Lili - Complete Company Profile

Lili is a Business Services company. Lili is a financial technology company that provides a platform for businesses to manage their finances, including banking, accounting, and taxes. The company offers a range of services, including business checking accounts, accounting software, and tax preparation tools, all designed to help businesses streamline their financial operations and scale with confidence. Lili offers 5 products: Business Credit-Building Program, Tax Preparation Tools, Accounting Software, Embedded Finance (Lili Connect), Business Banking.

LI

Lili is a financial technology company that provides advanced business banking, credit-building programs, and accounting solutions for small businesses and entrepreneurs.

Lili is a financial technology company that provides a platform for businesses to manage their finances, including banking, accounting, and taxes. The company offers a range of services, including business checking accounts, accounting software, and tax preparation tools, all designed to help businesses streamline their financial operations and scale with confidence.

"Smarter banking. Powering business growth."

About Lili

Lili is a Business Services company serving global markets. Lili is a financial technology company that provides a platform for businesses to manage their finances, including banking, accounting, and taxes. The company offers a range of services, including business checking accounts, accounting software, and tax preparation tools, all designed to help businesses streamline their financial operations and scale with confidence.

Company Details

Niche

Business Services

What Lili Offers

5 products and services

Business Credit-Building Program

The Business Credit-Building Program (BusinessBuild) is an add-on solution by Lili, in collaboration with Dun & Bradstreet, designed to help...

BusinessBuild Secured Credit Card (backed by a refundable deposit, no interest, no credit check)
24/7 access to business credit profile via Lili account

Tax Preparation Tools

Lili's Tax Preparation Tools integrate tax planning into your business operations, helping you minimize tax liability and avoid the headache...

Tax Bucket: Automatically save for taxes throughout the year with preset contributions from each payment.
Write-off Tracker: Instantly sort transactions into tax categories to maximize deductions.

Accounting Software

Powerful accounting software that makes it easy to keep your books up to date and clarifies your business’s financial position....

Automated accounting built into business banking
AI-powered transaction categorization

Embedded Finance (Lili Connect)

Lili Connect is an embedded finance solution that enables platforms to integrate business banking, accounting, and financial tools directly into...

Business checking account with Lili Visa® Debit Card, no hidden fees, no minimum balance
Business savings with automated daily savings and up to 4.00% APY

Business Banking

Lili Business Banking provides advanced business banking solutions for SMBs, offering tools to move faster, scale smarter, and stay in...

Business Checking Account with Lili Visa® Business Debit Card
No hidden fees or overdraft charges

Company Information

Enriched company details and information

Smarter banking. Powering business growth.

Description

Lili is a financial technology company that provides advanced business banking, credit-building programs, and accounting solutions for small businesses and entrepreneurs.

What They Do

Lili offers business banking, credit-building programs, and accounting solutions designed for small businesses and entrepreneurs.

Who They Serve

Small businesses, startups, growing companies, and self-employed individuals.

Key Value Propositions

No hidden fees
FDIC insurance up to $3M
High-yield savings up to 4.00% APY
Integrated accounting and tax preparation tools
Real-time credit monitoring and alerts

Target Customers

Small Businesses
Startups
Growing Companies
Self-employed Individuals

Industries Served

Financial Technology
Banking
Accounting
E-commerce
SaaS
Payroll

Contact Information

API Information

API Summary

Lili does not currently offer a public API.

API Available
No

Homepage Full Text

Lili is a financial technology company, not a bank. Banking services are provided by Sunrise Banks, N.A., Member FDIC. Your banking, business credit, and accounting—all working seamlessly together as one so you can scale with confidence.

Products & Offerings

Detailed information about Lili's products and services. Each offering is enriched with AI-powered insights to help you understand capabilities, features, and use cases.

Business Credit-Building Program

BusinessBuild is a fully integrated program that enables business owners to build and monitor their business credit profile through their Lili bank account. It features real-time tracking, monthly reporting to Dun & Bradstreet, and tools to strengthen creditworthiness and unlock better financing opportunities.

