HSB (Hartford Steam Boiler) via independent agents - Complete Company Profile

HSB (Hartford Steam Boiler) via independent agents is a software company. HSB (Hartford Steam Boiler) via independent agents offers 7 products: Inspection Services, Energy risk solutions, HSB Cyber Suite, Applied Technology Solutions, HSB Total Cyber, HSB TechAdvantage, Insurance solutions for commercial and personal lines.

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HSB (Hartford Steam Boiler) via independent agents

Hartford Steam Boiler is focused on providing innovative insurance and risk management solutions, specializing in equipment breakdown and cyber insurance.

"A Munich Re company"

What HSB (Hartford Steam Boiler) via independent agents Offers

7 products and services

Inspection Services

HSB Inspection Services provides certified inspections for boilers, pressure vessels, and other equipment, helping businesses comply with jurisdictional requirements and...

Inspections of boilers, pressure vessels, and related equipment
Compliance with jurisdictional (state/city) requirements

Energy risk solutions

HSB’s Energy risk solutions provide insurance and risk management for complex, equipment-intensive energy risks, supporting independent power producers and utilities...

Property damage coverage (including time element and equipment breakdown)
Builder’s Risk: covers property perils (earthquake, flood, named storms, severe convective storms), delay in startup, soft costs, and equipment breakdown; coverage flows from construction to operation

HSB Cyber Suite

HSB Cyber Suite is a comprehensive cyber risk insurance solution designed for small businesses, providing broad, customizable coverage, risk management...

Broad coverages that can be layered for tailored protection
Risk management services to help mitigate threats before they happen

Applied Technology Solutions

HSB Applied Technology Solutions develops IoT and AI-backed risk solutions for industrial, commercial, and residential clients. The offering leverages connected...

IoT-enabled risk monitoring and mitigation
AI-driven analytics for risk assessment

HSB Total Cyber

HSB TotalCyber™ is a comprehensive cyber insurance solution designed for small- to medium-sized businesses, providing broad coverage and risk management...

First-party and third-party cyber coverages
Pre-event and post-event risk management services

HSB TechAdvantage

HSB TechAdvantage™ is a commercial equipment breakdown insurance solution that combines best-in-class underwriting, engineering, inspection, and claims service. It is...

Coverage for power surges, short circuits, centrifugal force, boiler overheating/cracking, and other equipment breakdowns
Coverage for electronic circuitry impairments (second cause of loss)

Insurance solutions for commercial and personal lines

HSB offers a wide variety of specialty insurance, reinsurance coverages, and engineering services for both commercial and personal lines, helping...

Cyber insurance: Comprehensive coverage for emerging cyber risks
Energy insurance: Solutions for energy sector risks

Company Information

Enriched company details and information

A Munich Re company

Description

Hartford Steam Boiler is focused on providing innovative insurance and risk management solutions, specializing in equipment breakdown and cyber insurance.

What They Do

Provide insurance solutions for commercial and personal lines, particularly in equipment breakdown and cyber risks.

Who They Serve

Businesses, homeowners, agents, insurers.

Key Value Propositions

Comprehensive risk management
Tailored insurance solutions
Industry-specific expertise
Strong focus on emerging risks

Target Customers

Customers benefiting from robust insurance solutions
Agents and brokers seeking quality products
Business owners requiring equipment and technology risk cover
Homeowners interested in property insurance

Industries Served

Insurance
Engineering
Technology
Cybersecurity
Energy

Contact Information

API Information

API Available
No

Products & Offerings

Detailed information about HSB (Hartford Steam Boiler) via independent agents's products and services. Each offering is enriched with AI-powered insights to help you understand capabilities, features, and use cases.

Inspection Services

HSB is an industry leader in the inspection of boilers, pressure vessels, and other types of equipment, with over 150 years of experience. Inspections and loss prevention are core to HSB's mission, and jurisdictional inspections are included as a standard benefit in equipment breakdown insurance programs. HSB's inspectors are certified by the National Board of Boiler and Pressure Vessel Inspectors and complete more than 500,000 inspections annually across the United States.

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Product Overview

HSB Inspection Services provides certified inspections for boilers, pressure vessels, and other equipment, helping businesses comply with jurisdictional requirements and prevent equipment-related losses. Inspections are performed by highly trained and certified inspectors and are a built-in benefit of HSB's equipment breakdown coverage.

