CFC - Complete Company Profile

CFC is a Insurance company. CFC is a specialist insurance provider that offers a range of commercial insurance products, including cyber insurance, professional liability, management liability, and more. They aim to provide their customers with everything they need in one easy-to-understand policy. CFC offers 25 products: Transaction Liability Insurance, Professional Services Insurance, Financial Institutions Insurance, Technology Insurance, Fintech Insurance, Intellectual Property Insurance, Healthcare Insurance, Life Science Insurance, API Integration, Portfolio Quoting, Manufacturing Insurance, Carbon Insurance, Digital Healthcare Insurance, Marine Insurance, Media & Entertainment Insurance, Professional Liability Insurance, Product Recall Insurance, Property & Casualty Insurance, Management Liability Insurance, Terrorism Insurance, Safeprotect Misconduct Liability Insurance, Kidnap & Ransom Insurance, Connect Platform, Medical Malpractice Insurance, Excess Cover / Umbrella Insurance.

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CFC’s specialist insurance products are trusted by over 200,000 businesses around the world. They provide market-leading cyber insurance and a range of specialist insurance products designed for emerging and technology-based risks.

CFC is a specialist insurance provider that offers a range of commercial insurance products, including cyber insurance, professional liability, management liability, and more. They aim to provide their customers with everything they need in one easy-to-understand policy.

"Innovative insurance"

About CFC

CFC is a Insurance company serving global markets. CFC is a specialist insurance provider that offers a range of commercial insurance products, including cyber insurance, professional liability, management liability, and more. They aim to provide their customers with everything they need in one easy-to-understand policy.

Company Details

Niche

Insurance

What CFC Offers

25 products and services

Transaction Liability Insurance

Transaction liability insurance is a valuable tool for M&A deal facilitation, used by both private equity firms and strategic buyers...

Bespoke cover for representations & warranties, contingent tax, and other M&A liabilities
Coverage for breach of warranties

Professional Services Insurance

CFC’s Professional Services Insurance provides broad, packaged insurance policies for businesses offering professional services or expert advice. These modular policies...

Errors & omissions cover
Vicarious liability

Financial Institutions Insurance

CFC's Financial Institutions Insurance provides market-challenging solutions for key niches in the financial institutions sector, including bespoke cover for FinTech....

Fully blended and/or modular policies
Tailored definition of professional services

Technology Insurance

CFC's Technology Insurance provides bespoke insurance solutions for technology companies, addressing both traditional and emerging risks. With 25 years of...

Products and services liability
Breach of contract

Fintech Insurance

CFC’s fintech insurance policy provides tailored solutions for businesses operating at the intersection of technology and finance. The policy is...

E&O (Errors & Omissions) covering both financial and tech liability
D&O (Directors & Officers) to protect against personal liability

Intellectual Property Insurance

Intellectual property (IP) insurance helps your business defend itself against claims of IP infringement, and can help you pursue those...

Patent and IP infringement liability
Invalidation challenges

Healthcare Insurance

CFC offers bespoke healthcare insurance products that provide cover for allied health professionals, eHealth and digital medicine, and other wellness...

Modular policy package
Cyber & privacy cover

Life Science Insurance

CFC’s bespoke insurance products offer comprehensive cover for the complex risks faced by life science businesses who import, develop or...

Products liability
Bodily injury arising from business activities and healthcare services

API Integration

CFC’s API solution enables partners to access CFC’s market-leading insurance products directly from their own platforms, providing a single integration...

Single API integration for multiple insurance products
Instant quote and bind capabilities

Portfolio Quoting

Automate cyber quoting for your entire book of business in a single, frictionless process.

Automated quote generation for multiple clients.
Spreadsheet-based submission process.

Manufacturing Insurance

CFC's manufacturer’s professional E&O-led policy is designed to give manufacturers comprehensive coverage from new and evolving exposures. The policy combines...

Errors & omissions (E&O) coverage
Optional cyber coverage

Carbon Insurance

CFC's Carbon Insurance provides risk transfer solutions for participants in the voluntary and compliance carbon markets, protecting against risks such...

Covers non-delivery of carbon credits from any cause
Covers cancellation or invalidation of purchased carbon credits

Digital Healthcare Insurance

CFC’s market-leading eHealth insurance policy provides insurance solutions for digital health businesses and healthcare providers adopting technology as part of...

Bodily injury arising from healthcare services, technology activities, cyber events, and system outages
Technology errors and omissions (E&O)

Marine Insurance

CFC's Marine Insurance provides specialist solutions for shipping companies facing diverse security risks, including hull war and marine kidnap &...

Flexible structures: single vessel/single transit up to open covers for large fleets
Expert consultants and global, 24/7 crisis response

Media & Entertainment Insurance

CFC’s Media & Entertainment Insurance provides bespoke, package policies that address the convergence of media and technology, offering comprehensive cover...

Libel and slander coverage
Intellectual property (IP) infringement coverage

Professional Liability Insurance

CFC’s professional liability insurance offers broad, packaged policies designed to address the wide range of exposures faced by professional services...

Errors & omissions cover
Vicarious liability

Product Recall Insurance

CFC's Product Recall Insurance provides comprehensive cover for a variety of industries and recall scenarios, including product guarantees, contractor errors,...

Cover for rectification costs, loss of sales, ancillary costs, and reputation protection
Coverage for product guarantees, contractor errors, cyber product tamper, and software product safety

Property & Casualty Insurance

CFC’s property & casualty insurance products address the core risks facing any business. Designed with a wide range of businesses...

Property coverage
General liability coverage

Management Liability Insurance

CFC's Management Liability Insurance protects organizations of all sizes against both traditional and emerging risks faced at board level. Policies...

Directors & Officers (D&O) liability
Benefit plan liability

Terrorism Insurance

CFC’s Terrorism Insurance is a standalone policy designed to address the increasing risk posed to businesses by acts of terrorism...

Standalone policy for terrorism and sabotage risks
Covers damage to premises

Safeprotect Misconduct Liability Insurance

Safeprotect Misconduct Liability Insurance (SML) is a dedicated insurance product from CFC designed to provide broad sexual abuse and molestation...

Sexual abuse and molestation liability coverage
Praesidium risk management and response services (24/7 support, guidance, and advice)

Kidnap & Ransom Insurance

CFC's kidnap and ransom (K&R) insurance policy provides financial protection and peace of mind for businesses and their employees who...

24/7 access to expert response consultants
Comprehensive legal and expense cover

Connect Platform

Connect is a broker trading portal built for the future, offering instant quote and bind capabilities. Using advanced automation and...

Single question quoting: Generate a comprehensive quote with just a web address
Multiple products quoting: Obtain quotes for several products in a single view

Medical Malpractice Insurance

Medical malpractice claims and the costs of defending them are steadily on the rise, making litigation a primary exposure for...

Insurance cover for claims of medical malpractice
Protection against litigation costs

Excess Cover / Umbrella Insurance

Umbrella cover from CFC offers extra peace of mind for professionals who want to top up their policy limits. It...

Single policy can cover excess for PL, GL, and cyber insurance
Flexible: can be applied to any combination of the three coverage types

Company Information

Enriched company details and information

Innovative insurance

Description

CFC’s specialist insurance products are trusted by over 200,000 businesses around the world. They provide market-leading cyber insurance and a range of specialist insurance products designed for emerging and technology-based risks.

What They Do

CFC provides specialist insurance products, including cyber insurance and coverage for emerging risks.

Who They Serve

They serve over 200,000 businesses globally across various industries.

Key Value Propositions

Market-leading cyber insurance
Proactive cyber security protection
Advanced automation for quoting

Target Customers

Businesses in various industries
SMEs
Corporates

Industries Served

Financial institutions
Fintech
Healthcare
Digital healthcare
Life science
Manufacturing
Marine
Media and entertainment
Professional services
Technology

Contact Information

API Information

API Summary

CFC offers API capabilities for integration with their services.

API Available
Yes
API Related URLs

Homepage Full Text

CFC’s specialist insurance products are trusted by over 200,000 businesses around the world. Proactive protection. Proactive cyber. Market-leading cyber insurance that starts working the moment you bind. CFC delivers proactive cyber security protection, award-winning coverage, and unrivalled cyber incident response. A smarter, faster way to trade. Our Connect platform uses advanced automation and data science to streamline quoting and make broker self-service easier than ever before. Protecting the businesses of tomorrow. Spanning more than 30 classes of specialist insurance, we protect businesses in nearly every industry with products designed for emerging and technology-based risks.

Products & Offerings

Detailed information about CFC's products and services. Each offering is enriched with AI-powered insights to help you understand capabilities, features, and use cases.

Transaction Liability Insurance

CFC's Transaction Liability Insurance provides coverage for representations & warranties, contingent tax, and other M&A liabilities for both buyers and sellers. The offering includes bespoke solutions for a range of M&A structures, sectors, and geographies, and is supported by a large, experienced underwriting and claims team.

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Product Overview

Transaction liability insurance is a valuable tool for M&A deal facilitation, used by both private equity firms and strategic buyers and sellers. CFC offers one of the largest dedicated transaction liability underwriting teams, providing innovative and commercially focused solutions for SME deals and transactions of all sizes.

Detailed Description

CFC's Transaction Liability Insurance provides coverage for representations & warranties, contingent tax, and other M&A liabilities for both buyers and sellers. The offering includes bespoke solutions for a range of M&A structures, sectors, and geographies, and is supported by a large, experienced underwriting and claims team.

