Adyen - Complete Company Profile

Adyen is a Finance company. Adyen is a financial technology platform that provides end-to-end payments, data, and financial management solutions to businesses. The platform helps companies accept payments, protect revenue, and control their finances, while also providing insights and tools to help them grow and expand. Adyen offers 4 products: Payments, Issuing, Authentication, Risk management.

AD

End-to-end payments, data, and financial management in a single solution. Meet the financial technology platform that helps you realize your ambitions faster.

Adyen is a financial technology platform that provides end-to-end payments, data, and financial management solutions to businesses. The platform helps companies accept payments, protect revenue, and control their finances, while also providing insights and tools to help them grow and expand.

"The platform to help your business grow"

About Adyen

Adyen is a Finance company serving global markets. Adyen is a financial technology platform that provides end-to-end payments, data, and financial management solutions to businesses. The platform helps companies accept payments, protect revenue, and control their finances, while also providing insights and tools to help them grow and expand.

Company Details

Niche

Finance

What Adyen Offers

4 products and services

Payments

Adyen Payments is a single payment platform that enables businesses to accept, process, and settle payments online and in-person, expand...

Online payments: card payments, digital wallets, recurring payments, pay by link
In-person payments: manage all in-store payments and devices in one platform

Issuing

Adyen Issuing enables businesses to create and manage physical or virtual payment card programs using Adyen's financial technology platform. It...

Physical and virtual card issuance
Customizable onboarding, branding, and card control rules

Authentication

Adyen Authentication provides businesses with a fast and seamless authentication experience for their customers, balancing convenience and security. It uses...

Machine learning-driven authentication routing.
Risk-based intelligence to identify good and bad shoppers.

Risk management

Adyen's Risk management offering is a fraud detection and prevention solution powered by network-wide insights and machine learning technology. It...

Machine learning-powered fraud detection and prevention
Continuous model updates based on global payments data

Company Information

Enriched company details and information

The platform to help your business grow

Description

End-to-end payments, data, and financial management in a single solution. Meet the financial technology platform that helps you realize your ambitions faster.

What They Do

Adyen provides a platform for accepting payments, managing fraud, and controlling finances.

Who They Serve

They serve digital businesses, omnichannel businesses, and platforms & marketplaces.

Key Value Propositions

End-to-end payment solutions
Fraud protection
Insights for business growth
Unified commerce capabilities

Target Customers

Digital businesses
Omnichannel businesses
Platforms & marketplaces

Industries Served

E-commerce
Retail
Travel
Marketplaces
Digital Services

Contact Information

API Information

API Summary

Adyen provides APIs for payment processing, risk management, and financial operations.

API Available
Yes
API Related URLs

Customer Logos

Uber

Uber

American Eagle

American Eagle

eBay

eBay

Spotify

Spotify

McDonald's

McDonald's

Adobe

Adobe

Homepage Full Text

Adyen is a financial technology platform that provides end-to-end payments, data, and financial management solutions. It helps businesses grow by offering various payment methods, fraud protection, and insights into customer behavior. Adyen serves digital businesses, omnichannel businesses, and platforms & marketplaces, providing them with the tools to optimize their payment processes and enhance customer experiences.

Products & Offerings

Detailed information about Adyen's products and services. Each offering is enriched with AI-powered insights to help you understand capabilities, features, and use cases.

Payments

Adyen Payments provides a unified platform for businesses to accept payments across all sales channels, including online (web, in-app, recurring, pay by link) and in-person. The platform manages the entire payments value chain, from checkout to settlement, with global acquiring connections, and offers integration with existing technology stacks through pre-packaged plugins.

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Product Overview

Adyen Payments is a single payment platform that enables businesses to accept, process, and settle payments online and in-person, expand into new markets, and quickly add new payment methods. It supports 100+ payment methods globally and provides tools for risk management, revenue optimization, authentication, and actionable insights.

Detailed Description

Adyen Payments provides a unified platform for businesses to accept payments across all sales channels, including online (web, in-app, recurring, pay by link) and in-person. The platform manages the entire payments value chain, from checkout to settlement, with global acquiring connections, and offers integration with existing technology stacks through pre-packaged plugins.

Key Features

  • Online payments: card payments, digital wallets, recurring payments, pay by link
  • In-person payments: manage all in-store payments and devices in one platform
  • Unified Commerce: cross-channel data and customer insights
  • Global acquiring and settlement
  • Risk management tools
  • Revenue optimization tools
  • Authentication solutions
  • Actionable insights and analytics
  • Support for 100+ global payment methods
  • Pre-certified payment terminals and devices
  • Pre-packaged plugins for integration (Salesforce, Microsoft, Adobe Commerce, commercetools, PrestaShop, Oracle, etc.)

