P, cross-border, internal)
  • Bill payments (utilities, mobile top-ups, local vendors via API)
  • Expense tracking (charts, maps)
  • Multi-currency and multi-asset support (fiat, crypto, points, etc.)
  • Currency exchange (internal and external via vendors)
  • Client onboarding (self-registration, KYC/KYB, 2FA)
  • Accounts in any currency or digital asset
  • Card issuing (via vendor)
  • ACH support (coming soon)
  • Top-ups, withdrawals, payment gateway operations
  • Payment links, QR payments (coming soon)
  • Refund and chargeback (coming soon)
  • AML/Anti-fraud capabilities (coming soon)
  • Built-in CRM (coming soon)
  • User action history and audit logs
  • Customizable fees and transaction limits
  • Reconciliation and settlement (coming soon)
  • Cash-desk operations
  • Roles and permissions management
  • Customer support tools

Key Benefits

  • Faster time to market with ready-to-use platform
  • Lower infrastructure, maintenance, and development costs
  • Pay-as-you-go subscription model
  • Dynamic scalability (up to 400 TPS, 34M+ daily transactions)
  • API-first architecture for easy integrations and feature extension
  • Compliance with regulations (database hosted on client's own server)
  • Option to own source code for full independence
  • No location-related restrictions
  • Pre-integrated vendors for payment, card issuing, KYC/KYB
Use Cases
  • Digital wallet for consumers
  • Merchant payment acceptance
  • Marketplace escrow and asset exchange
  • Telecom operator financial services
  • Retailer closed-loop wallets
  • Expense and transaction tracking
  • Multi-currency and asset management
How It Works
1.Hybrid cloud model: backend app hosted on AWS or other cloud, maintained by SDK.finance; main databases hosted and managed by client's team.
2.API-first approach: all functions exposed as RESTful APIs for integration and extension.
3.Pre-integrated vendors for payment, card issuing, KYC/KYB, etc.
4.Option to purchase source code license for on-premise deployment and full backend access.
Documentation
View Documentation
Who Is It For
  • Aspiring fintech businesses
  • Banks and neobanks
  • Telecom operators
  • Retailers
  • Marketplaces
  • Merchants
  • Corporate clients (coming soon)
  • Payment service providers
  • Businesses seeking embedded finance solutions
Requirements
  • Client team to host and manage main databases (for compliance and control).
  • Integration with payment, card, and KYC vendors as needed.
  • Technical audit and contract for source code purchase.

Ewallet Solution

A comprehensive, API-driven, white-label digital wallet platform that enables businesses to launch and manage ewallet products with features like multi-currency accounts, payments, transfers, bill payments, card issuing, and more. The solution is highly customizable, supports rapid deployment, and is suitable for a variety of industries and use cases.

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Product Overview

SDK.finance Ewallet Solution is a white-label digital wallet software platform designed for FinTech SMBs, startups, and financial institutions. It provides an end-to-end solution for launching, managing, and scaling digital wallet products, offering rapid time-to-market, cost-effectiveness, and extensive customization. The platform supports a wide range of financial operations, integrations, and compliance needs, enabling businesses to serve both individual and business customers globally.

Detailed Description

A comprehensive, API-driven, white-label digital wallet platform that enables businesses to launch and manage ewallet products with features like multi-currency accounts, payments, transfers, bill payments, card issuing, and more. The solution is highly customizable, supports rapid deployment, and is suitable for a variety of industries and use cases.

Key Features

  • Multi-currency and multi-asset accounts (fiat, crypto, points, etc.)
  • Bank payments (IBAN, SWIFT integration)
  • Internal and cross-border money transfers
  • Bill payments (utility, mobile top-up, broadband, etc.)
  • Instant currency exchange (internal and external)
  • Virtual and physical card issuing
  • Granular transaction history and filtering
  • Client onboarding (self-registration, KYC/KYB, 2FA)
  • AML/Anti-fraud capabilities (suspicious transaction detection, account freeze/unfreeze)
  • Built-in CRM (customer details, communication, notes, in-system messaging)
  • User action history (detailed logs for clients and team)
  • Customizable fees and transaction limits
  • Reconciliation and settlement tools
  • Cash-desk operations management
  • 470+ RESTful API endpoints for integration
  • Pre-integrated vendors for payment, KYC/KYB, card issuing

Key Benefits

  • Accelerated time-to-market for digital wallet products
  • Cost-effective deployment and scaling
  • Highly customizable and extensible via source code and APIs
  • Supports any currency or asset type
  • Seamless integration with payment, KYC/KYB, and card issuing providers
  • Robust transaction processing (up to 2,700 TPS)
  • Available as source code or SaaS/cloud-hosted
  • Complete control with source code license (no subscription fees)
  • Works in any country; compliance facilitated by on-premise hosting
Use Cases
  • eCommerce/retail: P2P transfers, escrow-like roles for secure payments
  • Loyalty programs: closed-wallet systems, prepaid/gift/bonus cards
  • Telecoms: mobile money, payments via mobile balances
  • Crypto to fiat: conversions, instant crypto payments/withdrawals
  • Banking wallet: mobile wallet services for banks
  • Gaming wallet: asset storage and payments for gaming platforms
Documentation
View Documentation
Who Is It For
  • FinTech SMBs
  • Ambitious startups
  • Financial institutions
  • eCommerce/retail businesses
  • Telecoms
  • Banks
  • Gaming companies
  • Businesses seeking to add wallet/payment functionality
Requirements
  • Purchase of source code license for full customization (optional)
  • Compliance with local regulations (facilitated by on-premise hosting)
  • Integration with third-party providers for certain features (e.g., KYC, card issuing)
Detailed Sections
White-label digital wallet software Platform

End-to-end digital wallet software for FinTech SMBs, startups, and financial institutions. Ensures swift start, cost-effectiveness, and seamless growth.

  • Accelerate time-to-launch
  • Conquer new markets
  • Contact us for more info
Build the ewallet customers will favour

Foundation for digital wallet products to meet clients’ financial needs.

  • Accounts for any currency/assets
  • Bank payments (IBAN, SWIFT)
  • Money transfers (P2P, cross-border)
  • Bill payments
  • Currency exchange
  • Card issuing
  • Transaction history
Use cases for our digital wallet software

Adaptable for various industries and business types.

  • eCommerce/retail: P2P transfers, escrow
  • Loyalty program: closed-wallet, rewards
  • Telecoms: mobile money, payments
  • Crypto to fiat: conversions, instant payments
  • Banking wallet: mobile wallet services
  • Gaming wallet: asset storage and payments
Ready features we’ve built, so you don’t have to

Comprehensive features for customers and business operations.

  • Client onboarding (self-registration, KYC/KYB, 2FA)
  • Accounts (multi-currency, digital assets, ledger)
  • Transactions (top-up, withdrawal, payment gateway, transfers, currency exchange, QR-payments, refunds)
  • AML/Anti-fraud (suspicious transaction detection, account freeze/unfreeze)
  • Built-in CRM (customer details, communication, notes)
  • User action history (detailed logs)
  • Contracts and vendors (custom contracts, commissions, limits)
  • Fees and limits (customizable, per transaction/period)
  • Reconciliation and settlement
  • Operations with cash
Innovative digital wallet software for a quick start

Tailor the platform to your business needs, modify and extend as required.

  • Faster release with source code
  • Works in any country
  • API-driven (470+ endpoints)
Provider integrations – out-of-the-box

Pre-integrated vendors for payment acceptance, card issuance, KYC/KYB compliance.

  • Streamlined integration process
  • Hassle-free setup
Software that grows along with your business

Handles high transaction volumes with robust workload capacity.

  • 2,700 transactions per second
  • 34.5M transactions per day
  • 1B transactions per month
  • 12.6B+ transactions per year
One-stop-shop digital wallet solution

Streamlined development, complete control, powerful transactional core, standalone or embedded use.

  • Faster time-to-market
  • Complete control with source code license
  • Robust ledger and API platform
  • Standalone or embedded in existing products
Check out the case studies

Examples of businesses using SDK.finance digital wallet platform.

  • MPAY: payment app with ewallet
  • Geidea: core transaction accounting for MENA PSP
SDK.finance Digital Wallet Solution FAQs

Frequently asked questions about the ewallet solution.

  • Benefits of source code license
  • Demo availability
  • Supported integrations
  • How e-wallet payment works
  • Technology stack
  • Source code purchase
  • Open-source status

Corporate Banking Software

A market-ready, white-label corporate banking platform that enables banks and fintechs to launch digital-only business banking services quickly. The software is deployable on the cloud or on-premise, supports high transaction volumes, and offers extensive integration capabilities.

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Product Overview

SDK.finance Corporate Banking Software is a white-label, digital-only banking platform designed to help financial institutions and fintechs rapidly launch and operate business banking products. The solution is cloud-based or on-premise, API-first, and comes with out-of-the-box integrations for payment acceptance, card issuance, and KYC/KYB compliance. It is scalable, compliant with data localization regulations, and supports a wide range of banking features for corporate, merchant, and individual clients.

Detailed Description

A market-ready, white-label corporate banking platform that enables banks and fintechs to launch digital-only business banking services quickly. The software is deployable on the cloud or on-premise, supports high transaction volumes, and offers extensive integration capabilities.

Key Features

  • Self-registration and onboarding (email/phone, document upload, KYC/KYB)
  • Accounts in any currency and digital assets (crypto, points, bonuses)
  • Ledger for accounting and multi-currency support
  • Card issuing (via pre-integrated vendor)
  • IBANs and ACH (via pre-integrated vendor, ACH coming soon)
  • Top-ups, withdrawals, payment gateway operations
  • In-system and external currency exchange
  • Payment links and QR-payments (QR-payments coming soon)
  • Refund and chargeback (coming soon)
  • AML/Anti-fraud capabilities (coming soon)
  • Built-in CRM (coming soon)
  • User action history and audit logs
  • Customizable fees and transaction limits
  • Vendor and customer contract management
  • Reconciliation and settlement (coming soon)
  • Cash-desk operations
  • API-first architecture for easy integration
  • Fully-remote onboarding and KYC/KYB integration
  • Visa/MasterCard cardholder services (via vendor integration)

Key Benefits

  • Accelerated time-to-market for digital corporate banking products
  • Reduced development time and costs
  • Cloud or on-premise deployment options
  • Compliant with data localization regulations
  • Pre-integrated with vendors for payment, card, and compliance
  • Highly scalable (up to 2,700 TPS, 1B+ transactions/month)
  • Customer-centric, fully-remote onboarding
  • Customizable and extensible via source code license
Documentation
View Documentation
Who Is It For
  • Banks
  • Fintech companies
  • Financial institutions
  • Businesses seeking to offer digital corporate banking services
  • Merchants (payment acceptance via POS or online)
  • Corporate clients (neobank for corporate clients, coming soon)
  • Individuals (ewallet, neobank, money remittance, currency exchange)
Detailed Sections
White-label digital corporate banking software

Build a competitive digital-only bank to cater to your business customers on top of the SDK.finance corporate banking system. Accelerate time-to-market, and save time and manhours by using market-ready core software deployed on-premise or in the cloud.

Corporate banking Platform that operates in any country

Affordable solution: Cloud deployment maintained by SDK.finance, eliminating need for expensive on-premises infrastructure. Compliant with data localization regulations: Database hosted on your own server, app in the cloud. Out-of-the-box integrations: Pre-integrated vendors for payment acceptance, card issuance, and KYC/KYB compliance.