Key Features

  • Bespoke cover for representations & warranties, contingent tax, and other M&A liabilities
  • Coverage for breach of warranties
  • Clean exit for sellers
  • Bid enhancement for buyers
  • Limited seller security
  • Coverage for innocent breach of seller warranties
  • Legal counsel included
  • Coverage can be placed within 24 hours following receipt of the application form
  • Coverage can be arranged post completion or post closing
  • Dedicated secondaries underwriting practice
  • Speed and certainty in underwriting
  • Dedicated M&A claims team

Key Benefits

  • Facilitates M&A deals by allocating risk using insurance-backed solutions
  • Provides peace of mind for buyers and sellers
  • Bespoke cover for a range of M&A liabilities
  • Clean exit for sellers
  • Bid enhancement for buyers
  • Limited seller security
  • Coverage for up to 100% of enterprise value (EV) for buyers
  • Coverage can be arranged quickly (within 24 hours of application receipt)
  • Coverage can be arranged post-completion or post-closing
  • Dedicated, award-winning claims team with fast response times
Documentation
View Documentation
Who Is It For
  • Private equity firms
  • Strategic buyers
  • Strategic sellers
  • Buyers and sellers in private M&A transactions
  • Small business sellers
  • Private market investors (acquiring, divesting, or restructuring fund assets)
  • Corporate clients
Requirements
  • Application form required for Seller protect and Buyer protect products
  • Eligibility for certain products may be limited to deals under $20m (Seller protect, Buyer protect)
Detailed Sections
Transaction liability

Transaction liability insurance has become a valuable tool for M&A deal facilitation employed by both private equity firms and strategic buyers and sellers. CFC has one of the largest dedicated transaction liability underwriting teams in the market, made up of former M&A attorneys, investment bankers and chartered accountants with real-world experience handling transactions of all sizes. We take a proactive approach towards addressing gaps in the market, creating innovative and commercially focused solutions for SME deals.

Transaction liability products

Explore our transaction liability products to learn more.

  • Transaction liability
  • Seller protect
  • Buyer protect
  • Secondary liquidity solutions
Why choose CFC for transaction liability insurance?

Established in 2016, our transaction liability team is made up of over 50 professionals based across CFC’s global office network. We facilitate deals and the allocation of risk using insurance backed solutions to support a range of acquisition and portfolio management strategies for both private equity and corporate clients. These solutions can be applied across a range of M&A structures, sectors, vintage years and geographies.

Solutions

We actively identify market gaps and develop innovative, commercially-driven solutions. We provide R&W and W&I insurance, buyer protect and seller protect (for deals under $20m), tax, secondaries, contingent, energy, real estate and renewables M&A transactions, excess insurance for fundamental representations, embedded insurance integration into M&A platforms, portfolio solution/roll-up acquisition insurance and transatlantic coverage for cross-border deals.

Experience

We have insured over 2,000 deals across a range of industries worth over $590bn of deal value. Our global team of specialists is made up of M&A lawyers, accountants, investment bankers, insurance professionals and tax advisors which give us unparalleled knowledge and insight into the sectors and industries we underwrite. We view our role in transactions as deal facilitators and work collaboratively with clients to understand issues and ringfence risk. We recognise and respect the trust that our clients place in us.

Limit & appetite

We underwrite on behalf of Lloyd’s of London syndicates and insurance companies all of whom are rated “A” or better (AM best). We have the ability to underwrite up to $50m of limit on a single transaction or $150m of excess coverage for certain fundamental representations. We have appetite to underwrite a range of transactions with a focus on lower-middle market transactions, secondaries, real estate and tax deals.

Claims

With an award-winning claims team to support our underwriting team, we'll support you from the moment you make a claim. We have a team of dedicated transaction liability claims handlers based in our London and New York offices. To date, we have handled nearly 300 claims. We pride ourselves on responsiveness, with an acknowledgement sent within 24 hours of receiving a notification and a collaborative and efficient settlement process.

Supporting Resources
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Professional Services Insurance

Any business offering a professional service or expert advice can face scrutiny from clients and risk disputes over their work. CFC’s insurance solutions are designed to protect such businesses from the diverse risks they face.

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Product Overview

CFC’s Professional Services Insurance provides broad, packaged insurance policies for businesses offering professional services or expert advice. These modular policies address a wide range of exposures and fill gaps left by many traditional professional indemnity policies, offering comprehensive cover at a competitive price with quick, straightforward service.

Detailed Description

Any business offering a professional service or expert advice can face scrutiny from clients and risk disputes over their work. CFC’s insurance solutions are designed to protect such businesses from the diverse risks they face.

Key Features

  • Errors & omissions cover
  • Vicarious liability
  • Contractual liability
  • Affirmative coverage for technology errors (for manufacturers)
  • Cyber, privacy, and cybercrime coverage (optional for manufacturers)
  • Placed personnel cover (for employment organizations)
  • Modular package policies tailored to profession

Key Benefits

  • Comprehensive, modular cover for a wide range of professional exposures
  • Fills gaps left by traditional professional indemnity policies
  • Competitive pricing
  • Quick and straightforward service
  • Worldwide legal cover (for admitted product)
  • Unlimited retroactive cover (for admitted product)
Documentation
View Documentation
Who Is It For
  • Accountants
  • Architects & engineers
  • Contractors (construction industry businesses)
  • Recruitment firms
  • Employment and staffing agencies
  • Manufacturers (with professional exposures)
  • Oil & gas contractors and specialist professions (with less than 20% manual work)
  • A wide range of other professionals (over 500 small-and-medium sized professions covered under admitted product)
Requirements
  • For oil & gas cover: less than 20% of time spent on manual work
Detailed Sections
Professional services

Any business offering a professional service or expert advice can face scrutiny from clients and risk disputes over their work. CFC’s broad, packaged insurance policies take into account the wide range of exposures those businesses face while filling in gaps in cover left by many traditional professional indemnity policies. Our modular policies provide comprehensive cover at a competitive price, with quick, straight forward service.

Our professional services products

List of tailored insurance products for different professional services sectors.

  • Accountants
  • Architects & engineers
  • Contractor's professional
  • Employment organizations
  • Manufacturer's professional
  • Oil & gas
  • Professional services
  • Professional liability (admitted)
Want to learn more about CFC's professional services insurance solutions?
Supporting Resources
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Financial Institutions Insurance

Specialist insurance solutions for financial institutions, designed to address the unique and evolving risks faced by the sector, including cyber, crime, management liability, and more. The offering is supported by a dedicated team with deep industry expertise.

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Product Overview

CFC's Financial Institutions Insurance provides market-challenging solutions for key niches in the financial institutions sector, including bespoke cover for FinTech. The offering addresses both traditional exposures and emerging risks as the financial services industry evolves with new technologies, currencies, and regulations.

Detailed Description

Specialist insurance solutions for financial institutions, designed to address the unique and evolving risks faced by the sector, including cyber, crime, management liability, and more. The offering is supported by a dedicated team with deep industry expertise.

Key Features

  • Fully blended and/or modular policies
  • Tailored definition of professional services
  • Cyber and crime cover
  • Investigation costs coverage
  • Management liability
  • Kidnap & ransom cover (for investment managers)
  • Complementary Bankers Blanket Bond (BBB) product (for SME banks)
  • Flexible policy structure to suit different financial institution types

Key Benefits

  • Bespoke and modular policies tailored to client needs
  • Coverage for both traditional and emerging risks (e.g., cyber, crime, kidnap & ransom)
  • Additional D&O limits for non-executive directors
  • AIFMD compliance available for investment managers
  • Flexible retentions and minimum premiums for SME banks
Documentation
View Documentation
Who Is It For
  • Investment managers
  • Fintech companies
  • SME banks
  • Traditional financial institutions
  • Private equity and venture capital firms
Detailed Sections
Financial institutions

The financial services industry faces constant change as new technologies revolutionize how companies do business, new currencies emerge, and regulations evolve in response. Our specialist team brings a unique blend of experience and dynamism to offer market-challenging solutions to key niches in the financial institutions space, including bespoke cover for FinTech.

Our financial institutions products

Overview of the main product variants offered under Financial Institutions Insurance.

  • Professional indemnity
  • Fintech
  • Investment managers
  • SME banks
Professional indemnity

Financial institutions professional indemnity policy covers traditional exposures and emerging risks including cyber liability.

  • Fully blended policy
  • Definition of professional services can be tailored to fit your client
  • Additional D&O limits available for non-executive directors
Fintech

Purpose built policy for the ever-changing fintech industry and those companies operating in it.

  • Fully blended and modular policy
  • Cyber and crime cover
  • Investigation costs
Investment managers

Bespoke policy for investment managers combining cover for exposures like management liability and crime with cover for emerging risks like cyber and kidnap & ransom.

  • Fully blended policy
  • Policy can be AIFMD compliant
  • Additional D&O limits available for non-executive directors
SME banks

Our cover is available for small to medium businesses and tailored to cater a broad range of exposures that differ from larger corporations and traditional banks.

  • Tailored professional services cover
  • Cyber and privacy
  • Complementary BBB product
  • Fully modular policy
  • Fintech policy
  • Flexible retentions and minimum premiums
Meet the team

Contact details for the Financial Institutions Insurance team at CFC.

  • Neil Beaton – Financial Institutions Practice Leader
  • James Gill – Financial Institutions Underwriter
  • Paola Cooper – Financial Institutions Underwriter
Want to learn more about CFC’s financial institutions insurance solutions?
Related resources

Articles and resources relevant to financial institutions and fintech insurance.

  • What’s next? 7 fintech trends for 2025
  • Why private equity and venture capital firms need specialist cover
  • Package policies: Making comprehensive cover simple

Technology Insurance

CFC's technology insurance products are designed for a wide range of technology companies, from disruptive start-ups to large multinationals. The policies address the evolving risks faced by tech businesses, including liability for products and services, breach of contract, intellectual property infringement, media liability, and comprehensive cyber coverage.

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Product Overview

CFC's Technology Insurance provides bespoke insurance solutions for technology companies, addressing both traditional and emerging risks. With 25 years of experience, CFC offers products suitable for start-ups, mid-size, and multinational tech companies, covering issues such as delays, mistakes, oversights, miscommunication, and cyber threats.

Detailed Description

CFC's technology insurance products are designed for a wide range of technology companies, from disruptive start-ups to large multinationals. The policies address the evolving risks faced by tech businesses, including liability for products and services, breach of contract, intellectual property infringement, media liability, and comprehensive cyber coverage.

Key Features

  • Products and services liability
  • Breach of contract
  • Intellectual property rights infringement and media liability
  • Comprehensive cyber cover and incident response
  • Market-leading technology E&O cover (admitted product)
  • Access to Response app (admitted product)

Key Benefits

  • Addresses costs associated with delays, mistakes, oversights, and miscommunication
  • Covers both traditional and emerging risks for technology companies
  • Comprehensive cyber cover and incident response
  • Market-leading technology E&O (Errors & Omissions) cover
  • Media liability cover
  • Access to award-winning Response app
Documentation
View Documentation
Who Is It For
  • Start-ups
  • Mid-size technology companies
  • Multinational technology companies
  • Small-and-medium sized technology businesses
  • Social media platforms
Detailed Sections
Technology

CFC's technology insurance is designed for a wide range of technology companies, addressing costs associated with delays, mistakes, oversights, miscommunication, and other traditional and emerging risks.