Added

Product Overview

The Business Credit-Building Program (BusinessBuild) is an add-on solution by Lili, in collaboration with Dun & Bradstreet, designed to help businesses build, monitor, and optimize their business credit profile directly from their Lili account. It includes a secured credit card, real-time credit monitoring, alerts, and educational resources.

Detailed Description

BusinessBuild is a fully integrated program that enables business owners to build and monitor their business credit profile through their Lili bank account. It features real-time tracking, monthly reporting to Dun & Bradstreet, and tools to strengthen creditworthiness and unlock better financing opportunities.

Key Features

  • BusinessBuild Secured Credit Card (backed by a refundable deposit, no interest, no credit check)
  • 24/7 access to business credit profile via Lili account
  • Real-time alerts for changes to credit profile and scores
  • Monitoring of six key Dun & Bradstreet scores: PAYDEX® Score, Delinquency Score, Failure Score, D&B Rating, Credit Limit Recommendation, D&B Viability Rating
  • Ability to request and obtain a D-U-N-S® Number directly from the Lili platform
  • Credit-building training resources (eBook, live webinars, expert guidance)

Key Benefits

  • Build and monitor your business credit profile automatically
  • Monthly reporting to Dun & Bradstreet
  • Access to six key business credit scores and ratings
  • Real-time alerts and insights on credit profile changes
  • Step-by-step credit-building training, eBook, and live webinars
  • No credit check required to get started
  • Secured credit card to help establish and grow credit
  • Potential to unlock better financing, higher limits, and improved terms
How It Works
1.Set a refundable security deposit to establish your credit limit on the BusinessBuild Card.
2.Use the card for everyday business expenses; payments are reported monthly to Dun & Bradstreet.
3.Monitor your credit profile and scores in real time from your Lili account.
4.Receive real-time alerts and insights on any changes to your credit profile.
5.Follow guided credit training to optimize your credit-building efforts.
Documentation
View Documentation
Who Is It For
  • New and established businesses (except sole proprietorships)
  • Business owners seeking to build or improve their business credit profile
  • Lili account holders (all plans except sole proprietorships)
Requirements
  • Must be a Lili account holder (all plans except sole proprietorships)
  • Must enroll in the BusinessBuild feature to access the BusinessBuild Card
  • Set a refundable security deposit for the secured card
  • Dun & Bradstreet requires three tradelines and six months of credit history to generate scores and ratings
Detailed Sections
Build your business credit profile

Build and monitor your business credit profile through your bank account, with real-time tracking and monthly reporting to Dun & Bradstreet, helping you strengthen your profile and unlock better financing.

Build your credit profile. Grow with confidence.
  • BusinessBuild Credit Card: A secured credit card that helps grow your credit profile with everyday business spending.
  • 24/7 credit profile access: Track your business credit score in real time, directly from your Lili account.
  • Real-time alerts: Get notified when your profile or scores change—plus insights on why.
  • 6 key credit scores & ratings: View PAYDEX®, D&B Rating, and other essential scores.
  • Credit-Building Training: Get practical tips, a step-by-step eBook, and access to live webinars.
How the BusinessBuild card works
  • Add your deposit: Set your refundable security deposit, it becomes your credit limit.
  • Use your card: Pay for everyday business expenses and track spending in one place.
  • Build your profile: Your monthly payments are automatically reported to Dun & Bradstreet.
  • See your progress: Monitor your credit scores directly from your Lili account.
Why build business credit with a secured card?
  • Easier to get approved: Start building your business credit profile even if you’re just getting started.
  • Show your reliability: Make consistent on-time payments and strengthen your credibility.
  • Open new opportunities: A strong credit profile unlocks better financing, higher limits, and improved terms.
Set your business up for long-term financial success, one payment at a time.

Free for 1 month, then 40% off for 3 months. $30/mo thereafter. Available in every plan. Cancel anytime.

  • 6 key credit scores & ratings
  • 24/7 access to your business credit profile
  • Real-time alerts, notifications and insights
  • Business Build Credit Card
  • Credit training and guidance
Frequently Asked Questions

Answers to common questions about business credit, eligibility, how the program works, and pricing.