  • Cloud-based, affordable, and maintained by SDK.finance
  • Compliant with data localization regulations
  • Pre-integrated vendors for payment, card, and compliance
White-label commercial banking software solution

Shortcut in product development cycle, enabling rapid launch of business banking products. Focus on adding features to a reliable transactional core.

Features out of the box
  • Serving the customers: onboarding, accounts, transactions, AML/Anti-fraud, CRM, user action history
  • Tailored for individuals, merchants, and corporate clients
  • Client onboarding: self-registration, document upload, KYC/KYB (automated/manual), 2FA
  • Accounts: any currency, digital assets, ledger, card issuing, IBANs, ACH
  • Transactions: top-ups, withdrawals, payment gateway, in-system/external currency exchange, payment link, QR-payments (coming soon), refund/chargeback (coming soon)
  • AML/Anti-fraud: suspicious transaction detection, account freeze/unfreeze, proof of income, case closure (coming soon)
  • Built-in CRM: customer details, communication, notes, in-system messaging (coming soon)
  • User action history: logins, sessions, actions, audit logs
Monetization and finances
  • Contracts and vendors: input vendor terms, create customer contracts, contract type selection
  • Fees and limits: customizable fees, fee bearer, transaction limits
  • Reconciliation and settlement: company/client/vendor liabilities, unmatched transactions, issue resolution (coming soon)
  • Operations with cash: cash-desk management
Start with cloud, move to on-prem later

Cloud-based platform for a start, with option to obtain source code license for on-premise deployment. Freedom to customize, upgrade, and extend.

Provider integrations – out-of-the-box

Seamless integration capabilities with pre-integrated vendors for payment acceptance, card issuance, and KYC/KYB compliance.

  • Pre-integrated vendors for payment, card, and compliance
Software to sustain your growth

Workload capacity from 2,700 TPS, 230M+ transactions daily, scalable to 1B+ transactions/month.

  • 2,700 transactions per second
  • 34.5M transactions per day
  • 1B transactions per month
  • 12.6B+ transactions per year
Ensure top-notch corporate banking experience

Customer-centric approach with fully-remote onboarding, multi-currency accounts, automated currency exchange, and cardholder services.

  • Fully-remote onboarding
  • Accounts in any currency
  • Automated currency exchange
  • Visa/MasterCard issuing (via vendor integration)
Corporate banking software dedicated development

Assistance from idea to implementation, with ready-made platform and expert team.

  • Accelerated product release
  • Ready-made platform
  • Expert team
  • Saves in-house resources

Embedded Finance Solution

A powerful, modular embedded finance platform that allows businesses to integrate a wide range of financial services (payments, accounts, cards, etc.) into their products or ecosystems. It is built on a robust ledger engine, offers full source code access, and is API-driven for easy integration and customization.

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Product Overview

SDK.finance Embedded Finance Solution is a modular, API-driven financial software platform that enables enterprise businesses to embed financial services, integrate payments, accounts, and financial tools to unlock new revenue streams and enhance customer experience. The platform offers full source code access, a pre-developed backend, and is designed for seamless integration into enterprise environments.

Detailed Description

A powerful, modular embedded finance platform that allows businesses to integrate a wide range of financial services (payments, accounts, cards, etc.) into their products or ecosystems. It is built on a robust ledger engine, offers full source code access, and is API-driven for easy integration and customization.

Key Features

  • Client onboarding and profile management (KYC/KYB, sanctions checks, 2FA)
  • Multi-currency and digital asset management
  • Payments and transactions (top-ups, withdrawals, transfers, bill payments, currency exchange, QR-code payments)
  • Card issuance and management (prepaid, closed-loop, branded debit cards)
  • Cash desk operations and settlement (cash-in/out, reconciliation)
  • AML and anti-fraud controls (AML officer workspace, transaction monitoring, account freezing)
  • Built-in CRM and customer support (in-app chat, interaction history)
  • User action tracking and activity history
  • Revenue management (fee configuration, transaction limits, vendor terms)
  • Reconciliation and finance management (scheduled reconciliation, discrepancy detection, commission calculations)
  • Open banking support (SaltEdge integration, unified account balance, A2A payments)
  • Merchant services (POS and online payment acceptance, customizable checkout, dispute management, payouts)
  • Comprehensive ledger engine (real-time transaction recording, atomic operations, multi-currency support, reconciliation tools, adjustable settlement cycles)
  • Backoffice UI for team management
  • Mobile app for clients (iOS/Android)
  • API-driven backend for integrations

Key Benefits

  • Monetize financial services and unlock new revenue streams
  • Increase customer lifetime value (CLV) and retention
  • Reduce customer acquisition costs
  • Accelerate time-to-market with pre-built software
  • Competitive differentiation by offering tailored financial services
  • Full source code access for complete customization and independence
Documentation
View Documentation
Who Is It For
  • Enterprise businesses seeking to embed financial services
  • Non-financial businesses wanting to offer financial products
  • Companies in e-commerce, retail, travel, and other industries
  • Organizations looking to launch digital wallets, neobanks, or payment solutions
Requirements
  • No need to be a regulated financial institution to use the platform; can partner with regulated entities
  • Source code license available for full customization
  • Not open source; source code can be purchased
Detailed Sections
Monetise Financial Services with Embedded Finance Platform

A modular financial software platform for embedding financial services, integrating payments, accounts, and financial tools, with full source code access and API-driven architecture.

All the features for a finance product, out of the box

Comprehensive features for onboarding, currency management, payments, card issuance, cash desk operations, and compliance.

  • Flexible KYC/KYB and sanctions checks
  • Remote registration and 2FA
  • Multi-currency and digital asset support
  • Payment management and currency exchange
  • Card issuance (prepaid, closed-loop, branded debit)
  • Cash-in/out and reconciliation
Internal system management

Tools for AML, CRM, user tracking, revenue management, reconciliation, open banking, and merchant services.

  • AML officer workspace and transaction monitoring
  • Built-in CRM and customer support
  • User action tracking
  • Granular fee and limit configuration
  • Automated reconciliation and commission calculations
  • Open banking via SaltEdge
  • POS and online payment acceptance
Functionality available via pre-integrated vendors

Open banking, card issuing, payment acceptance, payment gateway, currency exchange, KYC/KYB, AML, sanctions check.

  • Open banking
  • Card issuing
  • Payment acceptance
  • Payment gateway
  • Currency exchange
  • KYC/KYB
  • AML
  • Sanctions check
Backoffice for your team + frontend for your clients

Backoffice UI for system management, API backend, and mobile app for clients.

  • Backoffice UI for team
  • API backend
  • Mobile app (iOS/Android)
Benefits of Embedded Finance Solution

Increase CLV, unlock new revenue streams, increase retention, and differentiate competitively.

  • 2-5x higher customer lifetime value
  • 30% lower acquisition costs
  • Earn transaction fees, lending margins, subscription revenues
  • Keep users engaged
  • Tailored financial services
Powerful ledger for accurate accounting

Robust ledger engine for real-time, atomic, multi-currency transaction recording, reconciliation, and settlement.

  • Real-time transaction recording
  • Granular transaction details
  • Atomic operations and reversals
  • Multi-currency support
  • Automated reconciliation
  • Adjustable settlement cycles
Why SDK.finance?

Source code license, accelerated time-to-market, high-performance transactional core, API-driven architecture.

  • Source code license for full customization
  • Pre-built software for fast launch
  • Scalable, secure transaction engine
  • Modern APIs for integration

Embedded Wallet for Marketplaces

The Embedded Wallet Solution for Marketplaces by SDK.finance is a white-label, API-driven platform that allows marketplaces and platform-based businesses to manage internal payments, split commissions, onboard users with KYC/AML, and operate multi-currency wallets. It is designed for rapid deployment, high scalability, and regulatory compliance.

Added

Product Overview

SDK.finance offers an embedded wallet solution designed to help marketplaces manage buyer and seller payments internally. No intermediaries, fewer fees, and more control. The white-label solution enables management of multi-party transactions, user onboarding, and compliance with financial regulations.

Detailed Description

The Embedded Wallet Solution for Marketplaces by SDK.finance is a white-label, API-driven platform that allows marketplaces and platform-based businesses to manage internal payments, split commissions, onboard users with KYC/AML, and operate multi-currency wallets. It is designed for rapid deployment, high scalability, and regulatory compliance.

Key Features

  • Dedicated buyer and seller wallet accounts with real-time balance and transaction history
  • Automated split payments and commission structures (flat-rate or percentage-based)
  • Configurable fund holding and release logic (escrow-like)
  • KYC/AML onboarding (built-in or via third-party integration)
  • Top-ups via card or bank transfer, withdrawals, payout delays
  • Searchable dashboard and API for transaction data, reconciliation, and audit
  • Loyalty and rewards (cashback, points, promotional credits)
  • Admin back office with role-based access and reporting
  • Multi-currency wallet support and currency conversion logic
  • Pre-integrated vendors for payment acceptance, card issuing, KYC/KYB
  • 470+ RESTful APIs for custom integrations
  • Accounts for any currency or digital asset (crypto, points, bonuses)
  • Card issuing, IBANs, ACH (via pre-integrated vendors)
  • Payment gateway operations, in-system and external currency exchange
  • Payment links, QR-payments, refund and chargeback (coming soon)
  • AML/Anti-fraud tools (suspicious transaction detection, account freeze/unfreeze)
  • Built-in CRM and user action history logging
  • Customizable fees and transaction limits
  • Reconciliation and settlement tools for company, client, and vendor liabilities
  • Cash-desk operations and cash management

Key Benefits

  • Eliminates third-party payment intermediaries, reducing fees and increasing control
  • Enables instant in-app transactions between users
  • Automates split payments and commission management
  • Supports compliant onboarding with KYC/AML workflows
  • Offers built-in top-up, withdrawal, and escrow-like logic
  • Provides transparent transaction tracking and audit trails
  • Integrates loyalty and rewards directly into the wallet
  • Supports multi-currency operations for cross-border marketplaces
  • Admin back office with granular role management
  • Highly scalable (up to 2,700 TPS, 233M+ daily transactions)
Use Cases
  • Marketplace payment management (buyer-seller transactions)
  • Gig economy payouts and commission management
  • P2P lending disbursement and repayment
  • Ride-hailing/Delivery driver and courier earnings management
  • Online community credits and paid access
  • Gaming wallet for asset storage and payments
Documentation
View Documentation
Who Is It For
  • Product marketplaces (physical or digital goods)
  • Service platforms
  • Gig economy apps
  • P2P lending and microfinance providers
  • Ride-hailing and delivery apps
  • Online communities (credits, tips, paid access)
  • Gaming platforms (in-game assets and payments)
Requirements
  • Compliance with local financial regulations (KYC/AML for sellers and users)
  • Integration with payment providers for top-ups/withdrawals (pre-integrated or custom)
  • User onboarding (self-registration, document upload, identity verification)

White-Label Digital Bank Solution

A ready-made, customizable digital banking software platform that provides all the necessary tools to launch and operate a digital bank under your own brand. It includes a core banking engine, mobile and web apps, compliance tools, and extensive API support.

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Product Overview

SDK.finance's White-Label Digital Bank Solution is a comprehensive digital banking platform that enables businesses to launch a digital bank quickly and cost-effectively. It includes a robust core banking engine, pre-built mobile banking app and web interfaces, and is built on PCI DSS and ISO-certified infrastructure. The platform offers 470+ APIs for integration, supports multi-currency accounts, card issuing, compliance, and is available as both SaaS and source code license models.