Detailed Description

HSB is an industry leader in the inspection of boilers, pressure vessels, and other types of equipment, with over 150 years of experience. Inspections and loss prevention are core to HSB's mission, and jurisdictional inspections are included as a standard benefit in equipment breakdown insurance programs. HSB's inspectors are certified by the National Board of Boiler and Pressure Vessel Inspectors and complete more than 500,000 inspections annually across the United States.

Key Features

  • Inspections of boilers, pressure vessels, and related equipment
  • Compliance with jurisdictional (state/city) requirements
  • Proactive identification of inspection needs for insureds
  • Recommendations for hazardous conditions
  • Advice for equipment operation and maintenance
  • Nationwide network of inspectors
  • Over 500,000 inspections completed annually

Key Benefits

  • Certified, experienced inspectors
  • Jurisdictional inspections included as a built-in benefit (no extra charge)
  • Helps businesses comply with state and municipal inspection laws
  • Loss prevention and risk reduction
  • Recommendations and advice to improve equipment operation, maintenance, and reliability
How It Works
1.Insureds are proactively identified for inspection requirements.
2.Inspections are scheduled and performed by certified inspectors.
3.Inspections are conducted in accordance with jurisdictional requirements.
4.Recommendations are provided if hazardous conditions are found.
5.Advice is offered to improve equipment operation and reliability.
Documentation
View Documentation
Who Is It For
  • Business owners with boilers, pressure vessels, or large water heaters
  • Facilities with commercial air tanks, hot water tanks, or air conditioning/refrigeration (excluding household units)
  • Insureds with HSB equipment breakdown coverage
  • Customers in the US, UK, and Ireland (with specific forms for UK/Ireland)
Requirements
  • Service order or case number required for scheduling (for single locations)
  • For multiple locations, contact hotline
  • Anti-fraud requirements apply to inspection requests
  • Preparation steps for internal and external inspections (e.g., equipment access, cleaning, operator availability)
Detailed Sections
Inspection Services

Certified for equipment and property. HSB is an industry leader in the inspection of boilers, pressure vessels and other types of equipment - dating to the very beginning of our company over 150 years ago. Inspections and loss prevention came first at HSB, with insurance backing up the judgment of our inspectors. Our inspectors are among the most experienced in the industry and are certified by the National Board of Boiler and Pressure Vessel Inspectors. HSB makes jurisdictional inspections a built-in benefit of our equipment breakdown coverage. HSB's nationwide network of inspectors complete more than 500,000 inspections each year.

How do I schedule an inspection?

Instructions for scheduling an inspection, including requirements for service order or case number, and contact information for multiple locations or UK/Ireland customers. Anti-fraud requirements apply.

  • Have your service order or case number to reference.
  • This form is only intended for single locations. If you need support for more than one location, contact 800-333-4677 instead.
  • If you are a UK or Ireland based customer, complete our UK&I inspection request form.
  • Anti-fraud requirements apply to this request.
Do I need an inspection?

Guidance on whether an inspection is needed based on equipment at the location.

  • Do you have any heating or process boilers at your location?
  • Do you have any large (200,000 Btuh) water heaters?
  • Do you have any pressure vessels at your location, such as commercial air tanks and hot water tanks?
  • Do you have any air conditioning/refrigeration at your location? (This does not include household refrigerators/freezers or window air conditioners.)
How do I prepare for an inspection?

Preparation steps for external and internal equipment inspections.

  • Schedule the appointment when the equipment operator or maintenance personnel are available to perform any required testing of controls and safety devices.
  • Don’t forget to inform the operator of the date and time.
  • Make sure the current certificate of inspection is posted.
  • Provide the inspector with clear and safe access to equipment.
  • Be sure to have equipment up and running.
  • Arrange to have your equipment open and cooled. Remove manhole and handhole plates.
  • Clean all equipment surfaces thoroughly, internally and externally.
  • If the equipment has a low water fuel supply cut out, have the device dismantled for a complete examination of all parts.
  • Disconnect the feed line connection at the equipment.
What is a Jurisdictional Inspection?

HSB provides jurisdictional inspections of boilers and pressure vessels as a built-in benefit of all our Equipment Breakdown coverage programs. Nearly all states and cities have requirements for the periodic inspection of boilers and pressure vessels. Codes vary from state to state, but generally boilers and other pressure equipment must be inspected by commissioned inspectors at specified intervals for continued operation. These requirements make the business owner responsible for inspection compliance. Helping insureds meet these inspection obligations is part of HSB's value.

