equipifi - Complete Company Profile

equipifi is a Media & Internet company. equipifi is a financial technology company that provides a Buy Now, Pay Later (BNPL) platform for financial institutions. The platform enables banks and credit unions to offer BNPL solutions to their customers, providing a competitive edge and increasing customer engagement. equipifi's solution is designed to be integrated into existing digital banking systems, making it easy for financial institutions to launch and manage BNPL programs. equipifi offers 3 products: BNPL Insights, BNPL Platform for Financial Institutions, BNPL Integration.

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equipifi

equipifi supercharges the banking experience for financial institutions by providing a Buy Now, Pay Later (BNPL) solution that enhances customer engagement and drives revenue growth.

equipifi is a financial technology company that provides a Buy Now, Pay Later (BNPL) platform for financial institutions. The platform enables banks and credit unions to offer BNPL solutions to their customers, providing a competitive edge and increasing customer engagement. equipifi's solution is designed to be integrated into existing digital banking systems, making it easy for financial institutions to launch and manage BNPL programs.

"The BNPL Platform for Financial Institutions"

equipifi.com

About equipifi

equipifi is a Media & Internet company serving global markets. equipifi is a financial technology company that provides a Buy Now, Pay Later (BNPL) platform for financial institutions. The platform enables banks and credit unions to offer BNPL solutions to their customers, providing a competitive edge and increasing customer engagement. equipifi's solution is designed to be integrated into existing digital banking systems, making it easy for financial institutions to launch and manage BNPL programs.

Company Details

Niche

Media & Internet

What equipifi Offers

3 products and services

BNPL Insights

BNPL Insights by equipifi empowers financial institutions to leverage data-driven insights from Buy Now, Pay Later (BNPL) usage to inform...

Analysis of debit card transaction frequency and changes post-BNPL adoption.
Insights into where and how account holders use BNPL, including category and demographic trends.

BNPL Platform for Financial Institutions

equipifi's BNPL Platform enables financial institutions to offer Buy Now, Pay Later (BNPL) split payment options directly within their digital...

Personalized BNPL offers generated based on real-time account and transaction data
Customizable eligibility parameters and loan terms set by the financial institution

BNPL Integration

equipifi's BNPL Integration enables financial institutions to seamlessly add Buy Now, Pay Later (BNPL) functionality to their digital banking platforms....

Pre-built integrations for rapid deployment
Integration guides and onboarding support

Company Information

Enriched company details and information

The BNPL Platform for Financial Institutions

Description

equipifi supercharges the banking experience for financial institutions by providing a Buy Now, Pay Later (BNPL) solution that enhances customer engagement and drives revenue growth.

What They Do

equipifi provides a BNPL platform that allows financial institutions to offer flexible payment options to their customers, enhancing engagement and driving revenue growth.

Who They Serve

equipifi serves credit unions, banks, and partners in the financial sector.

Key Value Propositions

Embedded BNPL solutions
Increased customer engagement
Revenue growth through flexible payment options

Target Customers

Credit Unions
Banks
Financial Institutions

Industries Served

Financial Services
Banking
Credit Unions

Contact Information

Contact Form

API Information

Customer Logos

Financial Plus Credit Union

Financial Plus Credit Union

Rave Financial Credit Union

Rave Financial Credit Union

MSU Federal Credit Union

MSU Federal Credit Union

Ocean Air Credit Union

Ocean Air Credit Union

Suffolk Credit Union

Suffolk Credit Union

Generations Federal Credit Union

Generations Federal Credit Union

APCU

APCU

Apple Federal Credit Union

Apple Federal Credit Union

Capitol Credit Union

Capitol Credit Union

BluPeak Credit Union

BluPeak Credit Union

TruPartner Credit Union

TruPartner Credit Union

Sunward Credit Union

Sunward Credit Union

Eagle Credit Union

Eagle Credit Union

Community Financial Credit Union

Community Financial Credit Union

Dupage Credit Union

Dupage Credit Union

Associated Credit Union

Associated Credit Union

Amoco Credit Union

Amoco Credit Union

USF Credit Union

USF Credit Union

Parda Credit Union

Parda Credit Union

Homepage Full Text

equipifi is a platform designed to elevate the banking experience by integrating Buy Now, Pay Later (BNPL) solutions into financial institutions' offerings. It aims to provide financial flexibility to consumers while helping institutions stay competitive in the market.

Case Studies

Educators Case Study

Customer: Educators Credit Union

A case study showcasing how Educators Credit Union implemented equipifi's BNPL solution to enhance member experience.