Detailed Description

A ready-made, customizable digital banking software platform that provides all the necessary tools to launch and operate a digital bank under your own brand. It includes a core banking engine, mobile and web apps, compliance tools, and extensive API support.

Key Features

  • Core banking engine
  • Pre-built mobile banking app (iOS & Android) and web interfaces
  • Client onboarding & KYC/KYB (with trusted vendor integrations)
  • Multi-currency accounts and real-time currency exchange
  • Card issuing and IBAN management
  • Money transfers (send, request, exchange funds)
  • QR-code payments and payment links
  • Cash withdrawal and cash point operations
  • In-app customer support and CRM
  • Transaction history and detailed monitoring
  • Automated reconciliation and settlement
  • Flexible fees & limits engine
  • AML/Anti-fraud workspace
  • User action history and roles/permissions management
  • Customizable white-label mobile app (English, Arabic, French, Spanish)
  • Payment acceptance (POS, QR, online gateway) for merchants
  • Dispute resolution (refunds, chargebacks)
  • Flexible reporting

Key Benefits

  • Accelerates time-to-market (launch in weeks, not years)
  • Reduces development costs compared to building from scratch
  • Highly customizable and brandable
  • Compliance-ready with PCI DSS and ISO 27001:2022 certifications
  • 470+ APIs for integration and future growth
  • Pre-built integrations with major payment, KYC/AML, and card issuing providers
  • No location-related restrictions; data control options for compliance
Documentation
View Documentation
Who Is It For
  • Startups and growing fintechs seeking a fast, cost-effective digital bank launch
  • Enterprises and financial institutions requiring full control and customization
  • Businesses targeting individual clients, merchants, or both
  • Organizations needing multi-currency, crypto-to-fiat, or global payment capabilities
Detailed Sections
White-label digital banking platform to cut time-to-market

SDK.finance digital banking platform provides everything you need to launch a digital bank: a robust core banking engine, pre-built mobile banking app and web interfaces, PCI DSS and ISO-certified infrastructure.

All-in-one digital banking features for your product

From client onboarding and KYC to multi-currency accounts, transfers, card issuing, and compliance – SDK.finance provides a complete banking core with 470+ APIs for integration and future growth.

  • Card issuing
  • Money transfers
  • QR-code payments
  • Cash withdrawal
  • Fully digital onboarding
  • In-app customer support
  • Multi-currency accounts
  • Currency exchange
  • Transaction history
Out-of-the-box functionality to accelerate your time-to-launch
  • Onboarding & 2FA
  • Multi-currency accounts, crypto-to-fiat support
  • Ongoing KYC/KYB
  • Real-time currency exchange
  • Customer profile & settings
  • Cards & IBAN linked to accounts
  • Send, request, or exchange funds
  • Payment links & QR code payments
  • Cash operations
  • Customisable mobile app (EN, AR, FR, ES)
  • Payment acceptance (POS, QR, online)
  • Checkout page experience
  • Dispute resolution
  • Transaction monitoring
  • Automated reconciliation and settlement
  • Reports
  • Currency & assets creation engine
  • Flexible fees & limits
  • In-system CRM & chat
  • Detailed transaction monitoring
  • AML/Anti-fraud workspace
  • User action history
  • Reconciliation & settlement
  • Roles & permissions
Ready-to-go white label mobile banking app

Fully customisable iOS & Android mobile banking app with essential features, available in English, Spanish, French, and Arabic.

Deployment models

Choose between Source Code License (full ownership, on-premise/cloud, unlimited customization) and SaaS (subscription, fast launch, managed updates).

  • Source Code License: One-time purchase, full codebase ownership, on-premise/cloud hosting, ideal for enterprises.
  • SaaS: Subscription, quick launch, pre-built apps, ongoing updates, ideal for startups and fintechs.
Source code license for Enterprises
  • Full source code access
  • Warranty protection (bug fixes, security updates)
  • Comprehensive support (training, guidance, ongoing support)
  • Meet your deadlines (internal team control)
  • Minimized development risks
  • Consistent updates
SDK.finance White-label Digital Bank Software? FAQs

Frequently asked questions about the white-label digital bank solution, including what it is, how it works, benefits, demo availability, integrations, deployment models, pricing, location restrictions, and technology stack.

Neobank Solution

A comprehensive, white-label neobank platform that enables financial institutions, fintechs, and entrepreneurs to launch digital banking services quickly. The solution includes pre-built user interfaces, mobile apps, and a wide range of banking features, with a focus on security, compliance, and extensibility through APIs and pre-integrated vendor partnerships.

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Product Overview

SDK.finance's White-label Neobank Platform is a PCI DSS certified, API-driven, modular banking software solution designed to accelerate the launch of digital banks and neobanks. It offers pre-built UI, apps, and a robust ledger engine, enabling rapid deployment, cost savings, and compliance with industry standards. The platform supports both cloud-based (PaaS) and on-premise (source code) deployment models, and is suitable for individual, corporate, and merchant clients worldwide.

Detailed Description

A comprehensive, white-label neobank platform that enables financial institutions, fintechs, and entrepreneurs to launch digital banking services quickly. The solution includes pre-built user interfaces, mobile apps, and a wide range of banking features, with a focus on security, compliance, and extensibility through APIs and pre-integrated vendor partnerships.

Key Features

  • Remote onboarding and KYC/KYB data collection
  • Multi-currency accounts (fiat, crypto, points, digital assets)
  • Automated currency exchange
  • Visa/MasterCard card issuing via pre-integrated vendors
  • Bill payments and top-ups (utility, internet, mobile, etc.)
  • P2P money transfers within the system
  • Detailed transaction history with advanced filtering
  • Built-in customer support chat
  • Scheduled reconciliation and settlement
  • Customizable pricing plans, commissions, and limits
  • Role-based access control and permissions management
  • Payment acceptance (offline POS, QR codes, online gateway)
  • Checkout page and dispute resolution (refunds, chargebacks)
  • Flexible reporting and transaction monitoring
  • AML/Anti-fraud officers’ workspace
  • Built-in CRM and chat
  • User action history

Key Benefits

  • Accelerated time-to-market for launching a neobank
  • Reduced development costs with pre-built UI and apps
  • PCI DSS certified for security and compliance
  • Highly customizable and extensible via APIs
  • Supports both cloud-based and on-premise deployments
  • No location-related restrictions; suitable for global use
  • Stable, reliable ledger engine for banking operations
  • Out-of-the-box integrations with key vendors (KYC, card issuing, payments, etc.)
Use Cases
  • Launching a digital retail bank or neobank
  • Offering multi-currency and digital asset accounts
  • Enabling card issuing and payment acceptance
  • Providing merchant banking and payment services
  • Integrating with third-party financial service providers
Documentation
View Documentation
Who Is It For
  • Fintech startups
  • Banks and financial institutions
  • Entrepreneurs launching neobanks
  • Corporate clients
  • Merchants seeking payment acceptance and digital banking features
Requirements
  • Provider integration needed for bill payments and top-ups
  • Custom integration possible via API for additional providers
Detailed Sections
White-label Neobank Platform

Accelerate your neobank launch with SDK.finance. PCI DSS certified platform with pre-built UI and apps, cutting development costs and reducing time-to-market.

Out-of-the-box neobank features to speed up your time-to-launch

Features for individual, corporate, and merchant clients, as well as system management.

  • Onboarding & 2FA
  • Customer profile & settings
  • Ongoing KYC/KYB
  • Accounts in any currencies, crypto, points
  • Cards & IBAN linked to accounts
  • Real-time currency exchange
  • Transfer, request, or exchange funds
  • Payment links & QR code payments
  • Cash points
  • Payment acceptance offline (POS, QR codes)
  • Payment acceptance online (gateway)
  • Checkout page experience
  • Dispute resolution: refunds & chargebacks
  • Flexible reporting
  • Currency & assets creation engine
  • Fees & limits engine
  • Built-in CRM & chat
  • Transaction monitoring
  • Reporting
  • AML/Anti-fraud officers’ workspace
  • User action history
  • Reconciliation & settlement
  • Roles & permissions
Ecosystem of pre-integrated partners

SDK.finance neobank software is designed to streamline your financial operations with seamless integrations. Our Platform comes with a range of pre-integrated vendors, ensuring a hassle-free experience for payment acceptance, card issuance, and KYC/KYB compliance.

Software to sustain your growth

Platform performance and scalability metrics.

  • 2,700 transactions per second
  • 34.5M transactions per day
  • 1B transactions per month
  • 12.6B+ transactions per year
Case studies: digital retail bank solution in action

Examples of real-world deployments with Geidea (MENA Payment Service Provider) and MPAY (payment app).

FAQs

Frequently asked questions about the platform, deployment, integrations, compliance, and technology.

Payment Acceptance / Merchant Software

A comprehensive payment processing platform for businesses to accept payments online and offline, manage merchant operations, and accelerate time-to-market with pre-developed, PCI DSS-compliant software. Available as a cloud-based SaaS or on-premise solution with source code license.

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Product Overview

SDK.finance Payment Acceptance / Merchant Software enables businesses to become Payment Service Providers (PSPs) and offer merchant payment processing for both online and in-store transactions. The platform supports secure online payments via credit card processing software, bank transfers, and digital wallets, as well as POS terminals and QR code payments for in-store purchases. It is PCI DSS-compliant and designed for rapid launch without building from scratch.

Detailed Description

A comprehensive payment processing platform for businesses to accept payments online and offline, manage merchant operations, and accelerate time-to-market with pre-developed, PCI DSS-compliant software. Available as a cloud-based SaaS or on-premise solution with source code license.

Key Features

  • Online POS registration
  • Hosted payment page and host-to-host integration
  • Customizable checkout page
  • Payment initiation via push notifications, dynamic QR codes, and payment links
  • In-store and online payment acceptance (cards, digital wallets, bank accounts)
  • Tips acceptance
  • Instant and regular payouts to bank accounts, cards, mobile phones, or digital wallets
  • Manual and email receipt generation
  • Refunds and chargeback initiation
  • Merchant digital wallet
  • Roles and permissions management (individual, merchant, admin, accountant, compliance manager)
  • Onboarding and 2FA
  • Ongoing KYC/KYB with trusted vendors
  • Accounts in any currency, crypto, or points
  • Cards and IBAN linked to accounts
  • Real-time currency exchange
  • Payment links and QR code payments
  • Cash operations for clients
  • Dispute resolution and reporting
  • Currency and asset creation engine
  • Flexible fees and limits engine
  • In-system CRM and chat
  • Detailed transaction monitoring
  • AML/Anti-fraud officers’ workspace
  • User action history
  • Reconciliation and settlement section

Key Benefits

  • Rapid launch of payment processing business
  • PCI DSS Level 1 compliance for secure transactions
  • Support for unlimited currencies and multiple payment channels
  • Customizable transaction flows and checkout experiences
  • Flexible pricing, tariffs, and risk management
  • Pre-integrated providers for payment acceptance, card issuance, and KYC/KYB
  • Scalable to handle high transaction volumes (2,700 TPS+)
  • Available as SaaS (cloud) or on-premise (source code license)
Documentation
View Documentation
Who Is It For
  • Payment Service Providers (PSPs)
  • FinTech companies
  • E-commerce marketplaces
  • Brick-and-mortar stores
  • Merchants seeking to accept payments online and in-store
  • Businesses requiring multi-currency and multi-channel payment acceptance
Requirements
  • For SaaS: Ability to host database on own server for data localization compliance
  • For On-premise: Technical capacity to deploy and maintain the software
Detailed Sections
Launch Your Own Payment Processing Business

Become a Payment Service Provider (PSP) and offer merchant payment processing for both online and in-store transactions. Enable businesses to accept secure online payments via credit card processing software, bank transfers, and digital wallets, while also supporting POS terminals and QR code payments for in-store purchases. Launch your payment services quickly with our PCI DSS-compliant credit card processing software. No need to build from scratch.