  • Proactively identify insureds that have jurisdictional inspection services requirements;
  • Schedule and perform boiler and pressure vessel certificate inspections in accordance with state or municipal jurisdictional requirements;
  • Provide recommendations where hazardous conditions are noted;
  • Offer advice to improve equipment operation, maintenance and reliability.
Contact Us

HSB Inspection Hotline. Hours: 8:00 a.m. to 8:00 p.m. EST, Monday through Friday. Please have policy information available when contacting us.

  • Phone: 1-800-333-4677
  • Email: NSCInsp_Hotline@HSB.com

Energy risk solutions

Energy risk solutions from HSB offer specialized insurance and risk management for the energy sector, including property damage, equipment breakdown, and business interruption coverage. The offering is designed to support the energy transition and is backed by in-house risk engineering and claims support.

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Product Overview

HSB’s Energy risk solutions provide insurance and risk management for complex, equipment-intensive energy risks, supporting independent power producers and utilities with property damage, equipment breakdown, and business interruption coverage. HSB leverages deep technical expertise in underwriting, risk engineering, and claims to support clients across a wide range of energy technologies, helping to bring stability to the evolving energy landscape.

Detailed Description

Energy risk solutions from HSB offer specialized insurance and risk management for the energy sector, including property damage, equipment breakdown, and business interruption coverage. The offering is designed to support the energy transition and is backed by in-house risk engineering and claims support.

Key Features

  • Property damage coverage (including time element and equipment breakdown)
  • Builder’s Risk: covers property perils (earthquake, flood, named storms, severe convective storms), delay in startup, soft costs, and equipment breakdown; coverage flows from construction to operation
  • Operational Property All Risk: covers property perils, business interruption, extra expense, and equipment breakdown for operating facilities
  • Up to $250 million in capacity for U.S. risks
  • 100% placement, lead lines, or quota share options
  • In-house risk engineering and claims support

Key Benefits

  • Comprehensive protection for complex energy risks
  • Coverage for property damage, equipment breakdown, and business interruption
  • In-house risk engineering and claims support
  • Expertise across a diverse set of energy technologies
  • Seamless coverage from construction through operation
  • Access to technical due diligence and industry-leading standards
Documentation
View Documentation
Who Is It For
  • Independent power producers
  • Utilities
  • Energy insurance brokers
  • Surplus lines insurance brokers
  • Licensed surplus lines producers
Requirements
  • Available only through duly licensed surplus lines insurance brokers
  • Product may not be available in all states
Detailed Sections
Your energy risk partner now and into the future

HSB’s team of professionals supports clients across the spectrum of equipment-intensive energy risks with expertise in underwriting, risk engineering, and claims. HSB inspects and assesses energy equipment risks globally, sharing knowledge to improve industry standards.

Our energy risk capabilities

HSB offers solutions for complex energy risks, including property damage coverage, time element, equipment breakdown, and in-house risk engineering and claims support.

  • Property damage coverage, including time element and equipment breakdown
  • In-house risk engineering and claims support
Builder’s Risk

Coverage for property perils (earthquake, flood, named storms, severe convective storms), delay in startup, soft costs, and equipment breakdown. Coverage flows from builder’s risk through commissioning and into operation.

Operational Property All Risk

Coverage for operating energy facilities against property perils, business interruption, extra expense, and equipment breakdown.

Learn more about HSB’s appetite and expertise

HSB offers $250m in capacity for U.S. risks, 100% placement, lead lines, or quota share, and in-house risk engineering and claims support.

  • $250m in capacity for U.S. risks
  • 100% placement, lead lines, or quota share
  • In-house risk engineering and claims support
Energy segments supported

HSB supports a wide range of energy technologies, including biofuel, hydroelectric, battery storage, RNG, solar, geothermal, conventional power, wind, biomass, and green hydrogen.

  • Biofuel production and processing plants
  • Hydroelectric power generation
  • Battery energy storage systems (BESS)
  • Renewable natural gas (RNG) production facilities
  • Solar: Distributed commercial and utility-scale
  • Geothermal power generation
  • Conventional Power: Natural gas and oil power generation facilities
  • Wind: Onshore
  • Biomass energy facilities
  • Green Hydrogen: Commercial electrolysis, storage, and processing
Trust HSB as your energy risk partner

HSB insures nearly 100 GW of renewable energy generation capacity in the U.S. and Canada. Claims professionals average 20 years’ experience. HSB is rated A++ (Superior) by AM Best and has over 150 years of experience in electric power generation insurance.