  • Products and services liability
  • Breach of contract
  • Intellectual property rights infringement and media liability
  • Comprehensive cyber cover and incident response
Technology (admitted)

E&O cover for a variety of small-and-medium sized technology businesses, sold in conjunction with cyber cover.

  • Market-leading technology E&O cover
  • Comprehensive cyber cover
  • Media liability cover
  • Access to award-winning Response app
Downloads

Brochures and application forms for both Technology and Technology (admitted) products.

  • Technology Brochure
  • Technology Application Form
  • Technology (admitted) Brochure
Resources

Articles and resources relevant to technology insurance and risks in the tech industry.

  • Insurance designed especially for today’s technology companies
  • Emerging risks in the tech industry
  • Faking it: Why fake news is a problem for social media companies

Fintech Insurance

A market-leading, purpose-built insurance policy for fintech businesses, offering modular and blended coverage for the unique risks at the intersection of finance and technology. Covers traditional and emerging risks, including technology failure, cyber threats, crime, and regulatory investigations.

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Product Overview

CFC’s fintech insurance policy provides tailored solutions for businesses operating at the intersection of technology and finance. The policy is designed to address the unique combination of risks faced by fintech companies due to the integration of technology into financial services.

Detailed Description

A market-leading, purpose-built insurance policy for fintech businesses, offering modular and blended coverage for the unique risks at the intersection of finance and technology. Covers traditional and emerging risks, including technology failure, cyber threats, crime, and regulatory investigations.

Key Features

  • E&O (Errors & Omissions) covering both financial and tech liability
  • D&O (Directors & Officers) to protect against personal liability
  • Crime coverage for employee infidelity and third-party fraud
  • Cyber extension for privacy and cyber events
  • Regulatory investigation costs coverage
  • Coverage for sub-contractors liability under E&O
  • Additional D&O limits for non-exec directors
  • EPL (Employment Practices Liability), PTL (Pension Trustee Liability), GL (General Liability), and Property extensions available
  • Worldwide coverage

Key Benefits

  • Fully blended and modular policy tailored for fintech risks
  • Covers both traditional and emerging exposures
  • Cyber and crime cover included
  • Coverage for regulatory investigation costs
  • Worldwide coverage
  • Access to experienced incident response team for cyber events
  • Coverage for sub-contractor liability
  • Additional D&O limits for non-exec directors
  • Extensions available for EPL, PTL, GL, and Property
Documentation
View Documentation
Who Is It For
  • Fintech businesses
  • Companies operating at the intersection of technology and finance
  • Digital banking platforms and apps
  • Investment platforms and services
  • Payment services providers
  • Businesses offering banking as a service (BaaS)
  • Crowdfunding platforms
  • AI investment advisors
  • Firms subject to financial regulation due to technology-driven services
Detailed Sections
Market-leading fintech insurance

CFC’s fintech insurance policy provides tailored solutions for businesses operating at the intersection of technology and finance. Digital innovation is transforming financial services, but also creates unique risks.

Key features
  • Fully blended and modular policy
  • Cyber and crime cover
  • Investigation costs
Sub-sectors covered

Fintech businesses bridge both finance and technology sectors, so they are open to a wide range of traditional and emerging risks. Here are some sub-sectors we cover:

  • Digital banking
  • Investment platforms and services
  • Payment services
What does CFC's fintech policy cover?
  • E&O (covering both financial and tech liability)
  • D&O to protect against director’s personal liability
  • Crime coverage for employee infidelity and third-party fraud
  • Cyber extension for privacy and cyber events, plus incident response
  • Regulatory investigation costs coverage
  • Coverage for sub-contractors liability under E&O
  • Additional D&O limits for non-exec directors
  • EPL, PTL, GL and Property extensions available
  • Worldwide coverage
FAQs
  • What are fintechs?
  • Why do fintech companies need bespoke insurance?
  • What are the risks that fintech businesses face?
  • What happens when a fintech business has a claim?
Resources

Check out some of our fintech insurance resources.

  • Five reasons to buy FinTech insurance
  • ‘Critical’ third-parties next in line for UK fintech regulation
  • Is fintech insurance right for my business?

Intellectual Property Insurance

CFC's Intellectual Property Insurance provides comprehensive protection for businesses against IP infringement claims and supports the pursuit of infringers. The policy covers legal costs, damages, settlement fees, and loss of IP rights or profits. It is designed for businesses of all sizes, including start-ups, SMEs, and established companies.

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Product Overview

Intellectual property (IP) insurance helps your business defend itself against claims of IP infringement, and can help you pursue those who are infringing on your patent, copyright or trademark. CFC has the largest dedicated IP insurance underwriting teams in London, made up of expert IP underwriters and backed by a panel of specialist claims adjusters and risk management partners.

Detailed Description

CFC's Intellectual Property Insurance provides comprehensive protection for businesses against IP infringement claims and supports the pursuit of infringers. The policy covers legal costs, damages, settlement fees, and loss of IP rights or profits. It is designed for businesses of all sizes, including start-ups, SMEs, and established companies.

Key Features

  • Patent and IP infringement liability
  • Invalidation challenges
  • Trademark oppositions
  • Patent title disputes
  • Loss of IP right and future profit
  • Breach of IP licensing agreement
  • Intellectual property rights infringement
  • Reputation and brand protection
  • Flexible policy periods

Key Benefits

  • Defends against IP infringement claims
  • Covers pursuit of infringers
  • Covers legal fees, damages, and settlement costs
  • Protects against loss of IP rights and future profits
  • Provides contractual indemnity protection
  • Specialist support from expert underwriters and claims adjusters
How It Works
1.Covers defense costs for IP infringement claims brought by third parties.
2.Covers legal costs for pursuing infringers of the insured's IP.
3.Provides contractual indemnity protection for claims made against the insured or their customers in complex supply chains.
4.Flexible policy periods and tailored coverage based on business needs.
Documentation
View Documentation
Who Is It For
  • Start-ups
  • Small and medium enterprises (SMEs)
  • Established companies
  • Businesses with a turnover up to 250 million GBP/USD in industries such as construction, manufacturing, professional services, design, oil & gas, mining & metals, business operation software, consultants, renewable energy, automotive
  • Businesses with a turnover of 250-500 million GBP/USD in industries such as medical drug discovery (pre-commercialisation), software development, niche consumer product manufacturing, fashion, advertising, medical devices, food processing, AR and VR, machine learning
Requirements
  • Company information
  • Website
  • Revenue
Detailed Sections
Intellectual property insurance

Intellectual property (IP) insurance helps your business defend itself against claims of IP infringement, and can help you pursue those who are infringing on your patent, copyright or trademark. CFC has the largest dedicated IP insurance underwriting teams in London, made up of expert IP underwriters and backed by a panel of specialist claims adjusters and risk management partners.

Intellectual property

IP risks can impact businesses of any size. Our policy offers clear, comprehensive protection designed to meet the needs of start-ups, SMEs, and established companies—helping safeguard your ideas as your business grows.

  • Patent and IP infringement liability
  • Invalidation challenges
  • Trademark oppositions
  • Patent title disputes
  • Loss of IP right and future profit
Licensing agreement liability

A specialist product that provides protection to licensees for an unintentional breach of their license agreements, including cover for intellectual property infringement.

  • Breach of IP licensing agreement
  • Intellectual property rights infringement
  • Reputation and brand protection
  • Flexible policy periods
Defense

Defense costs can be substantial due to the complex nature of IP litigation and the level of expertise required by lawyers. This cover aids with the cost to defend your brand/product against allegations of infringement by a third party.

Pursuit of infringers

Developing intellectual property can be very costly and time consuming. This section covers the enforcement of intellectual property that is owned by or licensed to the insured. This covers the legal costs of negotiation and defending any counterclaims by the infringer.

Contractual indemnity

This is useful cover to have if your company is made up of a complex supply chain. It protects the insured if a claim is made against them, but also if a claim is made against their customer, or further down the line of contracts if in a complex supply chain.

FAQs

Frequently asked questions about IP insurance, including what it covers, differences between copyright and trademark insurance, types of IP, examples, and why organizations need IP insurance.

  • What is IP insurance?
  • How does copyright insurance differ from trademark insurance?
  • What are the four types of IP?
  • What is an example of IP?
  • What is patent infringement insurance?
  • What type of insurance covers IP?
  • Why do organizations need IP insurance?
Industries we cover

CFC’s IP insurance is designed for businesses with a turnover of up to 250 million GBP/USD that operate within a wide range of industries. Also considers businesses with a turnover of 250-500 million GBP/USD in select industries.

  • Construction
  • Manufacturing
  • Professional services
  • Design
  • Oil & gas
  • Mining & metals
  • Business operation software
  • Consultants
  • Renewable energy
  • Automotive
  • Medical drug discovery (pre-commercialisation)
  • Software development
  • Niche consumer product manufacturing
  • Fashion
  • Advertising
  • Medical devices
  • Food processing
  • AR and VR
  • Machine learning
Supporting Resources
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Healthcare Insurance

Healthcare Insurance from CFC is a modular policy package designed to cover the diverse exposures faced by healthcare organizations and professionals. It includes comprehensive coverage for health practitioners and is tailored to the evolving landscape of healthcare, including digital and eHealth sectors.

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Product Overview

CFC offers bespoke healthcare insurance products that provide cover for allied health professionals, eHealth and digital medicine, and other wellness and fitness organizations. The offering addresses the unique risks associated with patient and client care, as well as the challenges and innovations transforming healthcare delivery.

Detailed Description

Healthcare Insurance from CFC is a modular policy package designed to cover the diverse exposures faced by healthcare organizations and professionals. It includes comprehensive coverage for health practitioners and is tailored to the evolving landscape of healthcare, including digital and eHealth sectors.