The credit card processing software you need to build a world-class business

Empower various businesses, including online e-commerce marketplaces and brick-and-mortar stores, to accept payments through different channels. Get maximum flexibility to customize the payment transaction flow and offer frictionless transaction processing both in-store and a secure payment gateway for online transactions. Support an unlimited number of currencies and let merchants accept card credit cards, process digital wallet transactions, and various payment methods.

Deep dive into the out-of-the-box feature set

Show your audience you understand their routine and ensure they don’t waste time on trivial tasks. Attract merchants with the top-notch UI that streamlines and optimizes business processes for them. Help them achieve higher efficiency and reap the rewards of a quickly growing customer base and profits. Credit card processing software allows businesses to process payments efficiently, ensuring smooth and secure transactions.

  • Online POS registration
  • Web-payments acceptance via hosted payment page or host-to-host integration
  • Customisable checkout page
  • Send invoices and payment requests via push notifications, dynamic QR codes, or payment links
  • In-store and online payment acceptance (cards, digital wallets, bank accounts)
  • Tips acceptance
  • Instant/Regular payouts to bank account, card, mobile phone, or digital wallet
  • Receipts generation (manual or via email)
  • Refunds initiation
  • Merchant's digital wallet
  • Roles & permissions management
Out-of-the-box functionality to accelerate your time-to-launch

Features for individual & corporate clients, merchants, and system management, including onboarding, KYC/KYB, multi-currency accounts, payment links, reporting, CRM, AML/Anti-fraud, and more.

  • Onboarding & 2FA
  • Customer profile & settings
  • Ongoing KYC/KYB
  • Accounts in any currencies, crypto, points
  • Cards & IBAN linked to accounts
  • Real-time currency exchange
  • Send, request, or exchange funds
  • Payment links & QR code payments
  • Cash operations for clients
  • Payment acceptance offline (POS, QR codes)
  • Payment acceptance online (gateway)
  • Checkout page experience
  • Dispute resolution: refunds & chargebacks
  • Reports
  • Currency & assets creation engine
  • Flexible fees & limits engine
  • In-system CRM & chat
  • Detailed transaction monitoring
  • Flexible reporting
  • AML/Anti-fraud officers’ workspace
  • User action history
  • Reconciliation & settlement section
  • Roles & permissions
Grow your profit

Get the most out of flexible transaction fees and limits configuration possibilities to maximize your revenue, plus attract and retain customers via personalized tariffs.

  • Manage payment fees apart from cards fees and wire transfers (SWIFT/SEPA)
  • Easily tweak pricing for customer segments
  • Impose money flow limits for risk management
Dynamic scalability

With a workload capacity from 2,700 TPS (transactions per second), the SDK.finance system can handle over 230 million transactions per day. Pre-integrated providers for payment acceptance, card issuance, and KYC/KYB compliance.

  • 2,700 transactions per second
  • 34.5M transactions per day
  • 1B transactions per month
  • 12.6B+ transactions per year
Become a payment service provider through the pre-developed processing software

Accelerated time-to-market, flexible delivery (hybrid-cloud or source code), and simplified compliance for different jurisdictions.

  • Hybrid-cloud model for affordable and quick launch
  • Source code version for full control and independence
  • Tailor solution to meet specific regulatory standards
Speed up your payment processing system development

Pre-developed backend, ready backoffice and mobile app, expert development team, and resource savings for in-house teams.

  • Pre-developed backend
  • Ready backoffice and mobile app
  • Expert development team
  • Saved in-house team’s resources
Supporting Resources
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sdk.financesdk.finance

White-Label PSP Solution

A ready-made, all-in-one PSP software platform enabling businesses to operate as Payment Service Providers under their own brand. It includes merchant onboarding, KYC/KYB, payment processing, settlement, reconciliation, compliance, and reporting features. The solution is PCI DSS Level 1 and ISO 27001:2022 certified, and can be deployed on-premise or in the cloud.

Added

Product Overview

SDK.finance offers a white-label Payment Service Provider (PSP) solution for companies seeking to build or expand a payment gateway, manage merchants, and control settlements without lengthy in-house development. The platform provides a complete backend for merchant onboarding, payment processing, settlement, and reconciliation, with options for both SaaS and source code licensing.

Detailed Description

A ready-made, all-in-one PSP software platform enabling businesses to operate as Payment Service Providers under their own brand. It includes merchant onboarding, KYC/KYB, payment processing, settlement, reconciliation, compliance, and reporting features. The solution is PCI DSS Level 1 and ISO 27001:2022 certified, and can be deployed on-premise or in the cloud.

Key Features

  • Merchant onboarding with document upload and approval flow
  • KYC/KYB verification and risk management
  • Merchant dashboard with transaction history and reports
  • Configurable fees, commissions, and pricing tiers
  • Multi-currency support
  • Online and in-store payment acceptance (cards, wallets, bank transfers)
  • Card acquiring integrations (MPGS, CyberSource, etc.)
  • Automatic settlement and payout processing
  • Reconciliation and exception handling dashboard
  • Real-time ledger for transaction tracking
  • Role-based access for admin, accounting, AML officers
  • REST API ecosystem (470+ endpoints) and webhooks
  • Sandbox for testing integrations
  • On-premise or cloud deployment
  • Optional source code license
  • Built-in CRM
  • Advanced back-office dashboard
  • Anti-fraud capabilities

Key Benefits

  • Accelerated time-to-market (replaces 18–24 months of internal engineering)
  • Full control and ownership with source code license (no vendor lock-in)
  • Compliance with PCI DSS Level 1 and ISO 27001:2022
  • Scalable to thousands of merchants and millions of transactions daily
  • Customizable and brandable platform
  • Global multi-currency support
  • Advanced risk management and KYC/KYB flows
  • Ongoing updates and support (SaaS model)
How It Works
1.Onboard merchants with KYC/KYB flows
2.Accept payments from cards, wallets, or bank transfers via integrated APIs
3.Process and route transactions through configured acquirers or payment rails
4.Settle automatically with commissions and fees per merchant agreement
5.Monitor operations via advanced back-office dashboard
Documentation
View Documentation
Who Is It For
  • Licensed PSPs & EMIs
  • Payment aggregators
  • FinTech startups
  • E-commerce companies
  • Telecom companies
  • Enterprises and financial institutions seeking full control (source code license)
  • Startups and growing fintechs seeking quick launch (SaaS)
Requirements
  • Merchant KYC/KYB documentation for onboarding
  • Compliance with PCI DSS and ISO 27001:2022 for operation
  • Appropriate licensing for operating as a PSP in target jurisdictions

Transaction Processing System

SDK.finance Transaction Processing System (TPS) is a digital platform for managing, recording, and processing financial transactions in real time or batches. It automates the recording, retrieval, and processing of transactions, minimizing errors and improving operational efficiency. The system is based on a robust ledger engine, ensuring every transaction is accurately recorded, audited, and reconciled.

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Product Overview

The SDK.finance Transaction Processing System is a powerful, scalable, and secure solution designed to handle financial transactions with speed and efficiency. It is suitable for fintech companies, payment service providers, and enterprises handling high transaction volumes, ensuring seamless transaction management while reducing operational costs.

Detailed Description

SDK.finance Transaction Processing System (TPS) is a digital platform for managing, recording, and processing financial transactions in real time or batches. It automates the recording, retrieval, and processing of transactions, minimizing errors and improving operational efficiency. The system is based on a robust ledger engine, ensuring every transaction is accurately recorded, audited, and reconciled.

Key Features

  • Real-time transaction processing
  • Dynamic payment routing
  • Customizable transaction rules
  • Treasury orchestration
  • Multi-currency payments
  • Crypto payments
  • Merchant payment acceptance
  • Digital wallet transactions
  • Seamless API integrations
  • Fraud detection & prevention
  • Automated reconciliation & reporting
  • Scalable & modular architecture
  • Granular transaction details with metadata (fees, currency conversions, etc.)
  • Comprehensive reconciliation tools
  • Advanced currency exchange module

Key Benefits

  • Real-time and batch transaction processing
  • Dynamic payment routing
  • Customizable transaction rules
  • Treasury orchestration
  • Multi-currency and crypto payments
  • Merchant payment acceptance
  • Digital wallet transactions
  • Seamless API integrations
  • Fraud detection and prevention
  • Automated reconciliation and reporting
  • Scalable and modular architecture
  • PCI-DSS compliance and end-to-end encryption
  • White-label and fully customizable
  • Available as SaaS or on-premise with source code licensing
Use Cases
  • Online banking (e.g., money transfers, balance updates, notifications)
  • E-commerce payment processing
  • Merchant payment acceptance
  • Digital wallet transactions
  • International and multi-currency payments
  • Crypto payments
Documentation
View Documentation
Who Is It For
  • Banks & financial institutions
  • FinTechs & payment service providers
  • E-commerce businesses
  • Enterprises handling high transaction volumes
Detailed Sections
Transaction Processing System

The SDK.finance Transaction Processing System is a powerful, scalable, and secure solution designed to handle financial transactions with speed and efficiency. Whether you are a fintech company, a payment service provider, or an enterprise handling high transaction volumes, our platform ensures seamless transaction management while reducing operational costs.

  • PCI-DSS compliant
  • KYC/KYB/AML capabilities
  • 470+ APIs
  • 2,700+ Transactions per second
Key features

Take control of your transaction processing with SDK.finance

  • Real-time transaction processing
  • Dynamic payment routing
  • Customizable transaction rules
  • Treasury orchestration
  • Multi-currency payments
  • Crypto payments
  • Merchant payment acceptance
  • Digital wallet transactions
  • Seamless API Integrations
  • Fraud detection & prevention
  • Automated reconciliation & reporting
  • Scalable & modular architecture
Powering transactions with speed, security, and scalability

SDK.finance is based on a robust ledger engine ensuring that every transaction is accurately recorded, audited, and reconciled, offering a reliable foundation for financial management, compliance, and business insights.

  • High-speed transaction processing: Supports up to 2,700 transactions per second (TPS)
  • Granular transaction details: Each transaction includes detailed metadata
  • Secure and compliant infrastructure: PCI DSS, end-to-end encryption, fraud prevention
  • Multi-currency support: Advanced currency exchange module
  • Comprehensive reconciliation tools: Automated reconciliation and matching
  • White-label and customizable: Cloud-based SaaS or on-premise with source code licensing
Optimised for payment businesses of all types
  • Banks & financial institutions: Modernize and scale your digital payments infrastructure
  • FinTechs & payment service providers: Build, launch, and scale innovative financial solutions
  • E-commerce & enterprises: Power high-volume transactions with speed, reliability, and global payment capabilities
SDK.finance Transaction Processing System (TPS) FAQs
  • Definition and purpose of TPS
  • Types: Real-time and batch processing
  • Integration and technology stack
  • Example use case: online banking

SDK.finance FinTech Platform

SDK.finance FinTech Platform provides a comprehensive source code license for a white-label financial platform, allowing enterprises to build, customize, and operate digital wallets, banking, and payment solutions. The platform is built for security, scalability, and compliance, and comes with a robust set of pre-built features and integration capabilities.