  • HSB insures nearly 100 GW of renewable energy generation capacity in the U.S. and Canada
  • Claims professionals have an average of 20 years’ experience
  • HSB is rated A++ (Superior) by AM Best Company
  • HSB has insured electric power generation since the beginning of electric energy

HSB Cyber Suite

HSB Cyber Suite offers cyber insurance for small businesses, enabling commercial insurers to protect their clients from evolving cyber threats. The suite includes comprehensive coverage, risk management tools, and 24/7 support to help businesses prevent and recover from cyber incidents.

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Product Overview

HSB Cyber Suite is a comprehensive cyber risk insurance solution designed for small businesses, providing broad, customizable coverage, risk management expertise, and 24/7 cyber response services. It helps small business clients prevent and recover from evolving cyber risks, with flexible coverage limits and competitive pricing.

Detailed Description

HSB Cyber Suite offers cyber insurance for small businesses, enabling commercial insurers to protect their clients from evolving cyber threats. The suite includes comprehensive coverage, risk management tools, and 24/7 support to help businesses prevent and recover from cyber incidents.

Key Features

  • Broad coverages that can be layered for tailored protection
  • Risk management services to help mitigate threats before they happen
  • 24/7 access to cyber claim specialists
  • Customizable limits to fit business size and needs
  • Continuous refinement and expansion of coverage

Key Benefits

  • Comprehensive, customizable cyber coverage
  • Access to HSB’s in-house cyber experts
  • 24/7 claims support and cyber response services
  • Risk management tools and industry insights
  • Flexible coverage limits from $50,000 to $1 million
  • Competitive pricing suitable for small business budgets
  • Coverage that evolves with changing cyber risks
Documentation
View Documentation
Who Is It For
  • Small businesses
  • Commercial insurers serving small business clients
  • Independent insurance agents
Detailed Sections
HSB Cyber Suite

Cyber risk insurance for small businesses. HSB Cyber Suite provides comprehensive cyber coverage, risk management expertise, and 24/7 cyber response services to help your small business clients prevent and recover from today’s cyber risks.

Experts to anticipate and manage cyber issues

HSB’s in-house cyber experts are available to assist your client with 24/7 claims support, risk management tools, and industry insights to help your clients plan ahead and stay safe from cyber crime.

  • 24/7 claims support
  • Risk management tools
  • Industry insights
Comprehensive, customizable coverage

Cyber Suite provides broad coverages that can be layered to create a safety net tailored to specific cyber risks and operational needs of the insured. Because cyber risks are always changing, we constantly refine and expand our cyber insurance so your clients can feel confident that they’re covered.

  • Broad, layered coverages
  • Tailored to specific risks and needs
  • Coverage evolves with cyber risk landscape
Flexible limit options to meet your changing needs

As a business grows, so do its risks. That’s why Cyber Suite offers coverage limits that range from $50,000 to $1 million—so clients can scale their insurance to fit the size and scope of their business.

  • Coverage limits from $50,000 to $1 million
Competitive pricing

Just because your clients have a smaller budget doesn’t mean they shouldn’t have comprehensive cyber protection like their larger counterparts. With Cyber Suite, small businesses get great coverage at a price they can afford.

  • Affordable for small businesses
HSB Commercial Cyber Risk Services

HSB goes beyond coverage with a suite of risk management services designed to help mitigate cyber threats before they happen and keep businesses safe in the case of an unexpected cyber event.

  • Risk management services
  • Proactive threat mitigation
What a loss can cost

Examples of real-world cyber incidents and their financial impact on small businesses.

  • $22,000 loss: Ransomware attack on machine parts manufacturer
  • $50,000 loss: Phishing attack on financial consulting firm
  • $15,000 loss: Ransomware attack on drywall contractor
Why trust HSB for commercial cyber insurance

HSB has nearly 20 years of experience in cyber insurance, is among the top 10 admitted cyber insurers in the US, and is rated A++ (Superior) by A.M. Best.

  • 20 years in cyber insurance
  • 24/7 claims support
  • Top 10 US cyber insurer
  • A++ (Superior) rating by A.M. Best
Protect your small business clients from emerging cyber risks

Smaller businesses may not have the same resources as larger companies to prevent and resolve cyber security losses. But with HSB Cyber Suite, they can protect themselves and get back up and running if they become a victim of cyber crime.

Applied Technology Solutions

Applied Technology Solutions (ATS) by HSB provides risk management solutions powered by Internet of Things (IoT) devices and Artificial Intelligence (AI). ATS includes a suite of products and services designed to monitor, detect, and prevent risks in real time across industrial, commercial, and residential environments.