Tax Preparation Tools

Lili's Tax Preparation Tools are designed to simplify and automate the process of preparing for and filing business taxes. The tools help users save for taxes throughout the year, categorize expenses for maximum deductions, generate pre-filled IRS tax forms, and download detailed expense reports.

Added

Product Overview

Lili's Tax Preparation Tools integrate tax planning into your business operations, helping you minimize tax liability and avoid the headache during tax season. Features include automatic tax savings, transaction categorization for deductions, pre-filled IRS tax forms, and downloadable expense reports, all accessible within your Lili account.

Detailed Description

Lili's Tax Preparation Tools are designed to simplify and automate the process of preparing for and filing business taxes. The tools help users save for taxes throughout the year, categorize expenses for maximum deductions, generate pre-filled IRS tax forms, and download detailed expense reports.

Key Features

  • Tax Bucket: Automatically save for taxes throughout the year with preset contributions from each payment.
  • Write-off Tracker: Instantly sort transactions into tax categories to maximize deductions.
  • Pre-filled Tax Forms: Receive pre-filled IRS forms (Form 1065, Form 1120-S, Schedule C) based on transaction categorization.
  • Expense Reports: Download quarterly and yearly business expense reports from your Lili account.
  • Real-time Expense Categorization: Swipe left/right to categorize expenses as personal or business.
  • Direct Deposit for Tax Refunds: Receive IRS tax refunds directly into your Lili account.

Key Benefits

  • Minimize tax liability by maximizing deductions
  • Automate tax savings to avoid surprise tax bills
  • Save time with pre-filled IRS tax forms
  • Easily generate and download expense reports
  • Real-time expense categorization for accurate bookkeeping
  • Seamless integration with Lili business banking and accounting
How It Works
1.Open a Lili account and select a qualifying plan (Lili Smart or Lili Premium).
2.Set up your Tax Bucket to automatically save a percentage of each payment for taxes.
3.Categorize expenses in real-time using the Lili platform.
4.At tax season, access pre-filled IRS tax forms and download expense reports.
5.Use the generated documents to file taxes or provide to your tax preparer.
Documentation
View Documentation
Who Is It For
  • Small business owners
  • Freelancers
  • Entrepreneurs
  • Lili Smart and Lili Premium account holders
Requirements
  • Must have a Lili Smart or Lili Premium account to access tax preparation and accounting software.
  • Eligibility for cashback and certain features is limited to Lili Pro, Lili Smart, and Lili Premium account holders.
Detailed Sections
Simplify tax preparation

Tax planning becomes a seamless part of your business operations with Lili, so you can minimize your tax liability and avoid the headache during tax season.

  • Tax Bucket: Automatically save for taxes throughout the year.
  • Write-off tracker: Instantly sort transactions into tax categories.
  • Pre-filled tax forms: Receive pre-filled IRS tax forms (Form 1065, Form 1120-S, Schedule C).
  • Expense reports: Download quarterly and yearly business expense reports.
A quicker tax preparation process

Categorizing transactions as you go means approaching tax season ready to file. Your business tax deductions, expense reports, and pre-filled tax forms will be available in your Lili account at the start of tax season, saving you time on tax prep.

Auto-save for tax payments

Preset the amount you want to automatically contribute to your tax bucket each time you get paid. Avoid stress and a surprise bill during tax season by being prepared throughout the year.

Smarter tax documents

Lili provides pre-filled tax forms including Form 1065, Form 1120-S, and Schedule C so you can shorten your tax preparation and maximize your tax deductions.

Frequently Asked Questions

Answers to common questions about categorizing expenses, generating reports, using the Tax Bucket, and receiving tax refunds.

  • Real-time expense categorization by swiping left/right.
  • Generate expense reports from the Statements menu.
  • Open and manage a Tax Bucket from the account menu.
  • Withdraw funds from the Tax Bucket at any time.
  • Set up direct deposit for tax refunds using Lili account details.
Supporting Resources
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FAQsHelp Center

Accounting Software

Lili's Accounting Software is an integrated solution for small business owners to manage accounting, payments, invoicing, bill pay, and tax preparation within one platform. It automates transaction categorization, provides real-time dashboards, and offers tools to keep books accurate and tax-ready with minimal manual effort.