Key Features

  • Modular policy package
  • Cyber & privacy cover
  • Reputation and brand protection
  • Sexual misconduct & physical abuse liability
  • Professional liability
  • Bodily injury arising from cyber events and system outages (eHealth)
  • Technology E&O (eHealth)
  • Automatic coverage for physicians and medical practitioners (eHealth)

Key Benefits

  • Comprehensive coverage for a wide range of healthcare risks
  • Protection against cyber and privacy threats
  • Reputation and brand protection
  • Coverage for sexual misconduct and physical abuse liability
  • Professional liability protection
  • Tailored solutions for digital health and technology-driven healthcare businesses
Documentation
View Documentation
Who Is It For
  • Healthcare professionals
  • Allied health professionals
  • eHealth and digital medicine companies
  • Wellness and fitness organizations
  • Multifaceted healthcare organizations
Detailed Sections
Healthcare

Businesses and professionals who provide healthcare and other wellness services face unique risks associated with patient and client care. CFC offers bespoke healthcare insurance products that provide cover for allied health professionals, eHealth and digital medicine and other wellness and fitness organizations.

Our healthcare products

CFC offers two main healthcare insurance products: Healthcare (modular policy for multifaceted organizations and practitioners) and eHealth (packaged policy for healthcare technology companies).

  • Healthcare: Modular policy for multifaceted organizations and practitioners
  • eHealth: Packaged policy for healthcare technology companies
Healthcare

A unique modular policy package, combining all the relevant exposures faced by multifaceted organizations, as well as comprehensive coverage for health practitioners.

  • Cyber & privacy
  • Reputation and brand protection cover
  • Sexual misconduct & physical abuse liability
  • Professional liability
eHealth

A packaged policy tailored to the unique risk profile of companies operating at the intersection of healthcare and technology.

  • Bodily injury arising from cyber events and system outages
  • Technology E&O
  • Automatic coverage for physicians and medical practitioners
  • Cyber and privacy
Digital innovation in healthcare

Digital innovation is set to transform the face of healthcare across the world, and this fast-paced industry is ever-changing and evolving. Ground-breaking new ideas and tools have the potential to offer patients faster, more easily accessible and efficient care.

FAQs

Where can I find out more about your eHealth policy? You can find out everything you need to know about CFC's award-winning eHealth policy here, or get in touch!

Related resources

Supporting resources on digital health, AI in healthcare liability, and digital health opportunities.

  • Intro to digital health
  • What does AI mean for digital healthcare liability?
  • The digital health opportunity

Life Science Insurance

CFC Life Science Insurance provides tailored insurance solutions for companies operating in the life science sector, including those involved in the import, development, or manufacture of devices, drugs, or supplements. The policies are designed to cover a wide range of complex risks unique to the life sciences industry.

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Product Overview

CFC’s bespoke insurance products offer comprehensive cover for the complex risks faced by life science businesses who import, develop or manufacture devices, drugs or supplements. The offering is designed to address exposures throughout the lifecycle of life science organizations, from research and development, to trials and the manufacture and sale of their products.

Detailed Description

CFC Life Science Insurance provides tailored insurance solutions for companies operating in the life science sector, including those involved in the import, development, or manufacture of devices, drugs, or supplements. The policies are designed to cover a wide range of complex risks unique to the life sciences industry.

Key Features

  • Products liability
  • Bodily injury arising from business activities and healthcare services
  • Technology E&O (optional)
  • Cyber and privacy coverage
  • Product recall
  • General liability
  • Intellectual property rights and infringement cover
  • Option to cover bodily injury from technology activities, cyber events, and system outages
  • Worldwide jurisdiction

Key Benefits

  • Comprehensive coverage for complex and evolving risks in the life science sector
  • Protection against bodily injury claims arising from business activities and healthcare services
  • Coverage for technology errors and omissions (optional)
  • Cyber and privacy protection tailored to life science exposures
  • Product recall coverage
  • General and products liability
  • Intellectual property rights and infringement cover
  • Worldwide jurisdiction
Documentation
View Documentation
Who Is It For
  • Drug or medical device developers
  • Commercial product companies
  • Software product companies in life sciences
  • Contract Research Organizations (CROs)
  • Consultants and laboratory service providers
  • Nutraceutical companies (cosmeceuticals, vitamins, supplements, sports nutrition, consumable product companies)
Detailed Sections
Life science

Life science organizations face a variety of exposures throughout the lifecycle of their business, from research and development, to trials and the manufacture and sale of their products. CFC’s bespoke insurance products offer comprehensive cover for the complex risks faced by life science businesses who import, develop or manufacture devices, drugs or supplements.

Life sciences

Package policy for almost every company operating in the life science sector, including drug or medical device developer, commercial products, Software products, CROs and other service companies, and much more.

  • Products liability
  • Bodily injury arising from business activities and healthcare services
  • Technology E&O (as an option)
  • Cyber and Privacy
  • Product recall
Nutraceuticals

Package policy combining general liability with products liability and recall for cosmeceuticals, vitamins, supplements, sports nutrition and related consumable product companies

  • Products liability
  • Product recall
  • Cyber and Privacy
What does CFC's life science policy cover?
  • Bodily injury arising from business activities and healthcare services as standard
  • Option to cover bodily injury arising from technology activities, cyber events and system outages
  • Option to cover technology errors and omissions
  • Cyber and privacy tailored to address life science companies’ specific cyber exposures
  • General liability and products liability
  • Intellectual property rights and infringement cover
  • Product recall
  • Worldwide jurisdiction

API Integration

CFC’s API Integration allows insurance platforms, brokers, and partners to connect directly to CFC’s suite of digitally traded insurance products. The API provides instant, bindable quotes with minimal data entry, streamlining the insurance process and enabling seamless management of the client lifecycle from quote to renewal.

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Product Overview

CFC’s API solution enables partners to access CFC’s market-leading insurance products directly from their own platforms, providing a single integration point for digital trading, instant quoting, binding, and full client journey management.

Detailed Description

CFC’s API Integration allows insurance platforms, brokers, and partners to connect directly to CFC’s suite of digitally traded insurance products. The API provides instant, bindable quotes with minimal data entry, streamlining the insurance process and enabling seamless management of the client lifecycle from quote to renewal.

Key Features

  • Single API integration for multiple insurance products
  • Instant quote and bind capabilities
  • Minimal data entry required (few basic risk questions)
  • Full lifecycle management (quote, bind, referral, renewal)
  • Portfolio quoting service for book-of-business automation
  • Integration support from CFC’s in-house team

Key Benefits

  • Single integration to access all digitally traded CFC products (e.g., cyber, E&O, and more)
  • Smart, frictionless trading with minimal risk questions and instant, bindable quotes
  • Full client journey management: quote, bind, referrals, renewals, and more
  • Unrivalled response time: average API response under 10 seconds
  • Frees up brokers’ time to focus on complex client demands and relationship building
  • Enables cross-selling across entire client portfolios
Documentation
View Documentation
Who Is It For
  • Insurance brokers
  • Insurance quoting platforms
  • Digital insurance distributors
  • Partners seeking to embed CFC products in their own platforms
Detailed Sections
Your platform, our products

Discover CFC’s API solution and access our market-leading products on any platform, anywhere.

Why integrate with CFC
  • Single integration: Access all digitally traded products including cyber, E&O, and more
  • Smart, frictionless trading: Replace lengthy application forms with a few basic risk questions to get full, instantly bindable quotes
  • One ecosystem: Manage the full client journey from quote and bind, referrals, to renewals and more
  • Unrivalled response time: On average our API responds to each quote and bind request in under 10 seconds
Interested in integrating with us?
Meet the team

From integration, testing, go-live to post-launch, our experienced in-house team are always on hand to help.

  • Daniel Keeler - Head of Digital Underwriting
  • Charlie Murray - Practice Leader
  • Andrew Luskin - US Digital Relationships Leader
  • Samuel Hunt - Digital Relationships Leader
  • Lauren Kelly - Digital Relationship Manager
We’re integrated with over 25 insurance quoting platforms worldwide
  • Anzen
  • Aon
  • CRC
  • Amwins
  • Limit Apollo
  • Herald
  • Quotey
  • Prowriters
  • Recorder
  • Mshift
  • RT Specialty
  • Sayata
  • Tarmika
  • Victor
  • Acturis
  • Affinity
Call to Actions

Portfolio Quoting

Portfolio Quoting is a service that allows brokers to automate the process of obtaining cyber insurance quotes for their entire client portfolio. By submitting a spreadsheet with required client information, brokers can receive automatically generated quotes for all eligible clients, streamlining the quoting and binding process.

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Product Overview

Automate cyber quoting for your entire book of business in a single, frictionless process.

Detailed Description

Portfolio Quoting is a service that allows brokers to automate the process of obtaining cyber insurance quotes for their entire client portfolio. By submitting a spreadsheet with required client information, brokers can receive automatically generated quotes for all eligible clients, streamlining the quoting and binding process.

Key Features

  • Automated quote generation for multiple clients.
  • Spreadsheet-based submission process.
  • Eligibility checks and instant quote production.
  • Ability to review and bind coverage efficiently.

Key Benefits

  • Bulk quote large program opportunities in one go.
  • Cross-sell cyber insurance across your entire portfolio.
  • Replace master policies with tailored coverage for individual clients.
  • Frees up brokers' time to focus on complex client demands and relationship building.
How It Works
1.Send underwriters a spreadsheet with required client information.
2.The system automatically generates quotes for all eligible clients.
3.Review the quotes, bind coverage, and repeat as needed.
Documentation
View Documentation
Who Is It For
  • Insurance brokers managing a portfolio of clients seeking cyber insurance.
  • Brokers looking to automate and streamline the quoting process for multiple clients.
Detailed Sections
Portfolio quoting

Automate cyber quoting for your entire book of business in a single, frictionless process.

How it works

Send our underwriters a spreadsheet with required client information. Our system will then automatically generate quotes for all eligible clients. Simply review, bind and repeat!

  • Send underwriters a spreadsheet with required client information.
  • System automatically generates quotes for all eligible clients.
  • Review, bind, and repeat.
Why try portfolio quoting?
  • Bulk quote large program opportunities in one go.
  • Cross-sell cyber insurance across your entire portfolio.
  • Replace master policies with tailored coverage for individual clients.
Get in touch

Contact your cyber underwriter to begin portfolio quoting today

  • Michael Spinks, Head of SME Cyber, US

Manufacturing Insurance

Manufacturer’s professional insurance from CFC is an E&O-led policy tailored for manufacturers, providing comprehensive protection against professional liability, technology errors, cyber, privacy, and cybercrime risks. It is designed to address the unique and evolving exposures faced by manufacturers due to new technologies, increased contractual obligations, and additional risks in the production process.