Added

Product Overview

SDK.finance FinTech Platform is an enterprise-grade, PCI DSS-certified, scalable financial technology platform offered via a source code license. It enables organizations to build, customize, and launch financial products rapidly, with full source code ownership, robust security, and the freedom to host on any infrastructure. The platform is designed for rapid time-to-market, deep customization, and seamless integration with third-party systems, without vendor lock-in.

Detailed Description

SDK.finance FinTech Platform provides a comprehensive source code license for a white-label financial platform, allowing enterprises to build, customize, and operate digital wallets, banking, and payment solutions. The platform is built for security, scalability, and compliance, and comes with a robust set of pre-built features and integration capabilities.

Key Features

  • Account management system (account management, transaction history, fund transfers)
  • Seamless integration with third-party solutions (payment gateways, credit scoring, etc.)
  • Mobile banking interface for on-the-go access
  • Robust security (encryption, two-factor authentication)
  • Customization and extensibility for unique business needs
  • 470+ RESTful API set for integrations
  • Comprehensive documentation
  • Knowledge transfer and expert support
  • Regular updates and extended code warranty

Key Benefits

  • Faster time-to-market with pre-built core features
  • Full platform control and source code ownership
  • Freedom to host on-premise or with any major cloud provider (AWS, Azure, Oracle, GCP, Huawei, IBM Cloud)
  • Significant cost savings compared to building from scratch
  • Enhanced security, scalability, and performance
  • Robust integration toolset for seamless connections with banks, payment gateways, AML/KYC/KYB systems, and card issuers
  • Continuous updates, patches, and enhancements
  • No vendor lock-in
How It Works
1.Requirements analysis: SDK.finance maps platform functionality to your needs
2.Commercial offer: Receive a tailored proposal, negotiate, and sign contract
3.Code audit: Evaluate the code and plan implementation with SDK.finance experts
4.Decision point: Proceed only if the solution meets your criteria
5.Code transfer: Receive full source code in your private GitLab repository
6.Customization and engineering support: Develop at your own pace with professional support
Documentation
View Documentation
Who Is It For
  • Enterprises and financial institutions seeking to launch digital wallets, neobanks, payment platforms, or other fintech products
  • Organizations requiring full control and customization of their fintech infrastructure
  • Companies needing to comply with local hosting or regulatory requirements
  • Businesses looking to avoid vendor lock-in and own their technology stack
Detailed Sections
Enterprise-grade FinTech source code license

Build your financial products on a PCI DSS-certified, scalable Platform with full source code ownership. Customise features, integrate with existing systems, and innovate freely – without vendor lock-in.

What you get with the SDK.finance source code license
  • Faster time-to-market
  • Infrastructure of your choice
  • Full Platform control
  • Significant cost savings
  • Enhanced security, scalability & performance
  • Robust integration toolset
  • Continuous updates
Strategic licensing solutions tailored to your business goals

We offer licensing options designed to match your preferences, business model and growth trajectory.

  • Annual: Predictable annual expenses, lower initial capital expenditure
  • Lifetime: Single one-time investment, no recurring fees
Warranty, updates & expert guidance: included with both license options
  • Extended code warranty
  • Regular updates
  • Comprehensive documentation
  • Knowledge transfer & support for your team
Code confidence guarantee: a risk-free license acquisition process
  • Requirements analysis
  • Commercial offer
  • Code audit
  • Decision point
  • Code transfer
  • Customization and engineering support
SDK.finance Source Code License FAQs
  • Freedom of modifications
  • Meets regulatory, security, and compliance standards
  • Robust wallet engine
  • Video demos available
  • Supports any 3rd-party integrations
  • 470+ RESTful APIs
  • Technology stack details available online

Mobile Wallet Solution

A feature-rich, white-label mobile wallet software platform that enables businesses to launch advanced digital wallet applications quickly. It offers a source code license for full control or a cloud-based PaaS model, supporting a wide range of financial services and integrations.

Added

Product Overview

SDK.finance Mobile Wallet Solution is a white-label digital wallet platform available with a source code license or as a cloud-based PaaS. It provides a ready backend with a robust API layer, enabling rapid launch and scaling of various types of mobile wallet apps. The platform features a powerful transactional engine, supports multiple asset types, and offers extensive integration capabilities for payment, card issuing, and compliance. It is designed for flexibility, scalability, and regulatory compliance, serving a wide range of financial use cases.

Detailed Description

A feature-rich, white-label mobile wallet software platform that enables businesses to launch advanced digital wallet applications quickly. It offers a source code license for full control or a cloud-based PaaS model, supporting a wide range of financial services and integrations.

Key Features

  • Accounts for any currency or asset type
  • Bank payments (IBAN, SWIFT integration)
  • Fast internal and cross-border money transfers
  • Bill payments (utilities, mobile top-up, broadband, etc.)
  • Instant currency exchange
  • Virtual and physical card issuing
  • Detailed transaction history with advanced filtering
  • Client onboarding (self-registration, KYC/KYB, 2FA)
  • AML/Anti-fraud capabilities
  • Built-in CRM (customer details, communication, notes, chat)
  • User action history (audit logs)
  • Customizable fees and transaction limits
  • Reconciliation and settlement tools
  • Cash operations and cash-desk management
  • Payment gateway operations
  • Payment links and QR-code payments
  • Refund and chargeback support (coming soon)

Key Benefits

  • Accelerated time-to-market for wallet apps
  • Reduced development costs and team resources
  • Highly flexible and customizable via source code license
  • Supports multiple asset types (fiat, crypto, points, etc.)
  • Handles high transaction volumes (2,700+ TPS)
  • Cloud or on-premise deployment options
  • No location-related restrictions
  • Regulatory compliance support (PCI DSS, ISO 27001:2022)
Use Cases
  • Mobile banking wallet
  • Closed-loop wallet
  • Telco wallet
  • Mobile payment app
  • Retail wallet
  • Loyalty wallet
Documentation
View Documentation
Who Is It For
  • Banks and financial institutions
  • Telecom operators
  • Retailers
  • Fintech startups
  • Loyalty program providers
  • Businesses seeking to launch mobile wallet, payment, or loyalty apps
Requirements
  • Business entity to acquire license
  • Compliance with local financial regulations (client responsibility)
  • Technical team for integration and deployment (especially for source code license)
Detailed Sections
Mobile wallet solution with source code license to fast-track your wallet app launch

With SDK.finance digital mobile wallet software source code you get a ready backend with a robust API layer – for faster launch and effective scaling of different types of mobile wallet apps. With a powerful transactional engine inside, the Platform helps you cut down on the team resources and costs of developing a digital payment or mobile wallet app.

Delight your customers with a feature-rich mobile wallet app

SDK.finance white label digital wallet software empowers you to build an advanced application to cater to your customers’ financial needs, thanks to its unparalleled flexibility and advanced technology stack.

  • Accounts storing any currency/assets
  • Bank payments (IBAN, SWIFT)
  • Fast money transfers (P2P, cross-border)
  • Easy bill payments
  • Currency exchange
  • Card issuing (virtual and physical)
  • Transaction history
Future-proof your mobile ewallet app building it on the next-gen Platform
  • Faster release: Pre-built platform for rapid go-to-market
  • Complete core control: Source code license for maximum flexibility
  • Powerful and resilient: Handles thousands of transactions per second
  • Cloud-based & On-premise deployment: Flexible hosting options
Robust functionality, out of the box
  • Client onboarding (self-registration, KYC/KYB, 2FA)
  • Accounts (any currency, digital assets, card issuing, IBANs, ACH)
  • Transactions (top-ups, withdrawals, payment gateway, transfers, currency exchange, payment links, QR-code payments, refunds/chargebacks)
  • AML/Anti-fraud capabilities
  • Built-in CRM
  • User action history
  • Contracts and vendors management
  • Customizable fees and limits
  • Reconciliation and settlement
  • Operations with cash
Ready integrations with top providers

The SDK.finance digital wallet Platform stands out with its seamless integration capabilities. It comes equipped with pre-integrated vendors for key functionalities such as payment acceptance, card issuance, and KYC/KYB compliance.

  • Pre-integrated payment acceptance
  • Pre-integrated card issuing
  • Pre-integrated KYC/KYB compliance
One mobile wallet platform, multiple use cases
  • Mobile banking wallet
  • Closed-loop wallet
  • Telco wallet
  • Mobile payment app
  • Retail wallet
  • Loyalty wallet
Software to sustain your growth

With a workload capacity starting from 2,700 TPS (transactions per second), SDK.finance can easily handle over 34 million daily transactions on a basic configuration, with enough room for optimization.

  • 2,700 transactions per second
  • 34.5M transactions per day
  • 1B transactions per month
  • 12.6B+ transactions per year
SDK.finance mobile wallet software: customer spotlight
  • Paywell: Telecom wallet and loyalty system
  • MPAY: Intuitive mobile wallet app
SDK.finance white label mobile wallet platform FAQs
  • Demo available for backoffice and mobile app
  • No location-related restrictions
  • Cloud-based and on-premise versions available
  • Source code license available for purchase
  • Supports a wide range of payment methods

Crypto Banking Solution

The Crypto Banking Solution by SDK.finance provides a comprehensive software platform for building and launching crypto banking applications. It supports real-time data processing, quick settlement of transactions, and robust fintech app development. The platform is crypto-friendly, allowing for smooth integration of traditional and digital assets, and is suitable for a wide range of financial service providers.

Added

Product Overview

SDK.finance's Crypto Banking Solution is an enterprise-ready platform designed to empower businesses to launch crypto banking apps. It enables seamless integration between traditional finance and cryptocurrencies, offering features such as crypto-to-fiat conversions, branded payment card issuance, and robust compliance tools. The platform is tailored for banks, fintechs, and retail enterprises seeking to innovate in digital finance.

Detailed Description

The Crypto Banking Solution by SDK.finance provides a comprehensive software platform for building and launching crypto banking applications. It supports real-time data processing, quick settlement of transactions, and robust fintech app development. The platform is crypto-friendly, allowing for smooth integration of traditional and digital assets, and is suitable for a wide range of financial service providers.

Key Features

  • Wallets for digital and fiat currencies.
  • Crypto debit cards.
  • Real-time crypto-to-fiat conversion.
  • Crypto payments and withdrawals.
  • QR/NFC contactless payment options.
  • Detailed transaction history for both fiat and crypto.
  • Ledger for crypto, fiat, and digital asset transactions.
  • Built-in KYC/KYB process.
  • Customizable fee and commission structures.
  • In-system CRM and client chat.
  • Detailed transaction monitoring.
  • Advanced reporting and analytics.
  • Pre-built backend and white-label mobile app.
  • API-driven architecture for streamlined integrations.