View Case Study

Testimonials

"equipifi helps us punch above our weight class. Their BNPL solution is an innovative, easy-to-manage product that aligns with our commitment to meet the financial needs of our current and future members."

Paul Garcia - Chief Information Officer, Capitol Credit Union

Products & Offerings

Detailed information about equipifi's products and services. Each offering is enriched with AI-powered insights to help you understand capabilities, features, and use cases.

BNPL Insights

BNPL Insights is a data analytics solution that enables financial institutions to understand and act on consumer engagement, preferences, and trends in BNPL usage. It provides deep visibility into debit card transactions, BNPL offer uptake, app engagement, repayment patterns, campaign effectiveness, and competitive benchmarking.

Added

Product Overview

BNPL Insights by equipifi empowers financial institutions to leverage data-driven insights from Buy Now, Pay Later (BNPL) usage to inform growth strategies, drive engagement, and optimize banking experiences. The solution provides actionable intelligence on consumer behavior, preferences, and trends related to BNPL, helping institutions benchmark performance, strategize campaigns, and adapt offerings for maximum impact.

Detailed Description

BNPL Insights is a data analytics solution that enables financial institutions to understand and act on consumer engagement, preferences, and trends in BNPL usage. It provides deep visibility into debit card transactions, BNPL offer uptake, app engagement, repayment patterns, campaign effectiveness, and competitive benchmarking.

Key Features

  • Analysis of debit card transaction frequency and changes post-BNPL adoption.
  • Insights into where and how account holders use BNPL, including category and demographic trends.
  • Measurement of BNPL offer uptake and engagement within banking apps.
  • Tracking of re-engagement, repeat usage, and repayment trends.
  • Evaluation of marketing campaign effectiveness and seasonality impacts.
  • Competitive benchmarking against 3rd-party BNPL and peer institutions.
  • Support from equipifi’s Go-To-Market team for campaign strategy and user insights.

Key Benefits

  • Drive BNPL uptake and engagement by tracking user behavior and sentiment.
  • Monitor next generation and demographic-specific shopping and banking preferences.
  • Gauge consumer sentiment on financial flexibility and evolving perceptions of debt.
  • Optimize BNPL parameters for higher uptake and growth.
  • Benchmark BNPL performance against 3rd-party and peer solutions.
  • Inform targeted marketing campaigns and understand seasonality in financial flexibility needs.
Use Cases
  • Financial institutions seeking to increase BNPL adoption among account holders.
  • Banks and credit unions aiming to understand and engage next generation consumers.
  • Organizations wanting to optimize BNPL product parameters based on real user data.
  • Institutions benchmarking their BNPL performance against competitors.
Documentation
View Documentation
Who Is It For
  • Banks
  • Credit Unions
  • Partners (financial institutions seeking BNPL solutions)
Requirements
  • Financial institution partnership with equipifi.
  • Provision of relevant transaction and engagement data for analysis.
Detailed Sections
THE INSIGHTS Power your banking experience with data

Partner with equipifi to leverage usage insights that drive your BNPL and growth strategy.

Learn More
Financial flexibility needs are indicators of consumer engagement and health
What can we uncover in BNPL data?
  • Transactions made on your debit cards: Frequency of use, changes post-BNPL, use for 3rd-party BNPL loan repayments.
  • BNPL offers available to your account holders: Purchase locations, category growth, shifts from in-store to online, demographic trends.
  • Use and engagement in your banking app: Uptake rates, demographic breakdowns of user types.
  • Re-engagement and repayment insights: Net new uptake, repeat usage, multiple plans, repayment trends.
  • Targeted campaigns and seasonality: Seasonality of financial flexibility needs, campaign effectiveness.
  • Benchmarking against the competition: Comparison to 3rd-party BNPL and peer institutions, trends over time and by generation.
Take a closer look Consumer preference and usage insights
  • Drive BNPL uptake and engagement: Track engagement, strategize campaigns, understand user behavior.
  • Learn next gen shopping and banking preferences: Monitor BNPL performance with next gen users, engage based on insights.
  • Gauge consumer sentiment on financial flexibility: Track industry sentiment, behavior shifts, and perception of debt.
Leveraging insights to grow wallet share
  • Optimize BNPL parameters for uptake and growth: Adapt BNPL parameters based on user insights.
  • Benchmark performance to monitor competition: Compare performance to 3rd-party and peer BNPL solutions.
Join us in unlocking BNPL for millions of checking accounts today

Contact form for financial institutions to connect with equipifi about BNPL Insights.