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Product Overview

CFC's manufacturer’s professional E&O-led policy is designed to give manufacturers comprehensive coverage from new and evolving exposures. The policy combines errors & omissions (E&O) with optional cyber coverage to ensure manufacturing businesses are protected against a rapidly changing risk landscape, including technology, contractual, and additional risks.

Detailed Description

Manufacturer’s professional insurance from CFC is an E&O-led policy tailored for manufacturers, providing comprehensive protection against professional liability, technology errors, cyber, privacy, and cybercrime risks. It is designed to address the unique and evolving exposures faced by manufacturers due to new technologies, increased contractual obligations, and additional risks in the production process.

Key Features

  • Errors & omissions (E&O) coverage
  • Optional cyber coverage
  • Coverage for technology errors
  • Coverage for ancillary professional services
  • Media liability protection
  • Pollution incident coverage

Key Benefits

  • Comprehensive professional liability cover
  • Affirmative coverage for technology errors
  • Optional cyber, privacy, and cybercrime protection
  • Covers third-party financial losses due to product failure to perform
  • Fills the gap not covered by general liability insurance (e.g., product repair, replacement, consequential losses)
Documentation
View Documentation
Who Is It For
  • Manufacturers of all types
  • Manufacturers providing professional services such as design, engineering, or consulting
Requirements
  • Eligibility depends on business size, activities, and risk profile.
Detailed Sections
Manufacturer's professional

CFC's manufacturer’s professional E&O-led policy is designed to give manufacturers comprehensive coverage from new and evolving exposures. The risk landscape for manufacturers is changing rapidly, driven by the influx of new technologies into the supply chain and production line. Combined with increasing contractual obligations and the introduction of additional risks, it’s never been more vital for manufacturers to safeguard themselves at every stage of the production process.

Highlights
  • Comprehensive professional liability cover
  • Affirmative coverage for technology errors
  • Cyber, privacy and cybercrime
Claims examples

Examples of real claims paid under the policy, including products failing to perform, errors & omissions, ancillary professional service, pollution incident, and media liability.

  • Products failing to perform: Coverage for financial losses when a batch of manufactured components was off-spec, causing client project delays and losses.
  • Errors & omissions: Coverage for claims arising from manufacturing errors that prevent clients from meeting their production deadlines.
  • Ancillary professional service: Coverage for losses due to incorrect calibration or professional services related to manufacturing.
  • Pollution incident: Coverage for losses caused by product defects leading to pollution or hazardous incidents.
  • Media liability: Coverage for claims related to unauthorized use of trademarks or intellectual property in manufactured products.
FAQs
  • Manufacturer's professional (E&O) insurance covers third-party financial losses due to a product’s failure to perform, filling the gap left by general liability insurance.
  • Recommended for all manufacturers, especially those providing design, engineering, or consulting services.
  • Up to $5m E&O limits available, depending on business size and activities.

Carbon Insurance

Carbon Insurance from CFC is a suite of insurance products designed to safeguard businesses and investors involved in the carbon market from risks such as non-delivery, cancellation, invalidation, and non-payment of carbon credits. The products are tailored to support the voluntary carbon market (VCM) and compliance carbon market (CCM), providing financial certainty and quality assurance for carbon credit transactions and investments.

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Product Overview

CFC's Carbon Insurance provides risk transfer solutions for participants in the voluntary and compliance carbon markets, protecting against risks such as non-delivery, cancellation, invalidation, and non-payment related to carbon credits and projects. The offering is designed to facilitate the growth of sustainable projects and enable capital flow into the carbon market by providing contract certainty and financial protection.

Detailed Description

Carbon Insurance from CFC is a suite of insurance products designed to safeguard businesses and investors involved in the carbon market from risks such as non-delivery, cancellation, invalidation, and non-payment of carbon credits. The products are tailored to support the voluntary carbon market (VCM) and compliance carbon market (CCM), providing financial certainty and quality assurance for carbon credit transactions and investments.

Key Features

  • Covers non-delivery of carbon credits from any cause
  • Covers cancellation or invalidation of purchased carbon credits
  • Covers non-repayment of loans to carbon project developers (all-risks basis)
  • CORSIA guarantee: protection against Letter of Authorisation revocation and corresponding adjustment failure
  • Underwriting focuses on the carbon project, not the policyholder
  • 60 second web-form application for CORSIA guarantee
  • Project developer can set policy limits to reflect dynamic CORSIA market pricing

Key Benefits

  • Contract certainty for forward purchases and issued credits
  • Financial protection against delivery shortfalls, credit invalidation, or reversal
  • Additional quality assurance with an insurance backstop
  • Adverse media and crisis management support in case of project invalidation
  • De-risking lenders' capital to unlock debt opportunities
  • Compliance with Basel regulations for capital relief (for lenders)
  • Financial certainty for loans backed by future carbon credits
  • Registry-approved protection for CORSIA-related risks
  • Facilitates growth and sustainability in the voluntary carbon market
Use Cases
  • Mitigating risk of non-delivery of carbon credits in forward contracts
  • Protecting against invalidation or cancellation of carbon credits
  • Securing loans to carbon project developers against non-payment
  • Ensuring compliance and financial protection for CORSIA-eligible projects
Documentation
View Documentation
Who Is It For
  • Companies purchasing nature-based carbon credits on a forward basis
  • Companies who own or have retired carbon credits
  • Banks and investors providing debt investment to carbon project developers
  • Project developers seeking protection against regulatory risks (e.g., CORSIA requirements)
  • Investors seeking exposure to carbon as an asset class
  • Companies buying allowances to offset residual emissions
Requirements
  • Forwards purchase of carbon credits (for delivery insurance)
  • Ownership or retirement of carbon credits (for cancellation insurance)
  • Debt investment to carbon project developers (for lender non-payment insurance)
  • Project developer status and CORSIA market participation (for CORSIA guarantee)
Detailed Sections
Carbon insurance

As businesses become more involved in the carbon market, insurance should be an integral part of their planning process. By safeguarding the risks associated with the carbon market, insurers can play a vital role in facilitating the growth of sustainable projects.

Carbon product suite

CFC offers a suite of carbon insurance products: Carbon delivery, Carbon cancellation, Carbon lender non-payment, and CORSIA guarantee.

  • Carbon delivery: For companies purchasing nature-based carbon credits on a forward basis.
  • Carbon cancellation: For companies who own or have retired carbon credits.
  • Carbon lender non-payment: For banks/investors providing debt to developers.
  • CORSIA guarantee: For project developers needing registry-approved protection.
The carbon market

There are two parts of carbon market, the compliance carbon market (CCM) and the voluntary carbon market (VCM). The CCM is a ‘cap and trade’ system, subject to robust regulation. The VCM is unregulated and guided by non-governmental standards.

Carbon credits

Carbon credits (or carbon offsets) are produced by any activity that lowers or removes emissions. 1 carbon credit = 1 tonne of carbon dioxide equivalent reduced, avoided, or removed.

Carbon projects

Key types: Biochar, Blue carbon, Carbon capture storage, Direct air capture, Forestry.

  • Biochar: Charcoal from biomass heating used to store carbon in land
  • Blue carbon: Projects in ocean or coastal environments
  • Carbon capture storage: CO2 captured from industrial processes
  • Direct air capture: Atmospheric carbon filtered and stored underground
  • Forestry: Forests grown, restored, or maintained
Benefits

Carbon insurance helps reduce difficult emissions, generates revenue for developing economies, drives new technologies, and contributes to sustainable goals.

  • Help reduce more-difficult emissions
  • Generate additional revenue streams for developing economies
  • Discover new technologies for carbon removal
  • Contribute to wider sustainable goals
FAQs

Answers to common questions about carbon insurance, the carbon market, and carbon credits.

Digital Healthcare Insurance

A packaged insurance policy designed for digital health businesses and healthcare providers using technology in patient care. It covers a wide range of risks, including those arising from cyber events, technology errors, and the use of digital health solutions.

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Product Overview

CFC’s market-leading eHealth insurance policy provides insurance solutions for digital health businesses and healthcare providers adopting technology as part of day-to-day patient care. The policy is tailored to the unique risk profile of companies operating at the intersection of healthcare and technology, addressing both emerging and traditional risks.

Detailed Description

A packaged insurance policy designed for digital health businesses and healthcare providers using technology in patient care. It covers a wide range of risks, including those arising from cyber events, technology errors, and the use of digital health solutions.

Key Features

  • Bodily injury arising from healthcare services, technology activities, cyber events, and system outages
  • Technology errors and omissions (E&O)
  • Products failing to perform
  • Cyber and privacy coverage specific to digital healthcare companies
  • General liability, employers’ liability, and legal expenses
  • Intellectual property rights and infringement cover
  • Risk management and training solutions with Center for Telehealth and E-Health Law (CTeL)

Key Benefits

  • Comprehensive coverage for both healthcare and technology-related risks
  • Automatic coverage for physicians and medical practitioners
  • Protection against bodily injury arising from cyber events and system outages
  • Coverage for technology errors and omissions
  • Cyber and privacy coverage tailored to digital healthcare
  • Worldwide jurisdiction
Documentation
View Documentation
Who Is It For
  • Digital health businesses
  • Healthcare providers adopting technology
  • Companies operating at the intersection of healthcare and technology
  • Telemedicine providers
  • mHealth (mobile health) companies
  • Artificial intelligence healthcare solution providers
  • Remote patient monitoring companies
  • Wellbeing clinics and labs utilizing digital healthcare technologies
Detailed Sections
Award-winning digital health insurance

CFC’s market-leading eHealth insurance policy provides insurance solutions for digital health businesses and healthcare providers adopting technology as part of day-to-day patient care.