Key Benefits

  • Seamless crypto-to-fiat conversion and payment processing.
  • Unified management of crypto and fiat assets.
  • Rapid deployment of branded crypto wallets or banking apps.
  • Full control and flexibility via source code license.
  • Advanced compliance and fraud prevention tools.
  • Scalable to handle high transaction volumes.
  • 470+ APIs for integration and customization.
  • White-label solution for fast time-to-market.
Use Cases
  • Crypto-to-fiat app development.
  • Issuing branded crypto debit cards.
  • Merchant crypto payment acceptance.
  • Multi-currency account management.
  • Building white-label crypto banking or wallet apps.
Documentation
View Documentation
Who Is It For
  • Banks and financial institutions seeking to add crypto banking features and manage both crypto and fiat from a unified platform.
  • Retail enterprises wanting to accept cryptocurrency payments and receive fiat via a secure merchant payment gateway.
  • FinTech companies and innovators aiming to build bespoke crypto banking apps, launch crypto-to-debit card services, and accelerate digital transformation.
Detailed Sections
Crypto Banking Solutions: build your crypto banking app with SDK.finance

Empower your crypto banking business with SDK.finance’s robust Platform. From seamless crypto-to-fiat conversions to issuing branded payment cards, our enterprise-ready solution offers everything you need to stay ahead in digital finance.

Power your business with a tailored crypto app solution

SDK.finance provides the crypto banking software you need to innovate, grow, and deliver exceptional value. Our banking software supports real-time data processing, quick settlement of transactions, and the development of robust fintech applications.

Banks and financial institutions

Strengthen your offerings by adding crypto banking features. Let clients manage crypto and fiat from a unified platform, complete with real-time analytics, AML compliance tools, and advanced fraud prevention.

Retail enterprises

Embrace the growing demand for cryptocurrency payments with SDK.finance’s crypto card payment solutions. Empower customers to make purchases in crypto while you receive payments seamlessly converted into fiat.

FinTech companies

Perfect for innovators seeking to build bespoke crypto banking apps, SDK.finance accelerates digital transformation and development with its pre-developed solution.

Features your customers will love
  • Wallets for digital and fiat currencies
  • Crypto debit cards
  • Real-time crypto-to-fiat conversion
  • Crypto payments and withdrawals
  • QR/NFC contactless payment options
  • Detailed transaction history for both fiat and crypto transactions
System management
  • Ledger for crypto, fiat, and digital assets transactions
  • Built-in KYC/KYB process
  • Customizable fee and commission structures
  • In-system CRM & chat with clients
  • Detailed transaction monitoring
  • Advanced reporting and analytics
Your crypto app, launched faster

Our iOS/Android mobile app enables rapid deployment of branded crypto wallets or banking apps. Fully customizable, user-friendly, and pre-built for minimal configuration.

  • Fully customizable to align with your brand
  • User-friendly design
  • Pre-built features and minimal configuration
Smarter choice for crypto banking
  • Source code license for full control and flexibility
  • Robust digital assets & currency management
  • All-in-one toolkit: backend, 470+ APIs, backoffice, white-label mobile app
  • Slash the time to market with pre-built modules
  • Customize every aspect of the Platform
  • Scale effortlessly for enterprise needs
Your strategic advantage?
  • White-label software
  • Future ready technology
  • Streamlined integrations
Inspiring success stories

Nebeus, a Barcelona-based financial app, used SDK.finance to streamline crypto-to-fiat transactions, enabling direct spending through multi-currency accounts linked to crypto assets.

Frequently asked questions
  • What is crypto banking?
  • How do I make my own crypto bank?
  • Does SDK.finance provide source code?
  • How quickly can I launch a crypto banking app with SDK.finance?
  • Can your crypto banking app integrate with existing systems?
  • How much does it cost to develop a crypto app?
  • How to develop a crypto app?
  • How core banking solutions can be useful for crypto banking platforms?

Crypto-to-Fiat Software

A white-label software solution for building crypto-to-fiat apps, enabling users to store, manage, exchange, and spend both cryptocurrencies and fiat currencies. The platform supports real-time exchange rates, crypto payments and withdrawals, crypto debit card issuance, and comprehensive funds management.

Added

Product Overview

SDK.finance Crypto-to-Fiat Software enables you to launch a robust crypto-to-fiat spending app that bridges centralized and decentralized financial systems, allowing customers to use their digital wealth in everyday transactions. The platform provides a quick start in the crypto-to-fiat market with a rich ecosystem of pre-integrated vendors and ready-to-use features.

Detailed Description

A white-label software solution for building crypto-to-fiat apps, enabling users to store, manage, exchange, and spend both cryptocurrencies and fiat currencies. The platform supports real-time exchange rates, crypto payments and withdrawals, crypto debit card issuance, and comprehensive funds management.

Key Features

  • Multi-currency and multi-asset accounts (crypto and fiat)
  • Real-time exchange rates (powered by Currencycloud)
  • Instant crypto payments and withdrawals (to cards, bank accounts, mobile top-ups)
  • Crypto debit card issuance (via Marqeta integration)
  • Comprehensive funds management (account creation, linking bank accounts/cards, transaction history)
  • Client onboarding (self-registration, KYC via pre-integrated vendors, 2FA)
  • AML/Anti-fraud capabilities (coming soon)
  • Built-in CRM (coming soon)
  • User action history and audit logs
  • Flexible contracts and vendor management
  • Customizable fees and transaction limits
  • Reconciliation and settlement (coming soon)
  • Payment gateway operations and in-system/external currency exchange
  • Payment links and QR-payments (QR-payments coming soon)
  • Refund and chargeback (coming soon)

Key Benefits

  • Rapid launch: get started in weeks
  • Bridges centralized and decentralized finance
  • Enables everyday use of digital assets
  • Comprehensive, ready-made functionality reduces development time and cost
  • Affordable subscription and source code licensing options
  • Rich ecosystem of pre-integrated vendors and APIs
Documentation
View Documentation
Who Is It For
  • Fintech companies
  • Crypto startups
  • Banks and neobanks
  • Businesses seeking to offer crypto-to-fiat payment solutions
  • Organizations targeting digital nomads and businesses needing multi-currency and crypto management
Detailed Sections
Launch your crypto-to-fiat app, in weeks

Build a robust crypto-to-fiat spending app that bridges centralized and decentralized financial systems, and let your customers use their digital wealth in everyday transactions. Get started in weeks, using the SDK.finance engine with a rich ecosystem of pre-integrated vendors.

Everything you need for a quick start in the crypto-to-fiat market

Accounts storing any currency/assets, real-time exchange rates, crypto payments and withdrawals, crypto debit cards issuance, comprehensive funds management.

  • Manage unlimited cryptocurrencies and fiat currencies
  • Hold, transfer, and exchange a variety of currencies
  • Real-time exchange rates (Currencycloud)
  • Instant payments and withdrawals (to cards, bank accounts, mobile top-ups)
  • Crypto debit card integration
  • Create accounts for different currencies, link bank accounts/cards, view transaction history
Ready functionality we’ve built, so you don’t have to

Customer-facing features: client onboarding, accounts, transactions, AML/Anti-fraud, built-in CRM, user action history.

  • Self-registration via email or phone
  • Flexible survey and document uploading (identity, utility bills, etc)
  • KYC (automated/manual)
  • 2FA
  • Accounts in any currency or digital asset
  • Ledger for accounting
  • Card issuing, IBANs, ACH (pre-integrated vendors)
  • Top-ups, withdrawals, payment gateway operations
  • In-system and external currency exchange
  • Payment links, QR-payments (coming soon)
  • Refund and chargeback (coming soon)
  • AML/Anti-fraud (coming soon)
  • Freeze/unfreeze accounts
  • Built-in CRM (coming soon)
  • User action history and audit logs
Flexible financial management

Contracts and vendors, fees and limits, reconciliation and settlement.

  • Vendor terms and conditions input
  • Customer contracts with different commissions and limits
  • Customizable fees (%, flat, or combination)
  • Configurable fee bearer (sender/receiver)
  • Transaction limits (per period, amount, or number)
  • Reconciliation and settlement (coming soon)
Cost-efficient crypto payment app foundation

Robust transaction accounting, affordable subscription model, source code license available.

  • General ledger for operations, commissions, balances
  • Cloud-based SaaS
  • Source code license for full control
Use flexible out-of-the box integrations

Integrations with Corefy, Currencycloud, Marqeta, Salt Edge, and more.

  • Corefy for crypto payments
  • Currencycloud for exchange rates and crypto trading
  • Marqeta APIs for card issuance and transaction tracking
  • Salt Edge for open banking (500+ banks)
Real-world results: case studies

Nebeus: multi-currency accounts linked to crypto and fiat, enabling seamless management of both traditional and digital currencies.

What our customers say

Nebeus testimonial: SDK.finance provided ready-made solutions, competitive pricing, 24/7 support, and flexibility for customization, resulting in significant time and cost savings.

Super App Solution

A white-label, API-driven platform that allows businesses to add digital wallet, payments, and crypto exchange features to their apps, creating a super app experience for users. The solution is designed for rapid deployment, full control via source code, and compliance with financial regulations.

Added

Product Overview

SDK.finance Super App Solution enables businesses to transform their existing apps into super apps by embedding digital wallets, payments, and crypto exchange capabilities. The solution is API-first, white-label, and designed to accelerate time-to-market, monetize transactions, and increase user retention and engagement.

Detailed Description

A white-label, API-driven platform that allows businesses to add digital wallet, payments, and crypto exchange features to their apps, creating a super app experience for users. The solution is designed for rapid deployment, full control via source code, and compliance with financial regulations.

Key Features

  • Branded cash & crypto wallet
  • Instant user-to-user money transfers
  • Top-ups via bank cards, mobile money & cash
  • Multi-currency & crypto support
  • Crypto-to-fiat & fiat-to-crypto exchange
  • QR code & NFC payments
  • Card & bank integrations
  • One-click payments
  • Crypto payments
  • Digital gift cards & cashback incentives
  • Loyalty rewards integration
  • In-app bill payments
  • Ride & delivery payments
  • Seamless subscription management
  • Automated expense tracking
  • Customer support & chatbots
  • Contracts & vendor management
  • Fees & limits customization
  • KYC/KYB
  • AI-powered fraud prevention
  • Reconciliation & settlement
  • Operations with cash & crypto
  • Customizable customer contracts
  • Payroll management
  • General ledger
  • Corporate FinOps
  • Treasury orchestration

Key Benefits

  • Monetize transactions through fees, in-app payments, and subscriptions
  • Increase user retention (98.3% after 7 days vs. 12% industry average)
  • Boost user activity (57% of consumers prefer super apps)
  • Scale profitably in a fast-growing market
  • Expand user base with crypto-to-fiat and fiat-to-crypto exchange
  • Strengthen customer loyalty with integrated financial ecosystem
  • Faster time-to-market (weeks, not years)
  • Maintain full control and vendor independence with source code license
How It Works
1.Integrate SDK.finance APIs into your existing app
2.Enable digital wallet and payment features for your users
3.Monetize transactions and offer additional financial services
4.Leverage pre-built modules for rapid deployment
Documentation
View Documentation
Who Is It For
  • Taxi, scooter & car rental apps
  • Food & grocery delivery apps
  • Financial & banking apps
  • Travel & hospitality apps
  • Logistics & on-demand services
  • E-commerce & retail marketplaces
  • Social media & communication apps
  • Fitness & wellness apps
Detailed Sections
Turn Your App into a Super App with Embedded Finance

Unlock new revenue streams with seamless payments & digital wallets. Your users already book rides, order food, buy tickets, and shop in your app. Now, give them the ability to pay, send money, store funds, and even exchange crypto without ever leaving your platform.

What is a super app?

A super-app is a single application, accessible by mobile device or web browser, that offers multiple diversified services for everyday personal or commercial life.