Schedule a Demo

BNPL Platform for Financial Institutions

The equipifi BNPL Platform allows banks and credit unions to launch split payment (BNPL) solutions within their online and mobile banking experiences. Account holders receive personalized BNPL offers, can accept them instantly without a credit check or application, and repay over time via automated withdrawals from their checking accounts.

Added

Product Overview

equipifi's BNPL Platform enables financial institutions to offer Buy Now, Pay Later (BNPL) split payment options directly within their digital banking apps. The platform provides personalized, prequalified BNPL offers to account holders based on real-time account and transaction data, allowing for seamless, applicationless lending and automated loan management.

Detailed Description

The equipifi BNPL Platform allows banks and credit unions to launch split payment (BNPL) solutions within their online and mobile banking experiences. Account holders receive personalized BNPL offers, can accept them instantly without a credit check or application, and repay over time via automated withdrawals from their checking accounts.

Key Features

  • Personalized BNPL offers generated based on real-time account and transaction data
  • Customizable eligibility parameters and loan terms set by the financial institution
  • Applicationless lending—100% prequalified offers, no credit check or application required
  • Automated deposit of funds into checking account upon offer acceptance
  • Automated installment repayment withdrawals from checking account
  • Continuous assessment and bidirectional sync with banking core systems
  • Automated notifications to account holders when new BNPL offers are available
  • Always-on platform with automated workflows

Key Benefits

  • Keeps financial institution debit cards top of wallet by integrating BNPL directly into digital banking
  • Drives growth in engagement, deposits, and new accounts
  • Enables financial institutions to compete with third-party BNPL providers
  • Provides account holders with financial flexibility and a positive banking experience
  • Generates interest income and loan activity for the institution
How It Works
1.Account holder logs into banking app and views available BNPL offers
2.Offers are personalized and prequalified based on real-time data and institution-set parameters
3.Account holder accepts an offer instantly within the app (no application or credit check)
4.Funds are automatically deposited into the account holder's checking account
5.Installment payments are withdrawn periodically from the checking account according to loan terms
6.Loan health and repayment status are factored into future BNPL offers
Documentation
View Documentation
Who Is It For
  • Banks
  • Credit Unions
  • Partners (financial technology ecosystem participants)
Requirements
  • Integration with the financial institution's digital banking platform and core systems
  • Eligibility parameters and loan terms must be set by the financial institution
Detailed Sections
THE EXPERIENCE Supercharging your banking experience with BNPL

Launch split payments on your online banking with the power of a fintech.

Learn More
Consumer expectations for banking is changing, and it’s being driven by BNPL.
Purchase financing on-the-go
  • Account holder needs extra funds for a purchase and checks BNPL offers in the banking app.
  • Personalized BNPL offers are generated based on financial standing and eligibility parameters.
  • Offers are accepted in the app instantly, with no credit check or application.
  • Funds are deposited into the checking account upon acceptance.
  • Installment payments are withdrawn periodically; loan health affects future offers.
Take a closer look: This is Bank BNPL with the power of a fintech
  • Personalized BNPL offers based on real-time data.
  • Customizable eligibility and loan terms.
  • Applicationless lending with 100% prequalified offers.
  • Continuous decision engine for BNPL loan generation.
  • Always-on platform with automated workflows and notifications.
core integrated

Continuous assessment through bidirectional sync. Automatically sync accepted loans back to the banking core. Re-generate prequalified BNPL offers based on updates in account and repayment status.

  • Always provide the most up-to-date picture on account holder financial health and spending power.
TRYING IS BELIEVING

Give your cardholders an easy way to experience your BNPL solution.

Plan Your Purchase BNPL
Why enable purchase financing on your digital banking?
  • Keep your debit cards top of wallet for every consumer.
  • Drive growth in engagement, deposits, and accounts.
Learn More (Elevate Your Debit Card)Learn More (Increase Account Holder Engagement)
Join us in unlocking BNPL for millions of checking accounts today
Schedule a Demo

BNPL Integration

BNPL Integration by equipifi allows banks and credit unions to embed a white-labeled Buy Now, Pay Later solution directly into their existing online banking experience. The offering includes technical integration, underwriting customization, branded user experience, and marketing support for a successful launch.

Added

Product Overview

equipifi's BNPL Integration enables financial institutions to seamlessly add Buy Now, Pay Later (BNPL) functionality to their digital banking platforms. The integration is designed to be easy, with pre-built connections to most major banking cores and digital platforms, and includes support for customization, branding, and go-to-market activities.