Key features
  • Bodily injury arising from cyber events and system outages
  • Technology E&O
  • Automatic coverage for physicians and medical practitioners
  • Cyber and privacy
Sub-sectors

Companies operating in this space often bridge both the healthcare and technology sectors, so they are open to a wide range of emerging and traditional risks. Here are the sub-sectors:

  • Telemedicine
  • mHealth
  • Artificial intelligence
  • Remote patient monitoring
What does CFC's eHealth policy cover?
  • Bodily injury arising from healthcare services, technology activities, cyber events and system outages
  • Technology errors and omissions
  • Products failing to perform
  • Cyber and privacy tailored to address digital healthcare companies’ specific cyber exposures
  • General liability, employers’ liability and legal expenses
  • Intellectual property rights and infringement cover
  • Risk management and training solutions with Center for Telehealth and E-Health Law (CTeL)
  • Worldwide jurisdiction
FAQs
  • Difference between eHealth and digital health
  • Why companies need digital health insurance
  • Definition of a digital health company
  • Risks faced by digital healthcare services
  • Claims process for digital health businesses
  • What are digital health solutions
  • Importance of digital health
Resources
  • Three digital healthcare trends to look out for in 2021
  • Medical devices: Security vs innovation
  • Digital health online learning series

Marine Insurance

CFC Marine Insurance is designed to protect shipping companies from security risks such as vessel hijack, crew kidnap, and war-related incidents. The products are tailored for both single vessels and large, multi-national fleets, offering access to expert consultants and a global, 24/7 crisis response team.

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Product Overview

CFC's Marine Insurance provides specialist solutions for shipping companies facing diverse security risks, including hull war and marine kidnap & ransom. The offering includes flexible policy structures, expert crisis response, and market-leading service standards.

Detailed Description

CFC Marine Insurance is designed to protect shipping companies from security risks such as vessel hijack, crew kidnap, and war-related incidents. The products are tailored for both single vessels and large, multi-national fleets, offering access to expert consultants and a global, 24/7 crisis response team.

Key Features

  • Flexible structures: single vessel/single transit up to open covers for large fleets
  • Expert consultants and global, 24/7 crisis response
  • Bespoke policy documentation
  • Volume discounts for larger policies

Key Benefits

  • Flexible policy structures (single vessel/single transit to open covers for fleets)
  • Access to expert consultants and a global, 24/7 crisis response team
  • Market-leading service standards
  • Bespoke policy documentation
Documentation
View Documentation
Who Is It For
  • Shipping companies
  • Operators of single vessels or multi-national fleets
  • Companies trading in high-risk marine piracy areas
Detailed Sections
Marine

In an unstable world, shipping companies face diverse security risks which threaten their vessels, their balance sheets, and, most importantly their crew. Our specialist team brings a unique blend of experience to deliver hull war and marine kidnap & ransom solutions with market-leading service standards. Our products offer flexible structures which range from single vessel/single transit up to open covers for large, multi-national fleets and, in the event of an incident, our policyholders have access to a range of expert consultants and a global, 24/7 crisis response team.

Marine kidnap and ransom

Bespoke wording covering hijack and seizure of a vessel or kidnap of crew, with limits up to USD25m

  • Up to USD 25m limits for kidnap & ransom and loss of hire combined
  • Standalone loss of hire cover available
  • 24/7 access to expert response consultants
  • Extended personal accident benefit
Hull war

Annual or breach-only coverage on the institute clauses, with a USD100m line and P&I included as a separate limit

  • USD100m across hull & machinery, increased value and loss of hire combined
  • P&I is also included in separate amounts equal to hull value
  • Flexible policy periods and volume discounts
  • Bespoke policy documentation produced by CFC

Media & Entertainment Insurance

CFC’s Media & Entertainment Insurance is a tailored insurance solution for businesses and individuals involved in creating, gathering, and disseminating content. It addresses the evolving risks in the media landscape, including those faced by influencers, brands, bloggers, agents, and traditional media companies. The policy is designed to reduce gaps in coverage and combines multiple protections into a single package.

Added

Product Overview

CFC’s Media & Entertainment Insurance provides bespoke, package policies that address the convergence of media and technology, offering comprehensive cover for risks faced when creating or promoting content on or offline. The product is designed for a wide range of modern media organizations, including brands, bloggers, agents, and traditional media companies, and provides protection for licensing agreements, intellectual property infringement, and other exposures related to content creation and dissemination.

Detailed Description

CFC’s Media & Entertainment Insurance is a tailored insurance solution for businesses and individuals involved in creating, gathering, and disseminating content. It addresses the evolving risks in the media landscape, including those faced by influencers, brands, bloggers, agents, and traditional media companies. The policy is designed to reduce gaps in coverage and combines multiple protections into a single package.

Key Features

  • Libel and slander coverage
  • Intellectual property (IP) infringement coverage
  • Content errors & omissions (E&O)
  • Technology errors & omissions (E&O)
  • Contractual liability
  • Cyber coverage
  • Bespoke policy design

Key Benefits

  • Comprehensive cover for risks associated with content creation and promotion
  • Protection for licensing agreements
  • Cover for intellectual property infringement
  • Addresses both online and offline exposures
  • Reduces gaps in coverage by combining multiple protections
Documentation
View Documentation
Who Is It For
  • Media professionals
  • Brands
  • Bloggers
  • Agents
  • Advertising agencies
  • Traditional media companies
  • Modern media organizations
  • Anyone creating or promoting content on or offline
Detailed Sections
Media & entertainment

Content is king, and anyone with a social media account can become an influencer overnight. Traditional media companies and advertising agencies are no longer the only businesses facing risks arising from the content they produce and promote. Understanding the new types of exposures facing brands, bloggers, agents and other modern-day media organizations can be challenging. CFC’s bespoke, package policies address the convergence of media and technology and provide comprehensive cover for the risks faced when creating or promoting content on or offline.

Our media & entertainment insurance provides protection to license agreements, including cover for intellectual property infringement. In addition to addressing the risks faced by those creating, gathering and disseminating content.
Media

Bespoke policy designed to reduce gaps in cover, combining libel, slander, IP, content E&O, technology E&O, contractual liability, cyber and more.

  • Libel
  • Slander
  • Intellectual property (IP)
  • Content errors & omissions (E&O)
  • Technology errors & omissions (E&O)
  • Contractual liability
  • Cyber
Downloads
  • Brochure (80.81 KB)
  • Application form (332.12 KB)
Check out our other media & entertainment insurance resources
  • CFC launches first-of-its-kind licensing agreement liability product
  • We write that, Vol. 3
  • Trolling & catfishing: The social media fairy tale with no happy ending

Professional Liability Insurance

Professional liability insurance from CFC is tailored for businesses providing professional services, offering protection against a variety of risks and exposures. The policies are modular and comprehensive, designed to be competitive and easy to access.

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Product Overview

CFC’s professional liability insurance offers broad, packaged policies designed to address the wide range of exposures faced by professional services businesses. The modular policies provide comprehensive cover at a competitive price, aiming to fill gaps left by many traditional professional indemnity policies. The service is quick and straightforward.

Detailed Description

Professional liability insurance from CFC is tailored for businesses providing professional services, offering protection against a variety of risks and exposures. The policies are modular and comprehensive, designed to be competitive and easy to access.

Key Features

  • Errors & omissions cover
  • Vicarious liability
  • Contractual liability
  • Affirmative coverage for technology errors (manufacturer's professional)
  • Cyber, privacy, and cybercrime coverage (manufacturer's professional)
  • Placed personnel cover (employment organizations)
  • Bespoke cover for oil & gas contractors with less than 20% manual work

Key Benefits

  • Comprehensive cover for a wide range of professional exposures
  • Modular, packaged policies to fill gaps left by traditional professional indemnity insurance
  • Competitive pricing
  • Quick and straightforward service
  • Worldwide legal cover (for admitted product)
  • Unlimited retroactive cover (for admitted product)
Documentation
View Documentation
Who Is It For
  • Accountants
  • Bookkeepers
  • Architects
  • Engineers
  • Contractors (construction industry)
  • Recruitment firms
  • Employment and staffing agencies
  • Manufacturers
  • Oil & gas contractors and specialists
  • A wide range of other professional services
  • Small-and-medium sized professions (over 500 types)
Detailed Sections
Professional liability

Professional services businesses come in all shapes and sizes and the services these companies provide can vary just as widely. CFC’s broad, packaged insurance policies take into account the wide range of exposures professional services businesses face while filling in gaps in cover left by many traditional professional indemnity policies. Our modular policies provide comprehensive cover at a competitive price, with quick, straight-forward service.

Our professional liability products

List of specific professional liability insurance products tailored for different professions.

  • Accountants
  • Architects & engineers
  • Contractor's professional
  • Employment organizations
  • Manufacturer's professional
  • Oil & gas
  • Professional services
  • Professional liability (admitted)
Want to learn more about CFC's professional liability insurance solutions?
Related resources

Supporting articles and case studies relevant to professional liability insurance.

  • Client conversation starters for Professional lines
  • Case study of a professions policy in action for a multi-disciplinary company
  • What’s next? 3 professional liability trends for 2025

Product Recall Insurance

Product recall insurance helps businesses manage the risks and costs associated with recalling products from the market. It covers first and third-party costs related to identifying and addressing the issue, conducting the recall, and maintaining business operations during the event.

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Product Overview

CFC's Product Recall Insurance provides comprehensive cover for a variety of industries and recall scenarios, including product guarantees, contractor errors, cyber product tamper, and software product safety. The policy is designed to safeguard businesses from the financial and reputational impact of a product recall event.

Detailed Description

Product recall insurance helps businesses manage the risks and costs associated with recalling products from the market. It covers first and third-party costs related to identifying and addressing the issue, conducting the recall, and maintaining business operations during the event.