Added

Product Overview

Powerful accounting software that makes it easy to keep your books up to date and clarifies your business’s financial position. Lili’s accounting tools are built into your business account, so you can manage your finances without switching platforms or using separate software.

Detailed Description

Lili's Accounting Software is an integrated solution for small business owners to manage accounting, payments, invoicing, bill pay, and tax preparation within one platform. It automates transaction categorization, provides real-time dashboards, and offers tools to keep books accurate and tax-ready with minimal manual effort.

Key Features

  • Automated accounting built into business banking
  • AI-powered transaction categorization
  • Receipt capture and storage
  • Live business dashboard for cash flow and profit tracking
  • Create and send branded invoices, track payment status
  • Smart Bill Pay: organize, schedule, and pay bills
  • One-click financial reports (Profit & Loss, expense summaries)
  • Tax preparation and automated Tax Bucket
  • Accountant AI chat for real-time financial answers
  • Sync external bank accounts and credit cards
  • Grant accountant read-only access or export reports as PDF/CSV
  • Real-time data updates

Key Benefits

  • Automated transaction categorization and reconciliation
  • Real-time financial dashboards and reporting
  • Integrated invoicing and bill pay
  • Automatic tax savings and preparation tools
  • Reduces manual data entry and bookkeeping errors
  • Syncs external business accounts and credit cards
  • Accountant AI for instant, tailored financial advice
  • Exportable reports for accountants
How It Works
1.Transactions from your Lili account are instantly categorized and recorded using AI.
2.Receipts can be snapped and attached to transactions for organized record-keeping.
3.Invoices can be created and sent directly from the dashboard, with payment status tracking.
4.Bills can be organized, scheduled, and paid from the same platform.
5.Financial reports are generated with one click and are always up to date.
6.Tax Bucket automatically sets aside money for taxes and generates filing-ready reports.
7.Accountant AI provides tailored financial advice via chat.
8.External business accounts and credit cards can be synced for a unified financial view.
Documentation
View Documentation
Who Is It For
  • Small business owners
  • Entrepreneurs
  • SMBs
  • Business owners seeking integrated banking and accounting
Requirements
  • Must have a Lili Smart or Lili Premium account to access accounting features.
  • Applicable monthly account fees apply.
Detailed Sections
Automated accounting built into your business banking

Transactions are instantly categorized, reconciled, and reflected in your reports, so your books stay accurate and tax-ready with minimal effort.

Streamlined accounting that runs itself
  • Auto categorization: Transactions are categorized in real time by Lili AI smart suggestions.
  • Receipt capture: Snap and attach receipts on the spot.
  • Live business dashboard: Monitor cash flow, track profits, and see your financial runway in real time.
  • Create invoices in seconds: Send branded invoices and track payment status.
  • Smart Bill Pay: Set due dates, schedule payments, and manage bills.
  • One-click financial reports: Generate Profit & Loss statements and expense summaries.
  • Tax preparation, built in: Set money aside automatically and generate filing-ready reports.
  • Accountant AI: Get instant, impactful financial advice tailored to your business.
  • Sync external business accounts: Connect other business accounts and credit cards.
Connected banking and accounting keeps your finances organized and tax-ready.

Using separate tools creates more work and more room for error. When banking and accounting are in one place, your bookkeeping and financial reporting stay accurate, helping you stay organized and maximize tax deductions.

Up-to-date books, without the manual work

Every transaction from your Lili account is instantly categorized and recorded. Your books stay current, accurate, and ready—no syncing, no manual input, no missed details.

Track every bill and invoice in one place
  • Create and send professional invoices in seconds, track payment status, and stay on top of what’s owed.
  • Organize, schedule, and send payments directly from your account.
  • Track due dates, avoid missed payments, and manage all outgoing cash flow in one place.
Accountant AI. More than answers. A partner in every decision.

Get real-time financial answers tailored to your business. Just ask a question in chat. Accountant AI pulls insights from your banking and accounting activity, along with patterns from business owners like you, to help you make smarter decisions faster.