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Product Overview

HSB Applied Technology Solutions develops IoT and AI-backed risk solutions for industrial, commercial, and residential clients. The offering leverages connected technologies and artificial intelligence to help organizations manage and mitigate risk, improve operational efficiency, and drive ROI.

Detailed Description

Applied Technology Solutions (ATS) by HSB provides risk management solutions powered by Internet of Things (IoT) devices and Artificial Intelligence (AI). ATS includes a suite of products and services designed to monitor, detect, and prevent risks in real time across industrial, commercial, and residential environments.

Key Features

  • IoT-enabled risk monitoring and mitigation
  • AI-driven analytics for risk assessment
  • Integration with partner ecosystems (e.g., Schneider Electric, Amazon Sidewalk)
  • Meshify Defender Shutoff and Sensor Suite for water and environmental monitoring
  • Customer portal access (Front Door customer portal)
  • Scalable solutions for different industry segments

Key Benefits

  • Real-time risk detection and prevention
  • Improved operational efficiency
  • Demonstrated ROI (Top 10 clients achieved over 500% ROI)
  • Enhanced safety and loss prevention
  • Seamless integration with leading technology partners
Use Cases
  • Industrial IoT risk management
  • Commercial property monitoring
  • Residential risk mitigation (e.g., water leak detection, shutoff)
  • Integration with smart building and facility management systems
Documentation
View Documentation
Who Is It For
  • Industrial clients
  • Commercial clients
  • Residential clients
  • Organizations seeking IoT and AI-based risk management
Detailed Sections
Developing IoT & AI-backed risk solutions

HSB Applied Technology Solutions develops IoT and AI-backed risk solutions for various industries.

Meshify, our IoT Subsidiary, to Join Amazon Sidewalk

Meshify, HSB's IoT subsidiary, is joining Amazon Sidewalk to expand connectivity and capabilities.

Meshify launches Defender Shutoff and Sensor Suite

Meshify launches Defender Shutoff and Sensor Suite, a new product for water shutoff and environmental monitoring.

Enabling Risk Innovation With Schneider Electric

HSB partners with Schneider Electric to enable risk innovation through technology integration.

Top 10 Clients Hit Over 500% ROI

HSB's top 10 clients using Applied Technology Solutions have achieved over 500% return on investment.

Product Overview

HSB TotalCyber™ is a comprehensive cyber insurance solution designed for small- to medium-sized businesses, providing broad coverage and risk management services to protect against cyber threats before they occur. The product is easy to buy and use, offering both first-party and third-party coverages, as well as a suite of proactive cyber risk management services.

Key Features

  • First-party and third-party cyber coverages
  • Pre-event and post-event risk management services
  • Online rate, quote, and bind for appointed agents
  • Cyber concierge and live expert support
  • Active threat and website monitoring
  • Ransomware prevention and dark web monitoring
  • Cyber maturity assessment and security training
  • Cyber privacy legal consulting
  • Customizable security policies
  • Partner marketplace for additional cyber solutions

Key Benefits

  • A++ rated by AM Best
  • Admitted coverage
  • Available in all states except New York
  • Covers businesses with revenue up to $1 billion
  • Limits up to $5 million
  • Pre-event risk management services
  • Experienced, dedicated cyber claims team
Documentation
View Documentation
Who Is It For
  • Small- to medium-sized businesses
  • Businesses with revenue up to $1 billion
  • Eligible industries include: Agriculture, Arts, Entertainment and Recreation, Construction, Finance and Insurance, Healthcare and Social Assistance (excluding hospitals), Hospitality, Information, Manufacturing, Non-Profits, Professional Services, Real Estate and Property Management, Retail Trade, Transportation and Warehousing, Wholesale Trade
Supporting Resources
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HSB TechAdvantage

HSB TechAdvantage™ provides dynamic, forward-thinking equipment breakdown (EB) coverage for commercial clients. It covers traditional equipment risks (e.g., power surges, short circuits, boiler overheating) and modern exposures such as electronic circuitry impairments and direct physical damage from cyberattacks. The offering is supported by HSB’s deep engineering expertise, responsive underwriting, and comprehensive inspection services.

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Product Overview

HSB TechAdvantage™ is a commercial equipment breakdown insurance solution that combines best-in-class underwriting, engineering, inspection, and claims service. It is designed to protect businesses from property damage and financial loss due to the breakdown of commercial equipment and the technology that runs it, including risks from cyber events and electronic circuitry impairments.