Key Features

  • Cover for rectification costs, loss of sales, ancillary costs, and reputation protection
  • Coverage for product guarantees, contractor errors, cyber product tamper, and software product safety
  • Business interruption cover
  • Reputation protection
  • Coverage for errors by contract manufacturers
  • Ancillary costs such as crisis communications, PR, and retailer per store fees

Key Benefits

  • Comprehensive cover for a wide range of recall scenarios
  • Protection against financial loss and reputational damage
  • Coverage for business interruption and ongoing operational costs
  • Support for crisis communications and PR
  • Coverage for both first and third-party costs
How It Works
1.Identifying the issue: Internal or third-party testing, employing experts/consultants, closing facilities or suspending production, cleaning/fixing/replacing equipment.
2.Conducting the recall: Issuing notices to consumers, transporting/storing/destroying/disposing of affected products, replacing ingredients/materials/products, retailer per store fees, overtime for employees, crisis communications & PR.
3.Business continuity: Ongoing loss of sales or customers, cancelled contracts, replacing suppliers or hiring contract manufacturers, prolonged interruption of production, stalled R&D/M&A/investments, impact of brand & reputational damage.
Documentation
View Documentation
Who Is It For
  • Food & beverage manufacturers
  • Consumer goods manufacturers
  • Automotive parts manufacturers
  • Restaurants
  • Other businesses exposed to product recall risks
Detailed Sections
Product recall

Product recall is a worrying prospect for any business, threatening both a financial loss and damage to a company’s brand and reputation. Our product recall insurance policies provide comprehensive cover for a variety of industries and recall scenarios, ranging from product guarantees and contractor errors, to cyber product tamper and software product safety.

Explore our product recall products to learn more
  • Contaminated product recall
  • Product recall
  • Restaurant contamination
Contaminated product recall

Bespoke cover addressing contaminated food & beverage products. Includes business interruption cover, reputation protection, as well as errors by contract manufacturers.

Product recall

Product recall cover for consumer products to automotive parts. Covering rectification costs, loss of sales, ancillary costs, and reputation protection for a variety of recall scenarios including cyber product tamper and software product safety.

Restaurant contamination

Bespoke cover addressing contamination events in restaurants.

Get an indication for product recall insurance with just three simple pieces of information
What does CFC's product recall policy cover?

Product recall insurance helps safeguard a business from the financial impact of a recall, specifically the first and third-party costs associated with identifying and addressing the issue, conducting the recall and keeping the business operational.

Property & Casualty Insurance

Property & casualty insurance from CFC provides coverage for property and general liability, addressing the essential risks faced by businesses. The offering is designed to be straightforward and suitable for a broad spectrum of business types.

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Product Overview

CFC’s property & casualty insurance products address the core risks facing any business. Designed with a wide range of businesses in mind, CFC offers simple, clear policies with a breadth of cover for a business’s property and general liability needs.

Detailed Description

Property & casualty insurance from CFC provides coverage for property and general liability, addressing the essential risks faced by businesses. The offering is designed to be straightforward and suitable for a broad spectrum of business types.

Key Features

  • Property coverage
  • General liability coverage
  • Specialized coverage for manufacturers and distributors with E&O requirements

Key Benefits

  • Addresses core risks facing any business
  • Simple, clear policies
  • Broad coverage for property and general liability needs
Documentation
View Documentation
Who Is It For
  • Businesses of all types and sizes
  • Manufacturers and distributors (with specific E&O requirements)
Detailed Sections
Property & casualty

Every business needs protection when the worst happens. CFC’s property & casualty insurance products address the core risks facing any business. Designed with a wide range of businesses in mind, CFC offers simple, clear policies with a breadth of cover for a business’s property and general liability needs.

Our property & casualty products

Property & casualty: Covering property and general liability, this straightforward policy addresses the core risks faced by any business. Manufacturers & distributors: As E&O requirements become increasingly prevalent in contracts for manufacturers and distributors of all types, it’s important that these businesses have appropriate insurance in place.

  • Property & casualty
  • Manufacturers & distributors
Downloads
  • Brochure (82.66 KB)
  • Application form (199.23 KB)
  • Application form for Manufacturers & Distributors (449.08 KB)
Meet the team

Contact details for the Property & Casualty team, including underwriters and team leaders.

  • Holly Meyers - Property & Casualty Team Leader
  • Alex Ball - Property & Casualty Development Manager
  • David Boffey - Property & Casualty Underwriter
  • Alice Hopkins - Property & Casualty Underwriter
  • Dipali Patel - Property & Casualty Underwriter
  • Alfie Killick - Property & Casualty Assistant Underwriter
  • Erin Reeve - Property & Casualty Assistant Underwriter
  • Rose Orrey - Property & Casualty Underwriting Assistant
Want to learn more about CFC’s property & casualty insurance solutions?
Related resources
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Management Liability Insurance

Management liability insurance provides coverage for directors and officers (D&O) and their companies against increasing regulation and scrutiny around corporate behaviour and reporting. It includes protection for traditional and emerging risks such as D&O, benefit plan liability, reputation protection, cyber, and kidnap & ransom.

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Product Overview

CFC's Management Liability Insurance protects organizations of all sizes against both traditional and emerging risks faced at board level. Policies can be tailored to a company’s specific needs and cover claims made anywhere in the world as standard.

Detailed Description

Management liability insurance provides coverage for directors and officers (D&O) and their companies against increasing regulation and scrutiny around corporate behaviour and reporting. It includes protection for traditional and emerging risks such as D&O, benefit plan liability, reputation protection, cyber, and kidnap & ransom.

Key Features

  • Directors & Officers (D&O) liability
  • Benefit plan liability
  • Reputation protection
  • Cyber coverage
  • Kidnap & ransom coverage

Key Benefits

  • Protection against both traditional and emerging board-level risks
  • Policies tailored to specific company needs
  • Worldwide claims coverage as standard
Documentation
View Documentation
Who Is It For
  • Organizations of all sizes
  • Private and publicly-traded organizations
  • Directors and officers
  • Companies facing increasing regulation around corporate behaviour and reporting
Detailed Sections
Management liability

Directors and officers (D&O) are under more scrutiny than ever before and their companies face increasing regulation around corporate behaviour and reporting. CFC protects organizations of all sizes against both traditional and emerging risks faced at board level. Our management liability policies can be tailored to your company’s specific needs and cover claims made anywhere in the world as standard.

Our management liability products

Explore our management liability products to learn more. Management liability: Cover for traditional and emerging risks including D&O, benefit plan liability, reputation protection, cyber and kidnap & ransom. Side A DIC: Excess coverage for directors & officers of private and publicly-traded organizations.

  • Management liability
  • Side A DIC
Downloads

Brochures and application forms for management liability and Side A DIC products.

  • Management liability brochure
  • Management liability application form
  • Side A DIC brochure
Meet the team

Contact details for the management liability team at CFC.

  • Kate Lyes - Head of Specialty Lines
  • Robert Page - North American Management Liability Practice Leader
  • Melissa Kozera - US Management Liability Team Leader
  • Ralph Banbury - Specialty Development Leader
  • Evan Kislingbury - Management Liability Senior Underwriter
  • Bradley Drake - Management Liability Underwriter
  • Max-Oliver Matthew - Management Liability Assistant Underwriter
Check out our other management liability insurance resources

Additional articles and resources to help understand management liability insurance and related topics.

  • Management liability: Conversation starters
  • Popular management liability insurance myths debunked
  • Social pillar: The sleeping giant of ESG?

Terrorism Insurance

Property policies often lack cover for the increasing risk posed to businesses by acts of terrorism or sabotage. CFC’s standalone terrorism insurance policy offers broad, inclusive cover for damage to premises, restriction of access to property and utilities, and loss of income as a result of an act of terrorism or sabotage. The policy can serve as a valuable supplement or substitute to government coverage, such as TRIA in the US.

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Product Overview

CFC’s Terrorism Insurance is a standalone policy designed to address the increasing risk posed to businesses by acts of terrorism or sabotage, offering broad and inclusive cover that can supplement or substitute government coverage. The policy is available internationally and features a simple application process and competitive pricing.

Detailed Description

Property policies often lack cover for the increasing risk posed to businesses by acts of terrorism or sabotage. CFC’s standalone terrorism insurance policy offers broad, inclusive cover for damage to premises, restriction of access to property and utilities, and loss of income as a result of an act of terrorism or sabotage. The policy can serve as a valuable supplement or substitute to government coverage, such as TRIA in the US.

Key Features

  • Standalone policy for terrorism and sabotage risks
  • Covers damage to premises
  • Covers restriction of access to property and utilities
  • Covers loss of income due to terrorism or sabotage
  • Simple application process
  • Competitive pricing

Key Benefits

  • Broad, inclusive cover for terrorism and sabotage
  • Can supplement or substitute government terrorism insurance
  • Simple and efficient application process
  • Competitive pricing
Documentation
View Documentation
Who Is It For
  • Businesses seeking protection from terrorism or sabotage risks
  • Businesses whose property policies lack terrorism cover
  • Businesses in regions where government terrorism insurance is limited or insufficient
  • US businesses seeking alternatives or supplements to TRIA
Detailed Sections
Terrorism

Property policies often lack cover for the increasing risk posed to businesses by acts of terrorism or sabotage. While every country handles terrorism insurance differently, CFC’s standalone policy offers broad, inclusive cover and can be a valuable supplement or substitute to government coverage.

Terrorism

Standalone policy offering cover for damage to premises, restriction of access to property and utilities and loss of income as a result of an act of terrorism or sabotage.

Active assailant

Our policy offers incident response and crisis management services, provides victim compensation and support and also covers legal liabilities, damage to property and any interruption to your business.

Check out our other terrorism insurance resources
  • What is TRIA terrorism insurance?
  • What is active assailant insurance?
  • Popular TRIA myths debunked

Safeprotect Misconduct Liability Insurance

CFC’s SML policy offers standalone, broad coverage for sexual abuse and molestation liability on a claims made and reported basis. It is designed to address increasing media attention, extended statute of limitations, and large settlement verdicts related to sexual misconduct, particularly in the US.

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Product Overview

Safeprotect Misconduct Liability Insurance (SML) is a dedicated insurance product from CFC designed to provide broad sexual abuse and molestation coverage for organizations. The policy covers wrongful acts committed by an insured entity against a third party and includes risk management and response services through a partnership with Praesidium.

Detailed Description

CFC’s SML policy offers standalone, broad coverage for sexual abuse and molestation liability on a claims made and reported basis. It is designed to address increasing media attention, extended statute of limitations, and large settlement verdicts related to sexual misconduct, particularly in the US.