How super app features drive revenue growth?
  • Diversify income streams: Monetize transactions through fees, in-app payments, and subscriptions.
  • Increase retention: Super apps retain 98.3% of users after 7 days, compared to an industry average of 12%.
  • Boost user activity: 57% of consumers prefer super apps for their convenience.
  • Scale profitably: The Android super app market holds a 61.0% revenue share, growing at 28% CAGR.
  • Expand with crypto: Enable crypto-to-fiat and fiat-to-crypto exchange to attract a broader user base.
  • Strengthen customer loyalty: A fully integrated payment and financial ecosystem increases lifetime value per user.
What industries can benefit from a super app?
  • Taxi, scooter & car rental
  • Food & grocery delivery apps
  • Financial & banking apps
  • Travel & hospitality apps
  • Logistics & on-demand services
  • E-commerce & retail marketplaces
  • Social Media & communication apps
  • Fitness & wellness apps
How SDK.finance helps you build a profitable FinTech component in your super app
  • Launch your own branded cash & crypto wallet: Enable users to store money, send funds, and make payments — whether in fiat or crypto.
  • Accept & process payments seamlessly: Let users pay for rides, deliveries, tickets, and services directly in your app.
  • Monetize transactions & build loyalty: Turn transactions into new revenue streams & enhance user experience.
Pre-Built features to accelerate your super app development

Ready-to-use features we’ve built, so you don’t have to.

  • All-in-one digital wallet
  • Instant peer-to-peer (P2P) transfers
  • Multi-currency & crypto support
  • One-click payment
  • QR code & NFC payments
  • In-app bill payments
  • Ride & delivery payments
  • Loyalty & cashback programs
  • Seamless subscription management
  • Automated expense tracking
  • Customer support & chatbots
  • Contracts & vendor management
  • Fees & limits customization
  • KYC/KYB
  • AI-powered fraud prevention
  • Reconciliation & settlement
  • Operations with cash & crypto
  • Customizable customer contracts
  • Payroll management
  • General ledger
  • Corporate FinOps
  • Treasury orchestration
Turn engagement into revenue with SDK.finance
  • White-label super app model: Maintain full control & vendor independence with source code license.
  • Proven FinTech infrastructure: Powering digital wallets & payments for top platforms.
  • Top pre-built features: Benefit from ready-to-use modules, accelerating your super app development.
  • Faster time-to-market: Get up & running in weeks, not years.
  • Minimized development risks
  • Compliance & security built-In: AML, KYC & fraud prevention included.
  • Consistent updates
  • API-first, developer-friendly: Easily integrate payments without disrupting your app.
Get a Free Consultation

Have one of our fintech experts assess your business needs and help you integrate embedded payments, wallets, and crypto transactions into your super app.

SDK.finance Super App Solution FAQs
  • What is a super app?
  • What is an example of a super app?
  • Can my existing app be turned into a super app?
  • How does a super app generate revenue?
  • What is super app architecture?

Global Payment Processing

SDK.finance, in partnership with Corefy, offers a global payment processing and payouts infrastructure that allows businesses to accept and send payments worldwide. The platform provides a single integration point to access 400+ payment providers and acquirers, supporting credit cards, e-wallets, crypto, and bank transfers. It features smart transaction routing, real-time monitoring, and compliance tools, making it suitable for businesses looking to scale their financial services globally.

Added

Product Overview

SDK.finance Global Payment Processing & Payouts Infrastructure is a modular, API-first FinTech platform integrated with Corefy’s payment orchestration technology. It enables businesses to accept credit card payments and process payouts across 200+ countries and 400+ payment providers, supporting multi-currency transactions, cross-border payouts, and a wide range of payment methods with built-in compliance and security features.

Detailed Description

SDK.finance, in partnership with Corefy, offers a global payment processing and payouts infrastructure that allows businesses to accept and send payments worldwide. The platform provides a single integration point to access 400+ payment providers and acquirers, supporting credit cards, e-wallets, crypto, and bank transfers. It features smart transaction routing, real-time monitoring, and compliance tools, making it suitable for businesses looking to scale their financial services globally.

Key Features

  • API-first, modular FinTech platform
  • Integration with Corefy payment orchestration
  • Global payment acceptance (credit cards, e-wallets, crypto, bank transfers)
  • Smart transaction routing and real-time failover
  • Dynamic currency conversion
  • Cross-border payouts in 70+ currencies
  • Bank transfers, card withdrawals, digital wallet payouts
  • Built-in KYC, KYB, AML, and fraud prevention tools
  • PCI DSS compliance
  • Centralized dashboard for payment operations
  • Automated reporting and analytics
  • Seamless integration with existing banking and financial operations

Key Benefits

  • Seamless integration with 400+ payment providers and acquirers worldwide
  • Accepts credit card payments, e-wallets, crypto, and bank transfers
  • Supports multi-currency transactions with dynamic conversion
  • Frictionless checkout for online and mobile payments
  • Cross-border payouts in 70+ currencies
  • Optimized transaction routing for cost and speed
  • Centralized dashboard for payment management
  • Real-time transaction tracking and reconciliation
  • Automated reporting, analytics, and settlement management
  • Reduces operational complexity with a single integration
  • Instant expansion to new markets without multiple provider agreements
Documentation
View Documentation
Who Is It For
  • FinTech platforms
  • Digital banks
  • Super apps
  • E-commerce businesses
  • Marketplaces
  • Gig economy apps
  • SaaS companies
  • Enterprise companies
  • Freelancers, vendors, gig workers, and marketplace sellers
Requirements
  • Integration via API
  • Compliance with KYC/KYB/AML requirements
  • PCI DSS compliance for card payments
Detailed Sections
Global Payment Processing & Payouts Infrastructure

SDK.finance + Corefy offers a robust FinTech platform integrated with Corefy’s payment orchestration, enabling credit card acceptance and payouts across 200+ countries and 400+ payment providers. PCI-DSS compliant, with KYC/KYB/AML capabilities and IBAN readiness.

  • PCI-DSS compliant
  • KYC/KYB/AML capabilities
  • IBAN ready
  • Credit card acceptance
A comprehensive payment ecosystem at your fingertips

SDK.finance provides a modular, API-first platform with instant access to global payment acceptance, cross-border payouts, and smart transaction routing.

  • Connect with 400+ payment providers and acquirers worldwide
  • Accept credit card payments, e-wallets, crypto, and bank transfers
  • Enable multi-currency transactions with dynamic conversion
  • Frictionless checkout for online & mobile payments
  • Cross-border payouts in 70+ currencies
  • Bank transfers, card withdrawals, digital wallet payouts
  • Optimized transaction routing and real-time failover
  • Fraud detection and compliance tools
Why choose SDK.finance for global payments processing?

SDK.finance offers flexibility, scalability, pre-built compliance and security features, a single integration for 400+ payment options, and full control and transparency over transactions.

  • Comprehensive FinTech platform
  • Pre-built KYC/AML & security features
  • Single integration for 400+ payment options
  • Centralized dashboard
  • Real-time tracking & reconciliation
  • Automated reporting and analytics
Optimised for businesses of all types

SDK.finance is suitable for FinTech platforms, digital banks, super apps, e-commerce, marketplaces, gig economy apps, SaaS, and enterprise companies.

  • FinTech platforms
  • Digital banks
  • Super apps
  • E-commerce
  • Marketplaces
  • Gig economy apps
  • SaaS companies
  • Enterprise companies
The Power of SDK.finance + Corefy

Integrate once for global payment infrastructure, reduce operational complexity, expand to new markets, and stay compliant and secure.

  • Integrate once for global reach
  • Reduce operational complexity
  • Expand to new markets instantly
  • Stay compliant & secure
FAQs

Answers to common questions about global payment processing and SDK.finance’s solution.

  • What is global payment processing?
  • How does global payment processing work?
  • How does SDK.finance global payment processing solution work?

Closed-Loop Wallet Solution

SDK.finance's Closed-Loop Wallet Solution is a white-label, customizable digital wallet platform that enables businesses to launch branded, in-network payment ecosystems. It is designed to boost customer loyalty, reduce payment processing costs, and provide a secure, scalable, and flexible payment experience.

Added

Product Overview

Enhance customer retention with a secure, cost-effective, and customizable closed-loop wallet solution. SDK.finance's white-label source code empowers you to launch quickly and adapt seamlessly to market demands, ensuring a tailored experience that meets your business needs.

Detailed Description

SDK.finance's Closed-Loop Wallet Solution is a white-label, customizable digital wallet platform that enables businesses to launch branded, in-network payment ecosystems. It is designed to boost customer loyalty, reduce payment processing costs, and provide a secure, scalable, and flexible payment experience.

Key Features

  • White-label source code for rapid deployment and customization
  • Supports up to 2,700 transactions per second, 230 million per day
  • Customizable asset/currency management (unlimited currencies, rewards, bonuses)
  • Over 470 APIs for integration with payment gateways, loyalty programs, and third-party services
  • Seamless migration and integration with diverse database formats
  • User onboarding & 2FA (two-factor authentication)
  • Customer profile & settings management
  • KYC/KYB compliance features
  • Accounts in any currencies, crypto, or points
  • Smart card support
  • Send, request, or exchange assets
  • Payment links & QR code payments
  • Currency & assets creation engine
  • Flexible fees & limits engine
  • Cashbacks and rewards engine
  • In-system CRM & chat with clients
  • Detailed transaction monitoring and flexible reporting
  • User action history tracking
  • iOS/Android mobile app for branded customer experience

Key Benefits

  • Cut down payment fees by keeping transactions within your own ecosystem
  • Boost customer loyalty with integrated rewards and incentives
  • Support for offline payments in low-connectivity scenarios
  • Faster and more secure transactions within a closed system
  • No need for third-party vendors or payment processors
  • Enhanced brand engagement with a seamless, branded payment experience
  • Full control over wallet design and functionality
  • Always up-to-date with ongoing updates and support
  • Future-ready technology that evolves with your business
Use Cases
  • {"type":"Retail wallets","features":["Eliminate external processing fees","Integrate loyalty programs","Enable gift card and voucher functionality"]}
  • {"type":"Corporate benefits wallets","features":["Meal/travel reimbursements","Expense tracking","Employee reward points or bonuses"]}
  • {"type":"Telecom wallets","features":["Bill payments and top-ups","Subscription management","Mobile money payments"]}
  • {"type":"Hospitality wallets","features":["Integrated booking and payment","Cashless in-hotel services","Rewards points or tier-based benefits"]}
  • {"type":"F&B industry wallets","features":["Integrated wallets for restaurants/cafes","Preloaded wallets for meal subscriptions","Personalized offers"]}
  • {"type":"Gaming wallet","features":["In-game transactions","Player accounts for virtual item payments","Gamified loyalty programs"]}
  • {"type":"Events wallets","features":["Cashless payments at events","Reloadable wristbands or event cards","Bundled ticket packages and rewards"]}
  • {"type":"Ride-sharing wallets","features":["Ticketing and ride-sharing payments","Frequent rider loyalty programs","Rewards for sustainable travel"]}
  • {"type":"Healthcare wallets","features":["Prepaid wallets for service payments","Appointment scheduling","Loyalty discounts"]}
Documentation
View Documentation
Who Is It For
  • Retailers
  • Corporations (for employee benefits)
  • Telecom companies
  • Hospitality businesses
  • Food & Beverage industry
  • Gaming companies
  • Event organizers
  • Ride-sharing and mobility providers
  • Healthcare providers

Core Banking Solution

SDK.finance Core Banking Solution provides a robust foundation for launching digital banking products, including neobanks and corporate banking platforms. It enables rapid deployment, full customization, and seamless integration with third-party systems. The platform is designed to handle high transaction volumes and meet diverse regulatory requirements.