Key Benefits

  • Accept, process, and settle payments on all sales channels with one platform
  • Expand into new markets and reach more customers with 100+ payment methods
  • Improve conversion and authorization rates
  • Protect business from fraud with machine learning-driven risk management
  • Lower transaction costs and faster funds settlement
  • Unified Commerce: connect online and in-person payment data for cross-channel insights
  • Integrate quickly with existing technology using pre-packaged plugins
Use Cases
  • Ecommerce payments
  • In-store/retail payments
  • Subscription and recurring payments
  • Omnichannel/unified commerce
  • Charity donations at checkout (Adyen Impact)
Documentation
View Documentation
Who Is It For
  • Businesses seeking to accept payments online and in-person
  • Companies expanding into new markets
  • Omnichannel and unified commerce businesses
  • Merchants requiring multiple payment methods and global reach
Detailed Sections
The payment platform to accept payments everywhere

Receive payments online and in-person, grow into new markets, and quickly add new payment methods with a single payment platform.

  • Accept, process, and settle payments on all sales channels
  • Expand into new markets with 100+ payment methods
  • Improve conversion and authorization rates
  • Protect business from fraud with machine learning
One platform to accept payments across all channels

Adyen enables online and in-person payments, with unified commerce to connect data and customer experiences across channels.

  • Online payments: web, in-app, recurring, pay by link
  • In-person payments: manage all stores and devices in one platform
  • Unified Commerce: cross-channel insights and flexible buying journeys
  • 100+ payment methods globally
Everything taken care of, from checkout to settlement

Adyen manages the whole payments value chain with global acquiring connections, resulting in higher authorization rates, lower transaction costs, and faster funds settlement.

  • One platform for acceptance, processing, and settlement
  • Global acquiring
  • Higher authorization rates
  • Lower transaction costs
  • Faster funds settlement
Integrate with your existing technology

Integrate Adyen Payments quickly with pre-packaged plugins for major platforms, always updated with the latest features.

  • Pre-packaged plugins for Salesforce, Microsoft, Adobe Commerce, commercetools, PrestaShop, Oracle, and more
Keep your business compliant and secure

Adyen ensures compliance with the latest regulatory requirements and changes.

  • Level 1 PCI DSS 3.2
  • PSD2 & SCA
  • GDPR
  • ISAE3402/SOC 1
Take your payments up a level

Enhance your payments setup for higher conversion and a superior customer experience with risk management, revenue optimization, authentication, and actionable insights.

  • Risk management: protect from fraud
  • Revenue optimization: increase authorization rates
  • Authentication: seamless customer verification
  • Actionable insights: understand customer behavior
Help your customers give back at the checkout

Let customers donate to your preferred charity or fund a climate action project with Adyen Impact.

Start accepting payments with Adyen today
Supporting Resources

Issuing

Adyen Issuing provides everything needed to create, brand, and manage physical or virtual payment cards at scale. The platform is API-first, secure, and compliant by default, allowing businesses to unlock new revenue streams and actionable data insights.

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Product Overview

Adyen Issuing enables businesses to create and manage physical or virtual payment card programs using Adyen's financial technology platform. It offers advanced API integration, customizable card experiences, and seamless connection with Adyen's acquiring and payments infrastructure.

Detailed Description

Adyen Issuing provides everything needed to create, brand, and manage physical or virtual payment cards at scale. The platform is API-first, secure, and compliant by default, allowing businesses to unlock new revenue streams and actionable data insights.

Key Features

  • Physical and virtual card issuance
  • Customizable onboarding, branding, and card control rules
  • Card controls by location, time, brand, sales channel, industry, merchant ID, and amount
  • Support for mobile wallets (in-store, in-app, online)
  • Single or multi-use virtual cards, batch issuance
  • Customer Area dashboard for program management and real-time adjustments
  • Advanced API for automation and scale
  • Integration with Adyen Payments, Accounts, and Capital