Detailed Description

BNPL Integration by equipifi allows banks and credit unions to embed a white-labeled Buy Now, Pay Later solution directly into their existing online banking experience. The offering includes technical integration, underwriting customization, branded user experience, and marketing support for a successful launch.

Key Features

  • Pre-built integrations for rapid deployment
  • Integration guides and onboarding support
  • Customizable loan parameters, fee structures, and grace periods
  • Eligibility and risk tolerance fine-tuning
  • Branded user interface and email templates
  • Employee training guide and FAQ
  • Marketing Intro Kit with collateral for launch
  • Testing environment for workflow validation
  • Go-live monitoring and post-launch support

Key Benefits

  • Seamless integration with most major banking cores and digital platforms
  • Personalized BNPL offers based on real-time account and transactional data
  • White-labeled, branded BNPL experience for your institution
  • Customizable underwriting and eligibility parameters
  • Turnkey marketing and communication kits for launch
  • Ongoing digital support and quarterly check-ins to drive engagement and growth
  • Go-to-market support including branded campaigns for retail occasions
How It Works
1.Kick off project with equipifi onboarding team to establish project timeline
2.Connect equipifi to your banking core using integration guides and IT support
3.Embed BNPL into your digital banking platform, choosing placement and branding
4.Customize underwriting and eligibility parameters to match institutional goals and risk tolerance
5.Review and utilize marketing and communication kits for pre- and post-launch
6.Test the BNPL workflow in real time after connections are established
7.Go live with support from equipifi's Go-To-Market team and monitor initial uptake
8.Continue engagement with quarterly check-ins and ongoing marketing campaigns
Documentation
View Documentation
Who Is It For
  • Banks
  • Credit Unions
  • Partners (financial institutions seeking BNPL solutions)
Requirements
  • Must be a financial institution (bank, credit union, or partner) with a compatible banking core or digital platform
  • Willingness to collaborate with equipifi's integration and underwriting teams
Detailed Sections
THE INTEGRATION A go-live experience designed with you in mind

We did all the heavy lifting so that you don’t have to.

Learn More
equipifi is integrated with most major banking cores and digital platforms.
How to go live with equipifi BNPL?
  • Kick off project with your equipifi team: Meet your equipifi onboarding team and get a clear line of sight to going live with your BNPL project timeline.
  • Connect equipifi to your banking core: equipifi’s integration guides simplify the steps to connect with your banking core. Our integration team works with your IT team to set up connections.
  • Embed BNPL into your digital platform: Choose where you want to position BNPL on your online banking experience and watch as equipifi designs a seamless experience branded for your institution.
  • Customize your underwriting parameters: Review your institution’s goals and preferences to configure your BNPL loan parameters, fee structure, and more.
  • Review marketing and communication kit: From pre-launch announcement to post launch campaign, equipifi provides a turnkey intro kit designed and branded for you.
  • Test and launch your own BNPL solution! Test your BNPL solution workflow to see it in real time after all connections have been established.
Take a closer look Here’s our BNPL white label playbook.
  • Generate personalized BNPL offers based on real time account and transactional information
  • Embed your branded BNPL solution directly into your existing online banking platform
  • Ongoing digital support throughout product launch to ensure a seamless experience
Customize eligibility and underwriting parameters
  • Review out of the box offer parameters suggested by equipifi’s Bank BNPL best practices
  • Fine tune eligibility based on institutional preference to match risk tolerance
  • Determine loan details such as fee structure and grace periods with equipifi’s underwriting team
Design an elevated and branded BNPL solution

Incorporate your brand in the user interface and email templates for your BNPL solution. Introduce equipifi BNPL to your employees with our employee training guide and FAQ. Leverage equipifi's Marketing Intro Kit with all the collateral needed for successful launch.

Celebrate a successful go-live with your BNPL solution
  • Take your launch live with equipifi’s Go-To-Market team, who assists you in monitoring initial uptake
  • Continue driving uptake and growth with quarterly checkins evaluating engagement and growth
  • Send branded marketing campaigns aligned with major retail occasions, provided by equipifi
CONGRATULATIONS ON YOUR LAUNCH!

Every BNPL launch is unique, and each one exciting. Celebrate yours with equipifi, from press to social, digital to in person, it’s time to generate some hype. Check out some of the notable launches that we have done for inspiration.

Is your financial institution ready for BNPL?
Schedule a Demo