Key Features

  • Sexual abuse and molestation liability coverage
  • Praesidium risk management and response services (24/7 support, guidance, and advice)
  • Reputation protection
  • Court attendance and legal advice
  • Claims made and reported basis
  • Market competitive coverage

Key Benefits

  • Broad, standalone coverage for sexual abuse and molestation
  • Access to leading risk management and response services via Praesidium
  • Reputation protection
  • Court attendance and legal advice
Documentation
View Documentation
Who Is It For
  • Organizations seeking protection against sexual abuse and molestation claims
  • Entities at risk of wrongful acts committed by staff or representatives against third parties
Detailed Sections
Safeprotect misconduct liability

CFC’s SML policy provides broad, standalone coverage on a claims made and reported basis at a market competitive level.

Key features
  • Sexual abuse and molestation liability
  • Praesidium - risk management and response services
  • Reputation protection
  • Court attendance and legal advice
Praesidium: Risk management and response services

Praesidium are the leading experts in abuse prevention and crisis response and are well respected across the globe. CFC’s partnership with Praesidium enables us to offer all policyholders the help to assess, prevent and respond to abuse risks within an organisation. Support, guidance and advice on any suspected and / or proven wrongful act is offered by Praesidium on a 24 / 7 basis.

Downloads
  • Brochure (78.09 KB)
  • Application form (290.68 KB)
Meet the team

Contact details for the SML underwriting and specialty lines team.

  • Lee Abraham, Senior SML Underwriter
  • Kate Lyes, Head of Specialty Lines
  • Robert Page, North American Management Liability Practice Leader
Supporting Resources
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Kidnap & Ransom Insurance

The Kidnap & Ransom Insurance policy from CFC is designed to protect businesses and their employees from the financial and operational impacts of kidnap incidents and a broad range of associated security risks. The policy offers expansive traditional cover, including a broad definition of bodily injury, various extensions, and related expenses. A specialist marine K&R product is also available for commercial and leisure maritime activities.

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Product Overview

CFC's kidnap and ransom (K&R) insurance policy provides financial protection and peace of mind for businesses and their employees who may be at risk of kidnap incidents or related security threats, both overseas and domestically. The policy includes access to expert consultants and a global, 24/7 crisis response service.

Detailed Description

The Kidnap & Ransom Insurance policy from CFC is designed to protect businesses and their employees from the financial and operational impacts of kidnap incidents and a broad range of associated security risks. The policy offers expansive traditional cover, including a broad definition of bodily injury, various extensions, and related expenses. A specialist marine K&R product is also available for commercial and leisure maritime activities.

Key Features

  • 24/7 access to expert response consultants
  • Comprehensive legal and expense cover
  • Extended personal accident benefit
  • Tailored cover and endorsements available
  • Expansive traditional cover including a broad definition of bodily injury
  • Variety of extensions and related expenses

Key Benefits

  • Financial protection in the event of a kidnap or related security incident
  • Peace of mind for policyholders
  • Access to expert consultants
  • Global, 24/7 crisis response assistance
Documentation
View Documentation
Who Is It For
  • Businesses operating overseas
  • Businesses operating domestically
  • Shipping companies trading in high-risk marine piracy areas
  • Organizations operating globally
  • Commercial and leisure maritime activities
Detailed Sections
Kidnap and ransom

Businesses and their employees can find themselves at risk not only when operating overseas, but also much closer to home. Our kidnap and ransom (K&R) policy offers both financial protection and peace of mind, giving policyholders access to a range of expert consultants and a global, 24/7 crisis response assistance in the event of a kidnap incident, or a broad range of associated security risks. We also offer a specialist marine K&R product for both commercial and leisure maritime activities.

Key features
  • 24/7 access to expert response consultants
  • Comprehensive legal and expense cover
  • Extended personal accident benefit
  • Tailored cover and endorsements available
Downloads
  • Brochure (87.08 KB)
  • Application form (190.26 KB)
Check out our other kidnap & ransom insurance resources
  • Shipping companies: Don’t overlook these critical covers for marine piracy
  • How to prepare for a kidnap and ransom incident
  • USA hit by spate of kidnapping incidents

Connect Platform

Connect is a digital platform for insurance brokers to instantly quote, adjust, and bind insurance products with CFC. It leverages hundreds of data points and advanced automation to deliver tailored, comprehensive quotes quickly and efficiently.

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Product Overview

Connect is a broker trading portal built for the future, offering instant quote and bind capabilities. Using advanced automation and data science, Connect is designed to be the fastest and simplest way to transact business with CFC, streamlining the process from quote to bind to renewal.

Detailed Description

Connect is a digital platform for insurance brokers to instantly quote, adjust, and bind insurance products with CFC. It leverages hundreds of data points and advanced automation to deliver tailored, comprehensive quotes quickly and efficiently.

Key Features

  • Single question quoting: Generate a comprehensive quote with just a web address
  • Multiple products quoting: Obtain quotes for several products in a single view
  • Self-service: Adjust quotes and bind with a single click
  • Advanced automation and data science for smarter, faster quotes
  • Coverage variations tailored to client risk profiles

Key Benefits

  • Instant quote and bind functionality
  • Single question quoting using just a web address
  • Ability to generate quotes for multiple products at once
  • Self-service adjustments to quotes, including limits and deductibles
  • Streamlined process from quote to bind to renewal
  • Saves time and adds value for clients
How It Works
1.Broker enters a single piece of information (web address)
2.Connect generates a comprehensive, tailored quote
3.Broker can view and adjust coverage options, limits, and deductibles
4.Broker can bind the quote instantly with one click
5.Platform supports quoting for multiple products simultaneously
Documentation
View Documentation
Who Is It For
  • Insurance brokers
Detailed Sections
Discover instant quote and bind.

Introducing Connect, a broker trading portal built for the future.

Simple. Scalable. Smart.

Using advanced automation and data science, Connect is the fastest and simplest way to transact business with CFC.

Take a look

Connect uses hundreds of data points to deliver smarter, faster quotes and streamline the process from quote to bind to renewal.

  • Single question quoting: With just one piece of information – a web address – brokers can generate a comprehensive quote tailored to their client’s unique risk profile, as well as coverage variations most commonly requested by similar businesses.
  • Multiple products in one go: With the same piece of information, brokers can generate quotes for multiple products at once in a single view, saving time and adding value to clients.
  • Self-service at its finest: Brokers can adjust quotes – including limits and deductibles – as well as bind quotes with a single click.
Meet the team

Our experienced in-house platform support team are always on hand to help.

  • Daniel Keeler - Head of Digital Underwriting
  • Lauren Hall - Platform Support Manager
  • Eloise Richardson - Platform Support Team Leader
  • Erin Kennedy - Platform Support Team Leader
  • Jazz Lingam - Platform Support Specialist
Get started with Connect portal

Medical Malpractice Insurance

CFC's Medical Malpractice Insurance provides coverage for the professional, legal, and reputational exposures that arise from claims of medical malpractice. The product is designed to address the increasing risk and cost of litigation faced by healthcare organizations and practitioners.

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Product Overview

Medical malpractice claims and the costs of defending them are steadily on the rise, making litigation a primary exposure for healthcare organizations and practitioners alike. With over 15 years’ experience, CFC’s dedicated team of industry experts have developed well-rounded, unambiguous insurance cover for the professional, legal and reputational exposures arising from a claim of medical malpractice.

Detailed Description

CFC's Medical Malpractice Insurance provides coverage for the professional, legal, and reputational exposures that arise from claims of medical malpractice. The product is designed to address the increasing risk and cost of litigation faced by healthcare organizations and practitioners.

Key Features

  • Insurance cover for claims of medical malpractice
  • Protection against litigation costs
  • Coverage for reputational exposures

Key Benefits

  • Comprehensive coverage for professional, legal, and reputational risks
  • Developed by a dedicated team with over 15 years’ experience
  • Addresses the rising costs and frequency of medical malpractice claims
Documentation
View Documentation
Who Is It For
  • Healthcare organizations
  • Healthcare professionals
  • Surgeons
  • Dentists
Detailed Sections
Medical malpractice

Medical malpractice claims and the costs of defending them are steadily on the rise, making litigation a primary exposure for healthcare organizations and practitioners alike. With over 15 years’ experience, CFC’s dedicated team of industry experts have developed well-rounded, unambiguous insurance cover for the professional, legal and reputational exposures arising from a claim of medical malpractice.

Our medical malpractice products

Medical malpractice insurance is available for healthcare organizations and professionals, surgeons and dentists.

  • Available for healthcare organizations and professionals
  • Available for surgeons and dentists
Related resources

Supporting articles and resources relevant to medical malpractice and the healthcare sector.

  • Medical devices: Security vs innovation

Excess Cover / Umbrella Insurance

CFC's Excess Cover / Umbrella Insurance provides additional insurance coverage above the limits of existing professional liability, general liability, or cyber insurance policies. It is designed to offer extra protection and peace of mind for professionals and businesses seeking higher coverage limits.

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Product Overview

Umbrella cover from CFC offers extra peace of mind for professionals who want to top up their policy limits. It allows clients to increase their professional liability (PL), general liability (GL), or cyber primary limits—or any combination of the three—in a single policy. The product is available to small and micro businesses across a wide range of professions, regardless of whether the primary policy is placed with CFC or another provider.

Detailed Description

CFC's Excess Cover / Umbrella Insurance provides additional insurance coverage above the limits of existing professional liability, general liability, or cyber insurance policies. It is designed to offer extra protection and peace of mind for professionals and businesses seeking higher coverage limits.

Key Features

  • Single policy can cover excess for PL, GL, and cyber insurance
  • Flexible: can be applied to any combination of the three coverage types
  • Open to a wide range of professions and business types

Key Benefits

  • Top up professional liability, general liability, or cyber insurance limits in a single policy
  • Available to businesses regardless of where their primary policy is placed (with CFC or another provider)
  • Provides extra peace of mind and financial protection
Documentation
View Documentation
Who Is It For
  • Small businesses
  • Micro businesses
  • A wide range of professions
  • Professionals seeking to increase their liability or cyber insurance limits
Requirements
  • Must have a primary insurance policy (PL, GL, or cyber) in place
Detailed Sections
Umbrella cover

Offering extra peace of mind for professionals who want to top up their policy limits. Top up professional liability (PL), general liability (GL), or cyber primary limits - or any combination of the three - in a single policy.

  • Top up PL, GL, or cyber limits in a single policy
  • Available for small and micro businesses
  • Wide range of professions considered
  • Primary policy can be with CFC or others
Supporting Resources
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