Key Benefits

  • Issue branded physical or virtual cards at scale
  • Seamless integration with Adyen Acquiring for instant funding
  • Customizable card experiences and controls
  • Unlock revenue through interchange share
  • Actionable, connected data insights
  • Automated, real-time reconciliation and reporting
  • International coverage and local compliance handled by Adyen
  • Transparent, fair pricing with no third-party integrations
Use Cases
  • {"name":"Embedded Finance","description":"Offer branded cards to platform or marketplace users, enabling instant access to incoming funds and combined card/bank account experiences."}
  • {"name":"Supplier Payments","description":"Instantly pay business partners or suppliers with virtual cards, reducing fraud risk and optimizing cash flow."}
  • {"name":"Expense Management","description":"Streamline expense and benefit programs with corporate cards, advanced controls, and automated reconciliation."}
Documentation
View Documentation
Who Is It For
  • Enterprise businesses
  • Platforms and marketplaces (embedded finance)
  • Businesses needing supplier payments solutions
  • Companies seeking expense management solutions
  • Businesses in the US, UK, and Europe
Requirements
  • Available for businesses in the US, UK, and Europe only

Authentication

Adyen Authentication is a solution designed to intelligently route and authenticate online payments, leveraging machine learning and risk-based intelligence to optimize for both security and customer experience. It automates the selection of the best authentication route, applies exemptions for trusted shoppers, and ensures compliance with global regulations.

Added

Product Overview

Adyen Authentication provides businesses with a fast and seamless authentication experience for their customers, balancing convenience and security. It uses machine learning to maximize authentication success, enhance online transactions, reduce fraud, and ensure global compliance with regulations like PSD2 SCA.

Detailed Description

Adyen Authentication is a solution designed to intelligently route and authenticate online payments, leveraging machine learning and risk-based intelligence to optimize for both security and customer experience. It automates the selection of the best authentication route, applies exemptions for trusted shoppers, and ensures compliance with global regulations.

Key Features

  • Machine learning-driven authentication routing.
  • Risk-based intelligence to identify good and bad shoppers.
  • Automatic application of authentication in regulated countries.
  • Use of exemptions where possible to streamline authentication.
  • Seamless customer authentication at checkout.
  • Support for card payments without interruptions.
  • Continuous model updates based on global payments data.
  • Integration with Adyen's Protect (fraud detection) and Tokenize (secure repeat payments) solutions.

Key Benefits

  • Maximizes authentication success rates using machine learning.
  • Enhances card-not-present (CNP) transactions and reduces fraud.
  • Removes unnecessary authentication for trusted shoppers.
  • Ensures compliance with global regulations such as PSD2 SCA.
  • Provides seamless, interruption-free payment experiences on any device.
  • Continuously optimizes payment performance with AI models.
Use Cases
  • Authenticating online card payments with minimal customer friction.
  • Complying with Strong Customer Authentication (SCA) requirements in Europe.
  • Reducing fraud in e-commerce transactions.
  • Optimizing conversion rates by minimizing unnecessary authentication steps.
How It Works
1.Machine learning selects the optimal authentication route for each transaction.
2.Transactions are routed based on business regulations, risk criteria, and policies.
3.Authentication is automatically applied in regulated markets; exemptions are used for trusted shoppers.
4.The Authentication Engine continuously updates to reflect the latest payment trends.
Documentation
View Documentation
Who Is It For
  • Businesses seeking to optimize online payment authentication.
  • Merchants needing to comply with global payment regulations (e.g., PSD2 SCA).
  • Companies looking to reduce fraud and improve customer checkout experience.
  • Enterprises processing high volumes of card-not-present transactions.
Detailed Sections
Balance convenience and security with better authentication

Provide your customers with a fast and seamless authentication experience.

Maximize authentication success

Use machine learning to automatically choose the authentication route with the highest success rate every time.

Enhance online transactions

Enhance CNP transactions and reduce fraud with Protect and Authenticate, removing authentication for trusted shoppers.

Global compliance made easy

Simplify authentication with a smart solution that ensures compliance with PSD2 SCA.

Let our technology do the manual work

Authenticate customers seamlessly. Route every transaction intelligently based on your business's regulations, risk criteria, and policies.

  • Seamlessly authenticate customers
  • Route transactions smartly
  • Tailor processes to your goals
Create a payment experience without interruptions

Keep customers happy at checkout with seamless card payments. Enable interruption-free transactions on any device with new authentication flows.

  • Keep customers happy at checkout
  • Enable card payments without interruptions
  • Support transactions on any device
Authenticate payments effectively with machine learning

Automatically apply authentication in regulated countries, use exemptions when possible, and reduce fraud risk with the Authentication Engine.