No stress when tax season hits

Lili sets money aside automatically and generates the forms you need to file—like Profit & Loss and expense summaries. Everything’s organized, so tax season feels easy.

Frequently Asked Questions
  • What can I do with Lili’s accounting software?
  • Can I sync external bank accounts and cards?
  • How are transactions categorized?
  • Is this included in my plan?
  • Can my accountant access my records?
  • What’s the benefit of using Lili’s accounting tools instead of doing it manually?
  • How secure is my financial data?
  • How often is my data updated?
Ready to simplify your accounting?

Join hundreds of thousands of business owners who’ve left the spreadsheets behind. With Lili, your finances organize themselves.

Supporting Resources
Help CenterHelp Center
FAQsHelp Center

Embedded Finance (Lili Connect)

Embedded Finance powered by Lili Connect allows platforms to seamlessly integrate business banking, accounting, and tax tools, transforming them into essential parts of their customers' business operations. The solution is white-labeled, customizable, and supported by Lili's banking expertise and infrastructure.

Added

Product Overview

Lili Connect is an embedded finance solution that enables platforms to integrate business banking, accounting, and financial tools directly into their user experience. It is designed to help partners elevate customer experience, boost revenue, and enhance product workflows by providing an all-in-one financial solution within their own platforms.

Detailed Description

Embedded Finance powered by Lili Connect allows platforms to seamlessly integrate business banking, accounting, and tax tools, transforming them into essential parts of their customers' business operations. The solution is white-labeled, customizable, and supported by Lili's banking expertise and infrastructure.

Key Features

  • Business checking account with Lili Visa® Debit Card, no hidden fees, no minimum balance
  • Business savings with automated daily savings and up to 4.00% APY
  • Expedited ACH and check deposits, domestic and international payments in as fast as 24 hours
  • Bookkeeping automation with instant transaction categorization and real-time updates
  • Integrated bill pay system for managing and automating vendor payments
  • Built-in invoicing for sending professional invoices and accepting payments
  • AI-powered business advisor (Accountant AI) for personalized, data-driven insights
  • Advanced cash flow management with automated reports and real-time insights
  • Tax preparation tools including year-round tax savings automation, detailed expense reports, and pre-filled tax forms

Key Benefits

  • Improve customer engagement by providing an all-in-one financial solution
  • Boost revenue through an attractive revenue-share deal for referred Lili customers
  • Enhance product workflows using financial transaction data
  • Accelerate time to market with easy, white-labeled integration
  • Customizable UI to match platform branding and user experience
  • Dedicated support and robust infrastructure for seamless implementation
How It Works
1.Partners integrate Lili Connect's financial tools into their platform via a white-labeled, customizable interface.
2.Lili provides dedicated support and infrastructure for seamless implementation.
3.End users access business banking, savings, payments, bookkeeping, invoicing, and tax tools directly within the partner's platform.
Documentation
View Documentation
Who Is It For
  • E-commerce platforms
  • Business formation services
  • Vertical SaaS and marketplaces
  • Payroll and HR platforms
  • Payment processors and merchant services
  • Business lenders and financing
  • Business insurance providers
  • Financial institutions and banks
  • Accounting and advisory firms
  • Financial platforms
  • SaaS companies
Requirements
  • Integration with Lili Connect platform
  • For international wire transfers: only available to legal entity customers (LLCs, corporations, and partnerships); transfers to/from select countries; fees apply
Detailed Sections
Lead. Innovate. Grow.

Transform your platform into an irreplaceable part of how your customers run their business—by embedding business banking, accounting, and tax tools right where they already work.

