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Protect: Fraud, Risk, and Compliance
https://www.checkout.com/products/fraud-detectionCheckout.com's Protect: Fraud, Risk, and Compliance offering provides businesses with advanced fraud detection and risk management tools. It leverages machine learning trained on billions of transactions, flexible rules engines, and comprehensive analytics to help businesses block fraudulent transactions, reduce manual reviews, and maximize legitimate payment acceptance.
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Product Overview
Protect: Fraud, Risk, and Compliance (Fraud Detection) by Checkout.com is a robust, flexible fraud prevention solution built into the Checkout.com platform. It combines advanced machine learning with customizable rules to help businesses detect and prevent fraud, minimize false positives, and optimize payment acceptance. The solution is available in two variants: Fraud Detection (free, out-of-the-box) and Fraud Detection Pro (premium, fully customizable).
Detailed Description
Checkout.com's Protect: Fraud, Risk, and Compliance offering provides businesses with advanced fraud detection and risk management tools. It leverages machine learning trained on billions of transactions, flexible rules engines, and comprehensive analytics to help businesses block fraudulent transactions, reduce manual reviews, and maximize legitimate payment acceptance.
Key Features
- Machine learning-based risk scoring
- Pre-set, enhanced, and custom rules (custom rules in Pro)
- Behavioral scoring with weighted rule criteria
- Approve (trust) and decline lists
- Merchant data feed for custom attributes
- Customer segmentation (e.g., by risk, region, product type)
- 3D Secure 2 routing and challenge preference
- Shadow-mode testing
- Comprehensive analytics and granular reporting
- Manual review tools with contextual data
- Backtesting of rules and strategies
Key Benefits
- Protects against emerging fraud attacks using advanced machine learning
- Minimizes false positives to maximize acceptance rates
- No additional integration required—built into Checkout.com
- Flexible, customizable rules and segmentation
- Comprehensive analytics and reporting for continuous optimization
- Shadow mode testing for safe experimentation
- Integrated 3D Secure 2 authentication for risky transactions
- Approve and deny lists to streamline legitimate customer experience
How It Works
Documentation
View DocumentationWho Is It For
- Businesses seeking to prevent payment fraud and reduce false positives
- Merchants of all sizes, from those with limited fraud resources to large enterprises with dedicated fraud teams
- Industries including ecommerce, gaming, marketplaces, travel, fintech, crypto, and more
Requirements
- Must be a Checkout.com customer to access Fraud Detection solutions.
- Custom rules and advanced segmentation require Fraud Detection Pro.
Detailed Sections
Robust and Flexible Protection
Protect your business from fraud while minimizing false positives, with a hybrid of rules and machine learning. Fraud Detection is built into Checkout.com, so there’s no additional integration needed.
- Hybrid of rules and machine learning
- No additional integration required
Keep pace with emerging fraud
Advanced machine learning detects new fraudulent trends based on data analysis across the entire Checkout.com network.
- Detects new fraud trends
- Network-wide data analysis
Rich fraud fighting tools
Dynamic machine learning, robust rules, and approve/deny lists to block fraud and approve legitimate transactions.
- Dynamic machine learning
- Flexible rules
- Approve/deny lists
Fine-tune and evolve
Experiment and adapt with comprehensive analytics, reporting, and testing capabilities.
- Comprehensive analytics
- Reporting
- Testing capabilities
Plug and play to fully custom
Use preset configurations to go live fast or fully customize your risk setup with Fraud Detection Pro.
- Preset configurations
- Full customization with Pro
All the tools you need to build a robust risk strategy
Fraud Detection empowers businesses with flexible tools and insights from the Checkout.com network.
- Flexible tools
- Network insights
Fraud detection using machine learning
Accurate risk-scoring with machine learning trained on billions of transactions. Customize settings or use recommended ones.
- Machine learning risk scoring
- Customizable settings
Enhanced fraud protection with flexible rules
Create advanced rules, group criteria for behavioral scoring, and test rules before going live.
- Advanced velocity and custom rules
- Behavioral scoring
- Safe rule testing
Block fraudsters, allow legitimate customers
Upload and maintain approve/decline lists for frictionless experience for legitimate customers.
- Approve/decline lists
- Frictionless experience
Use authentication to fight fraud
Apply 3D Secure 2 authentication to risky transactions, with control over challenge or frictionless flows.
- Integrated 3D Secure 2
- Challenge or frictionless flows
Streamlined reviews
Centralized view of flagged transactions with contextual data for efficient manual reviews.
- Centralized flagged transaction view
- Contextual data
Customize to fit your risk strategy
Send extra data and upload lists to build customer segments and apply unique risk profiles.
- Custom data and lists
- Segmentation by customer/product/region
Experiment, iterate, improve
Use analytics, reporting, and shadow mode testing to optimize fraud prevention.
- Analytics
- Granular reporting
- Shadow mode testing
Options to grow with your business
Choose between out-of-the-box Fraud Detection or fully customizable Fraud Detection Pro.
- Fraud Detection (free, preset)
- Fraud Detection Pro (premium, customizable)