  • Stay compliant
  • Streamline Authentication
  • Combat fraud
The technology behind Adyen Uplift

The true power of our AI resides in being able to connect the full funnel and balance key KPIs. We use risk-based intelligence to identify good and bad shoppers based on trillions of dollars worth of global payments data from a single platform. When we know a shopper is good, our optimizations help them speed through checkout. Our models update continuously to help optimize payments performance according to the latest trends.

Discover our technology
  • Tokenize: Let repeat customers pay without entering their payment details again. Replace sensitive information with secure and easy-to-use tokens.
  • Protect: Discover a fraud detection and prevention solution powered by network-wide insights and machine learning technology.
  • Optimize: Test and implement automations that optimize every single payment. Maximize revenue and never miss an opportunity to convert customers.
Get started with AI-powered payments
Supporting Resources

Risk management

Adyen Risk management provides advanced fraud detection and prevention using machine learning and insights from trillions of dollars in global payments data. The solution is designed to safeguard good shoppers, increase revenue, and enable businesses to make smarter risk decisions through continuous model updates and customizable rule management.

Added

Product Overview

Adyen's Risk management offering is a fraud detection and prevention solution powered by network-wide insights and machine learning technology. It helps businesses strike the right balance between risk and revenue by leveraging global payments data to block fraudulent shoppers and convert legitimate ones, reducing false positives and chargeback costs, and empowering smarter risk decisions.

Detailed Description

Adyen Risk management provides advanced fraud detection and prevention using machine learning and insights from trillions of dollars in global payments data. The solution is designed to safeguard good shoppers, increase revenue, and enable businesses to make smarter risk decisions through continuous model updates and customizable rule management.

Key Features

  • Machine learning-powered fraud detection and prevention
  • Continuous model updates based on global payments data
  • Action-based rule management for customizable risk strategies
  • Backtesting of risk rules to compare and optimize performance
  • Separation of fraud and business decision rules via labeling
  • Automated decisions to reduce operational burden
  • Insights to set thresholds and manage risk

Key Benefits

  • Leverage global payments data to block bad shoppers and convert good ones
  • Reduce false positives and cut chargeback costs
  • Empower smarter decisions with advanced machine learning models
  • Reduce operational burden, losses, and bot attacks
  • Continuously improve fraud detection with data-driven insights and automation
  • Customize risk strategy with action-based rules and machine learning
  • Backtest risk rules to evaluate performance before going live
How It Works
1.Connects to Adyen's global payments platform to analyze transaction data
2.Uses AI and machine learning to identify good and bad shoppers
3.Allows businesses to set and test custom risk rules
4.Provides backtesting tools to evaluate rule changes before deployment
5.Continuously updates models to reflect latest fraud trends
Documentation
View Documentation
Who Is It For
  • Businesses seeking to reduce fraud and chargebacks
  • Merchants wanting to optimize revenue and minimize false positives
  • Companies requiring advanced, automated, and customizable risk management for payments
Detailed Sections
Strike the right balance between risk and revenue

Discover a fraud detection and prevention solution powered by network-wide insights and machine learning technology.

  • Leverage insights from trillions of dollars in global payments data to block bad shoppers and convert good ones.
  • Reduce false positives and cut chargeback costs with precise fraud risk evaluations.
  • Stay in control with advanced machine learning models that assess, fine-tune, test, and scale your risk strategy.
Advance fraud detection with machine learning and automation

Improve fraud detection continuously with data-driven insights and automated decisions powered by our rich global dataset.

  • Reduce operational burden, losses, and bot attacks
  • Cut chargeback costs by blocking fraud and reducing false positives
  • Use model insights to set thresholds and manage risk
Customize fraud control with simple rule management

Customize your risk strategy with action-based rules, precise data, and machine learning.

  • Simplify fraud detection with action-based rules
  • Customize your strategy with risk rules and machine learning
  • Clarify fraud from business decisions by labeling rules
Backtest risk rules to evaluate performance

Test risk decisions before going live and compare them to live risk profiles to make data-driven decisions.

  • Unlock key insights to improve your risk decision performance
  • Ensure success by backtesting rule changes before applying them
The technology behind Adyen Uplift

The true power of our AI resides in being able to connect the full funnel and balance key KPIs. We use risk-based intelligence to identify good and bad shoppers based on trillions of dollars worth of global payments data from a single platform. When we know a shopper is good, our optimizations help them speed through checkout. Our models update continuously to help optimize payments performance according to the latest trends.

Get started with AI-powered payments
Supporting Resources