How our partners benefit with Lili Connect
  • Elevate customer experience by providing an all-in-one financial solution
  • Unlock a new revenue stream with an attractive rev-share deal across all referred Lili customers
  • Improve product workflows using financial transaction data
Fully embedded
 within your platform
  • Easy integration: Accelerate time to market with a seamless, white-labeled solution
  • Trusted expertise and technology: Dedicated team with deep banking expertise and robust infrastructure
  • Customizable UI: Fully adaptable interface designed to match your platform’s branding and user experience
Elevate your customer experience with smart financial tools
  • Business checking: Lili Visa® Debit Card, no hidden fees, no minimum balance
  • Business savings: Automated daily savings, up to 4.00% APY
  • Payments & deposits: Expedited ACH and check deposits, domestic and international payments in as fast as 24 hours
  • Bookkeeping automation: Instant transaction categorization, real-time updates
  • Bill pay: Integrated system for managing and automating vendor payments
  • Invoicing: Built-in invoicing for sending professional invoices and accepting payments
  • Accountant AI: AI-powered business advisor for personalized, data-driven insights
  • Cash flow management: Automated reports and real-time insights
  • Tax preparation: Year-round tax savings automation, detailed expense reports, pre-filled tax forms
Who partners with us?
  • E-commerce platforms
  • Business formation services
  • Vertical SaaS and marketplaces
  • Payroll and HR platforms
  • Payment processors and merchant services
  • Business lenders and financing
  • Business insurance providers
  • Financial institutions and banks
  • Accounting and advisory firms
Lili Connect has solutions for every platform
  • Financial platforms: Integrate a modular stack of financial tools (invoicing, accounting, tax solutions) into your product
  • SaaS companies: Embed a complete financial suite into your platform beyond just banking
See what our partners have to say

Testimonials from partners highlight the value of integrating Lili Connect for small business customers, including streamlined setup, improved financial health, and enhanced customer experience.

Explore the Lili platform with a guided tour

Take a quick tour of the tools inside the Lili account. Banking, bookkeeping, invoicing, and taxes, all in one place.

Supporting Resources

Business Banking

Lili is a financial technology company (not a bank) that offers business banking services through Sunrise Banks, N.A., Member FDIC. Lili Business Banking is designed to empower businesses with essential banking features, eliminating hidden fees and providing a seamless digital experience for managing business finances.

Added

Product Overview

Lili Business Banking provides advanced business banking solutions for SMBs, offering tools to move faster, scale smarter, and stay in control. The platform eliminates hidden fees and provides features such as online banking, high-yield savings, team access, and more, all designed for entrepreneurs and small business owners.

Detailed Description

Lili is a financial technology company (not a bank) that offers business banking services through Sunrise Banks, N.A., Member FDIC. Lili Business Banking is designed to empower businesses with essential banking features, eliminating hidden fees and providing a seamless digital experience for managing business finances.

Key Features

  • Business Checking Account with Lili Visa® Business Debit Card
  • No hidden fees or overdraft charges
  • Online and mobile banking access
  • High-yield savings account (2.50% APY up to $500K, 4.00% APY above $500K up to $1M)
  • Express ACH, domestic and international wires, expedited checks
  • Team access and role-based permissions for co-owners, team members, and accountants
  • Multiple business accounts (up to 4 businesses) under one login
  • Fee-free overdraft protection (BalanceUp, for eligible plans)
  • Cash deposits at 90,000+ retail locations
  • Bill pay via debit card or ACH
  • Paper check mailing service
  • Joint business accounts for multiple owners

Key Benefits

  • No minimum balance, no hidden fees, and no overdraft fees
  • Fee-free ATM withdrawals at 40,000+ MoneyPass locations
  • Fast payments with Express ACH, wires, and expedited checks
  • Lili Visa® Business Debit Card with no foreign transaction fees
  • High-yield savings account with up to 4.00% APY (up to $1M)
  • FDIC insurance up to $3M via sweep program banks
  • Team access with secure, role-based permissions
  • Multiple business accounts managed under a single login
  • Integrated online and mobile banking
Documentation
View Documentation
Who Is It For
  • Small and medium-sized businesses (SMBs)
  • Entrepreneurs
  • Business owners with multiple businesses
  • Businesses with multiple owners (joint accounts)
  • US-based businesses (see eligibility and geographic notes)
Requirements
  • Business must be US-based
  • Joint account access only for registered business owners holding 25% or more of the business and are US residents
  • International wire transfers only available to legal entity customers (LLCs, corporations, partnerships); not available for sole proprietorships