Added

Product Overview

SDK.finance Core Banking Solution is a white-label, highly customizable core banking software platform designed for building digital banking products for both retail and corporate banking. It is PCI DSS Level 1 and ISO 27001:2022 certified, offering security, speed, and flexibility. The solution can be deployed on-premises or in the cloud, comes with full source code access, and supports high-volume transaction processing, regulatory compliance across regions, and extensive integration capabilities via REST APIs.

Detailed Description

SDK.finance Core Banking Solution provides a robust foundation for launching digital banking products, including neobanks and corporate banking platforms. It enables rapid deployment, full customization, and seamless integration with third-party systems. The platform is designed to handle high transaction volumes and meet diverse regulatory requirements.

Key Features

  • High-volume transaction processing (thousands to millions daily)
  • Customizable customer profiles and settings
  • Onboarding and 2FA for secure user access
  • Seamless KYC/KYB integration
  • Cards and IBANs linked to accounts
  • Real-time currency exchange integrations
  • Fund transfers and payment requests
  • Payment options via links and QR codes
  • Cash operations via cash points
  • Offline and online merchant payments (POS, QR, Corefy integration)
  • User-friendly checkout and dispute resolution
  • Detailed financial reporting
  • Comprehensive currency and asset creation
  • Flexible fee and limit configurations
  • Built-in CRM and client chat
  • Advanced transaction monitoring and AML/anti-fraud tools
  • Action history logs and reconciliation tracking
  • Role-based access management

Key Benefits

  • Faster time-to-market for new financial products
  • Full source code access for maximum flexibility and control
  • Regulatory compliance support across multiple jurisdictions
  • Comprehensive integration via 470+ REST APIs
  • On-premises or cloud deployment for scalability
  • Routine bug fixes and continuous updates
  • Hands-on knowledge transfer and support
  • Dedicated development team available
Documentation
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Who Is It For
  • Neobanks
  • Retail banks
  • Corporate banks
  • Merchants
  • Fintech startups
  • Payment service providers
  • Government and GovTech projects
Requirements
  • Initial consultation with SDK.finance team
  • Requirements analysis
  • Demo and technical documentation review
  • Tailored commercial offer
  • Code audit and contract signing
  • Secure source code transfer
  • Deployment support and engineering assistance

Banking Ledger Software

SDK.finance Banking Ledger Software serves as the backbone for a range of financial services products, offering a real-time transaction accounting model. It is built to handle the needs of neobanks, ewallets, PSPs, EMIs, and PIs, providing flexibility, automation, and instant transaction processing.

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Product Overview

SDK.finance Banking Ledger Software is a real-time, ledger layer-based FinTech platform designed for neobanks, ewallets, payment service providers (PSPs), electronic money institutions (EMIs), and payment institutions (PIs). It provides a breakthrough alternative to traditional double-entry accounting by enabling dynamic splitting and merging of transactions, supporting complex business processes, and ensuring compliance and reporting requirements are met.

Detailed Description

SDK.finance Banking Ledger Software serves as the backbone for a range of financial services products, offering a real-time transaction accounting model. It is built to handle the needs of neobanks, ewallets, PSPs, EMIs, and PIs, providing flexibility, automation, and instant transaction processing.

Key Features

  • Ledger layer-based architecture
  • Dynamic transaction splitting and merging
  • Business process and flow modeling
  • Container-based wallet management
  • Automated technical transaction recording (e.g., commission extraction)
  • Real-time access to up-to-date financial information
  • Pre-developed vendor integrations
  • Source code license for enterprises
  • Support for complex business processes (authorization, anti-fraud checks, etc.)
  • Traditional accounting data compatibility

Key Benefits

  • Real-time transaction execution and accounting
  • Automated accounting processes
  • Instant payouts and faster processing for customers
  • Business process automation with programmable rules
  • Ability to rewind, rollback, and cancel transactions
  • Traditional data presentation for compatibility with established accounting practices
  • Dynamic scalability (2,700 TPS, 230M+ daily transactions)
  • Pre-integrated providers for payment acceptance, card issuance, and KYC/KYB compliance
  • Full source code access for customization
  • Warranty protection and regular updates
  • Comprehensive support and minimized development risks
Documentation
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Who Is It For
  • Neobanks
  • Ewallet providers
  • Payment service providers (PSPs)
  • Electronic money institutions (EMIs)
  • Payment institutions (PIs)
  • Payment or money transfer apps
Detailed Sections
Banking Ledger Software for Neobanks, Ewallets, PSPs

SDK.finance banking ledger software offers a real-time accounting model that provides a breakthrough alternative for processing and accounting your financial transactions.

  • For electronic money institutions (EMI) or payment institutions (PI) like neobanks, payment or money transfer apps, and payment service providers (PSPs), efficient accounting is critical due to stringent compliance and reporting requirements.
What is SDK.finance banking ledger software?

The SDK.finance Platform is a ledger layer-based FinTech software serving as the backbone for a range of financial services products. Our banking ledger software provides a real-time transaction accounting model founded on the principle of splitting and merging transactions in a dynamic way, as opposed to traditional double-entry, fact-based accounting.

  • Source code license for complete flexibility and faster implementation
Advantages of the SDK.finance banking ledger software over the traditional ledger
  • Creation of complex business processes
  • Business process automation
  • Real-time transaction execution and accounting
  • Automated accounting
  • Traditional data available
  • Rewind, rollback, and cancellation of transactions
  • Instant payouts
  • Faster processing
Empower your financial product with a real-time accounting model

SDK.finance banking ledger’s robust architecture leverages several key entities to manage transaction accounting operations effectively.

  • Business process: Each business process consists of a defined flow that represents the sequence of transactions or activities required to achieve a specific outcome.
  • Flow: Flows dictate the order and execution of transactions. They can be designed to reflect business processes of any complexity.
  • Transaction: Transactions form the building blocks of flows. They can be split and merged, allowing for flexible and adaptive accounting flows that align with your specific requirements.
  • Container organization: Our accounting model treats each wallet in the system as a container with properties similar to an object in programming. This enables effective wallet management and control over funds movement.
Seamless scalability

SDK.finance banking ledger provides dynamic scalability, managing over 230 million daily transactions with a robust workload capacity of 2,700 transactions per second (TPS).

  • 2,700 transactions per second
  • 34.5M transactions per day
  • 1B transactions per month
  • 12.6B+ transactions per year
Ready-to-use integrations

The SDK.finance ledger software comes with pre-integrated providers for key functionalities such as payment acceptance, card issuance and KYC/KYB compliance.

  • Streamlined integration process ensures a hassle-free setup of your financial transactions.
Source code license for enterprises
  • Full source code access: Complete freedom to modify and customize at your pace.
  • Warranty protection: Stay secure with coverage for bug fixes and timely security updates.
  • Comprehensive support: In-depth training, guidance, and ongoing support.
  • Meet your deadlines: Collaborate seamlessly with your in-house team.
  • Minimized development risks: Avoid the bottlenecks of building from scratch.
  • Consistent updates: Regular Platform updates and improvements.
SDK.finance banking ledger software – customer spotlight
  • Geidea - a leading PSP in KSA, UAE and Egypt: Optimized accounting processes, delivered exceptional user experiences, expanded market reach, and unlocked new growth potential.
  • MPAY: Converted network of cash-in payment kiosks into a comprehensive payment app by integrating with SDK.finance ledger software.

Mobile Banking App

The Mobile Banking App by SDK.finance is a customizable, white-label solution for launching digital banking, ewallet, and payment applications. It provides a user-friendly experience and covers essential functionalities for both retail and corporate users.

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Product Overview

SDK.finance offers a white-label mobile banking app for digital banking, ewallet, and payment apps. The pre-made app is compatible with iOS and Android, designed to accelerate the launch of mobile payment or digital wallet solutions with a robust set of pre-built features and flows.

Detailed Description

The Mobile Banking App by SDK.finance is a customizable, white-label solution for launching digital banking, ewallet, and payment applications. It provides a user-friendly experience and covers essential functionalities for both retail and corporate users.

Key Features

  • Onboarding and KYC verification (user account creation, KYC process navigation)
  • Account and card management (multicurrency accounts, crypto-to-fiat support, spending limits, card issuance, statement download, account block/unblock)
  • Transactions and payments (initiate transactions, QR code payments, crypto-to-fiat, send to card/account/contact/IBAN, templates, recurring payments, transaction categories, dashboard, support chat)
  • User profile and customer support (profile management, document upload, KYC status, password/OTP/notification management, language and pricing plan changes, online chat with file upload)
  • Corporate account management (create/configure corporate accounts, manage account members)
  • Currency exchange
  • Fund transfers
  • Mobile payments
  • Cash withdrawal
  • User profile and settings
  • Customer support
  • Onboarding flow
  • Account management
  • Card management
  • Transactions dashboard

Key Benefits

  • Accelerates time-to-market for mobile banking/payment apps
  • Pre-designed, robust user interface and flows
  • Customizable to specific business needs
  • Covers both retail and corporate account management
  • Supports multicurrency and crypto-to-fiat operations
  • Comprehensive customer support and onboarding features
Documentation
View Documentation
Who Is It For
  • Banks
  • Neobanks
  • Fintechs
  • Payment service providers
  • Businesses seeking to launch digital banking, ewallet, or payment apps
Detailed Sections
White-label mobile app for banking and payments

Build a user-friendly experience for your customers with the pre-made mobile app compatible with iOS and Android, crafted for digital banking, ewallet, and payment apps.

Explore SDK.finance mobile user interface

Accelerate the launch of your mobile payment or digital wallet app with SDK.finance.

Onboarding and KYC verification

Let your clients to create user accounts and manage KYC verification.

  • Create user accounts within the system
  • Navigate the KYC verification process
Account and card management

Let your clients effortlessly manage accounts and payment cards with ease.

  • Multicurrency accounts
  • Crypto-to-fiat friendly
  • Manage users’ accounts and spending limits
  • Issue a new card product
  • Download statement
  • Block / Unblock account
Transactions and payments

Allow users to send money and track transactions without hassle.

  • Initiate transactions, generate QR code for payments
  • Crypto-to-fiat support
  • Send to a card/account/contact/IBAN
  • Create templates and configure recurring payments
  • Set a category for transaction, and a detailed transaction dashboard
  • Start a chat with support related to the transaction
User profile and customer support

Personalize the user’s profile and explore the options available in settings.

  • Profile Overview, edit profile information
  • Upload documents, check the KYC status and request to reset it
  • Change Password, manage OTP settings, and notifications
  • Change language
  • Change Pricing Plan
  • Online chat with customer support, upload files to the chat
Corporate account management

Let users set up and manage corporate accounts with all the features designed for business needs.

  • Create and configure corporate accounts from scratch
  • Seamlessly manage and control account members
Mobile payment app UI: pre-designed features

Launch your app quickly with a robust collection of pre-built flows covering essential functionalities to cater for your customers’ finance and payment needs.

  • Currency exchange
  • Fund transfers
  • Mobile payments
  • Cash withdrawal
  • User profile and settings
  • Customer support
  • Onboarding flow
  • Account management
  • Card management
  • Transactions
Slash months off your mobile banking app development

Receive a сustomizable banking or payment mobile app with all the essential functionalities, giving you a head start.