Detailed Description

HSB TechAdvantage™ provides dynamic, forward-thinking equipment breakdown (EB) coverage for commercial clients. It covers traditional equipment risks (e.g., power surges, short circuits, boiler overheating) and modern exposures such as electronic circuitry impairments and direct physical damage from cyberattacks. The offering is supported by HSB’s deep engineering expertise, responsive underwriting, and comprehensive inspection services.

Key Features

  • Coverage for power surges, short circuits, centrifugal force, boiler overheating/cracking, and other equipment breakdowns
  • Coverage for electronic circuitry impairments (second cause of loss)
  • No exclusion for direct physical damage to equipment from cyber events
  • Operational and Builder’s Risk coverage
  • Capacity up to $250 million
  • Jurisdictional inspections by over 600 commissioned inspectors and engineers
  • Support for any size risk in the US and Canada
  • Flexible underwriting for tough and unique risks

Key Benefits

  • Comprehensive protection against equipment breakdown and technology risks
  • Coverage for both traditional and emerging risks (including cyber events)
  • Responsive and clear communication from underwriters
  • Gold-standard jurisdictional inspection services
  • Engineering-based risk management and loss prevention
  • Competitive offers and flexible placement options (100% placement, lead lines, quota-share, excess)
  • Access to Sensor Solutions for proactive risk management
Documentation
View Documentation
Who Is It For
  • Commercial property owners
  • Habitational property managers
  • Manufacturers (plastics, glass, chemical processing, iron foundry)
  • Seafood distributors
  • Crypto mining/data centers
  • Agents and brokers seeking equipment breakdown solutions for clients
  • Businesses in the United States and Canada
Requirements
  • Available for any size risk in the US and Canada
  • Subject to underwriting and engineering review

Insurance solutions for commercial and personal lines

For over 150 years, HSB has set the industry standard in equipment breakdown insurance and now provides a broad range of specialty insurance products for commercial and personal lines. The offerings are designed to address emerging and complex risks, with solutions tailored for insurers, agents, brokers, business owners, and homeowners.

Added

Product Overview

HSB offers a wide variety of specialty insurance, reinsurance coverages, and engineering services for both commercial and personal lines, helping clients stay ahead of complex emerging risks. These solutions are available via independent agents and brokers.

Detailed Description

For over 150 years, HSB has set the industry standard in equipment breakdown insurance and now provides a broad range of specialty insurance products for commercial and personal lines. The offerings are designed to address emerging and complex risks, with solutions tailored for insurers, agents, brokers, business owners, and homeowners.

Key Features

  • Cyber insurance: Comprehensive coverage for emerging cyber risks
  • Energy insurance: Solutions for energy sector risks
  • Equipment breakdown insurance: Coverage for unexpected equipment failures
  • Specialty liability insurance: Protection from lawsuit risks
  • Farm and ranch insurance: Coverage for farming equipment, implements, and technology
  • Service line insurance: Protection for underground service utility lines

Key Benefits

  • Comprehensive coverage for emerging and complex risks
  • Specialty insurance and reinsurance options
  • Access to engineering and inspection services
  • Support for both commercial and personal insurance needs
  • Expertise in equipment breakdown and technology-related risks
Documentation
View Documentation
Who Is It For
  • Commercial lines insurers
  • Personal lines insurers
  • Commercial insurance agents
  • Brokers
  • Business owners
  • Homeowners
Detailed Sections
Insurance Products

HSB helps you stay ahead of complex emerging risks with our commercial and personal lines insurance solutions.

Look to HSB for the specialty insurance your clients need

For over 150 years, HSB has set the industry standard in equipment breakdown insurance. Now, with a wide variety of specialty insurance, reinsurance coverages, and engineering services, HSB helps you stay ahead of complex emerging risks.

Insurance Products
  • Cyber: Comprehensive coverage for emerging cyber risks
  • Energy: Energy risk solutions
  • Equipment Breakdown: Comprehensive coverage for unexpected equipment failures
  • Specialty Liability: Protection from lawsuit risks
  • Farm and Ranch: Insurance for farming equipment, implements, and technology
  • Service line: Insurance for underground service utility lines
How can HSB help you?

Whether you’re a commercial or personal lines insurer or a commercial insurance agent or broker, HSB has the insurance solutions to fit the needs of your clients. Connect with our experts today to learn more.